Banco do Brasil

[translation] "For the country's economy, for example, it is estimated that the forest-based sector, which operates basically in six production chains (firewood and charcoal, solid wood, paper and cellulose, reconstituted panels, non-wood products and environmental services), is responsible for 4% of the Brazilian GDP and for the generation of 6 million jobs. (...) It [Banco do Brasil] also recognizes the importance of conservation and sustainable use of services provided by ecosystems to ensure life, economic activities and human development.”

"In 2016, our Board of Directors approved the Integrity Program, which brings together the actions adopted by our institution to prevent, detect and punish detrimental act practices qualified as corruption against public, national or foreign administration, practiced by an employee or third party in the interest or benefit of the Bank [...] Measures Adopted in 2016: Actions in defense of ethics and to prevent and combat corruption: The inclusion of integrity requirements for donations, sponsorships, loans and financing." [Translation] "Banco do Brasil has a Specific Credit Policy, approved by the Board of Directors, which provides guidance on the credit process, comprising the assumption and management of credit risk and the collection and recovery of credit and applies to all businesses that involve risk credit. As provided for in this Policy, the Bank does not assume credit risks with a client “with a bad reputation or lack of integrity”. In the performance of credit operations, special clauses for preventing and combating corruption are inserted in the credit notes, which aim to mitigate the risk of corruption in the Bank's relationship with borrowing customers, such as: Clause of knowledge and observance of the Code of Ethics, the Rules of Conduct and the Specific Policy for Preventing and Combating Money Laundering, the Financing of Terrorism and the Corruption of Banco do Brasil: “I/We declare that I/we know and I/we commit to respect the Code of Ethics, the Standards of Conduct, the Integrity Program and the Specific Policy for Preventing and Combating Money Laundering, Terrorism Financing and Corruption of Banco do Brasil, available on the Internet, at the address: http://www.bb.com.br." " Our fiscal strategy aims to establish guidelines for the efficient management of taxation, in order to value and protect the rights and interests of our shareholders. The tax strategy includes the definitions of general tax governance, with scope of competences, attributions, functions and responsibilities in relation to tax charges (taxes, contributions, fees and other tax obligations).The tax strategy is applied to business plans, investments in other countries, corporate structuring projects, acquisition of companies, contracting services, entering into partnerships and launching banking and financial products and services. The fiscal strategy also aims to pay taxes properly, in precise amounts and in a timely manner."