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Select an assessment year:

  • Overall approach
    4/16
    • Overarching commitment on deforestation
      4/16
      Deforestation commitment
      Understanding of the risks
      4/16
      "The major problem encountered in the preservation of forest resources is forest and soil degradation caused by illegal logging activities and excessive forest exploitation, as well as deforestation undertaken in the interest of economic development. These, in turn, may result in floods, droughts, and landslides, as well as directly contributing to the effect of global warming."
  • Commodity score
    13/64
    • Beef & Leather
      3/64
      • Commitment Strength
        3/42
        • Commodity-specific financing policy
          0/9.6
          • Commitment details
            No
            0/8
            Commitment details
            No
            0/8
            Type of policy: No policy
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Companies must be legally operated
          3.4/5.6
          • Commitment details
            Own operations - Require
            2/4
            Commitment details
            Own operations - Require
            2/4
            (translation) BNI require that "a risk management evaluation is conducted through sampling based on risk, for industry, plantations, and construction associated with the loanees' industry and plantation sector which is contained within the credit audit programme. This programme includes the legal requirements of the loanee in relation to environmental impact analysis, performance requirements under the ministry of the environment's PROPER programme (programme to evaluate performance levels of companies)".
          • Policy applies to all operations and financing
            Subset
            0.2/0.4
            Policy applies to all operations and financing
            Subset
            0.2/0.4
            (translation) BNI require that "a risk management evaluation is conducted through sampling based on risk, for industry, plantations, and construction associated with the loanees' industry and plantation sector which is contained within the credit audit programme. This programme includes the legal requirements of the loanee in relation to environmental impact analysis, performance requirements under the ministry of the environment's PROPER programme (programme to evaluate performance levels of companies)".
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            (translation) BNI require that "a risk management evaluation is conducted through sampling based on risk, for industry, plantations, and construction associated with the loanees' industry and plantation sector which is contained within the credit audit programme. This programme includes the legal requirements of the loanee in relation to environmental impact analysis, performance requirements under the ministry of the environment's PROPER programme (programme to evaluate performance levels of companies)".
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            (translation) BNI require that "a risk management evaluation is conducted through sampling based on risk, for industry, plantations, and construction associated with the loanees' industry and plantation sector which is contained within the credit audit programme. This programme includes the legal requirements of the loanee in relation to environmental impact analysis, performance requirements under the ministry of the environment's PROPER programme (programme to evaluate performance levels of companies)".
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            (translation) BNI require that "a risk management evaluation is conducted through sampling based on risk, for industry, plantations, and construction associated with the loanees' industry and plantation sector which is contained within the credit audit programme. This programme includes the legal requirements of the loanee in relation to environmental impact analysis, performance requirements under the ministry of the environment's PROPER programme (programme to evaluate performance levels of companies)".
        • Companies must protect priority forests or globally important landscapes
          0/9.6
          • Commitment details
            No
            0/8
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Assurance mechanism to ensure compliance
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Commitments must be timebound
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
      • Social Considerations
        0/22
        • Company must ensure Free, Prior and Informed Consent
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Company must respect labour rights
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
    • Palm oil
      31/64
      • Commitment Strength
        31/42
        • Commodity-specific financing policy
          9.4/9.6
          • Commitment details
            Yes
            8/8
            Commitment details
            Yes
            8/8
            Type of policy: Sustainable/Responsible
            BNI state that in terms of clients involved in palm oil production and usage "the corporate segment, in stages, requiring to obtain RSPO (Roundtable on Sustainable Palm Oil) certificate and for the middle segment (commercial), in stages, is required to obtain ISPO (Indonesian Sustainable Palm Oil) certificate".
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            BNI state that in terms of clients involved in palm oil production and usage "the corporate segment, in stages, requiring to obtain RSPO (Roundtable on Sustainable Palm Oil) certificate and for the middle segment (commercial), in stages, is required to obtain ISPO (Indonesian Sustainable Palm Oil) certificate".
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            BNI state that in terms of clients involved in palm oil production and usage "the corporate segment, in stages, requiring to obtain RSPO (Roundtable on Sustainable Palm Oil) certificate and for the middle segment (commercial), in stages, is required to obtain ISPO (Indonesian Sustainable Palm Oil) certificate".
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            BNI state that in terms of clients involved in palm oil production and usage "the corporate segment, in stages, requiring to obtain RSPO (Roundtable on Sustainable Palm Oil) certificate and for the middle segment (commercial), in stages, is required to obtain ISPO (Indonesian Sustainable Palm Oil) certificate".
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            BNI state that in terms of clients involved in palm oil production and usage "the corporate segment, in stages, requiring to obtain RSPO (Roundtable on Sustainable Palm Oil) certificate and for the middle segment (commercial), in stages, is required to obtain ISPO (Indonesian Sustainable Palm Oil) certificate".
        • Companies must be legally operated
          3.4/5.6
          • Commitment details
            Own operations - Require
            2/4
            Commitment details
            Own operations - Require
            2/4
            (translation) BNI require that "a risk management evaluation is conducted through sampling based on risk, for industry, plantations, and construction associated with the loanees' industry and plantation sector which is contained within the credit audit programme. This programme includes the legal requirements of the loanee in relation to environmental impact analysis, performance requirements under the ministry of the environment's PROPER programme (programme to evaluate performance levels of companies)".
          • Policy applies to all operations and financing
            Subset
            0.2/0.4
            Policy applies to all operations and financing
            Subset
            0.2/0.4
            (translation) BNI require that "a risk management evaluation is conducted through sampling based on risk, for industry, plantations, and construction associated with the loanees' industry and plantation sector which is contained within the credit audit programme. This programme includes the legal requirements of the loanee in relation to environmental impact analysis, performance requirements under the ministry of the environment's PROPER programme (programme to evaluate performance levels of companies)".
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            (translation) BNI require that "a risk management evaluation is conducted through sampling based on risk, for industry, plantations, and construction associated with the loanees' industry and plantation sector which is contained within the credit audit programme. This programme includes the legal requirements of the loanee in relation to environmental impact analysis, performance requirements under the ministry of the environment's PROPER programme (programme to evaluate performance levels of companies)".
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            (translation) BNI require that "a risk management evaluation is conducted through sampling based on risk, for industry, plantations, and construction associated with the loanees' industry and plantation sector which is contained within the credit audit programme. This programme includes the legal requirements of the loanee in relation to environmental impact analysis, performance requirements under the ministry of the environment's PROPER programme (programme to evaluate performance levels of companies)".
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            (translation) BNI require that "a risk management evaluation is conducted through sampling based on risk, for industry, plantations, and construction associated with the loanees' industry and plantation sector which is contained within the credit audit programme. This programme includes the legal requirements of the loanee in relation to environmental impact analysis, performance requirements under the ministry of the environment's PROPER programme (programme to evaluate performance levels of companies)".
        • Companies must protect priority forests or globally important landscapes
          7.4/9.6
          • Commitment details
            Primary/Intact/Natural/HCV/HCS - Require
            6/8
            Commitment details
            Primary/Intact/Natural/HCV/HCS - Require
            6/8
            BNI state that in terms of clients involved in palm oil production and usage "the corporate segment, in stages, requiring to obtain RSPO (Roundtable on Sustainable Palm Oil) certificate and for the middle segment (commercial), in stages, is required to obtain ISPO (Indonesian Sustainable Palm Oil) certificate".
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            BNI state that in terms of clients involved in palm oil production and usage "the corporate segment, in stages, requiring to obtain RSPO (Roundtable on Sustainable Palm Oil) certificate and for the middle segment (commercial), in stages, is required to obtain ISPO (Indonesian Sustainable Palm Oil) certificate".
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            BNI state that in terms of clients involved in palm oil production and usage "the corporate segment, in stages, requiring to obtain RSPO (Roundtable on Sustainable Palm Oil) certificate and for the middle segment (commercial), in stages, is required to obtain ISPO (Indonesian Sustainable Palm Oil) certificate".
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            BNI state that in terms of clients involved in palm oil production and usage "the corporate segment, in stages, requiring to obtain RSPO (Roundtable on Sustainable Palm Oil) certificate and for the middle segment (commercial), in stages, is required to obtain ISPO (Indonesian Sustainable Palm Oil) certificate".
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            BNI state that in terms of clients involved in palm oil production and usage "the corporate segment, in stages, requiring to obtain RSPO (Roundtable on Sustainable Palm Oil) certificate and for the middle segment (commercial), in stages, is required to obtain ISPO (Indonesian Sustainable Palm Oil) certificate".
        • Assurance mechanism to ensure compliance
          5.4/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Certification scheme (if applicable): RSPO
            Verification method: Certification Scheme
            BNI state that in terms of clients involved in palm oil production and usage "the corporate segment, in stages, requiring to obtain RSPO (Roundtable on Sustainable Palm Oil) certificate and for the middle segment (commercial), in stages, is required to obtain ISPO (Indonesian Sustainable Palm Oil) certificate".
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            BNI state that in terms of clients involved in palm oil production and usage "the corporate segment, in stages, requiring to obtain RSPO (Roundtable on Sustainable Palm Oil) certificate and for the middle segment (commercial), in stages, is required to obtain ISPO (Indonesian Sustainable Palm Oil) certificate".
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            BNI state that in terms of clients involved in palm oil production and usage "the corporate segment, in stages, requiring to obtain RSPO (Roundtable on Sustainable Palm Oil) certificate and for the middle segment (commercial), in stages, is required to obtain ISPO (Indonesian Sustainable Palm Oil) certificate".
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            BNI state that in terms of clients involved in palm oil production and usage "the corporate segment, in stages, requiring to obtain RSPO (Roundtable on Sustainable Palm Oil) certificate and for the middle segment (commercial), in stages, is required to obtain ISPO (Indonesian Sustainable Palm Oil) certificate".
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            BNI state that in terms of clients involved in palm oil production and usage "the corporate segment, in stages, requiring to obtain RSPO (Roundtable on Sustainable Palm Oil) certificate and for the middle segment (commercial), in stages, is required to obtain ISPO (Indonesian Sustainable Palm Oil) certificate".
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Commitments must be timebound
          5.6/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Type of policy: Compliance is prerequisite for financing
            "BNI’s palm oil borrowers are required to have been registered or certified by the Roundtable Sustainable Palm Oil (RSPO) and Indonesia Sustainable Palm Oil (ISPO) bodies. This requirement applies to all corporate borrowers."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "BNI’s palm oil borrowers are required to have been registered or certified by the Roundtable Sustainable Palm Oil (RSPO) and Indonesia Sustainable Palm Oil (ISPO) bodies. This requirement applies to all corporate borrowers."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "BNI’s palm oil borrowers are required to have been registered or certified by the Roundtable Sustainable Palm Oil (RSPO) and Indonesia Sustainable Palm Oil (ISPO) bodies. This requirement applies to all corporate borrowers."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "BNI’s palm oil borrowers are required to have been registered or certified by the Roundtable Sustainable Palm Oil (RSPO) and Indonesia Sustainable Palm Oil (ISPO) bodies. This requirement applies to all corporate borrowers."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "BNI’s palm oil borrowers are required to have been registered or certified by the Roundtable Sustainable Palm Oil (RSPO) and Indonesia Sustainable Palm Oil (ISPO) bodies. This requirement applies to all corporate borrowers."
      • Social Considerations
        0/22
        • Company must ensure Free, Prior and Informed Consent
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Company must respect labour rights
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
    • Soy
      3/64
      • Commitment Strength
        3/42
        • Commodity-specific financing policy
          0/9.6
          • Commitment details
            No
            0/8
            Commitment details
            No
            0/8
            Type of policy: No policy
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Companies must be legally operated
          3.4/5.6
          • Commitment details
            Own operations - Require
            2/4
            Commitment details
            Own operations - Require
            2/4
            (translation) BNI require that "a risk management evaluation is conducted through sampling based on risk, for industry, plantations, and construction associated with the loanees' industry and plantation sector which is contained within the credit audit programme. This programme includes the legal requirements of the loanee in relation to environmental impact analysis, performance requirements under the ministry of the environment's PROPER programme (programme to evaluate performance levels of companies)".
          • Policy applies to all operations and financing
            Subset
            0.2/0.4
            Policy applies to all operations and financing
            Subset
            0.2/0.4
            (translation) BNI require that "a risk management evaluation is conducted through sampling based on risk, for industry, plantations, and construction associated with the loanees' industry and plantation sector which is contained within the credit audit programme. This programme includes the legal requirements of the loanee in relation to environmental impact analysis, performance requirements under the ministry of the environment's PROPER programme (programme to evaluate performance levels of companies)".
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            (translation) BNI require that "a risk management evaluation is conducted through sampling based on risk, for industry, plantations, and construction associated with the loanees' industry and plantation sector which is contained within the credit audit programme. This programme includes the legal requirements of the loanee in relation to environmental impact analysis, performance requirements under the ministry of the environment's PROPER programme (programme to evaluate performance levels of companies)".
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            (translation) BNI require that "a risk management evaluation is conducted through sampling based on risk, for industry, plantations, and construction associated with the loanees' industry and plantation sector which is contained within the credit audit programme. This programme includes the legal requirements of the loanee in relation to environmental impact analysis, performance requirements under the ministry of the environment's PROPER programme (programme to evaluate performance levels of companies)".
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            (translation) BNI require that "a risk management evaluation is conducted through sampling based on risk, for industry, plantations, and construction associated with the loanees' industry and plantation sector which is contained within the credit audit programme. This programme includes the legal requirements of the loanee in relation to environmental impact analysis, performance requirements under the ministry of the environment's PROPER programme (programme to evaluate performance levels of companies)".
        • Companies must protect priority forests or globally important landscapes
          0/9.6
          • Commitment details
            No
            0/8
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Assurance mechanism to ensure compliance
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Commitments must be timebound
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
      • Social Considerations
        0/22
        • Company must ensure Free, Prior and Informed Consent
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Company must respect labour rights
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
    • Timber, Pulp & Paper
      13/64
      • Commitment Strength
        13/42
        • Commodity-specific financing policy
          9.3/9.6
          • Commitment details
            Yes
            8/8
            Commitment details
            Yes
            8/8
            Type of policy: Sustainable/Responsible
            "Debtors of furniture industry with export scale are required to have eco-labelling and Timber Legality Verification System."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Debtors of furniture industry with export scale are required to have eco-labelling and Timber Legality Verification System."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Debtors of furniture industry with export scale are required to have eco-labelling and Timber Legality Verification System."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Debtors of furniture industry with export scale are required to have eco-labelling and Timber Legality Verification System."
          • Policy applies to all stages of the supply chain
            Traders
            0.1/0.4
            Policy applies to all stages of the supply chain
            Traders
            0.1/0.4
            "Debtors of furniture industry with export scale are required to have eco-labelling and Timber Legality Verification System."
        • Companies must be legally operated
          3.4/5.6
          • Commitment details
            Own operations - Require
            2/4
            Commitment details
            Own operations - Require
            2/4
            (translation) BNI require that "a risk management evaluation is conducted through sampling based on risk, for industry, plantations, and construction associated with the loanees' industry and plantation sector which is contained within the credit audit programme. This programme includes the legal requirements of the loanee in relation to environmental impact analysis, performance requirements under the ministry of the environment's PROPER programme (programme to evaluate performance levels of companies)".
          • Policy applies to all operations and financing
            Subset
            0.2/0.4
            Policy applies to all operations and financing
            Subset
            0.2/0.4
            (translation) BNI require that "a risk management evaluation is conducted through sampling based on risk, for industry, plantations, and construction associated with the loanees' industry and plantation sector which is contained within the credit audit programme. This programme includes the legal requirements of the loanee in relation to environmental impact analysis, performance requirements under the ministry of the environment's PROPER programme (programme to evaluate performance levels of companies)".
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            (translation) BNI require that "a risk management evaluation is conducted through sampling based on risk, for industry, plantations, and construction associated with the loanees' industry and plantation sector which is contained within the credit audit programme. This programme includes the legal requirements of the loanee in relation to environmental impact analysis, performance requirements under the ministry of the environment's PROPER programme (programme to evaluate performance levels of companies)".
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            (translation) BNI require that "a risk management evaluation is conducted through sampling based on risk, for industry, plantations, and construction associated with the loanees' industry and plantation sector which is contained within the credit audit programme. This programme includes the legal requirements of the loanee in relation to environmental impact analysis, performance requirements under the ministry of the environment's PROPER programme (programme to evaluate performance levels of companies)".
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            (translation) BNI require that "a risk management evaluation is conducted through sampling based on risk, for industry, plantations, and construction associated with the loanees' industry and plantation sector which is contained within the credit audit programme. This programme includes the legal requirements of the loanee in relation to environmental impact analysis, performance requirements under the ministry of the environment's PROPER programme (programme to evaluate performance levels of companies)".
        • Companies must protect priority forests or globally important landscapes
          0/9.6
          • Commitment details
            No
            0/8
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Assurance mechanism to ensure compliance
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Commitments must be timebound
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
      • Social Considerations
        0/22
        • Company must ensure Free, Prior and Informed Consent
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Company must respect labour rights
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            No
            0/0.4
  • Reporting & Implementation
    5/20
    • Policy is reviewed and updated
      0/5
    • Companies must disclose subsidiaries in commodity supply chains
      0/5
    • Monitoring and non-compliance process
      0/5
    • Reporting on implementation of the policy
      5/5
      Reporting
      Yes - Annually
      5/5
      41 companies were RSPO or ISPO certified, and 55 companies were in the process of becoming certified, in 2018.
      In 2018, 41 companies were RSPO or ISPO certified, and 55 companies were in the process of becoming certified. This increased from 2016 and 2017.
  • Commitment strength
    13/42
    Avg. score
  • Social considerations
    0/22
    Avg. score

Profile

Bank Negara Indonesia (BNI) are an Indonesian state-owned bank offering services to private and commercial clients. Their services include corporate finance, pensions, international trading and retail banking services. As of 2017, BNI’s total assets amount to more than 600 trillion IDR with more than 400 trillion IDR worth of loans. BNI are a top financier in Indonesia, an important forest jurisdiction in terms of tropical forest cover and agricultural commodity production and trading.

HQ
HQ 
Indonesia
Financial institution type
Financial institution type 
Bank

How we assess the Forest 500

Investors and lenders need to adopt and implement strong deforestation policies that ensure their investments are not funding the destruction of forests.

All assessments use policies published on financial institution websites, some links may have changed or been removed since the time of assessment.

Disclaimer

This assessment has been carried out following the methodology developed for the Forest 500 project, available here. Please see our disclaimer applicable to all information contained within this site and our terms and conditions for use of data presented on this site.

All assessments use policies published on company and financial institution websites, and while we endeavor to keep them updated some links may have changed or been removed since the time of assessment.

Please contact us with any concerns or feedback about this or other assessments included in the Forest 500.