Banco Bilbao Vizcaya Argentaria (BBVA)

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “This rule establishes prohibited and restricted activities. BBVA provides services to productive and commercial agents that are part of the value chain of agricultural commodities but does not offer trading or investment services in agricultural commodities and does not support customers and / or transactions involved in the following prohibited activities” [...] Illegal forestry exploitation The burning of natural ecosystems with the purpose of clearing the land for the development of agricultural projects Removal of high conservation value, high carbon forests"

Commitment most strongly applies to clients, transactions and product development have less stringent policies applied or is up to the client to enforce - Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Wood Forest Stewardship Council (FSC)Certification Programme for the Endorsement Forest Certification (PEFC) FSC chain of custody certificate "

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Wood Forest Stewardship Council (FSC)Certification Programme for the Endorsement Forest Certification (PEFC) FSC chain of custody certificate "

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Wood Forest Stewardship Council (FSC)Certification Programme for the Endorsement Forest Certification (PEFC) FSC chain of custody certificate "

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Wood Forest Stewardship Council (FSC)Certification Programme for the Endorsement Forest Certification (PEFC) FSC chain of custody certificate "

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: Companies that have shown credible and clear evidence (based on court rulings or relevant controversies), of material breaches regarding applicable laws and regulations, or taking part in human rights abuses regardless of the country."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: Companies that have shown credible and clear evidence (based on court rulings or relevant controversies), of material breaches regarding applicable laws and regulations, or taking part in human rights abuses regardless of the country."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: Companies that have shown credible and clear evidence (based on court rulings or relevant controversies), of material breaches regarding applicable laws and regulations, or taking part in human rights abuses regardless of the country."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: Companies that have shown credible and clear evidence (based on court rulings or relevant controversies), of material breaches regarding applicable laws and regulations, or taking part in human rights abuses regardless of the country."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: Companies that have shown credible and clear evidence (based on court rulings or relevant controversies), of material breaches regarding applicable laws and regulations, or taking part in human rights abuses regardless of the country."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Projects located or in the vicinity of UNESCO World Heritage sites, List of Ramsar wetlands, Alliance for Zero Extinction sites and Category I-IV areas of the International Union for the Conservation of Nature."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Projects located or in the vicinity of UNESCO World Heritage sites, List of Ramsar wetlands, Alliance for Zero Extinction sites and Category I-IV areas of the International Union for the Conservation of Nature."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Projects located or in the vicinity of UNESCO World Heritage sites, List of Ramsar wetlands, Alliance for Zero Extinction sites and Category I-IV areas of the International Union for the Conservation of Nature."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Projects located or in the vicinity of UNESCO World Heritage sites, List of Ramsar wetlands, Alliance for Zero Extinction sites and Category I-IV areas of the International Union for the Conservation of Nature."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Projects located or in the vicinity of UNESCO World Heritage sites, List of Ramsar wetlands, Alliance for Zero Extinction sites and Category I-IV areas of the International Union for the Conservation of Nature."

Translation - "New clients will be accepted after an analysis during the on-boarding and know-your-client processes, and it must be confirmed that the client's practices are in line with the principles established by BBVA. The due diligence (DD) process consists of evaluating the engagement, the management capacities and the environmental and social performance of the client based on an analysis of an expert third party in sustainability and corporate governance as well as on the information provided by the client.The purpose of DD processes is to confirm that the client continues to comply with BBVA's principles and they are carried out periodically as long as the relationship with the client is maintained."

Commitment most strongly applies to clients, transactions and product development have less stringent policies applied or is up to the client to enforce - Translation - "New clients will be accepted after an analysis during the on-boarding and know-your-client processes, and it must be confirmed that the client's practices are in line with the principles established by BBVA. The due diligence (DD) process consists of evaluating the engagement, the management capacities and the environmental and social performance of the client based on an analysis of an expert third party in sustainability and corporate governance as well as on the information provided by the client.The purpose of DD processes is to confirm that the client continues to comply with BBVA's principles and they are carried out periodically as long as the relationship with the client is maintained."

Translation - "New clients will be accepted after an analysis during the on-boarding and know-your-client processes, and it must be confirmed that the client's practices are in line with the principles established by BBVA. The due diligence (DD) process consists of evaluating the engagement, the management capacities and the environmental and social performance of the client based on an analysis of an expert third party in sustainability and corporate governance as well as on the information provided by the client.The purpose of DD processes is to confirm that the client continues to comply with BBVA's principles and they are carried out periodically as long as the relationship with the client is maintained."

Translation - "New clients will be accepted after an analysis during the on-boarding and know-your-client processes, and it must be confirmed that the client's practices are in line with the principles established by BBVA. The due diligence (DD) process consists of evaluating the engagement, the management capacities and the environmental and social performance of the client based on an analysis of an expert third party in sustainability and corporate governance as well as on the information provided by the client.The purpose of DD processes is to confirm that the client continues to comply with BBVA's principles and they are carried out periodically as long as the relationship with the client is maintained."

Translation - "New clients will be accepted after an analysis during the on-boarding and know-your-client processes, and it must be confirmed that the client's practices are in line with the principles established by BBVA. The due diligence (DD) process consists of evaluating the engagement, the management capacities and the environmental and social performance of the client based on an analysis of an expert third party in sustainability and corporate governance as well as on the information provided by the client.The purpose of DD processes is to confirm that the client continues to comply with BBVA's principles and they are carried out periodically as long as the relationship with the client is maintained."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] • Projects that entail the resettlement or violation of rights of indigenous peoples, without their free, prior and informed consent (FPIC) "

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] • Projects that entail the resettlement or violation of rights of indigenous peoples, without their free, prior and informed consent (FPIC) "

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] • Projects that entail the resettlement or violation of rights of indigenous peoples, without their free, prior and informed consent (FPIC) "

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] • Projects that entail the resettlement or violation of rights of indigenous peoples, without their free, prior and informed consent (FPIC) "

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] • Projects that entail the resettlement or violation of rights of indigenous peoples, without their free, prior and informed consent (FPIC) "

BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Non-certified Palm oil operations or not in the process of obtaining certification by the Roundtable on Sustainable Palm Oil (RSPO) "

BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Non-certified Palm oil operations or not in the process of obtaining certification by the Roundtable on Sustainable Palm Oil (RSPO) "

BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Non-certified Palm oil operations or not in the process of obtaining certification by the Roundtable on Sustainable Palm Oil (RSPO) "

BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Non-certified Palm oil operations or not in the process of obtaining certification by the Roundtable on Sustainable Palm Oil (RSPO) "

BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Non-certified Palm oil operations or not in the process of obtaining certification by the Roundtable on Sustainable Palm Oil (RSPO) "

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: Companies that have shown credible and clear evidence (based on court rulings or relevant controversies), of material breaches regarding applicable laws and regulations, or taking part in human rights abuses regardless of the country."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: Companies that have shown credible and clear evidence (based on court rulings or relevant controversies), of material breaches regarding applicable laws and regulations, or taking part in human rights abuses regardless of the country."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: Companies that have shown credible and clear evidence (based on court rulings or relevant controversies), of material breaches regarding applicable laws and regulations, or taking part in human rights abuses regardless of the country."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: Companies that have shown credible and clear evidence (based on court rulings or relevant controversies), of material breaches regarding applicable laws and regulations, or taking part in human rights abuses regardless of the country."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: Companies that have shown credible and clear evidence (based on court rulings or relevant controversies), of material breaches regarding applicable laws and regulations, or taking part in human rights abuses regardless of the country."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Projects located or in the vicinity of UNESCO World Heritage sites, List of Ramsar wetlands, Alliance for Zero Extinction sites and Category I-IV areas of the International Union for the Conservation of Nature [...] The burning of natural ecosystems to clear land for the development of agricultural projects [...] Non-certified Palm oil operations or not in the process of obtaining certification by the Roundtable on Sustainable Palm Oil (RSPO)"

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Projects located or in the vicinity of UNESCO World Heritage sites, List of Ramsar wetlands, Alliance for Zero Extinction sites and Category I-IV areas of the International Union for the Conservation of Nature [...] The burning of natural ecosystems to clear land for the development of agricultural projects [...] Non-certified Palm oil operations or not in the process of obtaining certification by the Roundtable on Sustainable Palm Oil (RSPO)"

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Projects located or in the vicinity of UNESCO World Heritage sites, List of Ramsar wetlands, Alliance for Zero Extinction sites and Category I-IV areas of the International Union for the Conservation of Nature [...] The burning of natural ecosystems to clear land for the development of agricultural projects [...] Non-certified Palm oil operations or not in the process of obtaining certification by the Roundtable on Sustainable Palm Oil (RSPO)"

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Projects located or in the vicinity of UNESCO World Heritage sites, List of Ramsar wetlands, Alliance for Zero Extinction sites and Category I-IV areas of the International Union for the Conservation of Nature [...] The burning of natural ecosystems to clear land for the development of agricultural projects [...] Non-certified Palm oil operations or not in the process of obtaining certification by the Roundtable on Sustainable Palm Oil (RSPO)"

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Projects located or in the vicinity of UNESCO World Heritage sites, List of Ramsar wetlands, Alliance for Zero Extinction sites and Category I-IV areas of the International Union for the Conservation of Nature [...] The burning of natural ecosystems to clear land for the development of agricultural projects [...] Non-certified Palm oil operations or not in the process of obtaining certification by the Roundtable on Sustainable Palm Oil (RSPO)"

BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Non-certified Palm oil operations or not in the process of obtaining certification by the Roundtable on Sustainable Palm Oil (RSPO) "

BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Non-certified Palm oil operations or not in the process of obtaining certification by the Roundtable on Sustainable Palm Oil (RSPO) "

BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Non-certified Palm oil operations or not in the process of obtaining certification by the Roundtable on Sustainable Palm Oil (RSPO) "

BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Non-certified Palm oil operations or not in the process of obtaining certification by the Roundtable on Sustainable Palm Oil (RSPO) "

BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Non-certified Palm oil operations or not in the process of obtaining certification by the Roundtable on Sustainable Palm Oil (RSPO) "

BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Non-certified Palm oil operations or not in the process of obtaining certification by the Roundtable on Sustainable Palm Oil (RSPO) "

BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Non-certified Palm oil operations or not in the process of obtaining certification by the Roundtable on Sustainable Palm Oil (RSPO) "

BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Non-certified Palm oil operations or not in the process of obtaining certification by the Roundtable on Sustainable Palm Oil (RSPO) "

BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Non-certified Palm oil operations or not in the process of obtaining certification by the Roundtable on Sustainable Palm Oil (RSPO) "

BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Non-certified Palm oil operations or not in the process of obtaining certification by the Roundtable on Sustainable Palm Oil (RSPO) "

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] • Projects that entail the resettlement or violation of rights of indigenous peoples, without their free, prior and informed consent (FPIC) "

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] • Projects that entail the resettlement or violation of rights of indigenous peoples, without their free, prior and informed consent (FPIC) "

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] • Projects that entail the resettlement or violation of rights of indigenous peoples, without their free, prior and informed consent (FPIC) "

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] • Projects that entail the resettlement or violation of rights of indigenous peoples, without their free, prior and informed consent (FPIC) "

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] • Projects that entail the resettlement or violation of rights of indigenous peoples, without their free, prior and informed consent (FPIC) "

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Soy Roundtable on Responsible Soy Association (RTRS) Basel Criteria for Responsible Soy Production CGF Responsible Soy Sourcing Guidelines"

Commitment most strongly applies to clients, transactions and product development have less stringent policies applied or is up to the client to enforce - Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Soy Roundtable on Responsible Soy Association (RTRS) Basel Criteria for Responsible Soy Production CGF Responsible Soy Sourcing Guidelines"

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Soy Roundtable on Responsible Soy Association (RTRS) Basel Criteria for Responsible Soy Production CGF Responsible Soy Sourcing Guidelines"

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Soy Roundtable on Responsible Soy Association (RTRS) Basel Criteria for Responsible Soy Production CGF Responsible Soy Sourcing Guidelines"

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Soy Roundtable on Responsible Soy Association (RTRS) Basel Criteria for Responsible Soy Production CGF Responsible Soy Sourcing Guidelines"

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: Companies that have shown credible and clear evidence (based on court rulings or relevant controversies), of material breaches regarding applicable laws and regulations, or taking part in human rights abuses regardless of the country."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: Companies that have shown credible and clear evidence (based on court rulings or relevant controversies), of material breaches regarding applicable laws and regulations, or taking part in human rights abuses regardless of the country."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: Companies that have shown credible and clear evidence (based on court rulings or relevant controversies), of material breaches regarding applicable laws and regulations, or taking part in human rights abuses regardless of the country."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: Companies that have shown credible and clear evidence (based on court rulings or relevant controversies), of material breaches regarding applicable laws and regulations, or taking part in human rights abuses regardless of the country."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: Companies that have shown credible and clear evidence (based on court rulings or relevant controversies), of material breaches regarding applicable laws and regulations, or taking part in human rights abuses regardless of the country."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Projects located or in the vicinity of UNESCO World Heritage sites, List of Ramsar wetlands, Alliance for Zero Extinction sites and Category I-IV areas of the International Union for the Conservation of Nature." Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - "Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Soy; Roundtable on Responsible Soy Association (RTRS); Basel Criteria for Responsible Soy Production; GF Responsible Soy Sourcing Guidelines"

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Projects located or in the vicinity of UNESCO World Heritage sites, List of Ramsar wetlands, Alliance for Zero Extinction sites and Category I-IV areas of the International Union for the Conservation of Nature." Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - "Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Soy; Roundtable on Responsible Soy Association (RTRS); Basel Criteria for Responsible Soy Production; GF Responsible Soy Sourcing Guidelines"

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Projects located or in the vicinity of UNESCO World Heritage sites, List of Ramsar wetlands, Alliance for Zero Extinction sites and Category I-IV areas of the International Union for the Conservation of Nature." Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - "Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Soy; Roundtable on Responsible Soy Association (RTRS); Basel Criteria for Responsible Soy Production; GF Responsible Soy Sourcing Guidelines"

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Projects located or in the vicinity of UNESCO World Heritage sites, List of Ramsar wetlands, Alliance for Zero Extinction sites and Category I-IV areas of the International Union for the Conservation of Nature." Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - "Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Soy; Roundtable on Responsible Soy Association (RTRS); Basel Criteria for Responsible Soy Production; GF Responsible Soy Sourcing Guidelines"

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Projects located or in the vicinity of UNESCO World Heritage sites, List of Ramsar wetlands, Alliance for Zero Extinction sites and Category I-IV areas of the International Union for the Conservation of Nature." Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - "Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Soy; Roundtable on Responsible Soy Association (RTRS); Basel Criteria for Responsible Soy Production; GF Responsible Soy Sourcing Guidelines"

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Soy Roundtable on Responsible Soy Association (RTRS) Basel Criteria for Responsible Soy Production CGF Responsible Soy Sourcing Guidelines"

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Soy Roundtable on Responsible Soy Association (RTRS) Basel Criteria for Responsible Soy Production CGF Responsible Soy Sourcing Guidelines"

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Soy Roundtable on Responsible Soy Association (RTRS) Basel Criteria for Responsible Soy Production CGF Responsible Soy Sourcing Guidelines"

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Soy Roundtable on Responsible Soy Association (RTRS) Basel Criteria for Responsible Soy Production CGF Responsible Soy Sourcing Guidelines"

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Soy Roundtable on Responsible Soy Association (RTRS) Basel Criteria for Responsible Soy Production CGF Responsible Soy Sourcing Guidelines"

Translation - "New clients will be accepted after an analysis during the on-boarding and know-your-client processes, and it must be confirmed that the client's practices are in line with the principles established by BBVA. The due diligence (DD) process consists of evaluating the engagement, the management capacities and the environmental and social performance of the client based on an analysis of an expert third party in sustainability and corporate governance as well as on the information provided by the client.The purpose of DD processes is to confirm that the client continues to comply with BBVA's principles and they are carried out periodically as long as the relationship with the client is maintained."

Commitment most strongly applies to clients, transactions and product development have less stringent policies applied or is up to the client to enforce - Translation - "New clients will be accepted after an analysis during the on-boarding and know-your-client processes, and it must be confirmed that the client's practices are in line with the principles established by BBVA. The due diligence (DD) process consists of evaluating the engagement, the management capacities and the environmental and social performance of the client based on an analysis of an expert third party in sustainability and corporate governance as well as on the information provided by the client.The purpose of DD processes is to confirm that the client continues to comply with BBVA's principles and they are carried out periodically as long as the relationship with the client is maintained."

Translation - "New clients will be accepted after an analysis during the on-boarding and know-your-client processes, and it must be confirmed that the client's practices are in line with the principles established by BBVA. The due diligence (DD) process consists of evaluating the engagement, the management capacities and the environmental and social performance of the client based on an analysis of an expert third party in sustainability and corporate governance as well as on the information provided by the client.The purpose of DD processes is to confirm that the client continues to comply with BBVA's principles and they are carried out periodically as long as the relationship with the client is maintained."

Translation - "New clients will be accepted after an analysis during the on-boarding and know-your-client processes, and it must be confirmed that the client's practices are in line with the principles established by BBVA. The due diligence (DD) process consists of evaluating the engagement, the management capacities and the environmental and social performance of the client based on an analysis of an expert third party in sustainability and corporate governance as well as on the information provided by the client.The purpose of DD processes is to confirm that the client continues to comply with BBVA's principles and they are carried out periodically as long as the relationship with the client is maintained."

Translation - "New clients will be accepted after an analysis during the on-boarding and know-your-client processes, and it must be confirmed that the client's practices are in line with the principles established by BBVA. The due diligence (DD) process consists of evaluating the engagement, the management capacities and the environmental and social performance of the client based on an analysis of an expert third party in sustainability and corporate governance as well as on the information provided by the client.The purpose of DD processes is to confirm that the client continues to comply with BBVA's principles and they are carried out periodically as long as the relationship with the client is maintained."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] • Projects that entail the resettlement or violation of rights of indigenous peoples, without their free, prior and informed consent (FPIC) "

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] • Projects that entail the resettlement or violation of rights of indigenous peoples, without their free, prior and informed consent (FPIC) "

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] • Projects that entail the resettlement or violation of rights of indigenous peoples, without their free, prior and informed consent (FPIC) "

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] • Projects that entail the resettlement or violation of rights of indigenous peoples, without their free, prior and informed consent (FPIC) "

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] • Projects that entail the resettlement or violation of rights of indigenous peoples, without their free, prior and informed consent (FPIC) "

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Wood Forest Stewardship Council (FSC)Certification Programme for the Endorsement Forest Certification (PEFC) FSC chain of custody certificate "

Commitment most strongly applies to clients, transactions and product development have less stringent policies applied or is up to the client to enforce - Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Wood Forest Stewardship Council (FSC)Certification Programme for the Endorsement Forest Certification (PEFC) FSC chain of custody certificate "

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Wood Forest Stewardship Council (FSC)Certification Programme for the Endorsement Forest Certification (PEFC) FSC chain of custody certificate "

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Wood Forest Stewardship Council (FSC)Certification Programme for the Endorsement Forest Certification (PEFC) FSC chain of custody certificate "

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Wood Forest Stewardship Council (FSC)Certification Programme for the Endorsement Forest Certification (PEFC) FSC chain of custody certificate "

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: Companies that have shown credible and clear evidence (based on court rulings or relevant controversies), of material breaches regarding applicable laws and regulations, or taking part in human rights abuses regardless of the country."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: Companies that have shown credible and clear evidence (based on court rulings or relevant controversies), of material breaches regarding applicable laws and regulations, or taking part in human rights abuses regardless of the country."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: Companies that have shown credible and clear evidence (based on court rulings or relevant controversies), of material breaches regarding applicable laws and regulations, or taking part in human rights abuses regardless of the country."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: Companies that have shown credible and clear evidence (based on court rulings or relevant controversies), of material breaches regarding applicable laws and regulations, or taking part in human rights abuses regardless of the country."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: Companies that have shown credible and clear evidence (based on court rulings or relevant controversies), of material breaches regarding applicable laws and regulations, or taking part in human rights abuses regardless of the country."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Projects located or in the vicinity of UNESCO World Heritage sites, List of Ramsar wetlands, Alliance for Zero Extinction sites and Category I-IV areas of the International Union for the Conservation of Nature." Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Wood; Forest Stewardship Council (FSC)Certification Programme for the Endorsement; Forest Certification (PEFC) ;FSC chain of custody certificate"

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Projects located or in the vicinity of UNESCO World Heritage sites, List of Ramsar wetlands, Alliance for Zero Extinction sites and Category I-IV areas of the International Union for the Conservation of Nature." Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Wood; Forest Stewardship Council (FSC)Certification Programme for the Endorsement; Forest Certification (PEFC) ;FSC chain of custody certificate"

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Projects located or in the vicinity of UNESCO World Heritage sites, List of Ramsar wetlands, Alliance for Zero Extinction sites and Category I-IV areas of the International Union for the Conservation of Nature." Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Wood; Forest Stewardship Council (FSC)Certification Programme for the Endorsement; Forest Certification (PEFC) ;FSC chain of custody certificate"

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Projects located or in the vicinity of UNESCO World Heritage sites, List of Ramsar wetlands, Alliance for Zero Extinction sites and Category I-IV areas of the International Union for the Conservation of Nature." Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Wood; Forest Stewardship Council (FSC)Certification Programme for the Endorsement; Forest Certification (PEFC) ;FSC chain of custody certificate"

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] Projects located or in the vicinity of UNESCO World Heritage sites, List of Ramsar wetlands, Alliance for Zero Extinction sites and Category I-IV areas of the International Union for the Conservation of Nature." Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Wood; Forest Stewardship Council (FSC)Certification Programme for the Endorsement; Forest Certification (PEFC) ;FSC chain of custody certificate"

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Wood Forest Stewardship Council (FSC)Certification Programme for the Endorsement Forest Certification (PEFC) FSC chain of custody certificate "

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Wood Forest Stewardship Council (FSC)Certification Programme for the Endorsement Forest Certification (PEFC) FSC chain of custody certificate "

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Wood Forest Stewardship Council (FSC)Certification Programme for the Endorsement Forest Certification (PEFC) FSC chain of custody certificate "

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Wood Forest Stewardship Council (FSC)Certification Programme for the Endorsement Forest Certification (PEFC) FSC chain of custody certificate "

Translation - "This standard covers BBVA's investment and financing advisory services to companies and projects related to the agriculture, livestock and fishing sector. Companies, or groups whose main activity is the cultivation and production of agricultural, forestry, livestock and fishing products, in particular those with the greatest impact, such as palm oil, soybean, cocoa, coffee, cotton, tobacco, intensive aquaculture, and forest products. New projects, developments and / or expansion of existing projects that cover the production and / or processing phases of livestock and fisheries forest products. This standard includes activities related to soil cultivation, forestry management, livestock and fishing. [...] Translation - “Standards and requirements BBVA will assess that its clients comply with local legislation and will promote the support for internationally recognized initiatives.[...] Wood Forest Stewardship Council (FSC)Certification Programme for the Endorsement Forest Certification (PEFC) FSC chain of custody certificate "

Translation - "New clients will be accepted after an analysis during the on-boarding and know-your-client processes, and it must be confirmed that the client's practices are in line with the principles established by BBVA. The due diligence (DD) process consists of evaluating the engagement, the management capacities and the environmental and social performance of the client based on an analysis of an expert third party in sustainability and corporate governance as well as on the information provided by the client.The purpose of DD processes is to confirm that the client continues to comply with BBVA's principles and they are carried out periodically as long as the relationship with the client is maintained."

Commitment most strongly applies to clients, transactions and product development have less stringent policies applied or is up to the client to enforce - Translation - "New clients will be accepted after an analysis during the on-boarding and know-your-client processes, and it must be confirmed that the client's practices are in line with the principles established by BBVA. The due diligence (DD) process consists of evaluating the engagement, the management capacities and the environmental and social performance of the client based on an analysis of an expert third party in sustainability and corporate governance as well as on the information provided by the client.The purpose of DD processes is to confirm that the client continues to comply with BBVA's principles and they are carried out periodically as long as the relationship with the client is maintained."

Translation - "New clients will be accepted after an analysis during the on-boarding and know-your-client processes, and it must be confirmed that the client's practices are in line with the principles established by BBVA. The due diligence (DD) process consists of evaluating the engagement, the management capacities and the environmental and social performance of the client based on an analysis of an expert third party in sustainability and corporate governance as well as on the information provided by the client.The purpose of DD processes is to confirm that the client continues to comply with BBVA's principles and they are carried out periodically as long as the relationship with the client is maintained."

Translation - "New clients will be accepted after an analysis during the on-boarding and know-your-client processes, and it must be confirmed that the client's practices are in line with the principles established by BBVA. The due diligence (DD) process consists of evaluating the engagement, the management capacities and the environmental and social performance of the client based on an analysis of an expert third party in sustainability and corporate governance as well as on the information provided by the client.The purpose of DD processes is to confirm that the client continues to comply with BBVA's principles and they are carried out periodically as long as the relationship with the client is maintained."

Translation - "New clients will be accepted after an analysis during the on-boarding and know-your-client processes, and it must be confirmed that the client's practices are in line with the principles established by BBVA. The due diligence (DD) process consists of evaluating the engagement, the management capacities and the environmental and social performance of the client based on an analysis of an expert third party in sustainability and corporate governance as well as on the information provided by the client.The purpose of DD processes is to confirm that the client continues to comply with BBVA's principles and they are carried out periodically as long as the relationship with the client is maintained."

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] • Projects that entail the resettlement or violation of rights of indigenous peoples, without their free, prior and informed consent (FPIC) "

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] • Projects that entail the resettlement or violation of rights of indigenous peoples, without their free, prior and informed consent (FPIC) "

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] • Projects that entail the resettlement or violation of rights of indigenous peoples, without their free, prior and informed consent (FPIC) "

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] • Projects that entail the resettlement or violation of rights of indigenous peoples, without their free, prior and informed consent (FPIC) "

"BBVA will not provide financial services to projects or clients whose core business is linked to any of the following activities or environmental and social impacts: [...] • Projects that entail the resettlement or violation of rights of indigenous peoples, without their free, prior and informed consent (FPIC) "