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Select an assessment year:

  • Overall approach
    3/10
    • Overarching commitment on deforestation
      0/6
    • Deforestation as a business risk
      1/1
      Business risk
      Yes
      1/1
      Type of financial risk recognised by the financial institution: Other
      "Irrespective of their certification status, all palm oil customers must satisfy a strict assessment prior to credit approval that they are not involved in any deforestation activities and are not involved in any new development on peat, regardless of depth. Group Risk Appetite Statement (RAS) Our Group Risk Appetite states that physical climate risks - of which forests related activities are impacted by - are to be considered and managed as a contributor to credit risk. Disclosures For the past two years we have disclosed our group-wide exposures and credit quality metrics to Agriculture, Food, and Forestry customers that are most exposed to forests risks through their value chains"
    • Target to reduce emissions in scope 1/2
      Reduce emissions
      No
      0/0
      Type of climate target: N/A
    • Clients/holdings must have anti-corruption policy
      0.5/1
      Anti-corruption
      Yes, an anti-corruption policy
      0.5/1
      "ANTI-BRIBERY AND ANTI-CORRUPTION (ABAC) We place a premium on business integrity and have zero tolerance for bribery and corruption in our business dealings. Our Anti-Bribery and Anti-Corruption (ABAC) Policy and Framework sets out the principles and conduct provisions which apply to ABAC business integrity matters applicable to ANZ, its employees and third parties. Our commitment to business integrity is described by way of key ABAC principles and the practical behavioural outcomes required to demonstrate adherence to the ABAC policy."
    • Collaborative finance sector initiatives
      1/2
      Collaborative initiatives
      Yes, involved in a collaborative finance sector initiative focused on deforestation
      1/2
      Is a 2025 target date encouraged within the collaborative initiative(s)?: No

      Which initiative?: RSPO

      Does the financial institution engage ESG data providers on the need for better data on deforestation?: No

      In which location?: Global
      They are a member of RSPO
    • Nature/people-positive investment
      Nature-positive investment
      No
      0/0
      Is due diligence conducted on these nature- and people- positive activities to ensure they are compliant with the standards of the policy outlined in 1.1?: No
  • Commodity score
    30/90
    • Beef & Leather
      22/90
      • Policy Strength
        2/28
        • Commodity-specific deforestation financing policy
          0/8.8
          • Commitment details
            No commitment
            0/8
          • Policy applies to all operations and financing
            No
            0/0.2
          • Policy applies to all deals
            No
            0/0.2
          • Policy applies to all clients/holdings
            No
            0/0.2
          • Policy applies to all stages of the supply chain
            None
            0/0.2
        • Clients/holdings must be legally operated
          1.7/2.8
          • Commitment details
            Clients/holdings own operations - Required
            1/2
            Commitment details
            Clients/holdings own operations - Required
            1/2
            "The standards contained in this policy are directly applicable to all ANZ financial products and services that involve material exposures to client activities in forests5 and which potentially impact on biodiversity6"[...]""Exclusion zones – ANZ will not knowingly support client activities which impact on the following areas and circumstances; World Heritage Areas , designated national parks and conservation areas8 , activities that threaten species listed in CITES9 or relevant national legislation, activities that result in the broad-scale conversion of Critical Habitat10 and High Conservation Value Areas, and/or activities which are illegal and which threaten established traditional rights."
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "The standards contained in this policy are directly applicable to all ANZ financial products and services that involve material exposures to client activities in forests5 and which potentially impact on biodiversity6"[...]""Exclusion zones – ANZ will not knowingly support client activities which impact on the following areas and circumstances; World Heritage Areas , designated national parks and conservation areas8 , activities that threaten species listed in CITES9 or relevant national legislation, activities that result in the broad-scale conversion of Critical Habitat10 and High Conservation Value Areas, and/or activities which are illegal and which threaten established traditional rights."
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "The standards contained in this policy are directly applicable to all ANZ financial products and services that involve material exposures to client activities in forests5 and which potentially impact on biodiversity6"[...]""Exclusion zones – ANZ will not knowingly support client activities which impact on the following areas and circumstances; World Heritage Areas , designated national parks and conservation areas8 , activities that threaten species listed in CITES9 or relevant national legislation, activities that result in the broad-scale conversion of Critical Habitat10 and High Conservation Value Areas, and/or activities which are illegal and which threaten established traditional rights."
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "The standards contained in this policy are directly applicable to all ANZ financial products and services that involve material exposures to client activities in forests5 and which potentially impact on biodiversity6"[...]""Exclusion zones – ANZ will not knowingly support client activities which impact on the following areas and circumstances; World Heritage Areas , designated national parks and conservation areas8 , activities that threaten species listed in CITES9 or relevant national legislation, activities that result in the broad-scale conversion of Critical Habitat10 and High Conservation Value Areas, and/or activities which are illegal and which threaten established traditional rights."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            "The standards contained in this policy are directly applicable to all ANZ financial products and services that involve material exposures to client activities in forests5 and which potentially impact on biodiversity6"[...]""Exclusion zones – ANZ will not knowingly support client activities which impact on the following areas and circumstances; World Heritage Areas , designated national parks and conservation areas8 , activities that threaten species listed in CITES9 or relevant national legislation, activities that result in the broad-scale conversion of Critical Habitat10 and High Conservation Value Areas, and/or activities which are illegal and which threaten established traditional rights."
        • Clients/holdings must monitor operations
          0/3.8
          • Commitment details
            No commitment
            0/3
          • Policy applies to all operations and financing
            No
            0/0.2
          • Policy applies to all deals
            No
            0/0.2
          • Policy applies to all clients/holdings
            No
            0/0.2
          • Policy applies to all stages of the supply chain
            None
            0/0.2
        • Clients/holdings must conduct risk assessments
          0/3.8
          • Commitment details
            No commitment
            0/3
          • Policy applies to all operations and financing
            No
            0/0.2
          • Policy applies to all deals
            No
            0/0.2
          • Policy applies to all clients/holdings
            No
            0/0.2
          • Policy applies to all stages of the supply chain
            None
            0/0.2
        • Clients/holdings must specify a cut-off date
          0/3.8
          • Commitment details
            No commitment
            0/3
          • Policy applies to all operations and financing
            No
            0/0.2
          • Policy applies to all deals
            No
            0/0.2
          • Policy applies to all clients/holdings
            No
            0/0.2
          • Policy applies to all stages of the supply chain
            None
            0/0.2
        • Target date for policy implementation
          0/3.8
          • Commitment details
            No commitment
            0/3
          • Policy applies to all operations and financing
            No
            0/0.2
          • Policy applies to all deals
            No
            0/0.2
          • Policy applies to all clients/holdings
            No
            0/0.2
          • Policy applies to all stages of the supply chain
            None
            0/0.2
      • Associated Human Rights Abuses
        18/27
        • Clients/holdings must test Free, Prior and Informed Consent
          3.7/3.8
          • Commitment details
            Required
            3/3
            Commitment details
            Required
            3/3
            Does the financial institution require the client/holding to cease acquisition/expansion unless FPIC is given?: No
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
        • Clients/holdings must have a grievance mechanism
          3.7/3.8
          • Commitment details
            Required
            3/3
            Commitment details
            Required
            3/3
            "We expect business relationships to operate in line with the UNGPs including respecting human rights and demonstrating a high degree of governance. Business customers are also expected to: • establish or participate in effective grievance mechanisms for affected individuals and communities"
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "We expect business relationships to operate in line with the UNGPs including respecting human rights and demonstrating a high degree of governance. Business customers are also expected to: • establish or participate in effective grievance mechanisms for affected individuals and communities"
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "We expect business relationships to operate in line with the UNGPs including respecting human rights and demonstrating a high degree of governance. Business customers are also expected to: • establish or participate in effective grievance mechanisms for affected individuals and communities"
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "We expect business relationships to operate in line with the UNGPs including respecting human rights and demonstrating a high degree of governance. Business customers are also expected to: • establish or participate in effective grievance mechanisms for affected individuals and communities"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            "We expect business relationships to operate in line with the UNGPs including respecting human rights and demonstrating a high degree of governance. Business customers are also expected to: • establish or participate in effective grievance mechanisms for affected individuals and communities"
        • Clients/holdings must respect labour rights
          2.3/3.8
          • Commitment details
            Clients/holdings own operations - Required
            1.5/3
            Commitment details
            Clients/holdings own operations - Required
            1.5/3
            Does the financial institution ask the client/holding to protect the health and safety of its own operations or its supply chain workers?: No
            "We expect the same commitment to human rights from everyone who works for or with us including our employees1 and business relationships...The responsibility of businesses to respect human rights is set out in the standards of the International Labour Organisation Declaration on Fundamental Principles and Rights at Work and the International Bill of Human Rights and other conventions.3 We are committed to meeting these international standards4 as well as aligning our business to the OECD Guidelines for Multinational Enterprises and the United Nations Guiding Principles on Business and Human Rights (UNGPs)...Including prevention/respect for (at least) human trafficking, forced labour, child labour, discrimination, freedom of association, the right to collective bargaining, fair and equal remuneration, digital privacy/security and working conditions."
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "We expect the same commitment to human rights from everyone who works for or with us including our employees1 and business relationships...The responsibility of businesses to respect human rights is set out in the standards of the International Labour Organisation Declaration on Fundamental Principles and Rights at Work and the International Bill of Human Rights and other conventions.3 We are committed to meeting these international standards4 as well as aligning our business to the OECD Guidelines for Multinational Enterprises and the United Nations Guiding Principles on Business and Human Rights (UNGPs)...Including prevention/respect for (at least) human trafficking, forced labour, child labour, discrimination, freedom of association, the right to collective bargaining, fair and equal remuneration, digital privacy/security and working conditions."
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "We expect the same commitment to human rights from everyone who works for or with us including our employees1 and business relationships...The responsibility of businesses to respect human rights is set out in the standards of the International Labour Organisation Declaration on Fundamental Principles and Rights at Work and the International Bill of Human Rights and other conventions.3 We are committed to meeting these international standards4 as well as aligning our business to the OECD Guidelines for Multinational Enterprises and the United Nations Guiding Principles on Business and Human Rights (UNGPs)...Including prevention/respect for (at least) human trafficking, forced labour, child labour, discrimination, freedom of association, the right to collective bargaining, fair and equal remuneration, digital privacy/security and working conditions."
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "We expect the same commitment to human rights from everyone who works for or with us including our employees1 and business relationships...The responsibility of businesses to respect human rights is set out in the standards of the International Labour Organisation Declaration on Fundamental Principles and Rights at Work and the International Bill of Human Rights and other conventions.3 We are committed to meeting these international standards4 as well as aligning our business to the OECD Guidelines for Multinational Enterprises and the United Nations Guiding Principles on Business and Human Rights (UNGPs)...Including prevention/respect for (at least) human trafficking, forced labour, child labour, discrimination, freedom of association, the right to collective bargaining, fair and equal remuneration, digital privacy/security and working conditions."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers; Financiers
            0.2/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers; Financiers
            0.2/0.2
            "We expect the same commitment to human rights from everyone who works for or with us including our employees1 and business relationships...The responsibility of businesses to respect human rights is set out in the standards of the International Labour Organisation Declaration on Fundamental Principles and Rights at Work and the International Bill of Human Rights and other conventions.3 We are committed to meeting these international standards4 as well as aligning our business to the OECD Guidelines for Multinational Enterprises and the United Nations Guiding Principles on Business and Human Rights (UNGPs)...Including prevention/respect for (at least) human trafficking, forced labour, child labour, discrimination, freedom of association, the right to collective bargaining, fair and equal remuneration, digital privacy/security and working conditions."
        • Clients/holdings must address gender equality issues
          0/3.8
          • Commitment details
            No commitment
            0/3
          • Policy applies to all operations and financing
            No
            0/0.2
          • Policy applies to all deals
            No
            0/0.2
          • Policy applies to all clients/holdings
            No
            0/0.2
          • Policy applies to all stages of the supply chain
            None
            0/0.2
        • Clients/holdings must encourage the inclusion of small-scale farmers
          3.7/3.8
          • Commitment details
            Required
            3/3
            Commitment details
            Required
            3/3
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: 1. that are illegal under local laws (such as acquisitions obtained by inappropriate force, or that deny normal or customary access to landholders or land users) 2. where our customers do not follow land acquisition or involuntary resettlement processes in line with international standards, such as the IFC Performance Standards 3. that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: 1. that are illegal under local laws (such as acquisitions obtained by inappropriate force, or that deny normal or customary access to landholders or land users) 2. where our customers do not follow land acquisition or involuntary resettlement processes in line with international standards, such as the IFC Performance Standards 3. that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: 1. that are illegal under local laws (such as acquisitions obtained by inappropriate force, or that deny normal or customary access to landholders or land users) 2. where our customers do not follow land acquisition or involuntary resettlement processes in line with international standards, such as the IFC Performance Standards 3. that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: 1. that are illegal under local laws (such as acquisitions obtained by inappropriate force, or that deny normal or customary access to landholders or land users) 2. where our customers do not follow land acquisition or involuntary resettlement processes in line with international standards, such as the IFC Performance Standards 3. that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: 1. that are illegal under local laws (such as acquisitions obtained by inappropriate force, or that deny normal or customary access to landholders or land users) 2. where our customers do not follow land acquisition or involuntary resettlement processes in line with international standards, such as the IFC Performance Standards 3. that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
        • Clients/holdings must respect customary rights to land, resources, and territory
          0/3.8
          • Commitment details
            No commitment
            0/3
          • Policy applies to all operations and financing
            No
            0/0.2
          • Policy applies to all deals
            No
            0/0.2
          • Policy applies to all clients/holdings
            No
            0/0.2
          • Policy applies to all stages of the supply chain
            None
            0/0.2
        • Zero tolerance approach to violence and threats
          3.8/3.8
          • Commitment details
            Required
            3/3
            Commitment details
            Required
            3/3
            "We do not tolerate retaliation against individuals, human rights defenders8 or communities raising concerns or complaints and expect the same from our business relationships."
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "We do not tolerate retaliation against individuals, human rights defenders8 or communities raising concerns or complaints and expect the same from our business relationships."
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "We do not tolerate retaliation against individuals, human rights defenders8 or communities raising concerns or complaints and expect the same from our business relationships."
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "We do not tolerate retaliation against individuals, human rights defenders8 or communities raising concerns or complaints and expect the same from our business relationships."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers; Financiers
            0.2/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers; Financiers
            0.2/0.2
            "We do not tolerate retaliation against individuals, human rights defenders8 or communities raising concerns or complaints and expect the same from our business relationships."
      • Implementation and Reporting
        3/35
        • Assess client/holding exposure prior to onboarding
          Yes, for human rights abuse risk
          2.5/5
          Assess client/holding exposure prior to onboarding
          Yes, for human rights abuse risk
          2.5/5
          Does the financial institution publish the risk assessment framework/tool used?: No

          Does the financial institution publish the outcome of the risk assessment?: No
          "Detailed credit risk assessment and due diligence is conducted using a risk based approach against our credit, social and environmental policies (including our Social and Environmental Risk Policy and the Equator Principles where they apply). This includes assessment and identification of material risk issues, incorporating social and environmental risk including around human rights."
        • Require disclosure of projects/locations
          No reporting
          0/4
        • Policy is reviewed and updated
          No
          0/2
        • Monitoring and non-compliance process
          No
          0/5
        • Engagement with non-compliant clients/holdings
          No
          0/5
        • Engagement with non-compliant companies
          0/0
        • Reporting on implementation of the policy
          No
          0/6
        • Green financing product with deforestation/conversion requirements
          No
          0/2
        • Publicly accessible grievance mechanism
          No
          0/2
        • Remediation of environmental or social harms
          No
          0/4
    • Palm oil
      42/90
      • Policy Strength
        15/28
        • Commodity-specific deforestation financing policy
          6.7/8.8
          • Commitment details
            Zero-gross deforestation
            6/8
            Commitment details
            Zero-gross deforestation
            6/8
            Does the policy have specific requirements/expectations of clients/holdings in line with the policy?: Yes
            "Palm oil sector New customers must have a 'No Deforestation, peat, exploitation (NDPE) policy or commit to one within a time-bound period. Existing customers are expected to adopt a NDPE policy within a time-bound period. ANZ also requires independent specialist or verifier statements to provide assurance of performance requirements or certification under RSPO or ISPO. Irrespective of their certification status, all palm oil customers must satisfy a strict assessment prior to credit approval that they are not involved in any deforestation activities and are not involved in any new development on peat, regardless of depth."
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "Palm oil sector New customers must have a 'No Deforestation, peat, exploitation (NDPE) policy or commit to one within a time-bound period. Existing customers are expected to adopt a NDPE policy within a time-bound period. ANZ also requires independent specialist or verifier statements to provide assurance of performance requirements or certification under RSPO or ISPO. Irrespective of their certification status, all palm oil customers must satisfy a strict assessment prior to credit approval that they are not involved in any deforestation activities and are not involved in any new development on peat, regardless of depth."
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "Palm oil sector New customers must have a 'No Deforestation, peat, exploitation (NDPE) policy or commit to one within a time-bound period. Existing customers are expected to adopt a NDPE policy within a time-bound period. ANZ also requires independent specialist or verifier statements to provide assurance of performance requirements or certification under RSPO or ISPO. Irrespective of their certification status, all palm oil customers must satisfy a strict assessment prior to credit approval that they are not involved in any deforestation activities and are not involved in any new development on peat, regardless of depth."
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "Palm oil sector New customers must have a 'No Deforestation, peat, exploitation (NDPE) policy or commit to one within a time-bound period. Existing customers are expected to adopt a NDPE policy within a time-bound period. ANZ also requires independent specialist or verifier statements to provide assurance of performance requirements or certification under RSPO or ISPO. Irrespective of their certification status, all palm oil customers must satisfy a strict assessment prior to credit approval that they are not involved in any deforestation activities and are not involved in any new development on peat, regardless of depth."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            "Palm oil sector New customers must have a 'No Deforestation, peat, exploitation (NDPE) policy or commit to one within a time-bound period. Existing customers are expected to adopt a NDPE policy within a time-bound period. ANZ also requires independent specialist or verifier statements to provide assurance of performance requirements or certification under RSPO or ISPO. Irrespective of their certification status, all palm oil customers must satisfy a strict assessment prior to credit approval that they are not involved in any deforestation activities and are not involved in any new development on peat, regardless of depth."
        • Clients/holdings must be legally operated
          1.7/2.8
          • Commitment details
            Clients/holdings own operations - Required
            1/2
            Commitment details
            Clients/holdings own operations - Required
            1/2
            "Exclusion zones – ANZ will not knowingly support client activities which impact on the following areas and circumstances; World Heritage Areas7 , designated national parks and conservation areas8 , activities that threaten species listed in CITES9 or relevant national legislation, activities that result in the broad-scale conversion of Critical Habitat10 and High Conservation Value Areas11, and/or activities which are illegal and which threaten established traditional rights."
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "Exclusion zones – ANZ will not knowingly support client activities which impact on the following areas and circumstances; World Heritage Areas7 , designated national parks and conservation areas8 , activities that threaten species listed in CITES9 or relevant national legislation, activities that result in the broad-scale conversion of Critical Habitat10 and High Conservation Value Areas11, and/or activities which are illegal and which threaten established traditional rights."
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "Exclusion zones – ANZ will not knowingly support client activities which impact on the following areas and circumstances; World Heritage Areas7 , designated national parks and conservation areas8 , activities that threaten species listed in CITES9 or relevant national legislation, activities that result in the broad-scale conversion of Critical Habitat10 and High Conservation Value Areas11, and/or activities which are illegal and which threaten established traditional rights."
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "Exclusion zones – ANZ will not knowingly support client activities which impact on the following areas and circumstances; World Heritage Areas7 , designated national parks and conservation areas8 , activities that threaten species listed in CITES9 or relevant national legislation, activities that result in the broad-scale conversion of Critical Habitat10 and High Conservation Value Areas11, and/or activities which are illegal and which threaten established traditional rights."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            "Exclusion zones – ANZ will not knowingly support client activities which impact on the following areas and circumstances; World Heritage Areas7 , designated national parks and conservation areas8 , activities that threaten species listed in CITES9 or relevant national legislation, activities that result in the broad-scale conversion of Critical Habitat10 and High Conservation Value Areas11, and/or activities which are illegal and which threaten established traditional rights."
        • Clients/holdings must monitor operations
          2.2/3.8
          • Commitment details
            Yes, a mechanism to monitor compliance - Require
            1.5/3
            Commitment details
            Yes, a mechanism to monitor compliance - Require
            1.5/3
            What type of assurance mechanism is used?: Assurance mechanism
            "Palm oil sector New customers must have a 'No Deforestation, peat, exploitation (NDPE) policy or commit to one within a time-bound period. Existing customers are expected to adopt a NDPE policy within a time-bound period. ANZ also requires independent specialist or verifier statements to provide assurance of performance requirements or certification under RSPO or ISPO. Irrespective of their certification status, all palm oil customers must satisfy a strict assessment prior to credit approval that they are not involved in any deforestation activities and are not involved in any new development on peat, regardless of depth"
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "Palm oil sector New customers must have a 'No Deforestation, peat, exploitation (NDPE) policy or commit to one within a time-bound period. Existing customers are expected to adopt a NDPE policy within a time-bound period. ANZ also requires independent specialist or verifier statements to provide assurance of performance requirements or certification under RSPO or ISPO. Irrespective of their certification status, all palm oil customers must satisfy a strict assessment prior to credit approval that they are not involved in any deforestation activities and are not involved in any new development on peat, regardless of depth"
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "Palm oil sector New customers must have a 'No Deforestation, peat, exploitation (NDPE) policy or commit to one within a time-bound period. Existing customers are expected to adopt a NDPE policy within a time-bound period. ANZ also requires independent specialist or verifier statements to provide assurance of performance requirements or certification under RSPO or ISPO. Irrespective of their certification status, all palm oil customers must satisfy a strict assessment prior to credit approval that they are not involved in any deforestation activities and are not involved in any new development on peat, regardless of depth"
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "Palm oil sector New customers must have a 'No Deforestation, peat, exploitation (NDPE) policy or commit to one within a time-bound period. Existing customers are expected to adopt a NDPE policy within a time-bound period. ANZ also requires independent specialist or verifier statements to provide assurance of performance requirements or certification under RSPO or ISPO. Irrespective of their certification status, all palm oil customers must satisfy a strict assessment prior to credit approval that they are not involved in any deforestation activities and are not involved in any new development on peat, regardless of depth"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            "Palm oil sector New customers must have a 'No Deforestation, peat, exploitation (NDPE) policy or commit to one within a time-bound period. Existing customers are expected to adopt a NDPE policy within a time-bound period. ANZ also requires independent specialist or verifier statements to provide assurance of performance requirements or certification under RSPO or ISPO. Irrespective of their certification status, all palm oil customers must satisfy a strict assessment prior to credit approval that they are not involved in any deforestation activities and are not involved in any new development on peat, regardless of depth"
        • Clients/holdings must conduct risk assessments
          0/3.8
          • Commitment details
            No commitment
            0/3
          • Policy applies to all operations and financing
            No
            0/0.2
          • Policy applies to all deals
            No
            0/0.2
          • Policy applies to all clients/holdings
            No
            0/0.2
          • Policy applies to all stages of the supply chain
            None
            0/0.2
        • Clients/holdings must specify a cut-off date
          0/3.8
          • Commitment details
            No commitment
            0/3
          • Policy applies to all operations and financing
            No
            0/0.2
          • Policy applies to all deals
            No
            0/0.2
          • Policy applies to all clients/holdings
            No
            0/0.2
          • Policy applies to all stages of the supply chain
            None
            0/0.2
        • Target date for policy implementation
          3.7/3.8
          • Commitment details
            Required
            3/3
            Commitment details
            Required
            3/3
            What is the deadline for the portfolio companies to become compliant with the policy?: Not specified

            What is the target date for the full implementation of the financial institution's policy?: NA

            What is the length of time the portfolio companies are given to meet their time-bound plans?: Not specified
            "Palm oil sector New customers must have a 'No Deforestation, peat, exploitation (NDPE) policy or commit to one within a time-bound period. Existing customers are expected to adopt a NDPE policy within a time-bound period. ANZ also requires independent specialist or verifier statements to provide assurance of performance requirements or certification under RSPO or ISPO. Irrespective of their certification status, all palm oil customers must satisfy a strict assessment prior to credit approval that they are not involved in any deforestation activities and are not involved in any new development on peat, regardless of depth."
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "Palm oil sector New customers must have a 'No Deforestation, peat, exploitation (NDPE) policy or commit to one within a time-bound period. Existing customers are expected to adopt a NDPE policy within a time-bound period. ANZ also requires independent specialist or verifier statements to provide assurance of performance requirements or certification under RSPO or ISPO. Irrespective of their certification status, all palm oil customers must satisfy a strict assessment prior to credit approval that they are not involved in any deforestation activities and are not involved in any new development on peat, regardless of depth."
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "Palm oil sector New customers must have a 'No Deforestation, peat, exploitation (NDPE) policy or commit to one within a time-bound period. Existing customers are expected to adopt a NDPE policy within a time-bound period. ANZ also requires independent specialist or verifier statements to provide assurance of performance requirements or certification under RSPO or ISPO. Irrespective of their certification status, all palm oil customers must satisfy a strict assessment prior to credit approval that they are not involved in any deforestation activities and are not involved in any new development on peat, regardless of depth."
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "Palm oil sector New customers must have a 'No Deforestation, peat, exploitation (NDPE) policy or commit to one within a time-bound period. Existing customers are expected to adopt a NDPE policy within a time-bound period. ANZ also requires independent specialist or verifier statements to provide assurance of performance requirements or certification under RSPO or ISPO. Irrespective of their certification status, all palm oil customers must satisfy a strict assessment prior to credit approval that they are not involved in any deforestation activities and are not involved in any new development on peat, regardless of depth."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            "Palm oil sector New customers must have a 'No Deforestation, peat, exploitation (NDPE) policy or commit to one within a time-bound period. Existing customers are expected to adopt a NDPE policy within a time-bound period. ANZ also requires independent specialist or verifier statements to provide assurance of performance requirements or certification under RSPO or ISPO. Irrespective of their certification status, all palm oil customers must satisfy a strict assessment prior to credit approval that they are not involved in any deforestation activities and are not involved in any new development on peat, regardless of depth."
      • Associated Human Rights Abuses
        18/27
        • Clients/holdings must test Free, Prior and Informed Consent
          3.7/3.8
          • Commitment details
            Required
            3/3
            Commitment details
            Required
            3/3
            Does the financial institution require the client/holding to cease acquisition/expansion unless FPIC is given?: No
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "Our human rights standards apply to ANZ in all of our markets of operation...We will not tolerate land acquisitions by our customers that we consider to be improper, including those: . that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "Our human rights standards apply to ANZ in all of our markets of operation...We will not tolerate land acquisitions by our customers that we consider to be improper, including those: . that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "Our human rights standards apply to ANZ in all of our markets of operation...We will not tolerate land acquisitions by our customers that we consider to be improper, including those: . that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            "Our human rights standards apply to ANZ in all of our markets of operation...We will not tolerate land acquisitions by our customers that we consider to be improper, including those: . that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
        • Clients/holdings must have a grievance mechanism
          3.7/3.8
          • Commitment details
            Required
            3/3
            Commitment details
            Required
            3/3
            "We expect business relationships to operate in line with the UNGPs including respecting human rights and demonstrating a high degree of governance. Business customers are also expected to: • establish or participate in effective grievance mechanisms for affected individuals and communities"
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "We expect business relationships to operate in line with the UNGPs including respecting human rights and demonstrating a high degree of governance. Business customers are also expected to: • establish or participate in effective grievance mechanisms for affected individuals and communities"
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "We expect business relationships to operate in line with the UNGPs including respecting human rights and demonstrating a high degree of governance. Business customers are also expected to: • establish or participate in effective grievance mechanisms for affected individuals and communities"
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "We expect business relationships to operate in line with the UNGPs including respecting human rights and demonstrating a high degree of governance. Business customers are also expected to: • establish or participate in effective grievance mechanisms for affected individuals and communities"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            "We expect business relationships to operate in line with the UNGPs including respecting human rights and demonstrating a high degree of governance. Business customers are also expected to: • establish or participate in effective grievance mechanisms for affected individuals and communities"
        • Clients/holdings must respect labour rights
          2.3/3.8
          • Commitment details
            Clients/holdings own operations - Required
            1.5/3
            Commitment details
            Clients/holdings own operations - Required
            1.5/3
            Does the financial institution ask the client/holding to protect the health and safety of its own operations or its supply chain workers?: No
            "We expect the same commitment to human rights from everyone who works for or with us including our employees1 and business relationships...The responsibility of businesses to respect human rights is set out in the standards of the International Labour Organisation Declaration on Fundamental Principles and Rights at Work and the International Bill of Human Rights and other conventions.3 We are committed to meeting these international standards4 as well as aligning our business to the OECD Guidelines for Multinational Enterprises and the United Nations Guiding Principles on Business and Human Rights (UNGPs)...Including prevention/respect for (at least) human trafficking, forced labour, child labour, discrimination, freedom of association, the right to collective bargaining, fair and equal remuneration, digital privacy/security and working conditions."
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "We expect the same commitment to human rights from everyone who works for or with us including our employees1 and business relationships...The responsibility of businesses to respect human rights is set out in the standards of the International Labour Organisation Declaration on Fundamental Principles and Rights at Work and the International Bill of Human Rights and other conventions.3 We are committed to meeting these international standards4 as well as aligning our business to the OECD Guidelines for Multinational Enterprises and the United Nations Guiding Principles on Business and Human Rights (UNGPs)...Including prevention/respect for (at least) human trafficking, forced labour, child labour, discrimination, freedom of association, the right to collective bargaining, fair and equal remuneration, digital privacy/security and working conditions."
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "We expect the same commitment to human rights from everyone who works for or with us including our employees1 and business relationships...The responsibility of businesses to respect human rights is set out in the standards of the International Labour Organisation Declaration on Fundamental Principles and Rights at Work and the International Bill of Human Rights and other conventions.3 We are committed to meeting these international standards4 as well as aligning our business to the OECD Guidelines for Multinational Enterprises and the United Nations Guiding Principles on Business and Human Rights (UNGPs)...Including prevention/respect for (at least) human trafficking, forced labour, child labour, discrimination, freedom of association, the right to collective bargaining, fair and equal remuneration, digital privacy/security and working conditions."
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "We expect the same commitment to human rights from everyone who works for or with us including our employees1 and business relationships...The responsibility of businesses to respect human rights is set out in the standards of the International Labour Organisation Declaration on Fundamental Principles and Rights at Work and the International Bill of Human Rights and other conventions.3 We are committed to meeting these international standards4 as well as aligning our business to the OECD Guidelines for Multinational Enterprises and the United Nations Guiding Principles on Business and Human Rights (UNGPs)...Including prevention/respect for (at least) human trafficking, forced labour, child labour, discrimination, freedom of association, the right to collective bargaining, fair and equal remuneration, digital privacy/security and working conditions."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers; Financiers
            0.2/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers; Financiers
            0.2/0.2
            "We expect the same commitment to human rights from everyone who works for or with us including our employees1 and business relationships...The responsibility of businesses to respect human rights is set out in the standards of the International Labour Organisation Declaration on Fundamental Principles and Rights at Work and the International Bill of Human Rights and other conventions.3 We are committed to meeting these international standards4 as well as aligning our business to the OECD Guidelines for Multinational Enterprises and the United Nations Guiding Principles on Business and Human Rights (UNGPs)...Including prevention/respect for (at least) human trafficking, forced labour, child labour, discrimination, freedom of association, the right to collective bargaining, fair and equal remuneration, digital privacy/security and working conditions."
        • Clients/holdings must address gender equality issues
          0/3.8
          • Commitment details
            No commitment
            0/3
          • Policy applies to all operations and financing
            No
            0/0.2
          • Policy applies to all deals
            No
            0/0.2
          • Policy applies to all clients/holdings
            No
            0/0.2
          • Policy applies to all stages of the supply chain
            None
            0/0.2
        • Clients/holdings must encourage the inclusion of small-scale farmers
          0/3.8
          • Commitment details
            No commitment
            0/3
          • Policy applies to all operations and financing
            No
            0/0.2
          • Policy applies to all deals
            No
            0/0.2
          • Policy applies to all clients/holdings
            No
            0/0.2
          • Policy applies to all stages of the supply chain
            None
            0/0.2
        • Clients/holdings must respect customary rights to land, resources, and territory
          3.7/3.8
          • Commitment details
            Required
            3/3
            Commitment details
            Required
            3/3
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: 1. that are illegal under local laws (such as acquisitions obtained by inappropriate force, or that deny normal or customary access to landholders or land users) 2. where our customers do not follow land acquisition or involuntary resettlement processes in line with international standards, such as the IFC Performance Standards 3. that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: 1. that are illegal under local laws (such as acquisitions obtained by inappropriate force, or that deny normal or customary access to landholders or land users) 2. where our customers do not follow land acquisition or involuntary resettlement processes in line with international standards, such as the IFC Performance Standards 3. that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: 1. that are illegal under local laws (such as acquisitions obtained by inappropriate force, or that deny normal or customary access to landholders or land users) 2. where our customers do not follow land acquisition or involuntary resettlement processes in line with international standards, such as the IFC Performance Standards 3. that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: 1. that are illegal under local laws (such as acquisitions obtained by inappropriate force, or that deny normal or customary access to landholders or land users) 2. where our customers do not follow land acquisition or involuntary resettlement processes in line with international standards, such as the IFC Performance Standards 3. that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: 1. that are illegal under local laws (such as acquisitions obtained by inappropriate force, or that deny normal or customary access to landholders or land users) 2. where our customers do not follow land acquisition or involuntary resettlement processes in line with international standards, such as the IFC Performance Standards 3. that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
        • Zero tolerance approach to violence and threats
          3.8/3.8
          • Commitment details
            Required
            3/3
            Commitment details
            Required
            3/3
            "We do not tolerate retaliation against individuals, human rights defenders8 or communities raising concerns or complaints and expect the same from our business relationships."
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "We do not tolerate retaliation against individuals, human rights defenders8 or communities raising concerns or complaints and expect the same from our business relationships."
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "We do not tolerate retaliation against individuals, human rights defenders8 or communities raising concerns or complaints and expect the same from our business relationships."
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "We do not tolerate retaliation against individuals, human rights defenders8 or communities raising concerns or complaints and expect the same from our business relationships."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers; Financiers
            0.2/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers; Financiers
            0.2/0.2
            "We do not tolerate retaliation against individuals, human rights defenders8 or communities raising concerns or complaints and expect the same from our business relationships."
      • Implementation and Reporting
        10/35
        • Assess client/holding exposure prior to onboarding
          Yes, for human rights abuse risk; Yes, for deforestation/conversion risk
          5/5
          Assess client/holding exposure prior to onboarding
          Yes, for human rights abuse risk; Yes, for deforestation/conversion risk
          5/5
          Does the financial institution publish the outcome of the risk assessment?: No

          Does the financial institution publish the risk assessment framework/tool used?: Yes
          "Palm oil sector New customers must have a 'No Deforestation, peat, exploitation (NDPE) policy or commit to one within a time-bound period. Existing customers are expected to adopt a NDPE policy within a time-bound period. ANZ also requires independent specialist or verifier statements to provide assurance of performance requirements or certification under RSPO or ISPO. Irrespective of their certification status, all palm oil customers must satisfy a strict assessment prior to credit approval that they are not involved in any deforestation activities and are not involved in any new development on peat, regardless of depth"[...]"Detailed credit risk assessment and due diligence is conducted using a risk based approach against our credit, social and environmental policies (including our Social and Environmental Risk Policy and the Equator Principles where they apply). This includes assessment and identification of material risk issues, incorporating social and environmental risk including around human rights."
        • Require disclosure of projects/locations
          No reporting
          0/4
          Require disclosure of projects/locations
          No reporting
          0/4
          Does the financial institution require the clients/holdings to disclose their exposure to commodity-driven deforestation anually?: No

          How are the clients/holdings required to report this information?: N/A
        • Policy is reviewed and updated
          Timeline for review unclear or review conducted less frequently than annually
          1/2
          Policy is reviewed and updated
          Timeline for review unclear or review conducted less frequently than annually
          1/2
          "require customers with palm oil operations to have established ‘No Deforestation, development on Peat, Exploitation of people’ (NDPE) policies or commit to a NDPE policy within a time-bound period, and certification of practices under the Roundtable on Sustainable Palm Oil or equivalent standards [...] This year we reviewed our Policy to ensure that it appropriately reflects emerging issues and leading practices, focusing on a number of priority issues and sectors, ie grievance mechanisms, palm oil financing, and measures to reduce carbon emissions in the energy, transport, building and agricultural sectors."
        • Monitoring and non-compliance process
          No
          0/5
          Monitoring and non-compliance process
          No
          0/5
          Does the financial institution assess the severity of any non-compliance on the ground in forest-risk commodity supply chains in line with the guidance of the Accountability Framework?: No
        • Engagement with non-compliant clients/holdings
          Engage with non-compliant companies, without a time-bound threat of redirection of finance
          2.5/5
          Engagement with non-compliant clients/holdings
          Engage with non-compliant companies, without a time-bound threat of redirection of finance
          2.5/5
          Does the financial institution engage with the client/holding to support the remediation of any social or environmental non-compliance on the ground?: Yes

          Does the financial institutions have clear thresholds of non-compliance or thresholds of exposure to deforestation risk that trigger engagement processes for clients/holdings?: No

          Does the financial institution commit to actively monitor clients/holdings' progress towards their time-bound plans and remediation activities?: Yes

          Does the financial instution engage with the company to develop a time-bound plan for compliance with the policy?: No
          Policy Deviations – "If ANZ becomes aware that a client is operating outside the requirements of this policy, we may engage with the client, relevant stakeholders and appropriate authorities to clarify and resolve the situation to ANZ’s satisfaction. In a situation where a client is operating outside the requirements of this policy and unable to demonstrate a commitment to continuous improvement, ANZ may consider discontinuing the business relationship.""
        • Engagement with non-compliant companies
          0/0
          Engagement with non-compliant companies
          0/0
          Does the financial institution engage with NGOs/CSOs/IPLCs/rightsholders on the ground as part of their engagement?: No
        • Reporting on implementation of the policy
          No
          0/6
        • Green financing product with deforestation/conversion requirements
          No
          0/2
          Green financing product with deforestation/conversion requirements
          No
          0/2
          Is this a clear part of the transition to fully DCAF financing?: No
        • Publicly accessible grievance mechanism
          No
          0/2
          Publicly accessible grievance mechanism
          No
          0/2
          Does the financial institution report/publish any of the grievances made against it and/or its clients/holdings in the past 12 months?: No
        • Remediation of environmental or social harms
          Yes, encourage
          1/4
          Remediation of environmental or social harms
          Yes, encourage
          1/4
          "Currently, we commit to conducting social and environmental screening for corporate customers, which includes an assessment of their human rights performance. This screening may result in the need for remediation of affected stakeholders by the customer, which if required by us is documented and tracked in action plans as part of the customer file."
    • Soy
      22/90
      • Policy Strength
        2/28
        • Commodity-specific deforestation financing policy
          0/8.8
          • Commitment details
            No commitment
            0/8
          • Policy applies to all operations and financing
            No
            0/0.2
          • Policy applies to all deals
            No
            0/0.2
          • Policy applies to all clients/holdings
            No
            0/0.2
          • Policy applies to all stages of the supply chain
            None
            0/0.2
        • Clients/holdings must be legally operated
          1.7/2.8
          • Commitment details
            Clients/holdings own operations - Required
            1/2
            Commitment details
            Clients/holdings own operations - Required
            1/2
            "The standards contained in this policy are directly applicable to all ANZ financial products and services that involve material exposures to client activities in forests5 and which potentially impact on biodiversity6 . This includes but is not limited to: native forest management; plantation establishment and management (including palm oil and rubber); timber harvesting and down-stream processing; forest and timber products trading; the conversion of forests to plantations and other land uses; and activities carried out by ANZ clients in forests that have significant impacts on the environment and biodiversity. [...] Exclusion zones – ANZ will not knowingly support client activities which impact on the following areas and circumstances; World Heritage Areas , designated national parks and conservation areas8 , activities that threaten species listed in CITES9 or relevant national legislation, activities that result in the broad-scale conversion of Critical Habitat10 and High Conservation Value Areas, and/or activities which are illegal and which threaten established traditional rights."
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "The standards contained in this policy are directly applicable to all ANZ financial products and services that involve material exposures to client activities in forests5 and which potentially impact on biodiversity6 . This includes but is not limited to: native forest management; plantation establishment and management (including palm oil and rubber); timber harvesting and down-stream processing; forest and timber products trading; the conversion of forests to plantations and other land uses; and activities carried out by ANZ clients in forests that have significant impacts on the environment and biodiversity. [...] Exclusion zones – ANZ will not knowingly support client activities which impact on the following areas and circumstances; World Heritage Areas , designated national parks and conservation areas8 , activities that threaten species listed in CITES9 or relevant national legislation, activities that result in the broad-scale conversion of Critical Habitat10 and High Conservation Value Areas, and/or activities which are illegal and which threaten established traditional rights."
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "The standards contained in this policy are directly applicable to all ANZ financial products and services that involve material exposures to client activities in forests5 and which potentially impact on biodiversity6 . This includes but is not limited to: native forest management; plantation establishment and management (including palm oil and rubber); timber harvesting and down-stream processing; forest and timber products trading; the conversion of forests to plantations and other land uses; and activities carried out by ANZ clients in forests that have significant impacts on the environment and biodiversity. [...] Exclusion zones – ANZ will not knowingly support client activities which impact on the following areas and circumstances; World Heritage Areas , designated national parks and conservation areas8 , activities that threaten species listed in CITES9 or relevant national legislation, activities that result in the broad-scale conversion of Critical Habitat10 and High Conservation Value Areas, and/or activities which are illegal and which threaten established traditional rights."
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "The standards contained in this policy are directly applicable to all ANZ financial products and services that involve material exposures to client activities in forests5 and which potentially impact on biodiversity6 . This includes but is not limited to: native forest management; plantation establishment and management (including palm oil and rubber); timber harvesting and down-stream processing; forest and timber products trading; the conversion of forests to plantations and other land uses; and activities carried out by ANZ clients in forests that have significant impacts on the environment and biodiversity. [...] Exclusion zones – ANZ will not knowingly support client activities which impact on the following areas and circumstances; World Heritage Areas , designated national parks and conservation areas8 , activities that threaten species listed in CITES9 or relevant national legislation, activities that result in the broad-scale conversion of Critical Habitat10 and High Conservation Value Areas, and/or activities which are illegal and which threaten established traditional rights."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            "The standards contained in this policy are directly applicable to all ANZ financial products and services that involve material exposures to client activities in forests5 and which potentially impact on biodiversity6 . This includes but is not limited to: native forest management; plantation establishment and management (including palm oil and rubber); timber harvesting and down-stream processing; forest and timber products trading; the conversion of forests to plantations and other land uses; and activities carried out by ANZ clients in forests that have significant impacts on the environment and biodiversity. [...] Exclusion zones – ANZ will not knowingly support client activities which impact on the following areas and circumstances; World Heritage Areas , designated national parks and conservation areas8 , activities that threaten species listed in CITES9 or relevant national legislation, activities that result in the broad-scale conversion of Critical Habitat10 and High Conservation Value Areas, and/or activities which are illegal and which threaten established traditional rights."
        • Clients/holdings must monitor operations
          0/3.8
          • Commitment details
            No commitment
            0/3
          • Policy applies to all operations and financing
            No
            0/0.2
          • Policy applies to all deals
            No
            0/0.2
          • Policy applies to all clients/holdings
            No
            0/0.2
          • Policy applies to all stages of the supply chain
            None
            0/0.2
        • Clients/holdings must conduct risk assessments
          0/3.8
          • Commitment details
            No commitment
            0/3
          • Policy applies to all operations and financing
            No
            0/0.2
          • Policy applies to all deals
            No
            0/0.2
          • Policy applies to all clients/holdings
            No
            0/0.2
          • Policy applies to all stages of the supply chain
            None
            0/0.2
        • Clients/holdings must specify a cut-off date
          0/3.8
          • Commitment details
            No commitment
            0/3
          • Policy applies to all operations and financing
            No
            0/0.2
          • Policy applies to all deals
            No
            0/0.2
          • Policy applies to all clients/holdings
            No
            0/0.2
          • Policy applies to all stages of the supply chain
            None
            0/0.2
        • Target date for policy implementation
          0/3.8
          • Commitment details
            No commitment
            0/3
          • Policy applies to all operations and financing
            No
            0/0.2
          • Policy applies to all deals
            No
            0/0.2
          • Policy applies to all clients/holdings
            No
            0/0.2
          • Policy applies to all stages of the supply chain
            None
            0/0.2
      • Associated Human Rights Abuses
        18/27
        • Clients/holdings must test Free, Prior and Informed Consent
          3.7/3.8
          • Commitment details
            Required
            3/3
            Commitment details
            Required
            3/3
            Does the financial institution require the client/holding to cease acquisition/expansion unless FPIC is given?: No
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
        • Clients/holdings must have a grievance mechanism
          3.7/3.8
          • Commitment details
            Required
            3/3
            Commitment details
            Required
            3/3
            "We expect business relationships to operate in line with the UNGPs including respecting human rights and demonstrating a high degree of governance. Business customers are also expected to: • establish or participate in effective grievance mechanisms for affected individuals and communities"
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "We expect business relationships to operate in line with the UNGPs including respecting human rights and demonstrating a high degree of governance. Business customers are also expected to: • establish or participate in effective grievance mechanisms for affected individuals and communities"
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "We expect business relationships to operate in line with the UNGPs including respecting human rights and demonstrating a high degree of governance. Business customers are also expected to: • establish or participate in effective grievance mechanisms for affected individuals and communities"
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "We expect business relationships to operate in line with the UNGPs including respecting human rights and demonstrating a high degree of governance. Business customers are also expected to: • establish or participate in effective grievance mechanisms for affected individuals and communities"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            "We expect business relationships to operate in line with the UNGPs including respecting human rights and demonstrating a high degree of governance. Business customers are also expected to: • establish or participate in effective grievance mechanisms for affected individuals and communities"
        • Clients/holdings must respect labour rights
          2.3/3.8
          • Commitment details
            Clients/holdings own operations - Required
            1.5/3
            Commitment details
            Clients/holdings own operations - Required
            1.5/3
            Does the financial institution ask the client/holding to protect the health and safety of its own operations or its supply chain workers?: No
            "We expect the same commitment to human rights from everyone who works for or with us including our employees1 and business relationships...The responsibility of businesses to respect human rights is set out in the standards of the International Labour Organisation Declaration on Fundamental Principles and Rights at Work and the International Bill of Human Rights and other conventions.3 We are committed to meeting these international standards4 as well as aligning our business to the OECD Guidelines for Multinational Enterprises and the United Nations Guiding Principles on Business and Human Rights (UNGPs)...Including prevention/respect for (at least) human trafficking, forced labour, child labour, discrimination, freedom of association, the right to collective bargaining, fair and equal remuneration, digital privacy/security and working conditions."
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "We expect the same commitment to human rights from everyone who works for or with us including our employees1 and business relationships...The responsibility of businesses to respect human rights is set out in the standards of the International Labour Organisation Declaration on Fundamental Principles and Rights at Work and the International Bill of Human Rights and other conventions.3 We are committed to meeting these international standards4 as well as aligning our business to the OECD Guidelines for Multinational Enterprises and the United Nations Guiding Principles on Business and Human Rights (UNGPs)...Including prevention/respect for (at least) human trafficking, forced labour, child labour, discrimination, freedom of association, the right to collective bargaining, fair and equal remuneration, digital privacy/security and working conditions."
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "We expect the same commitment to human rights from everyone who works for or with us including our employees1 and business relationships...The responsibility of businesses to respect human rights is set out in the standards of the International Labour Organisation Declaration on Fundamental Principles and Rights at Work and the International Bill of Human Rights and other conventions.3 We are committed to meeting these international standards4 as well as aligning our business to the OECD Guidelines for Multinational Enterprises and the United Nations Guiding Principles on Business and Human Rights (UNGPs)...Including prevention/respect for (at least) human trafficking, forced labour, child labour, discrimination, freedom of association, the right to collective bargaining, fair and equal remuneration, digital privacy/security and working conditions."
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "We expect the same commitment to human rights from everyone who works for or with us including our employees1 and business relationships...The responsibility of businesses to respect human rights is set out in the standards of the International Labour Organisation Declaration on Fundamental Principles and Rights at Work and the International Bill of Human Rights and other conventions.3 We are committed to meeting these international standards4 as well as aligning our business to the OECD Guidelines for Multinational Enterprises and the United Nations Guiding Principles on Business and Human Rights (UNGPs)...Including prevention/respect for (at least) human trafficking, forced labour, child labour, discrimination, freedom of association, the right to collective bargaining, fair and equal remuneration, digital privacy/security and working conditions."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers; Financiers
            0.2/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers; Financiers
            0.2/0.2
            "We expect the same commitment to human rights from everyone who works for or with us including our employees1 and business relationships...The responsibility of businesses to respect human rights is set out in the standards of the International Labour Organisation Declaration on Fundamental Principles and Rights at Work and the International Bill of Human Rights and other conventions.3 We are committed to meeting these international standards4 as well as aligning our business to the OECD Guidelines for Multinational Enterprises and the United Nations Guiding Principles on Business and Human Rights (UNGPs)...Including prevention/respect for (at least) human trafficking, forced labour, child labour, discrimination, freedom of association, the right to collective bargaining, fair and equal remuneration, digital privacy/security and working conditions."
        • Clients/holdings must address gender equality issues
          0/3.8
          • Commitment details
            No commitment
            0/3
          • Policy applies to all operations and financing
            No
            0/0.2
          • Policy applies to all deals
            No
            0/0.2
          • Policy applies to all clients/holdings
            No
            0/0.2
          • Policy applies to all stages of the supply chain
            None
            0/0.2
        • Clients/holdings must encourage the inclusion of small-scale farmers
          0/3.8
          • Commitment details
            No commitment
            0/3
          • Policy applies to all operations and financing
            No
            0/0.2
          • Policy applies to all deals
            No
            0/0.2
          • Policy applies to all clients/holdings
            No
            0/0.2
          • Policy applies to all stages of the supply chain
            None
            0/0.2
        • Clients/holdings must respect customary rights to land, resources, and territory
          3.7/3.8
          • Commitment details
            Required
            3/3
            Commitment details
            Required
            3/3
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: 1. that are illegal under local laws (such as acquisitions obtained by inappropriate force, or that deny normal or customary access to landholders or land users) 2. where our customers do not follow land acquisition or involuntary resettlement processes in line with international standards, such as the IFC Performance Standards 3. that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: 1. that are illegal under local laws (such as acquisitions obtained by inappropriate force, or that deny normal or customary access to landholders or land users) 2. where our customers do not follow land acquisition or involuntary resettlement processes in line with international standards, such as the IFC Performance Standards 3. that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: 1. that are illegal under local laws (such as acquisitions obtained by inappropriate force, or that deny normal or customary access to landholders or land users) 2. where our customers do not follow land acquisition or involuntary resettlement processes in line with international standards, such as the IFC Performance Standards 3. that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: 1. that are illegal under local laws (such as acquisitions obtained by inappropriate force, or that deny normal or customary access to landholders or land users) 2. where our customers do not follow land acquisition or involuntary resettlement processes in line with international standards, such as the IFC Performance Standards 3. that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            "We will not tolerate land acquisitions by our customers that we consider to be improper, including those: 1. that are illegal under local laws (such as acquisitions obtained by inappropriate force, or that deny normal or customary access to landholders or land users) 2. where our customers do not follow land acquisition or involuntary resettlement processes in line with international standards, such as the IFC Performance Standards 3. that are subject to the Equator Principles, and where the land acquisition process followed is not consistent with the Equator Principles and IFC Performance Standards, including the right to free, prior and informed consent where it applies."
        • Zero tolerance approach to violence and threats
          3.8/3.8
          • Commitment details
            Required
            3/3
            Commitment details
            Required
            3/3
            "We do not tolerate retaliation against individuals, human rights defenders8 or communities raising concerns or complaints and expect the same from our business relationships."
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "We do not tolerate retaliation against individuals, human rights defenders8 or communities raising concerns or complaints and expect the same from our business relationships."
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "We do not tolerate retaliation against individuals, human rights defenders8 or communities raising concerns or complaints and expect the same from our business relationships."
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "We do not tolerate retaliation against individuals, human rights defenders8 or communities raising concerns or complaints and expect the same from our business relationships."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers; Financiers
            0.2/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers; Financiers
            0.2/0.2
            "We do not tolerate retaliation against individuals, human rights defenders8 or communities raising concerns or complaints and expect the same from our business relationships."
      • Implementation and Reporting
        3/35
        • Assess client/holding exposure prior to onboarding
          Yes, for human rights abuse risk
          2.5/5
          Assess client/holding exposure prior to onboarding
          Yes, for human rights abuse risk
          2.5/5
          Does the financial institution publish the outcome of the risk assessment?: No

          Does the financial institution publish the risk assessment framework/tool used?: No
          "Detailed credit risk assessment and due diligence is conducted using a risk based approach against our credit, social and environmental policies (including our Social and Environmental Risk Policy and the Equator Principles where they apply). This includes assessment and identification of material risk issues, incorporating social and environmental risk including around human rights."
        • Require disclosure of projects/locations
          No reporting
          0/4
        • Policy is reviewed and updated
          No
          0/2
        • Monitoring and non-compliance process
          No
          0/5
        • Engagement with non-compliant clients/holdings
          No
          0/5
        • Engagement with non-compliant companies
          0/0
        • Reporting on implementation of the policy
          No
          0/6
        • Green financing product with deforestation/conversion requirements
          No
          0/2
        • Publicly accessible grievance mechanism
          No
          0/2
        • Remediation of environmental or social harms
          No
          0/4
    • Timber, Pulp & Paper
      33/90
      • Policy Strength
        9/28
        • Commodity-specific deforestation financing policy
          4.7/8.8
          • Commitment details
            Certification
            4/8
            Commitment details
            Certification
            4/8
            Does the policy have specific requirements/expectations of clients/holdings in line with the policy?: No
            "Our Forestry and Forests policy applies in all jurisdictions in which we and our customers operate and covers all products and services that we provide to business customers...Our Forestry and Forests policy provides a framework comparable with internationally recognised certification schemes such as those endorsed under the Programme for Endorsement of Forest Certification (for example the Australian Forest Certification Scheme) and Forest Stewardship Council accredited schemes. ANZ requires independent specialist or verifier statements to provide assurance of performance requirements or certification. ANZ does not endorse any one certification scheme but seeks those that demonstrate international good practice."[...]"ANZ will also engage clients involved in largescale forestry activities to advocate certification or an agreed process and plan to achieve certification consistent with the requirements of this policy."
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "Our Forestry and Forests policy applies in all jurisdictions in which we and our customers operate and covers all products and services that we provide to business customers...Our Forestry and Forests policy provides a framework comparable with internationally recognised certification schemes such as those endorsed under the Programme for Endorsement of Forest Certification (for example the Australian Forest Certification Scheme) and Forest Stewardship Council accredited schemes. ANZ requires independent specialist or verifier statements to provide assurance of performance requirements or certification. ANZ does not endorse any one certification scheme but seeks those that demonstrate international good practice."[...]"ANZ will also engage clients involved in largescale forestry activities to advocate certification or an agreed process and plan to achieve certification consistent with the requirements of this policy."
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "Our Forestry and Forests policy applies in all jurisdictions in which we and our customers operate and covers all products and services that we provide to business customers...Our Forestry and Forests policy provides a framework comparable with internationally recognised certification schemes such as those endorsed under the Programme for Endorsement of Forest Certification (for example the Australian Forest Certification Scheme) and Forest Stewardship Council accredited schemes. ANZ requires independent specialist or verifier statements to provide assurance of performance requirements or certification. ANZ does not endorse any one certification scheme but seeks those that demonstrate international good practice."[...]"ANZ will also engage clients involved in largescale forestry activities to advocate certification or an agreed process and plan to achieve certification consistent with the requirements of this policy."
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "Our Forestry and Forests policy applies in all jurisdictions in which we and our customers operate and covers all products and services that we provide to business customers...Our Forestry and Forests policy provides a framework comparable with internationally recognised certification schemes such as those endorsed under the Programme for Endorsement of Forest Certification (for example the Australian Forest Certification Scheme) and Forest Stewardship Council accredited schemes. ANZ requires independent specialist or verifier statements to provide assurance of performance requirements or certification. ANZ does not endorse any one certification scheme but seeks those that demonstrate international good practice."[...]"ANZ will also engage clients involved in largescale forestry activities to advocate certification or an agreed process and plan to achieve certification consistent with the requirements of this policy."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            "Our Forestry and Forests policy applies in all jurisdictions in which we and our customers operate and covers all products and services that we provide to business customers...Our Forestry and Forests policy provides a framework comparable with internationally recognised certification schemes such as those endorsed under the Programme for Endorsement of Forest Certification (for example the Australian Forest Certification Scheme) and Forest Stewardship Council accredited schemes. ANZ requires independent specialist or verifier statements to provide assurance of performance requirements or certification. ANZ does not endorse any one certification scheme but seeks those that demonstrate international good practice."[...]"ANZ will also engage clients involved in largescale forestry activities to advocate certification or an agreed process and plan to achieve certification consistent with the requirements of this policy."
        • Clients/holdings must be legally operated
          1.7/2.8
          • Commitment details
            Clients/holdings own operations - Required
            1/2
            Commitment details
            Clients/holdings own operations - Required
            1/2
            "The standards contained in this policy are directly applicable to all ANZ financial products and services that involve material exposures to client activities in forests5 and which potentially impact on biodiversity6 . This includes but is not limited to: native forest management; plantation establishment and management (including palm oil and rubber); timber harvesting and down-stream processing; forest and timber products trading; the conversion of forests to plantations and other land uses; and activities carried out by ANZ clients in forests that have significant impacts on the environment and biodiversity. [...] Exclusion zones – ANZ will not knowingly support client activities which impact on the following areas and circumstances; World Heritage Areas , designated national parks and conservation areas8 , activities that threaten species listed in CITES9 or relevant national legislation, activities that result in the broad-scale conversion of Critical Habitat10 and High Conservation Value Areas, and/or activities which are illegal and which threaten established traditional rights."
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "The standards contained in this policy are directly applicable to all ANZ financial products and services that involve material exposures to client activities in forests5 and which potentially impact on biodiversity6 . This includes but is not limited to: native forest management; plantation establishment and management (including palm oil and rubber); timber harvesting and down-stream processing; forest and timber products trading; the conversion of forests to plantations and other land uses; and activities carried out by ANZ clients in forests that have significant impacts on the environment and biodiversity. [...] Exclusion zones – ANZ will not knowingly support client activities which impact on the following areas and circumstances; World Heritage Areas , designated national parks and conservation areas8 , activities that threaten species listed in CITES9 or relevant national legislation, activities that result in the broad-scale conversion of Critical Habitat10 and High Conservation Value Areas, and/or activities which are illegal and which threaten established traditional rights."
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "The standards contained in this policy are directly applicable to all ANZ financial products and services that involve material exposures to client activities in forests5 and which potentially impact on biodiversity6 . This includes but is not limited to: native forest management; plantation establishment and management (including palm oil and rubber); timber harvesting and down-stream processing; forest and timber products trading; the conversion of forests to plantations and other land uses; and activities carried out by ANZ clients in forests that have significant impacts on the environment and biodiversity. [...] Exclusion zones – ANZ will not knowingly support client activities which impact on the following areas and circumstances; World Heritage Areas , designated national parks and conservation areas8 , activities that threaten species listed in CITES9 or relevant national legislation, activities that result in the broad-scale conversion of Critical Habitat10 and High Conservation Value Areas, and/or activities which are illegal and which threaten established traditional rights."
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "The standards contained in this policy are directly applicable to all ANZ financial products and services that involve material exposures to client activities in forests5 and which potentially impact on biodiversity6 . This includes but is not limited to: native forest management; plantation establishment and management (including palm oil and rubber); timber harvesting and down-stream processing; forest and timber products trading; the conversion of forests to plantations and other land uses; and activities carried out by ANZ clients in forests that have significant impacts on the environment and biodiversity. [...] Exclusion zones – ANZ will not knowingly support client activities which impact on the following areas and circumstances; World Heritage Areas , designated national parks and conservation areas8 , activities that threaten species listed in CITES9 or relevant national legislation, activities that result in the broad-scale conversion of Critical Habitat10 and High Conservation Value Areas, and/or activities which are illegal and which threaten established traditional rights."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.1/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.1/0.2
            "The standards contained in this policy are directly applicable to all ANZ financial products and services that involve material exposures to client activities in forests5 and which potentially impact on biodiversity6 . This includes but is not limited to: native forest management; plantation establishment and management (including palm oil and rubber); timber harvesting and down-stream processing; forest and timber products trading; the conversion of forests to plantations and other land uses; and activities carried out by ANZ clients in forests that have significant impacts on the environment and biodiversity. [...] Exclusion zones – ANZ will not knowingly support client activities which impact on the following areas and circumstances; World Heritage Areas , designated national parks and conservation areas8 , activities that threaten species listed in CITES9 or relevant national legislation, activities that result in the broad-scale conversion of Critical Habitat10 and High Conservation Value Areas, and/or activities which are illegal and which threaten established traditional rights."
        • Clients/holdings must monitor operations
          2.2/3.8
          • Commitment details
            Yes, a mechanism to monitor compliance - Require
            1.5/3
            Commitment details
            Yes, a mechanism to monitor compliance - Require
            1.5/3
            What type of assurance mechanism is used?: Assurance mechanism
            "ANZ requires independent specialist or verifier statements to provide assurance of performance requirements or certification. ANZ does not endorse any one certification scheme but seeks those that demonstrate international good practice."
          • Policy applies to all operations and financing
            All financing
            0.2/0.2
            Policy applies to all operations and financing
            All financing
            0.2/0.2
            "Our Forestry and Forests policy provides a framework comparable with internationally recognised certification schemes such as those endorsed under the Programme for Endorsement of Forest Certification (for example the Australian Forest Certification Scheme) and Forest Stewardship Council accredited schemes. ANZ requires independent specialist or verifier statements to provide assurance of performance requirements or certification. ANZ does not endorse any one certification scheme but seeks those that demonstrate international good practice."
          • Policy applies to all deals
            All financing
            0.2/0.2
            Policy applies to all deals
            All financing
            0.2/0.2
            "Our Forestry and Forests policy provides a framework comparable with internationally recognised certification schemes such as those endorsed under the Programme for Endorsement of Forest Certification (for example the Australian Forest Certification Scheme) and Forest Stewardship Council accredited schemes. ANZ requires independent specialist or verifier statements to provide assurance of performance requirements or certification. ANZ does not endorse any one certification scheme but seeks those that demonstrate international good practice."
          • Policy applies to all clients/holdings
            All financing
            0.2/0.2
            Policy applies to all clients/holdings
            All financing
            0.2/0.2
            "Our Forestry and Forests policy provides a framework comparable with internationally recognised certification schemes such as those endorsed under the Programme for Endorsement of Forest Certification (for example the Australian Forest Certification Scheme) and Forest Stewardship Council accredited schemes. ANZ requires independent specialist or verifier statements to provide assurance of performance requirements or certification. ANZ does not endorse any one certification scheme but seeks those that demonstrate international good practice."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.1/0.2
            "Our Forestry and Forests policy provides a framework comparable with internationally recognised certification schemes such as those endorsed under the Programme for Endorsement of Forest Certification (for example the Australian Forest Certification Scheme) and Forest Stewardship Council accredited schemes. ANZ requires independent specialist or verifier statements to provide assurance of performance requirements or certification. ANZ does not endorse any one certification scheme but seeks those that demonstrate international good practice."
        • Clients/holdings must conduct risk assessments
          0/3.8
          • Commitment details
            No commitment
            0/3
          • Policy applies to all operations and financing
            No
            0/0.2
          • Policy applies to all deals
            No
            0/0.2
          • Policy applies to all clients/holdings
            No
            0/0.2