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Select an assessment year:

  • Overall approach
    3/10
    • Overarching commitment on deforestation
      0/6
    • Deforestation as a business risk
      2/2
      Yes
      2/2
      How is awareness shown?: Statement on deforestation/conversion showing understanding of risks to the financial institution
      [translation] "For the country's economy, for example, it is estimated that the forest-based sector, which operates basically in six production chains (firewood and charcoal, solid wood, paper and cellulose, reconstituted panels, non-wood products and environmental services), is responsible for 4% of the Brazilian GDP and for the generation of 6 million jobs. (...) It [Banco do Brasil] also recognizes the importance of conservation and sustainable use of services provided by ecosystems to ensure life, economic activities and human development.”
    • Target to reduce emissions in scope 1/2
    • Company must have anti-corruption policy
      1/2
      Yes, either an anti-corruption policy or a policy on prohibiting abusive tax arrangements
      1/2
      "In 2016, our Board of Directors approved the Integrity Program, which brings together the actions adopted by our institution to prevent, detect and punish detrimental act practices qualified as corruption against public, national or foreign administration, practiced by an employee or third party in the interest or benefit of the Bank [...] Measures Adopted in 2016: Actions in defense of ethics and to prevent and combat corruption: The inclusion of integrity requirements for donations, sponsorships, loans and financing." [Translation] "Banco do Brasil has a Specific Credit Policy, approved by the Board of Directors, which provides guidance on the credit process, comprising the assumption and management of credit risk and the collection and recovery of credit and applies to all businesses that involve risk credit. As provided for in this Policy, the Bank does not assume credit risks with a client “with a bad reputation or lack of integrity”. In the performance of credit operations, special clauses for preventing and combating corruption are inserted in the credit notes, which aim to mitigate the risk of corruption in the Bank's relationship with borrowing customers, such as: Clause of knowledge and observance of the Code of Ethics, the Rules of Conduct and the Specific Policy for Preventing and Combating Money Laundering, the Financing of Terrorism and the Corruption of Banco do Brasil: “I/We declare that I/we know and I/we commit to respect the Code of Ethics, the Standards of Conduct, the Integrity Program and the Specific Policy for Preventing and Combating Money Laundering, Terrorism Financing and Corruption of Banco do Brasil, available on the Internet, at the address: http://www.bb.com.br." " Our fiscal strategy aims to establish guidelines for the efficient management of taxation, in order to value and protect the rights and interests of our shareholders. The tax strategy includes the definitions of general tax governance, with scope of competences, attributions, functions and responsibilities in relation to tax charges (taxes, contributions, fees and other tax obligations).The tax strategy is applied to business plans, investments in other countries, corporate structuring projects, acquisition of companies, contracting services, entering into partnerships and launching banking and financial products and services. The fiscal strategy also aims to pay taxes properly, in precise amounts and in a timely manner."
  • Commodity score
    28/90
    • Beef & Leather
      31/90
      • Commitment Strength
        12/31
        • Commodity-specific deforestation financing policy
          3.4/9.6
          • Commitment details
            Sustainability commitment
            2/8
            Commitment details
            Sustainability commitment
            2/8
            [Translation] "BANCO DO BRASIL SUSTAINABILITY GUIDELINES FOR CREDIT AGRIBUSINESS: Demand proof of legal compliance with activities and undertakings by presenting environmental licensing and granting by the Government of [...] Promote practices related to certification aimed at Good Agricultural Practices in agricultural and forestry production; Encourage, through credit, the adoption of differentiated production models such as crop-livestock-forest integration systems, agroforestry or agroforestry systems, no-till system and reduction in the use of nitrogen fertilizers; Encourage sustainable practices with its clients involved in the agricultural, timber and non-timber forest value chain that have direct and indirect impacts on water resources, ecosystems and biodiversity;Encourage, through credit, the adoption of differentiated production models such as crop-livestock-forest integration systems, agroforestry or agrosilvopastoral systems, no-till system and reduced use of nitrogen fertilizers; Seek to offer differentiated conditions to projects that adopt sustainable agricultural and livestock production practices such as: organic agriculture, agroforestry systems, Integrated Agricultural Production System (PI Brazil) and Animal Welfare [...]Credit approval is subject to prior analysis by the customer, the operation and also the documentation submitted."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            [Translation] "BANCO DO BRASIL SUSTAINABILITY GUIDELINES FOR CREDIT AGRIBUSINESS: Demand proof of legal compliance with activities and undertakings by presenting environmental licensing and granting by the Government of [...] Promote practices related to certification aimed at Good Agricultural Practices in agricultural and forestry production; Encourage, through credit, the adoption of differentiated production models such as crop-livestock-forest integration systems, agroforestry or agroforestry systems, no-till system and reduction in the use of nitrogen fertilizers; Encourage sustainable practices with its clients involved in the agricultural, timber and non-timber forest value chain that have direct and indirect impacts on water resources, ecosystems and biodiversity;Encourage, through credit, the adoption of differentiated production models such as crop-livestock-forest integration systems, agroforestry or agrosilvopastoral systems, no-till system and reduced use of nitrogen fertilizers; Seek to offer differentiated conditions to projects that adopt sustainable agricultural and livestock production practices such as: organic agriculture, agroforestry systems, Integrated Agricultural Production System (PI Brazil) and Animal Welfare [...]Credit approval is subject to prior analysis by the customer, the operation and also the documentation submitted."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            [Translation] "BANCO DO BRASIL SUSTAINABILITY GUIDELINES FOR CREDIT AGRIBUSINESS: Demand proof of legal compliance with activities and undertakings by presenting environmental licensing and granting by the Government of [...] Promote practices related to certification aimed at Good Agricultural Practices in agricultural and forestry production; Encourage, through credit, the adoption of differentiated production models such as crop-livestock-forest integration systems, agroforestry or agroforestry systems, no-till system and reduction in the use of nitrogen fertilizers; Encourage sustainable practices with its clients involved in the agricultural, timber and non-timber forest value chain that have direct and indirect impacts on water resources, ecosystems and biodiversity;Encourage, through credit, the adoption of differentiated production models such as crop-livestock-forest integration systems, agroforestry or agrosilvopastoral systems, no-till system and reduced use of nitrogen fertilizers; Seek to offer differentiated conditions to projects that adopt sustainable agricultural and livestock production practices such as: organic agriculture, agroforestry systems, Integrated Agricultural Production System (PI Brazil) and Animal Welfare [...]Credit approval is subject to prior analysis by the customer, the operation and also the documentation submitted."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            [Translation] "BANCO DO BRASIL SUSTAINABILITY GUIDELINES FOR CREDIT AGRIBUSINESS: Demand proof of legal compliance with activities and undertakings by presenting environmental licensing and granting by the Government of [...] Promote practices related to certification aimed at Good Agricultural Practices in agricultural and forestry production; Encourage, through credit, the adoption of differentiated production models such as crop-livestock-forest integration systems, agroforestry or agroforestry systems, no-till system and reduction in the use of nitrogen fertilizers; Encourage sustainable practices with its clients involved in the agricultural, timber and non-timber forest value chain that have direct and indirect impacts on water resources, ecosystems and biodiversity;Encourage, through credit, the adoption of differentiated production models such as crop-livestock-forest integration systems, agroforestry or agrosilvopastoral systems, no-till system and reduced use of nitrogen fertilizers; Seek to offer differentiated conditions to projects that adopt sustainable agricultural and livestock production practices such as: organic agriculture, agroforestry systems, Integrated Agricultural Production System (PI Brazil) and Animal Welfare [...]Credit approval is subject to prior analysis by the customer, the operation and also the documentation submitted."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            [Translation] "BANCO DO BRASIL SUSTAINABILITY GUIDELINES FOR CREDIT AGRIBUSINESS: Demand proof of legal compliance with activities and undertakings by presenting environmental licensing and granting by the Government of [...] Promote practices related to certification aimed at Good Agricultural Practices in agricultural and forestry production; Encourage, through credit, the adoption of differentiated production models such as crop-livestock-forest integration systems, agroforestry or agroforestry systems, no-till system and reduction in the use of nitrogen fertilizers; Encourage sustainable practices with its clients involved in the agricultural, timber and non-timber forest value chain that have direct and indirect impacts on water resources, ecosystems and biodiversity;Encourage, through credit, the adoption of differentiated production models such as crop-livestock-forest integration systems, agroforestry or agrosilvopastoral systems, no-till system and reduced use of nitrogen fertilizers; Seek to offer differentiated conditions to projects that adopt sustainable agricultural and livestock production practices such as: organic agriculture, agroforestry systems, Integrated Agricultural Production System (PI Brazil) and Animal Welfare [...]Credit approval is subject to prior analysis by the customer, the operation and also the documentation submitted."
        • Companies must be legally operated
          3.1/4.6
          • Commitment details
            Companies own operations - Required
            1.5/3
            Commitment details
            Companies own operations - Required
            1.5/3
            Prerequisite for BB to provide finance is that the companies must not have any legal restrictions- “Activities that do not abide to law or principles and values of Banco do Brasil, in which the bank does not invest or finance. [....]1. Companies with legal restrictions and/or which may harm the bank’s image.”
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            Prerequisite for BB to provide finance is that the companies must not have any legal restrictions- “Activities that do not abide to law or principles and values of Banco do Brasil, in which the bank does not invest or finance. [....]1. Companies with legal restrictions and/or which may harm the bank’s image.”
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            Prerequisite for BB to provide finance is that the companies must not have any legal restrictions- “Activities that do not abide to law or principles and values of Banco do Brasil, in which the bank does not invest or finance. [....]1. Companies with legal restrictions and/or which may harm the bank’s image.”
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            Prerequisite for BB to provide finance is that the companies must not have any legal restrictions- “Activities that do not abide to law or principles and values of Banco do Brasil, in which the bank does not invest or finance. [....]1. Companies with legal restrictions and/or which may harm the bank’s image.”
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Prerequisite for BB to provide finance is that the companies must not have any legal restrictions- “Activities that do not abide to law or principles and values of Banco do Brasil, in which the bank does not invest or finance. [....]1. Companies with legal restrictions and/or which may harm the bank’s image.”
        • Companies must monitor operations
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must conduct risk assessments
          5.2/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "For projects evaluated by Banco do Brasil with significant social and environmental risks, especially those framed in the Equator Principles, the Bank requires the client to carry out a social and environmental assessment. such and action plan to mitigate the identified risks and impacts, being able to decide not to grant of financial resources. Obeying the law in force and in line with its operational guidelines, the Bank includes conditions of a socio-environmental nature in credit agreements, and periodically monitors compliance with these conditions, the non-compliance with which may result in the early maturity of the operation, respecting the provisions of the agreements signed between the parties. "
          • Policy applies to all operations and financing
            No
            0/0.4
            Policy applies to all operations and financing
            No
            0/0.4
            Only for projects with "significant social and environmental risks" - see 2.4
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "For projects evaluated by Banco do Brasil with significant social and environmental risks, especially those framed in the Equator Principles, the Bank requires the client to carry out a social and environmental assessment. such and action plan to mitigate the identified risks and impacts, being able to decide not to grant of financial resources. Obeying the law in force and in line with its operational guidelines, the Bank includes conditions of a socio-environmental nature in credit agreements, and periodically monitors compliance with these conditions, the non-compliance with which may result in the early maturity of the operation, respecting the provisions of the agreements signed between the parties. "
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "For projects evaluated by Banco do Brasil with significant social and environmental risks, especially those framed in the Equator Principles, the Bank requires the client to carry out a social and environmental assessment. such and action plan to mitigate the identified risks and impacts, being able to decide not to grant of financial resources. Obeying the law in force and in line with its operational guidelines, the Bank includes conditions of a socio-environmental nature in credit agreements, and periodically monitors compliance with these conditions, the non-compliance with which may result in the early maturity of the operation, respecting the provisions of the agreements signed between the parties. "
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "For projects evaluated by Banco do Brasil with significant social and environmental risks, especially those framed in the Equator Principles, the Bank requires the client to carry out a social and environmental assessment. such and action plan to mitigate the identified risks and impacts, being able to decide not to grant of financial resources. Obeying the law in force and in line with its operational guidelines, the Bank includes conditions of a socio-environmental nature in credit agreements, and periodically monitors compliance with these conditions, the non-compliance with which may result in the early maturity of the operation, respecting the provisions of the agreements signed between the parties. "
        • Companies must specify a cut-off date
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Social Considerations
        7/27
        • Company must ensure Free, Prior and Informed Consent
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must have a grievance mechanism
          5.2/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "In compliance with the Equator Principles and the performance standards of International Finance Corporation (IFC), the largesized projects in the pursuit of financing are evaluated on a matrix of socioenvironmental risk: • Category A – with potential significant adverse socioenvironmental risks and/or impacts, which are multiple, irreversible or unprecedented; • Category B – with potential limited adverse socioenvironmental risks and/or impacts, in a reduced number, generally local, widely reversible and readily controllable through mitigating measures [...] In compliance with the Equator Principles, in projects classified in categories A and B, we require our customers to establish complaint mechanisms for receiving comments and complaints about the socioenvironmental performance of undertakings and to facilitate the search for solutions to the demands, which favors the guarantee of freedom of association of people."
          • Policy applies to all operations and financing
            No
            0/0.4
            Policy applies to all operations and financing
            No
            0/0.4
            "In compliance with the Equator Principles and the performance standards of International Finance Corporation (IFC), the largesized projects in the pursuit of financing are evaluated on a matrix of socioenvironmental risk: • Category A – with potential significant adverse socioenvironmental risks and/or impacts, which are multiple, irreversible or unprecedented; • Category B – with potential limited adverse socioenvironmental risks and/or impacts, in a reduced number, generally local, widely reversible and readily controllable through mitigating measures [...] In compliance with the Equator Principles, in projects classified in categories A and B, we require our customers to establish complaint mechanisms for receiving comments and complaints about the socioenvironmental performance of undertakings and to facilitate the search for solutions to the demands, which favors the guarantee of freedom of association of people."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "In compliance with the Equator Principles and the performance standards of International Finance Corporation (IFC), the largesized projects in the pursuit of financing are evaluated on a matrix of socioenvironmental risk: • Category A – with potential significant adverse socioenvironmental risks and/or impacts, which are multiple, irreversible or unprecedented; • Category B – with potential limited adverse socioenvironmental risks and/or impacts, in a reduced number, generally local, widely reversible and readily controllable through mitigating measures [...] In compliance with the Equator Principles, in projects classified in categories A and B, we require our customers to establish complaint mechanisms for receiving comments and complaints about the socioenvironmental performance of undertakings and to facilitate the search for solutions to the demands, which favors the guarantee of freedom of association of people."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "In compliance with the Equator Principles and the performance standards of International Finance Corporation (IFC), the largesized projects in the pursuit of financing are evaluated on a matrix of socioenvironmental risk: • Category A – with potential significant adverse socioenvironmental risks and/or impacts, which are multiple, irreversible or unprecedented; • Category B – with potential limited adverse socioenvironmental risks and/or impacts, in a reduced number, generally local, widely reversible and readily controllable through mitigating measures [...] In compliance with the Equator Principles, in projects classified in categories A and B, we require our customers to establish complaint mechanisms for receiving comments and complaints about the socioenvironmental performance of undertakings and to facilitate the search for solutions to the demands, which favors the guarantee of freedom of association of people."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "In compliance with the Equator Principles and the performance standards of International Finance Corporation (IFC), the largesized projects in the pursuit of financing are evaluated on a matrix of socioenvironmental risk: • Category A – with potential significant adverse socioenvironmental risks and/or impacts, which are multiple, irreversible or unprecedented; • Category B – with potential limited adverse socioenvironmental risks and/or impacts, in a reduced number, generally local, widely reversible and readily controllable through mitigating measures [...] In compliance with the Equator Principles, in projects classified in categories A and B, we require our customers to establish complaint mechanisms for receiving comments and complaints about the socioenvironmental performance of undertakings and to facilitate the search for solutions to the demands, which favors the guarantee of freedom of association of people."
        • Company must respect labour rights
          0/5.6
          • Commitment details
            No
            0/4
            Commitment details
            No
            0/4
            Type of policy: Forced Labour; Child Labour
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must address gender equality issues
          2.6/5.6
          • Commitment details
            Companies must address gender related worker and labour rights only for own operations - Required
            1/4
            Commitment details
            Companies must address gender related worker and labour rights only for own operations - Required
            1/4
            "All our credit instruments have extraordinary/anticipated maturity clause in cases of non-compliance with the laws and rules relating to Human Rights. The following issues are addressed: discrimination of race or gender." "Our contracts include extraordinary/anticipated maturity clauses for cases of breach of laws and regulations related to the Amazon Biome, environmental licensing, crimes against nature, labor rights, discrimination of race or gender, sexual and moral harassment or criminal advantage from prostitution or property located in a preservation area of archaeological heritage and/or land of traditional people and communities."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "All our credit instruments have extraordinary/anticipated maturity clause in cases of non-compliance with the laws and rules relating to Human Rights. The following issues are addressed: discrimination of race or gender." "Our contracts include extraordinary/anticipated maturity clauses for cases of breach of laws and regulations related to the Amazon Biome, environmental licensing, crimes against nature, labor rights, discrimination of race or gender, sexual and moral harassment or criminal advantage from prostitution or property located in a preservation area of archaeological heritage and/or land of traditional people and communities."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "All our credit instruments have extraordinary/anticipated maturity clause in cases of non-compliance with the laws and rules relating to Human Rights. The following issues are addressed: discrimination of race or gender." "Our contracts include extraordinary/anticipated maturity clauses for cases of breach of laws and regulations related to the Amazon Biome, environmental licensing, crimes against nature, labor rights, discrimination of race or gender, sexual and moral harassment or criminal advantage from prostitution or property located in a preservation area of archaeological heritage and/or land of traditional people and communities."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "All our credit instruments have extraordinary/anticipated maturity clause in cases of non-compliance with the laws and rules relating to Human Rights. The following issues are addressed: discrimination of race or gender." "Our contracts include extraordinary/anticipated maturity clauses for cases of breach of laws and regulations related to the Amazon Biome, environmental licensing, crimes against nature, labor rights, discrimination of race or gender, sexual and moral harassment or criminal advantage from prostitution or property located in a preservation area of archaeological heritage and/or land of traditional people and communities."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "All our credit instruments have extraordinary/anticipated maturity clause in cases of non-compliance with the laws and rules relating to Human Rights. The following issues are addressed: discrimination of race or gender." "Our contracts include extraordinary/anticipated maturity clauses for cases of breach of laws and regulations related to the Amazon Biome, environmental licensing, crimes against nature, labor rights, discrimination of race or gender, sexual and moral harassment or criminal advantage from prostitution or property located in a preservation area of archaeological heritage and/or land of traditional people and communities."
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must resolve land conflicts
          0/1.6
          • Commitment details
            No
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Reporting and Implementation
        12/31
        • Commitments must be timebound
          Required
          5/5
          Commitments must be timebound
          Required
          5/5
          [Translation] "BANCO DO BRASIL SUSTAINABILITY GUIDELINES FOR CREDIT AGRIBUSINESS: Demand proof of legal compliance with activities and undertakings by presenting environmental licensing and granting by the Government of [...] Promote practices related to certification aimed at Good Agricultural Practices in agricultural and forestry production; Encourage, through credit, the adoption of differentiated production models such as crop-livestock-forest integration systems, agroforestry or agroforestry systems, no-till system and reduction in the use of nitrogen fertilizers; Encourage sustainable practices with its clients involved in the agricultural, timber and non-timber forest value chain that have direct and indirect impacts on water resources, ecosystems and biodiversity;Encourage, through credit, the adoption of differentiated production models such as crop-livestock-forest integration systems, agroforestry or agrosilvopastoral systems, no-till system and reduced use of nitrogen fertilizers; Seek to offer differentiated conditions to projects that adopt sustainable agricultural and livestock production practices such as: organic agriculture, agroforestry systems, Integrated Agricultural Production System (PI Brazil) and Animal Welfare [...]Credit approval is subject to prior analysis by the customer, the operation and also the documentation submitted."
        • Companies must disclose subsidiaries in commodity supply chains
          No
          0/4
        • Companies must disclose locations
          No
          0/4
        • Policy is reviewed and updated
          Annual or more frequent review
          2/2
          Policy is reviewed and updated
          Annual or more frequent review
          2/2
          "The elaboration and annual reviews of the document involve the participation of several stakeholders (shareholders, industry experts, NGOs, clients and employees)."
        • Monitoring and non-compliance process
          Screening and monitoring process
          5/5
          Monitoring and non-compliance process
          Screening and monitoring process
          5/5
          [Translation] "For projects with socio-environmental risks, especially those covered by the Equator Principles, the Bank will require the client to carry out a socio-environmental assessment and action plan to mitigate the identified risks and impacts, and will periodically monitor the observance of these conditions."
        • Engagement with non-compliant companies
          No
          0/5
        • Reporting on implementation of the policy
          No
          0/6
        • Ethical product in portfolio
          No
    • Palm oil
      11/90
      • Commitment Strength
        3/31
        • Commodity-specific deforestation financing policy
          0/9.6
          • Commitment details
            No commitment
            0/8
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must be legally operated
          3.1/4.6
          • Commitment details
            Companies own operations - Required
            1.5/3
            Commitment details
            Companies own operations - Required
            1.5/3
            Prerequisite for BB to provide finance is that the companies must not have any legal restrictions- “Activities that do not abide to law or principles and values of Banco do Brasil, in which the bank does not invest or finance. [....]1. Companies with legal restrictions and/or which may harm the bank’s image.”
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            Prerequisite for BB to provide finance is that the companies must not have any legal restrictions- “Activities that do not abide to law or principles and values of Banco do Brasil, in which the bank does not invest or finance. [....]1. Companies with legal restrictions and/or which may harm the bank’s image.”
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            Prerequisite for BB to provide finance is that the companies must not have any legal restrictions- “Activities that do not abide to law or principles and values of Banco do Brasil, in which the bank does not invest or finance. [....]1. Companies with legal restrictions and/or which may harm the bank’s image.”
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            Prerequisite for BB to provide finance is that the companies must not have any legal restrictions- “Activities that do not abide to law or principles and values of Banco do Brasil, in which the bank does not invest or finance. [....]1. Companies with legal restrictions and/or which may harm the bank’s image.”
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Prerequisite for BB to provide finance is that the companies must not have any legal restrictions- “Activities that do not abide to law or principles and values of Banco do Brasil, in which the bank does not invest or finance. [....]1. Companies with legal restrictions and/or which may harm the bank’s image.”
        • Companies must monitor operations
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must conduct risk assessments
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must specify a cut-off date
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Social Considerations
        7/27
        • Company must ensure Free, Prior and Informed Consent
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must have a grievance mechanism
          5.2/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "In compliance with the Equator Principles and the performance standards of International Finance Corporation (IFC), the largesized projects in the pursuit of financing are evaluated on a matrix of socioenvironmental risk: • Category A – with potential significant adverse socioenvironmental risks and/or impacts, which are multiple, irreversible or unprecedented; • Category B – with potential limited adverse socioenvironmental risks and/or impacts, in a reduced number, generally local, widely reversible and readily controllable through mitigating measures [...] In compliance with the Equator Principles, in projects classified in categories A and B, we require our customers to establish complaint mechanisms for receiving comments and complaints about the socioenvironmental performance of undertakings and to facilitate the search for solutions to the demands, which favors the guarantee of freedom of association of people."
          • Policy applies to all operations and financing
            No
            0/0.4
            Policy applies to all operations and financing
            No
            0/0.4
            "In compliance with the Equator Principles and the performance standards of International Finance Corporation (IFC), the largesized projects in the pursuit of financing are evaluated on a matrix of socioenvironmental risk: • Category A – with potential significant adverse socioenvironmental risks and/or impacts, which are multiple, irreversible or unprecedented; • Category B – with potential limited adverse socioenvironmental risks and/or impacts, in a reduced number, generally local, widely reversible and readily controllable through mitigating measures [...] In compliance with the Equator Principles, in projects classified in categories A and B, we require our customers to establish complaint mechanisms for receiving comments and complaints about the socioenvironmental performance of undertakings and to facilitate the search for solutions to the demands, which favors the guarantee of freedom of association of people."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "In compliance with the Equator Principles and the performance standards of International Finance Corporation (IFC), the largesized projects in the pursuit of financing are evaluated on a matrix of socioenvironmental risk: • Category A – with potential significant adverse socioenvironmental risks and/or impacts, which are multiple, irreversible or unprecedented; • Category B – with potential limited adverse socioenvironmental risks and/or impacts, in a reduced number, generally local, widely reversible and readily controllable through mitigating measures [...] In compliance with the Equator Principles, in projects classified in categories A and B, we require our customers to establish complaint mechanisms for receiving comments and complaints about the socioenvironmental performance of undertakings and to facilitate the search for solutions to the demands, which favors the guarantee of freedom of association of people."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "In compliance with the Equator Principles and the performance standards of International Finance Corporation (IFC), the largesized projects in the pursuit of financing are evaluated on a matrix of socioenvironmental risk: • Category A – with potential significant adverse socioenvironmental risks and/or impacts, which are multiple, irreversible or unprecedented; • Category B – with potential limited adverse socioenvironmental risks and/or impacts, in a reduced number, generally local, widely reversible and readily controllable through mitigating measures [...] In compliance with the Equator Principles, in projects classified in categories A and B, we require our customers to establish complaint mechanisms for receiving comments and complaints about the socioenvironmental performance of undertakings and to facilitate the search for solutions to the demands, which favors the guarantee of freedom of association of people."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "In compliance with the Equator Principles and the performance standards of International Finance Corporation (IFC), the largesized projects in the pursuit of financing are evaluated on a matrix of socioenvironmental risk: • Category A – with potential significant adverse socioenvironmental risks and/or impacts, which are multiple, irreversible or unprecedented; • Category B – with potential limited adverse socioenvironmental risks and/or impacts, in a reduced number, generally local, widely reversible and readily controllable through mitigating measures [...] In compliance with the Equator Principles, in projects classified in categories A and B, we require our customers to establish complaint mechanisms for receiving comments and complaints about the socioenvironmental performance of undertakings and to facilitate the search for solutions to the demands, which favors the guarantee of freedom of association of people."
        • Company must respect labour rights
          0/5.6
          • Commitment details
            No
            0/4
            Commitment details
            No
            0/4
            Type of policy: Forced Labour; Child Labour
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must address gender equality issues
          2.6/5.6
          • Commitment details
            Companies must address gender related worker and labour rights only for own operations - Required
            1/4
            Commitment details
            Companies must address gender related worker and labour rights only for own operations - Required
            1/4
            "All our credit instruments have extraordinary/anticipated maturity clause in cases of non-compliance with the laws and rules relating to Human Rights. The following issues are addressed: discrimination of race or gender." ; "Our contracts include extraordinary/anticipated maturity clauses for cases of breach of laws and regulations related to the Amazon Biome, environmental licensing, crimes against nature, labor rights, discrimination of race or gender, sexual and moral harassment or criminal advantage from prostitution or property located in a preservation area of archaeological heritage and/or land of traditional people and communities."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "All our credit instruments have extraordinary/anticipated maturity clause in cases of non-compliance with the laws and rules relating to Human Rights. The following issues are addressed: discrimination of race or gender." ; "Our contracts include extraordinary/anticipated maturity clauses for cases of breach of laws and regulations related to the Amazon Biome, environmental licensing, crimes against nature, labor rights, discrimination of race or gender, sexual and moral harassment or criminal advantage from prostitution or property located in a preservation area of archaeological heritage and/or land of traditional people and communities."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "All our credit instruments have extraordinary/anticipated maturity clause in cases ofnon-compliance with the laws and rules relating to Human Rights. The followingissues are addressed: discrimination of race or gender." "Our contracts include extraordinary/anticipated maturity clauses for cases of breach of laws and regulations related to the Amazon Biome, environmental licensing, crimes against nature, labor rights, discrimination of race or gender, sexual and moral harassment or criminal advantage from prostitution or property located in a preservation area of archaeological heritage and/or land of traditional people and communities."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "All our credit instruments have extraordinary/anticipated maturity clause in cases ofnon-compliance with the laws and rules relating to Human Rights. The followingissues are addressed: discrimination of race or gender." "Our contracts include extraordinary/anticipated maturity clauses for cases of breach of laws and regulations related to the Amazon Biome, environmental licensing, crimes against nature, labor rights, discrimination of race or gender, sexual and moral harassment or criminal advantage from prostitution or property located in a preservation area of archaeological heritage and/or land of traditional people and communities."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "All our credit instruments have extraordinary/anticipated maturity clause in cases ofnon-compliance with the laws and rules relating to Human Rights. The followingissues are addressed: discrimination of race or gender." "Our contracts include extraordinary/anticipated maturity clauses for cases of breach of laws and regulations related to the Amazon Biome, environmental licensing, crimes against nature, labor rights, discrimination of race or gender, sexual and moral harassment or criminal advantage from prostitution or property located in a preservation area of archaeological heritage and/or land of traditional people and communities."
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must resolve land conflicts
          0/1.6
          • Commitment details
            No
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Reporting and Implementation
        0/31
        • Commitments must be timebound
          No
          0/5
        • Companies must disclose subsidiaries in commodity supply chains
          No
          0/4
        • Companies must disclose locations
          No
          0/4
        • Policy is reviewed and updated
          No
          0/2
        • Monitoring and non-compliance process
          No
          0/5
        • Engagement with non-compliant companies
          No
          0/5
        • Reporting on implementation of the policy
          No
          0/6
        • Ethical product in portfolio
          No
    • Soy
      38/90
      • Commitment Strength
        19/31
        • Commodity-specific deforestation financing policy
          5.6/9.6
          • Commitment details
            Protects priority forests
            4/8
            Commitment details
            Protects priority forests
            4/8
            [Translation] "Adherence to the Soy Moratorium: on 12/01/2010, Banco do Brasil joined the movement called Moratória da Soja. Started on July 24, 2006, it is the commitment of the Brazilian Association of Vegetable Oil Industries (Abiove) and the National Association of Cereal Exporters (Anec), together with its members, not to commercialize, purchase and finance soy from deforested areas within the Amazon Biome, after July 2008. With the adhesion, BB undertakes not to finance soybean production in deforested areas after July 2008. The Soy Working Group (GTS) has the participation of organizations governmental organizations, the Ministry of the Environment (MMA) and the National Institute for Space Research (INPE)"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            [Translation] "Adherence to the Soy Moratorium: on 12/01/2010, Banco do Brasil joined the movement called Moratória da Soja. Started on July 24, 2006, it is the commitment of the Brazilian Association of Vegetable Oil Industries (Abiove) and the National Association of Cereal Exporters (Anec), together with its members, not to commercialize, purchase and finance soy from deforested areas within the Amazon Biome, after July 2008. With the adhesion, BB undertakes not to finance soybean production in deforested areas after July 2008. The Soy Working Group (GTS) has the participation of organizations governmental organizations, the Ministry of the Environment (MMA) and the National Institute for Space Research (INPE)"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            [Translation] "Adherence to the Soy Moratorium: on 12/01/2010, Banco do Brasil joined the movement called Moratória da Soja. Started on July 24, 2006, it is the commitment of the Brazilian Association of Vegetable Oil Industries (Abiove) and the National Association of Cereal Exporters (Anec), together with its members, not to commercialize, purchase and finance soy from deforested areas within the Amazon Biome, after July 2008. With the adhesion, BB undertakes not to finance soybean production in deforested areas after July 2008. The Soy Working Group (GTS) has the participation of organizations governmental organizations, the Ministry of the Environment (MMA) and the National Institute for Space Research (INPE)"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            [Translation] "Adherence to the Soy Moratorium: on 12/01/2010, Banco do Brasil joined the movement called Moratória da Soja. Started on July 24, 2006, it is the commitment of the Brazilian Association of Vegetable Oil Industries (Abiove) and the National Association of Cereal Exporters (Anec), together with its members, not to commercialize, purchase and finance soy from deforested areas within the Amazon Biome, after July 2008. With the adhesion, BB undertakes not to finance soybean production in deforested areas after July 2008. The Soy Working Group (GTS) has the participation of organizations governmental organizations, the Ministry of the Environment (MMA) and the National Institute for Space Research (INPE)"
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            [Translation] "Adherence to the Soy Moratorium: on 12/01/2010, Banco do Brasil joined the movement called Moratória da Soja. Started on July 24, 2006, it is the commitment of the Brazilian Association of Vegetable Oil Industries (Abiove) and the National Association of Cereal Exporters (Anec), together with its members, not to commercialize, purchase and finance soy from deforested areas within the Amazon Biome, after July 2008. With the adhesion, BB undertakes not to finance soybean production in deforested areas after July 2008. The Soy Working Group (GTS) has the participation of organizations governmental organizations, the Ministry of the Environment (MMA) and the National Institute for Space Research (INPE)"
        • Companies must be legally operated
          3.1/4.6
          • Commitment details
            Companies own operations - Required
            1.5/3
            Commitment details
            Companies own operations - Required
            1.5/3
            Prerequisite for BB to provide finance is that the companies must not have any legal restrictions- “Activities that do not abide to law or principles and values of Banco do Brasil, in which the bank does not invest or finance. [....]1. Companies with legal restrictions and/or which may harm the bank’s image.”
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            Prerequisite for BB to provide finance is that the companies must not have any legal restrictions- “Activities that do not abide to law or principles and values of Banco do Brasil, in which the bank does not invest or finance. [....]1. Companies with legal restrictions and/or which may harm the bank’s image.”
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            Prerequisite for BB to provide finance is that the companies must not have any legal restrictions- “Activities that do not abide to law or principles and values of Banco do Brasil, in which the bank does not invest or finance. [....]1. Companies with legal restrictions and/or which may harm the bank’s image.”
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            Prerequisite for BB to provide finance is that the companies must not have any legal restrictions- “Activities that do not abide to law or principles and values of Banco do Brasil, in which the bank does not invest or finance. [....]1. Companies with legal restrictions and/or which may harm the bank’s image.”
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Prerequisite for BB to provide finance is that the companies must not have any legal restrictions- “Activities that do not abide to law or principles and values of Banco do Brasil, in which the bank does not invest or finance. [....]1. Companies with legal restrictions and/or which may harm the bank’s image.”
        • Companies must monitor operations
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must conduct risk assessments
          5/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "For projects evaluated by Banco do Brasil with significant social and environmental risks, especially those framed in the Equator Principles, the Bank requires the client to carry out a social and environmental assessment. such and action plan to mitigate the identified risks and impacts, being able to decide not to grant of financial resources. Obeying the law in force and in line with its operational guidelines, the Bank includes conditions of a socio-environmental nature in credit agreements, and periodically monitors compliance with these conditions, the non-compliance with which may result in the early maturity of the operation, respecting the provisions of the agreements signed between the parties. "
          • Policy applies to all operations and financing
            No
            0/0.4
            Policy applies to all operations and financing
            No
            0/0.4
            Only for projects with "significant social and environmental risks"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "For projects evaluated by Banco do Brasil with significant social and environmental risks, especially those framed in the Equator Principles, the Bank requires the client to carry out a social and environmental assessment. such and action plan to mitigate the identified risks and impacts, being able to decide not to grant of financial resources. Obeying the law in force and in line with its operational guidelines, the Bank includes conditions of a socio-environmental nature in credit agreements, and periodically monitors compliance with these conditions, the non-compliance with which may result in the early maturity of the operation, respecting the provisions of the agreements signed between the parties. "
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "For projects evaluated by Banco do Brasil with significant social and environmental risks, especially those framed in the Equator Principles, the Bank requires the client to carry out a social and environmental assessment. such and action plan to mitigate the identified risks and impacts, being able to decide not to grant of financial resources. Obeying the law in force and in line with its operational guidelines, the Bank includes conditions of a socio-environmental nature in credit agreements, and periodically monitors compliance with these conditions, the non-compliance with which may result in the early maturity of the operation, respecting the provisions of the agreements signed between the parties. "
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "For projects evaluated by Banco do Brasil with significant social and environmental risks, especially those framed in the Equator Principles, the Bank requires the client to carry out a social and environmental assessment. such and action plan to mitigate the identified risks and impacts, being able to decide not to grant of financial resources. Obeying the law in force and in line with its operational guidelines, the Bank includes conditions of a socio-environmental nature in credit agreements, and periodically monitors compliance with these conditions, the non-compliance with which may result in the early maturity of the operation, respecting the provisions of the agreements signed between the parties. "
        • Companies must specify a cut-off date
          5.3/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            What cut-off date is specified?: 2008

            Is it set by the financial institution?: No
            [Translation] "Adherence to the Soy Moratorium: on 12/01/2010, Banco do Brasil joined the movement called Moratória da Soja. Started on July 24, 2006, it is the commitment of the Brazilian Association of Vegetable Oil Industries (Abiove) and the National Association of Cereal Exporters (Anec), together with its members, not to commercialize, purchase and finance soy from deforested areas within the Amazon Biome, after July 2008. With the adhesion, BB undertakes not to finance soybean production in deforested areas after July 2008. The Soy Working Group (GTS) has the participation of organizations governmental organizations, the Ministry of the Environment (MMA) and the National Institute for Space Research (INPE)"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            [Translation] "Adherence to the Soy Moratorium: on 12/01/2010, Banco do Brasil joined the movement called Moratória da Soja. Started on July 24, 2006, it is the commitment of the Brazilian Association of Vegetable Oil Industries (Abiove) and the National Association of Cereal Exporters (Anec), together with its members, not to commercialize, purchase and finance soy from deforested areas within the Amazon Biome, after July 2008. With the adhesion, BB undertakes not to finance soybean production in deforested areas after July 2008. The Soy Working Group (GTS) has the participation of organizations governmental organizations, the Ministry of the Environment (MMA) and the National Institute for Space Research (INPE)"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            [Translation] "Adherence to the Soy Moratorium: on 12/01/2010, Banco do Brasil joined the movement called Moratória da Soja. Started on July 24, 2006, it is the commitment of the Brazilian Association of Vegetable Oil Industries (Abiove) and the National Association of Cereal Exporters (Anec), together with its members, not to commercialize, purchase and finance soy from deforested areas within the Amazon Biome, after July 2008. With the adhesion, BB undertakes not to finance soybean production in deforested areas after July 2008. The Soy Working Group (GTS) has the participation of organizations governmental organizations, the Ministry of the Environment (MMA) and the National Institute for Space Research (INPE)"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            [Translation] "Adherence to the Soy Moratorium: on 12/01/2010, Banco do Brasil joined the movement called Moratória da Soja. Started on July 24, 2006, it is the commitment of the Brazilian Association of Vegetable Oil Industries (Abiove) and the National Association of Cereal Exporters (Anec), together with its members, not to commercialize, purchase and finance soy from deforested areas within the Amazon Biome, after July 2008. With the adhesion, BB undertakes not to finance soybean production in deforested areas after July 2008. The Soy Working Group (GTS) has the participation of organizations governmental organizations, the Ministry of the Environment (MMA) and the National Institute for Space Research (INPE)"
          • Policy applies to all stages of the supply chain
            Producers
            0.1/0.4
            Policy applies to all stages of the supply chain
            Producers
            0.1/0.4
            [Translation] "Adherence to the Soy Moratorium: on 12/01/2010, Banco do Brasil joined the movement called Moratória da Soja. Started on July 24, 2006, it is the commitment of the Brazilian Association of Vegetable Oil Industries (Abiove) and the National Association of Cereal Exporters (Anec), together with its members, not to commercialize, purchase and finance soy from deforested areas within the Amazon Biome, after July 2008. With the adhesion, BB undertakes not to finance soybean production in deforested areas after July 2008. The Soy Working Group (GTS) has the participation of organizations governmental organizations, the Ministry of the Environment (MMA) and the National Institute for Space Research (INPE)"
      • Social Considerations
        7/27
        • Company must ensure Free, Prior and Informed Consent
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must have a grievance mechanism
          5.2/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            https://www45.bb.com.br/docs/ri/ra2016/en/download/pdfs/anexo-gri.pdf
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "In compliance with the Equator Principles and the performance standards of International Finance Corporation (IFC), the largesized projects in the pursuit of financing are evaluated on a matrix of socioenvironmental risk: • Category A – with potential significant adverse socioenvironmental risks and/or impacts, which are multiple, irreversible or unprecedented; • Category B – with potential limited adverse socioenvironmental risks and/or impacts, in a reduced number, generally local, widely reversible and readily controllable through mitigating measures [...] In compliance with the Equator Principles, in projects classified in categories A and B, we require our customers to establish complaint mechanisms for receiving comments and complaints about the socioenvironmental performance of undertakings and to facilitate the search for solutions to the demands, which favors the guarantee of freedom of association of people."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "In compliance with the Equator Principles and the performance standards of International Finance Corporation (IFC), the largesized projects in the pursuit of financing are evaluated on a matrix of socioenvironmental risk: • Category A – with potential significant adverse socioenvironmental risks and/or impacts, which are multiple, irreversible or unprecedented; • Category B – with potential limited adverse socioenvironmental risks and/or impacts, in a reduced number, generally local, widely reversible and readily controllable through mitigating measures [...] In compliance with the Equator Principles, in projects classified in categories A and B, we require our customers to establish complaint mechanisms for receiving comments and complaints about the socioenvironmental performance of undertakings and to facilitate the search for solutions to the demands, which favors the guarantee of freedom of association of people."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "In compliance with the Equator Principles and the performance standards of International Finance Corporation (IFC), the largesized projects in the pursuit of financing are evaluated on a matrix of socioenvironmental risk: • Category A – with potential significant adverse socioenvironmental risks and/or impacts, which are multiple, irreversible or unprecedented; • Category B – with potential limited adverse socioenvironmental risks and/or impacts, in a reduced number, generally local, widely reversible and readily controllable through mitigating measures [...] In compliance with the Equator Principles, in projects classified in categories A and B, we require our customers to establish complaint mechanisms for receiving comments and complaints about the socioenvironmental performance of undertakings and to facilitate the search for solutions to the demands, which favors the guarantee of freedom of association of people."
        • Company must respect labour rights
          0/5.6
          • Commitment details
            No
            0/4
            Commitment details
            No
            0/4
            Type of policy: Forced Labour; Child Labour
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must address gender equality issues
          2.6/5.6
          • Commitment details
            Companies must address gender related worker and labour rights only for own operations - Required
            1/4
            Commitment details
            Companies must address gender related worker and labour rights only for own operations - Required
            1/4
            "All our credit instruments have extraordinary/anticipated maturity clause in cases of non-compliance with the laws and rules relating to Human Rights. The following issues are addressed: discrimination of race or gender." "Our contracts include extraordinary/anticipated maturity clauses for cases of breach of laws and regulations related to the Amazon Biome, environmental licensing, crimes against nature, labor rights, discrimination of race or gender, sexual and moral harassment or criminal advantage from prostitution or property located in a preservation area of archaeological heritage and/or land of traditional people and communities."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "All our credit instruments have extraordinary/anticipated maturity clause in cases of non-compliance with the laws and rules relating to Human Rights. The following issues are addressed: discrimination of race or gender." "Our contracts include extraordinary/anticipated maturity clauses for cases of breach of laws and regulations related to the Amazon Biome, environmental licensing, crimes against nature, labor rights, discrimination of race or gender, sexual and moral harassment or criminal advantage from prostitution or property located in a preservation area of archaeological heritage and/or land of traditional people and communities."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "All our credit instruments have extraordinary/anticipated maturity clause in cases of non-compliance with the laws and rules relating to Human Rights. The following issues are addressed: discrimination of race or gender." "Our contracts include extraordinary/anticipated maturity clauses for cases of breach of laws and regulations related to the Amazon Biome, environmental licensing, crimes against nature, labor rights, discrimination of race or gender, sexual and moral harassment or criminal advantage from prostitution or property located in a preservation area of archaeological heritage and/or land of traditional people and communities."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "All our credit instruments have extraordinary/anticipated maturity clause in cases of non-compliance with the laws and rules relating to Human Rights. The following issues are addressed: discrimination of race or gender." "Our contracts include extraordinary/anticipated maturity clauses for cases of breach of laws and regulations related to the Amazon Biome, environmental licensing, crimes against nature, labor rights, discrimination of race or gender, sexual and moral harassment or criminal advantage from prostitution or property located in a preservation area of archaeological heritage and/or land of traditional people and communities."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "All our credit instruments have extraordinary/anticipated maturity clause in cases of non-compliance with the laws and rules relating to Human Rights. The following issues are addressed: discrimination of race or gender." "Our contracts include extraordinary/anticipated maturity clauses for cases of breach of laws and regulations related to the Amazon Biome, environmental licensing, crimes against nature, labor rights, discrimination of race or gender, sexual and moral harassment or criminal advantage from prostitution or property located in a preservation area of archaeological heritage and/or land of traditional people and communities."
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must resolve land conflicts
          0/1.6
          • Commitment details
            No
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Reporting and Implementation
        12/31
        • Commitments must be timebound
          Required
          5/5
          Commitments must be timebound
          Required
          5/5
           [Translation] "Adherence to the Soy Moratorium: on 12/01/2010, Banco do Brasil joined the movement called Moratória da Soja. Started on July 24, 2006, it is the commitment of the Brazilian Association of Vegetable Oil Industries (Abiove) and the National Association of Cereal Exporters (Anec), together with its members, not to commercialize, purchase and finance soy from deforested areas within the Amazon Biome, after July 2008. With the adhesion, BB undertakes not to finance soybean production in deforested areas after July 2008. The Soy Working Group (GTS) has the participation of organizations governmental organizations, the Ministry of the Environment (MMA) and the National Institute for Space Research (INPE)"
        • Companies must disclose subsidiaries in commodity supply chains
          No
          0/4
        • Companies must disclose locations
          No
          0/4
        • Policy is reviewed and updated
          Annual or more frequent review
          2/2
          Policy is reviewed and updated
          Annual or more frequent review
          2/2
          "The elaboration and annual reviews of the document involve the participation of several stakeholders (shareholders, industry experts, NGOs, clients and employees)."
        • Monitoring and non-compliance process
          Screening and monitoring process
          5/5
          Monitoring and non-compliance process
          Screening and monitoring process
          5/5
          [Translation] "For projects with socio-environmental risks, especially those covered by the Equator Principles, the Bank will require the client to carry out a socio-environmental assessment and action plan to mitigate the identified risks and impacts, and will periodically monitor the observance of these conditions."
        • Engagement with non-compliant companies
          No
          0/5
        • Reporting on implementation of the policy
          No
          0/6
        • Ethical product in portfolio
          No
    • Timber, Pulp & Paper
      31/90
      • Commitment Strength
        12/31
        • Commodity-specific deforestation financing policy
          3.4/9.6
          • Commitment details
            Sustainability commitment
            2/8
            Commitment details
            Sustainability commitment
            2/8
            "BANCO DO BRASIL SUSTAINABILITY GUIDELINES FOR PAPER AND CELLULOSE CREDITORS: Require proof of legal compliance with activities and undertakings by presenting environmental licensing and granting of water use rights by the Public Authority (water grant) , when applicable, among others; Incorporate socioenvironmental criteria into the analysis process for granting project financing, considering the magnitude of their potential impacts and risks and the need to adopt mitigating and compensatory measures; [...] Consider, both in the forest-based company and with rural producers, good agricultural practices and socio-environmental, as well as forest certification [...] Credit approval is subject to prior analysis of the client, the operation and also the documentation presented"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "BANCO DO BRASIL SUSTAINABILITY GUIDELINES FOR PAPER AND CELLULOSE CREDITORS: Require proof of legal compliance with activities and undertakings by presenting environmental licensing and granting of water use rights by the Public Authority (water grant) , when applicable, among others; Incorporate socioenvironmental criteria into the analysis process for granting project financing, considering the magnitude of their potential impacts and risks and the need to adopt mitigating and compensatory measures; [...] Consider, both in the forest-based company and with rural producers, good agricultural practices and socio-environmental, as well as forest certification [...] Credit approval is subject to prior analysis of the client, the operation and also the documentation presented"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "BANCO DO BRASIL SUSTAINABILITY GUIDELINES FOR PAPER AND CELLULOSE CREDITORS: Require proof of legal compliance with activities and undertakings by presenting environmental licensing and granting of water use rights by the Public Authority (water grant) , when applicable, among others; Incorporate socioenvironmental criteria into the analysis process for granting project financing, considering the magnitude of their potential impacts and risks and the need to adopt mitigating and compensatory measures; [...] Consider, both in the forest-based company and with rural producers, good agricultural practices and socio-environmental, as well as forest certification [...] Credit approval is subject to prior analysis of the client, the operation and also the documentation presented"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "BANCO DO BRASIL SUSTAINABILITY GUIDELINES FOR PAPER AND CELLULOSE CREDITORS: Require proof of legal compliance with activities and undertakings by presenting environmental licensing and granting of water use rights by the Public Authority (water grant) , when applicable, among others; Incorporate socioenvironmental criteria into the analysis process for granting project financing, considering the magnitude of their potential impacts and risks and the need to adopt mitigating and compensatory measures; [...] Consider, both in the forest-based company and with rural producers, good agricultural practices and socio-environmental, as well as forest certification [...] Credit approval is subject to prior analysis of the client, the operation and also the documentation presented"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "BANCO DO BRASIL SUSTAINABILITY GUIDELINES FOR PAPER AND CELLULOSE CREDITORS: Require proof of legal compliance with activities and undertakings by presenting environmental licensing and granting of water use rights by the Public Authority (water grant) , when applicable, among others; Incorporate socioenvironmental criteria into the analysis process for granting project financing, considering the magnitude of their potential impacts and risks and the need to adopt mitigating and compensatory measures; [...] Consider, both in the forest-based company and with rural producers, good agricultural practices and socio-environmental, as well as forest certification [...] Credit approval is subject to prior analysis of the client, the operation and also the documentation presented"
        • Companies must be legally operated
          3.1/4.6
          • Commitment details
            Companies own operations - Required
            1.5/3
            Commitment details
            Companies own operations - Required
            1.5/3
            Prerequisite for BB to provide finance is that the companies must not have any legal restrictions- “Activities that do not abide to law or principles and values of Banco do Brasil, in which the bank does not invest or finance. [....]1. Companies with legal restrictions and/or which may harm the bank’s image.”
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            Prerequisite for BB to provide finance is that the companies must not have any legal restrictions- “Activities that do not abide to law or principles and values of Banco do Brasil, in which the bank does not invest or finance. [....]1. Companies with legal restrictions and/or which may harm the bank’s image.”
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            Prerequisite for BB to provide finance is that the companies must not have any legal restrictions- “Activities that do not abide to law or principles and values of Banco do Brasil, in which the bank does not invest or finance. [....]1. Companies with legal restrictions and/or which may harm the bank’s image.”
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            Prerequisite for BB to provide finance is that the companies must not have any legal restrictions- “Activities that do not abide to law or principles and values of Banco do Brasil, in which the bank does not invest or finance. [....]1. Companies with legal restrictions and/or which may harm the bank’s image.”
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Prerequisite for BB to provide finance is that the companies must not have any legal restrictions- “Activities that do not abide to law or principles and values of Banco do Brasil, in which the bank does not invest or finance. [....]1. Companies with legal restrictions and/or which may harm the bank’s image.”
        • Companies must monitor operations
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must conduct risk assessments
          5.2/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "For projects evaluated by Banco do Brasil with significant social and environmental risks, especially those framed in the Equator Principles, the Bank requires the client to carry out a social and environmental assessment. such and action plan to mitigate the identified risks and impacts, being able to decide not to grant of financial resources. Obeying the law in force and in line with its operational guidelines, the Bank includes conditions of a socio-environmental nature in credit agreements, and periodically monitors compliance with these conditions, the non-compliance with which may result in the early maturity of the operation, respecting the provisions of the agreements signed between the parties. "
          • Policy applies to all operations and financing
            No
            0/0.4
            Policy applies to all operations and financing
            No
            0/0.4
            Only for projects with "significant social and environmental risks" - see 2.4
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "For projects evaluated by Banco do Brasil with significant social and environmental risks, especially those framed in the Equator Principles, the Bank requires the client to carry out a social and environmental assessment. such and action plan to mitigate the identified risks and impacts, being able to decide not to grant of financial resources. Obeying the law in force and in line with its operational guidelines, the Bank includes conditions of a socio-environmental nature in credit agreements, and periodically monitors compliance with these conditions, the non-compliance with which may result in the early maturity of the operation, respecting the provisions of the agreements signed between the parties. "
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "For projects evaluated by Banco do Brasil with significant social and environmental risks, especially those framed in the Equator Principles, the Bank requires the client to carry out a social and environmental assessment. such and action plan to mitigate the identified risks and impacts, being able to decide not to grant of financial resources. Obeying the law in force and in line with its operational guidelines, the Bank includes conditions of a socio-environmental nature in credit agreements, and periodically monitors compliance with these conditions, the non-compliance with which may result in the early maturity of the operation, respecting the provisions of the agreements signed between the parties. "
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "For projects evaluated by Banco do Brasil with significant social and environmental risks, especially those framed in the Equator Principles, the Bank requires the client to carry out a social and environmental assessment. such and action plan to mitigate the identified risks and impacts, being able to decide not to grant of financial resources. Obeying the law in force and in line with its operational guidelines, the Bank includes conditions of a socio-environmental nature in credit agreements, and periodically monitors compliance with these conditions, the non-compliance with which may result in the early maturity of the operation, respecting the provisions of the agreements signed between the parties. "
        • Companies must specify a cut-off date
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Social Considerations
        7/27
        • Company must ensure Free, Prior and Informed Consent
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must have a grievance mechanism
          5.2/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "In compliance with the Equator Principles and the performance standards of International Finance Corporation (IFC), the large sized projects in the pursuit of financing are evaluated on a matrix of socioenvironmental risk: • Category A – with potential significant adverse socioenvironmental risks and/or impacts, which are multiple, irreversible or unprecedented; • Category B – with potential limited adverse socioenvironmental risks and/or impacts, in a reduced number, generally local, widely reversible and readily controllable through mitigating measures [...] In compliance with the Equator Principles, in projects classified in categories A and B, we require our customers to establish complaint mechanisms for receiving comments and complaints about the socioenvironmental performance of undertakings and to facilitate the search for solutions to the demands, which favors the guarantee of freedom of association of people."
          • Policy applies to all operations and financing
            No
            0/0.4
            Policy applies to all operations and financing
            No
            0/0.4
            "In compliance with the Equator Principles and the performance standards of International Finance Corporation (IFC), the large sized projects in the pursuit of financing are evaluated on a matrix of socioenvironmental risk: • Category A – with potential significant adverse socioenvironmental risks and/or impacts, which are multiple, irreversible or unprecedented; • Category B – with potential limited adverse socioenvironmental risks and/or impacts, in a reduced number, generally local, widely reversible and readily controllable through mitigating measures [...] In compliance with the Equator Principles, in projects classified in categories A and B, we require our customers to establish complaint mechanisms for receiving comments and complaints about the socioenvironmental performance of undertakings and to facilitate the search for solutions to the demands, which favors the guarantee of freedom of association of people."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "In compliance with the Equator Principles and the performance standards of International Finance Corporation (IFC), the large sized projects in the pursuit of financing are evaluated on a matrix of socioenvironmental risk: • Category A – with potential significant adverse socioenvironmental risks and/or impacts, which are multiple, irreversible or unprecedented; • Category B – with potential limited adverse socioenvironmental risks and/or impacts, in a reduced number, generally local, widely reversible and readily controllable through mitigating measures [...] In compliance with the Equator Principles, in projects classified in categories A and B, we require our customers to establish complaint mechanisms for receiving comments and complaints about the socioenvironmental performance of undertakings and to facilitate the search for solutions to the demands, which favors the guarantee of freedom of association of people."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "In compliance with the Equator Principles and the performance standards of International Finance Corporation (IFC), the large sized projects in the pursuit of financing are evaluated on a matrix of socioenvironmental risk: • Category A – with potential significant adverse socioenvironmental risks and/or impacts, which are multiple, irreversible or unprecedented; • Category B – with potential limited adverse socioenvironmental risks and/or impacts, in a reduced number, generally local, widely reversible and readily controllable through mitigating measures [...] In compliance with the Equator Principles, in projects classified in categories A and B, we require our customers to establish complaint mechanisms for receiving comments and complaints about the socioenvironmental performance of undertakings and to facilitate the search for solutions to the demands, which favors the guarantee of freedom of association of people."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "In compliance with the Equator Principles and the performance standards of International Finance Corporation (IFC), the large sized projects in the pursuit of financing are evaluated on a matrix of socioenvironmental risk: • Category A – with potential significant adverse socioenvironmental risks and/or impacts, which are multiple, irreversible or unprecedented; • Category B – with potential limited adverse socioenvironmental risks and/or impacts, in a reduced number, generally local, widely reversible and readily controllable through mitigating measures [...] In compliance with the Equator Principles, in projects classified in categories A and B, we require our customers to establish complaint mechanisms for receiving comments and complaints about the socioenvironmental performance of undertakings and to facilitate the search for solutions to the demands, which favors the guarantee of freedom of association of people."
        • Company must respect labour rights
          0/5.6
          • Commitment details
            No
            0/4
            Commitment details
            No
            0/4
            Type of policy: Forced Labour; Child Labour
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must address gender equality issues
          2.6/5.6
          • Commitment details
            Companies must address gender related worker and labour rights only for own operations - Required
            1/4
            Commitment details
            Companies must address gender related worker and labour rights only for own operations - Required
            1/4
            "All our credit instruments have extraordinary/anticipated maturity clause in cases of non-compliance with the laws and rules relating to Human Rights. The following issues are addressed: discrimination of race or gender." "Our contracts include extraordinary/anticipated maturity clauses for cases of breach of laws and regulations related to the Amazon Biome, environmental licensing, crimes against nature, labor rights, discrimination of race or gender, sexual and moral harassment or criminal advantage from prostitution or property located in a preservation area of archaeological heritage and/or land of traditional people and communities."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "All our credit instruments have extraordinary/anticipated maturity clause in cases of non-compliance with the laws and rules relating to Human Rights. The following issues are addressed: discrimination of race or gender." "Our contracts include extraordinary/anticipated maturity clauses for cases of breach of laws and regulations related to the Amazon Biome, environmental licensing, crimes against nature, labor rights, discrimination of race or gender, sexual and moral harassment or criminal advantage from prostitution or property located in a preservation area of archaeological heritage and/or land of traditional people and communities."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "All our credit instruments have extraordinary/anticipated maturity clause in cases of non-compliance with the laws and rules relating to Human Rights. The following issues are addressed: discrimination of race or gender." "Our contracts include extraordinary/anticipated maturity clauses for cases of breach of laws and regulations related to the Amazon Biome, environmental licensing, crimes against nature, labor rights, discrimination of race or gender, sexual and moral harassment or criminal advantage from prostitution or property located in a preservation area of archaeological heritage and/or land of traditional people and communities."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "All our credit instruments have extraordinary/anticipated maturity clause in cases of non-compliance with the laws and rules relating to Human Rights. The following issues are addressed: discrimination of race or gender." "Our contracts include extraordinary/anticipated maturity clauses for cases of breach of laws and regulations related to the Amazon Biome, environmental licensing, crimes against nature, labor rights, discrimination of race or gender, sexual and moral harassment or criminal advantage from prostitution or property located in a preservation area of archaeological heritage and/or land of traditional people and communities."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "All our credit instruments have extraordinary/anticipated maturity clause in cases of non-compliance with the laws and rules relating to Human Rights. The following issues are addressed: discrimination of race or gender." "Our contracts include extraordinary/anticipated maturity clauses for cases of breach of laws and regulations related to the Amazon Biome, environmental licensing, crimes against nature, labor rights, discrimination of race or gender, sexual and moral harassment or criminal advantage from prostitution or property located in a preservation area of archaeological heritage and/or land of traditional people and communities."
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must resolve land conflicts
          0/1.6
          • Commitment details
            No
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Reporting and Implementation
        12/31
        • Commitments must be timebound
          Required
          5/5
          Commitments must be timebound
          Required
          5/5
          Prerequisite: "BANCO DO BRASIL SUSTAINABILITY GUIDELINES FOR PAPER AND CELLULOSE CREDITORS: Require proof of legal compliance with activities and undertakings by presenting environmental licensing and granting of water use rights by the Public Authority (water grant) , when applicable, among others; Incorporate socioenvironmental criteria into the analysis process for granting project financing, considering the magnitude of their potential impacts and risks and the need to adopt mitigating and compensatory measures; [...] Consider, both in the forest-based company and with rural producers, good agricultural practices and socio-environmental, as well as forest certification [...] Credit approval is subject to prior analysis of the client, the operation and also the documentation presented"
        • Companies must disclose subsidiaries in commodity supply chains
          No
          0/4
        • Companies must disclose locations
          No
          0/4
        • Policy is reviewed and updated
          Annual or more frequent review
          2/2
          Policy is reviewed and updated
          Annual or more frequent review
          2/2
          "The elaboration and annual reviews of the document involve the participation of several stakeholders (shareholders, industry experts, NGOs, clients and employees)."
        • Monitoring and non-compliance process
          Screening and monitoring process
          5/5
          Monitoring and non-compliance process
          Screening and monitoring process
          5/5
          [Translation] "For projects with socio-environmental risks, especially those covered by the Equator Principles, the Bank will require the client to carry out a socio-environmental assessment and action plan to mitigate the identified risks and impacts, and will periodically monitor the observance of these conditions."
        • Engagement with non-compliant companies
          No
          0/5
        • Reporting on implementation of the policy
          No
          0/6
        • Ethical product in portfolio
          No
  • Commitment strength
    11/31
    Avg. score
  • Reporting and Implementation
    9/31
    Avg. score
  • Social considerations
    7/28
    Avg. score

Profile

Banco do Brasil are a state-controlled bank headquartered in Brazil serving private, corporate and government clients. Their services include investments, insurance, pensions, retail banking services, capital markets and corporate finance. As of 2017, Banco do Brasil's total assets amount to more than 1.4 trillion BRL, with more than 630 billion BRL in credit operations and leasing. Banco do Brasil are a top financier in Brazil, an important forest jurisdiction in terms of tropical forest cover and agricultural commodity production and trading.

HQ
HQ 
Brazil
Financial institution type
Financial institution type 
Bank

How we assess the Forest 500

Investors and lenders need to adopt and implement strong deforestation policies that ensure their investments are not funding the destruction of forests.

All assessments use policies published on financial institution websites, some links may have changed or been removed since the time of assessment.

Disclaimer

This assessment has been carried out following the methodology developed for the Forest 500 project, available here. Please see our disclaimer applicable to all information contained within this site and our terms and conditions for use of data presented on this site.

All assessments use policies published on company and financial institution websites, and while we endeavor to keep them updated some links may have changed or been removed since the time of assessment.

Please contact us with any concerns or feedback about this or other assessments included in the Forest 500.