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  • Overall approach
    6/10
    • Overarching commitment on deforestation
      4/6
      Deforestation-free commitment
      4/6
      "To support global efforts to halve forest loss by 2020 and end forest loss by 2030, we have set targets for relevant companies in our portfolios to comply with No Deforestation, No Peat and No Exploitation (NDPE) commitments by 2020 for agricultural commodities (palm oil, soy, paper, timber, and beef products); NDPE commitments by 2030 from non-agricultural sectors (mining, metals, infrastructure).�
    • Deforestation as a business risk
      2/2
      Yes
      2/2
      How is awareness shown?: Signatory to the BEIs Soft Commodity Compact or another finance sector initiative on deforestation

      Is the financial risk recognised by the financial institution reputational, financial, material, etc.?:
      "BNP Paribas therefore aims to ensure that the bank’s business activities do not lead to deforestation or forest degradation. BNP Paribas has thus endorsed the Zero Net Deforestation objective set up by the Soft Commodities Compact, a joint initiative overseen by the Consumer Goods Forum, and the Banking Environment Initiative, whose signatories aim to eliminate deforestation from the downstream and upstream supply chain no later than 2020."
    • Target to reduce emissions in scope 1/2
      Yes
      0/0
      Type of climate target: Net-zero emissions

      What is the target date for the financial institution to achieve their climate target?: 2050
      "Internally, BNP Paribas pursues a raft of environmental best practices. It became carbon neutral in 2017 after reducing its CO2 emissions and increasing its use of renewable energies." ; They are a member of the Net Zero Banking Alliance - "NZBA members commit to:Align greenhouse gas emissions arising from their credit and investment for own account activities with the path required to achieve carbon neutrality in 2050" 
    • Company must have anti-corruption policy
      0/2
  • Commodity score
    51/90
    • Beef & Leather
      55/90
      • Commitment Strength
        24/31
        • Commodity-specific deforestation financing policy
          7.4/9.6
          • Commitment details
            Zero-gross deforestation
            6/8
            Commitment details
            Zero-gross deforestation
            6/8
            "In line with its commitment to support global efforts to halve forest loss by 2020 and end forest loss by 2030, BNPP AM has undertaken to ask relevant companies in its portfolios to comply with: i) No Deforestation, No Peat and No Exploitation (NDPE) commitments by 2020 for agricultural commodities (palm oil, soy, paper, timber and beef products)"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "In line with its commitment to support global efforts to halve forest loss by 2020 and end forest loss by 2030, BNPP AM has undertaken to ask relevant companies in its portfolios to comply with: i) No Deforestation, No Peat and No Exploitation (NDPE) commitments by 2020 for agricultural commodities (palm oil, soy, paper, timber and beef products)"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "In line with its commitment to support global efforts to halve forest loss by 2020 and end forest loss by 2030, BNPP AM has undertaken to ask relevant companies in its portfolios to comply with: i) No Deforestation, No Peat and No Exploitation (NDPE) commitments by 2020 for agricultural commodities (palm oil, soy, paper, timber and beef products)"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "In line with its commitment to support global efforts to halve forest loss by 2020 and end forest loss by 2030, BNPP AM has undertaken to ask relevant companies in its portfolios to comply with: i) No Deforestation, No Peat and No Exploitation (NDPE) commitments by 2020 for agricultural commodities (palm oil, soy, paper, timber and beef products)"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "In line with its commitment to support global efforts to halve forest loss by 2020 and end forest loss by 2030, BNPP AM has undertaken to ask relevant companies in its portfolios to comply with: i) No Deforestation, No Peat and No Exploitation (NDPE) commitments by 2020 for agricultural commodities (palm oil, soy, paper, timber and beef products)"
        • Companies must be legally operated
          2.9/4.6
          • Commitment details
            Companies own operations - Required
            1.5/3
            Commitment details
            Companies own operations - Required
            1.5/3
            "BNP Paribas expects agriculture companies to comply with local laws and with licensing agreements as well as with international conventions ratified by the countries in which they are registered and/or operate. As part of its internal compliance process, BNP Paribas implements strengthened control measures on clients and transactions to identify, inter alia, governance risks (including corruption)."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "BNP Paribas expects agriculture companies to comply with local laws and with licensing agreements as well as with international conventions ratified by the countries in which they are registered and/or operate. As part of its internal compliance process, BNP Paribas implements strengthened control measures on clients and transactions to identify, inter alia, governance risks (including corruption)."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "BNP Paribas expects agriculture companies to comply with local laws and with licensing agreements as well as with international conventions ratified by the countries in which they are registered and/or operate. As part of its internal compliance process, BNP Paribas implements strengthened control measures on clients and transactions to identify, inter alia, governance risks (including corruption)."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "BNP Paribas expects agriculture companies to comply with local laws and with licensing agreements as well as with international conventions ratified by the countries in which they are registered and/or operate. As part of its internal compliance process, BNP Paribas implements strengthened control measures on clients and transactions to identify, inter alia, governance risks (including corruption)."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "BNP Paribas expects agriculture companies to comply with local laws and with licensing agreements as well as with international conventions ratified by the countries in which they are registered and/or operate. As part of its internal compliance process, BNP Paribas implements strengthened control measures on clients and transactions to identify, inter alia, governance risks (including corruption)."
        • Companies must monitor operations
          3.4/5.6
          • Commitment details
            Encouraged
            2/4
            Commitment details
            Encouraged
            2/4
            Type of policy: Assurance mechanism
            "Agricultural commodities producers are encouraged to have their crop fields or plantations certified against the RTRS, BCI, Bonsucro or UTZ (as defined in section 8) principles and standards by 2020. In particular, cattle farmers are encouraged to have their production systems certified against the SCPS Standards (SAN) by 2020. − Agricultural commodities primary processors and traders are encouraged to set up policies requiring that their suppliers become certified against the RTRS, BCI, Bonsucro, UTZ or SCPS principles and standards, by 2020."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "Agricultural commodities producers are encouraged to have their crop fields or plantations certified against the RTRS, BCI, Bonsucro or UTZ (as defined in section 8) principles and standards by 2020. In particular, cattle farmers are encouraged to have their production systems certified against the SCPS Standards (SAN) by 2020. − Agricultural commodities primary processors and traders are encouraged to set up policies requiring that their suppliers become certified against the RTRS, BCI, Bonsucro, UTZ or SCPS principles and standards, by 2020."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Agricultural commodities producers are encouraged to have their crop fields or plantations certified against the RTRS, BCI, Bonsucro or UTZ (as defined in section 8) principles and standards by 2020. In particular, cattle farmers are encouraged to have their production systems certified against the SCPS Standards (SAN) by 2020. − Agricultural commodities primary processors and traders are encouraged to set up policies requiring that their suppliers become certified against the RTRS, BCI, Bonsucro, UTZ or SCPS principles and standards, by 2020."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Agricultural commodities producers are encouraged to have their crop fields or plantations certified against the RTRS, BCI, Bonsucro or UTZ (as defined in section 8) principles and standards by 2020. In particular, cattle farmers are encouraged to have their production systems certified against the SCPS Standards (SAN) by 2020. − Agricultural commodities primary processors and traders are encouraged to set up policies requiring that their suppliers become certified against the RTRS, BCI, Bonsucro, UTZ or SCPS principles and standards, by 2020."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "Agricultural commodities producers are encouraged to have their crop fields or plantations certified against the RTRS, BCI, Bonsucro or UTZ (as defined in section 8) principles and standards by 2020. In particular, cattle farmers are encouraged to have their production systems certified against the SCPS Standards (SAN) by 2020. − Agricultural commodities primary processors and traders are encouraged to set up policies requiring that their suppliers become certified against the RTRS, BCI, Bonsucro, UTZ or SCPS principles and standards, by 2020."
        • Companies must conduct risk assessments
          5.4/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "BNP Paribas expects its clients to demonstrate progress on:  Applying deforestation and conversion risk assessment of their beef and soy supply chains"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "BNP Paribas expects its clients to demonstrate progress on:  Applying deforestation and conversion risk assessment of their beef and soy supply chains"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "BNP Paribas expects its clients to demonstrate progress on:  Applying deforestation and conversion risk assessment of their beef and soy supply chains"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "BNP Paribas expects its clients to demonstrate progress on:  Applying deforestation and conversion risk assessment of their beef and soy supply chains"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "BNP Paribas expects its clients to demonstrate progress on:  Applying deforestation and conversion risk assessment of their beef and soy supply chains"
        • Companies must specify a cut-off date
          5/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            What cut-off date is specified?: 2008
            "BNP Paribas will not finance customers producing or buying beef or soybeans from land cleared or converted after 2008 in the Amazon. Clients must therefore apply this cut-off date, which had been set at 2008 in the Amazon, in accordance with regulations and sector agreements."
          • Policy applies to all operations and financing
            No
            0/0.4
            Policy applies to all operations and financing
            No
            0/0.4
            "BNP Paribas will not finance customers producing or buying beef or soybeans from land cleared or converted after 2008 in the Amazon. Clients must therefore apply this cut-off date, which had been set at 2008 in the Amazon, in accordance with regulations and sector agreements."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "BNP Paribas will not finance customers producing or buying beef or soybeans from land cleared or converted after 2008 in the Amazon. Clients must therefore apply this cut-off date, which had been set at 2008 in the Amazon, in accordance with regulations and sector agreements."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "BNP Paribas will not finance customers producing or buying beef or soybeans from land cleared or converted after 2008 in the Amazon. Clients must therefore apply this cut-off date, which had been set at 2008 in the Amazon, in accordance with regulations and sector agreements."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "As a result, BNP Paribas will only provide financial products or services to companies (producers, meat conditioners and traders) with a strategy to achieve zero deforestation in their production and supply chains by 2025 at the latest."
      • Social Considerations
        18/28
        • Company must ensure Free, Prior and Informed Consent
          5.4/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "BNP Paribas will only provide financial products or services to agriculture companies which [...] have a policy in place to obtain the Free, Prior and Informed Consent (FPIC) of the local communities impacted by new agriculture projects and have a grievance mechanism in place through which local communities’ concerns can be raised and addressed". 
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "BNP Paribas will only provide financial products or services to agriculture companies which [...] have a policy in place to obtain the Free, Prior and Informed Consent (FPIC) of the local communities impacted by new agriculture projects and have a grievance mechanism in place through which local communities’ concerns can be raised and addressed". 
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "BNP Paribas will only provide financial products or services to agriculture companies which [...] have a policy in place to obtain the Free, Prior and Informed Consent (FPIC) of the local communities impacted by new agriculture projects and have a grievance mechanism in place through which local communities’ concerns can be raised and addressed". 
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "BNP Paribas will only provide financial products or services to agriculture companies which [...] have a policy in place to obtain the Free, Prior and Informed Consent (FPIC) of the local communities impacted by new agriculture projects and have a grievance mechanism in place through which local communities’ concerns can be raised and addressed". 
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "BNP Paribas will only provide financial products or services to agriculture companies which [...] have a policy in place to obtain the Free, Prior and Informed Consent (FPIC) of the local communities impacted by new agriculture projects and have a grievance mechanism in place through which local communities’ concerns can be raised and addressed". 
        • Companies must have a grievance mechanism
          5.4/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "BNP Paribas will only provide financial products or services to Agriculture projects that [...] Have a grievance mechanism in place through which workers concerns can be raised and addressed".
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
             "BNP Paribas will only provide financial products or services to Agriculture projects that [...] Have a grievance mechanism in place through which workers concerns can be raised and addressed".
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "BNP Paribas will only provide financial products or services to Agriculture projects that [...] Have a grievance mechanism in place through which workers concerns can be raised and addressed".
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "BNP Paribas will only provide financial products or services to Agriculture projects that [...] Have a grievance mechanism in place through which workers concerns can be raised and addressed".
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "BNP Paribas will only provide financial products or services to Agriculture projects that [...] Have a grievance mechanism in place through which workers concerns can be raised and addressed".
        • Company must respect labour rights
          3.4/5.6
          • Commitment details
            Companies own operations - Required
            2/4
            Commitment details
            Companies own operations - Required
            2/4
            Type of policy: Discrimination; Forced Labour; Child Labour; Freedom of Association
            "BNP Paribas will only provide financial products or services to Agriculture projects that [...] Do not use child or forced labor4 ; − Have a grievance mechanism in place through which workers concerns can be raised and addressed; − Respect the right of workers to organize in a trade union or ensure workers’ interest and voice are heard within the company5 ; − Do not discriminate against employees and applicant for employment".
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "BNP Paribas will only provide financial products or services to Agriculture projects that [...] Do not use child or forced labor4 ; − Have a grievance mechanism in place through which workers concerns can be raised and addressed; − Respect the right of workers to organize in a trade union or ensure workers’ interest and voice are heard within the company5 ; − Do not discriminate against employees and applicant for employment".
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "BNP Paribas will only provide financial products or services to Agriculture projects that [...] Do not use child or forced labor4 ; − Have a grievance mechanism in place through which workers concerns can be raised and addressed; − Respect the right of workers to organize in a trade union or ensure workers’ interest and voice are heard within the company5 ; − Do not discriminate against employees and applicant for employment".
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "BNP Paribas will only provide financial products or services to Agriculture projects that [...] Do not use child or forced labor4 ; − Have a grievance mechanism in place through which workers concerns can be raised and addressed; − Respect the right of workers to organize in a trade union or ensure workers’ interest and voice are heard within the company5 ; − Do not discriminate against employees and applicant for employment".
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "BNP Paribas will only provide financial products or services to Agriculture projects that [...] Do not use child or forced labor4 ; − Have a grievance mechanism in place through which workers concerns can be raised and addressed; − Respect the right of workers to organize in a trade union or ensure workers’ interest and voice are heard within the company5 ; − Do not discriminate against employees and applicant for employment".
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          3.4/5.6
          • Commitment details
            Encouraged
            2/4
            Commitment details
            Encouraged
            2/4
            “BNP Paribas will therefore assess whether companies: [...] Engage and cooperate with small-scale producers: Provide training on improved growing techniques and on health and safety issues including agrochemicals use; Agree on fair market practices, e.g. fair and transparent terms of trade, quality requirements, pricing structure and access to dispute resolution mechanisms.”
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            “BNP Paribas will therefore assess whether companies: [...] Engage and cooperate with small-scale producers: Provide training on improved growing techniques and on health and safety issues including agrochemicals use; Agree on fair market practices, e.g. fair and transparent terms of trade, quality requirements, pricing structure and access to dispute resolution mechanisms.”
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            “BNP Paribas will therefore assess whether companies: [...] Engage and cooperate with small-scale producers: Provide training on improved growing techniques and on health and safety issues including agrochemicals use; Agree on fair market practices, e.g. fair and transparent terms of trade, quality requirements, pricing structure and access to dispute resolution mechanisms.”
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            “BNP Paribas will therefore assess whether companies: [...] Engage and cooperate with small-scale producers: Provide training on improved growing techniques and on health and safety issues including agrochemicals use; Agree on fair market practices, e.g. fair and transparent terms of trade, quality requirements, pricing structure and access to dispute resolution mechanisms.”
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            “BNP Paribas will therefore assess whether companies: [...] Engage and cooperate with small-scale producers: Provide training on improved growing techniques and on health and safety issues including agrochemicals use; Agree on fair market practices, e.g. fair and transparent terms of trade, quality requirements, pricing structure and access to dispute resolution mechanisms.”
        • Companies must resolve land conflicts
          0/1.6
          • Commitment details
            No
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Reporting and Implementation
        14/31
        • Commitments must be timebound
          Required
          5/5
          Commitments must be timebound
          Required
          5/5
          "Companies involved in activities related to soy and beef in the Brazilian Amazon and Cerrado [...] BNP Paribas will only provide financial products or services to companies with a strategy towards zero deforestation in their production and supply chains by 2025 at the latest."
        • Companies must disclose subsidiaries in commodity supply chains
          No
          0/4
        • Companies must disclose locations
          No
          0/4
        • Policy is reviewed and updated
          Timeline for review unclear or review conducted less frequently than annually
          1/2
          Policy is reviewed and updated
          Timeline for review unclear or review conducted less frequently than annually
          1/2
          "BNP Paribas will review this policy regularly and, in the light of the prevailing circumstances, it may update it to make sure it is in continued alliance with national and international regulations and best practices."
        • Monitoring and non-compliance process
          Screening and monitoring process
          5/5
          Monitoring and non-compliance process
          Screening and monitoring process
          5/5
          "In particular, BNP Paribas expects its clients to demonstrate progress on:  Applying deforestation and conversion risk assessment of their beef and soy supply chains;  [...]  Regularly reporting on progress towards deforestation and conversion-free beef and soy in their supply chains;  Implementing supplier engagement programs to promote zero deforestation practices;  Exclusion of suppliers who contravene their zero deforestation strategy;  Publishing or providing on demand the criteria of non-compliance and the course of action for the resolution of non-compliant suppliers."  
        • Engagement with non-compliant companies
          Engage with non-compliant companies without a time-bound threat of divestment
          2.5/5
          Engagement with non-compliant companies
          Engage with non-compliant companies without a time-bound threat of divestment
          2.5/5
          “BNP Paribas will review regularly the performance of palm oil companies against the policy. If BNP Paribas becomes aware that a client operates outside the requirements of the policy, a dialogue will be engaged with the client in order to find an acceptable solution to improve the situation in a timely manner. If this dialogue is unfruitful BNP Paribas may decide not to pursue any new business with such client and will place existing business under review taking into account existing contractual agreements.”
        • Reporting on implementation of the policy
          No
          0/6
        • Ethical product in portfolio
          No
    • Palm oil
      49/90
      • Commitment Strength
        21/31
        • Commodity-specific deforestation financing policy
          7.4/9.6
          • Commitment details
            Zero-gross deforestation
            6/8
            Commitment details
            Zero-gross deforestation
            6/8
            "In line with its commitment to support global efforts to halve forest loss by 2020 and end forest loss by 2030, BNPP AM has undertaken to ask relevant companies in its portfolios to comply with: i) No Deforestation, No Peat and No Exploitation (NDPE) commitments by 2020 for agricultural commodities (palm oil, soy, paper, timber and beef products)"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "In line with its commitment to support global efforts to halve forest loss by 2020 and end forest loss by 2030, BNPP AM has undertaken to ask relevant companies in its portfolios to comply with: i) No Deforestation, No Peat and No Exploitation (NDPE) commitments by 2020 for agricultural commodities (palm oil, soy, paper, timber and beef products)"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "In line with its commitment to support global efforts to halve forest loss by 2020 and end forest loss by 2030, BNPP AM has undertaken to ask relevant companies in its portfolios to comply with: i) No Deforestation, No Peat and No Exploitation (NDPE) commitments by 2020 for agricultural commodities (palm oil, soy, paper, timber and beef products)"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "In line with its commitment to support global efforts to halve forest loss by 2020 and end forest loss by 2030, BNPP AM has undertaken to ask relevant companies in its portfolios to comply with: i) No Deforestation, No Peat and No Exploitation (NDPE) commitments by 2020 for agricultural commodities (palm oil, soy, paper, timber and beef products)"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "In line with its commitment to support global efforts to halve forest loss by 2020 and end forest loss by 2030, BNPP AM has undertaken to ask relevant companies in its portfolios to comply with: i) No Deforestation, No Peat and No Exploitation (NDPE) commitments by 2020 for agricultural commodities (palm oil, soy, paper, timber and beef products)"
        • Companies must be legally operated
          2.9/4.6
          • Commitment details
            Companies own operations - Required
            1.5/3
            Commitment details
            Companies own operations - Required
            1.5/3
            “BNP Paribas expects Palm Oil Companies to comply with existing applicable environmental and social laws and regulations, as well as with international conventions ratified by the countries in which they operate.”
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            “BNP Paribas expects Palm Oil Companies to comply with existing applicable environmental and social laws and regulations, as well as with international conventions ratified by the countries in which they operate.”
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            “BNP Paribas expects Palm Oil Companies to comply with existing applicable environmental and social laws and regulations, as well as with international conventions ratified by the countries in which they operate.”
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            “BNP Paribas expects Palm Oil Companies to comply with existing applicable environmental and social laws and regulations, as well as with international conventions ratified by the countries in which they operate.”
          • Policy applies to all stages of the supply chain
            Producers; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Traders
            0.2/0.4
            “BNP Paribas expects Palm Oil Companies to comply with existing applicable environmental and social laws and regulations, as well as with international conventions ratified by the countries in which they operate.”
        • Companies must monitor operations
          5.4/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            Certification scheme (if applicable): RSPO

            Type of policy: Assurance mechanism
            "BNP Paribas requires that Downstream Palm Oil Companies (i.e. refiners and traders): Be RSPO members (or have a time-bound plan to become RSPO members); Have published an up-to-date communication on progress; Have a time-bound plan to achieve full RSPO certification of their operations." "BNP Paribas requires that Upstream Palm Oil Companies (plantations and mills): Be RSPO members (or have a time-bound plan to become RSPO members); Have published an up-to-date communication on progress; Have a time-bound plan for full RSPO certification of their operations."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "BNP Paribas requires that Downstream Palm Oil Companies (i.e. refiners and traders): Be RSPO members (or have a time-bound plan to become RSPO members); Have published an up-to-date communication on progress; Have a time-bound plan to achieve full RSPO certification of their operations." "BNP Paribas requires that Upstream Palm Oil Companies (plantations and mills): Be RSPO members (or have a time-bound plan to become RSPO members); Have published an up-to-date communication on progress; Have a time-bound plan for full RSPO certification of their operations."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "BNP Paribas requires that Downstream Palm Oil Companies (i.e. refiners and traders): Be RSPO members (or have a time-bound plan to become RSPO members); Have published an up-to-date communication on progress; Have a time-bound plan to achieve full RSPO certification of their operations." "BNP Paribas requires that Upstream Palm Oil Companies (plantations and mills): Be RSPO members (or have a time-bound plan to become RSPO members); Have published an up-to-date communication on progress; Have a time-bound plan for full RSPO certification of their operations."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "BNP Paribas requires that Downstream Palm Oil Companies (i.e. refiners and traders): Be RSPO members (or have a time-bound plan to become RSPO members); Have published an up-to-date communication on progress; Have a time-bound plan to achieve full RSPO certification of their operations." "BNP Paribas requires that Upstream Palm Oil Companies (plantations and mills): Be RSPO members (or have a time-bound plan to become RSPO members); Have published an up-to-date communication on progress; Have a time-bound plan for full RSPO certification of their operations."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "BNP Paribas requires that Downstream Palm Oil Companies (i.e. refiners and traders): Be RSPO members (or have a time-bound plan to become RSPO members); Have published an up-to-date communication on progress; Have a time-bound plan to achieve full RSPO certification of their operations." "BNP Paribas requires that Upstream Palm Oil Companies (plantations and mills): Be RSPO members (or have a time-bound plan to become RSPO members); Have published an up-to-date communication on progress; Have a time-bound plan for full RSPO certification of their operations."
        • Companies must conduct risk assessments
          5.4/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            In addition, BNP Paribas requires that Upstream Palm Oil Companies: [...] Have a policy in place to conduct High Conservation Value (HCV) assessments before developing new oil palm plantations, and to protect the HCV areas identified within their concessions; Have a policy in place to conduct High Carbon Stock (HCS) assessments before developing new oil palm plantations3 , and to protect the HCS forests identified within their concessions."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            In addition, BNP Paribas requires that Upstream Palm Oil Companies: [...] Have a policy in place to conduct High Conservation Value (HCV) assessments before developing new oil palm plantations, and to protect the HCV areas identified within their concessions; Have a policy in place to conduct High Carbon Stock (HCS) assessments before developing new oil palm plantations3 , and to protect the HCS forests identified within their concessions."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            In addition, BNP Paribas requires that Upstream Palm Oil Companies: [...] Have a policy in place to conduct High Conservation Value (HCV) assessments before developing new oil palm plantations, and to protect the HCV areas identified within their concessions; Have a policy in place to conduct High Carbon Stock (HCS) assessments before developing new oil palm plantations3 , and to protect the HCS forests identified within their concessions."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            In addition, BNP Paribas requires that Upstream Palm Oil Companies: [...] Have a policy in place to conduct High Conservation Value (HCV) assessments before developing new oil palm plantations, and to protect the HCV areas identified within their concessions; Have a policy in place to conduct High Carbon Stock (HCS) assessments before developing new oil palm plantations3 , and to protect the HCS forests identified within their concessions."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            In addition, BNP Paribas requires that Upstream Palm Oil Companies: [...] Have a policy in place to conduct High Conservation Value (HCV) assessments before developing new oil palm plantations, and to protect the HCV areas identified within their concessions; Have a policy in place to conduct High Carbon Stock (HCS) assessments before developing new oil palm plantations3 , and to protect the HCS forests identified within their concessions."
        • Companies must specify a cut-off date
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Social Considerations
        14/28
        • Company must ensure Free, Prior and Informed Consent
          5.4/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "In addition, BNP Paribas requires that Upstream Palm Oil Companies [...] Have a policy in place to obtain the free, prior and informed consent (FPIC) of indigenous and local communities, prior to developing new oil palm plantations”. "BNP Paribas will assess whether Downstream Palm Oil Companies (i.e. refiners and traders) [...]Respect land tenure rights, incl. the free, prior and informed consent of indigenous and local communities".
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "In addition, BNP Paribas requires that Upstream Palm Oil Companies [...] Have a policy in place to obtain the free, prior and informed consent (FPIC) of indigenous and local communities, prior to developing new oil palm plantations”. "BNP Paribas will assess whether Downstream Palm Oil Companies (i.e. refiners and traders) [...]Respect land tenure rights, incl. the free, prior and informed consent of indigenous and local communities".
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "In addition, BNP Paribas requires that Upstream Palm Oil Companies [...] Have a policy in place to obtain the free, prior and informed consent (FPIC) of indigenous and local communities, prior to developing new oil palm plantations”. "BNP Paribas will assess whether Downstream Palm Oil Companies (i.e. refiners and traders) [...]Respect land tenure rights, incl. the free, prior and informed consent of indigenous and local communities".
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "In addition, BNP Paribas requires that Upstream Palm Oil Companies [...] Have a policy in place to obtain the free, prior and informed consent (FPIC) of indigenous and local communities, prior to developing new oil palm plantations”. "BNP Paribas will assess whether Downstream Palm Oil Companies (i.e. refiners and traders) [...]Respect land tenure rights, incl. the free, prior and informed consent of indigenous and local communities".
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "In addition, BNP Paribas requires that Upstream Palm Oil Companies [...] Have a policy in place to obtain the free, prior and informed consent (FPIC) of indigenous and local communities, prior to developing new oil palm plantations”. "BNP Paribas will assess whether Downstream Palm Oil Companies (i.e. refiners and traders) [...]Respect land tenure rights, incl. the free, prior and informed consent of indigenous and local communities".
        • Companies must have a grievance mechanism
          5.4/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "In addition, BNP Paribas requires that Upstream Palm Oil Companies [...] Have a formal grievance mechanism in place to identify and address concerns from their internal and external stakeholders"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "In addition, BNP Paribas requires that Upstream Palm Oil Companies [...] Have a formal grievance mechanism in place to identify and address concerns from their internal and external stakeholders"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "In addition, BNP Paribas requires that Upstream Palm Oil Companies [...] Have a formal grievance mechanism in place to identify and address concerns from their internal and external stakeholders"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "In addition, BNP Paribas requires that Upstream Palm Oil Companies [...] Have a formal grievance mechanism in place to identify and address concerns from their internal and external stakeholders"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "In addition, BNP Paribas requires that Upstream Palm Oil Companies [...] Have a formal grievance mechanism in place to identify and address concerns from their internal and external stakeholders"
        • Company must respect labour rights
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          3.4/5.6
          • Commitment details
            Encouraged
            2/4
            Commitment details
            Encouraged
            2/4
            "BNP Paribas will assess whether Upstream Palm Oil Companies (plantations and mills) [...] Have a time-bound plan for full RSPO certification of their fresh fruit bunches supply base (or similar verification mechanism for smallholders5 ) [...] Are working with smallholders on good agricultural practices, yield improvement and RSPO certification (or similar verification mechanism), through the provision of technical assistance and training".
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "BNP Paribas will assess whether Upstream Palm Oil Companies (plantations and mills) [...] Have a time-bound plan for full RSPO certification of their fresh fruit bunches supply base (or similar verification mechanism for smallholders5 ) [...] Are working with smallholders on good agricultural practices, yield improvement and RSPO certification (or similar verification mechanism), through the provision of technical assistance and training".
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "BNP Paribas will assess whether Upstream Palm Oil Companies (plantations and mills) [...] Have a time-bound plan for full RSPO certification of their fresh fruit bunches supply base (or similar verification mechanism for smallholders5 ) [...] Are working with smallholders on good agricultural practices, yield improvement and RSPO certification (or similar verification mechanism), through the provision of technical assistance and training".
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "BNP Paribas will assess whether Upstream Palm Oil Companies (plantations and mills) [...] Have a time-bound plan for full RSPO certification of their fresh fruit bunches supply base (or similar verification mechanism for smallholders5 ) [...] Are working with smallholders on good agricultural practices, yield improvement and RSPO certification (or similar verification mechanism), through the provision of technical assistance and training".
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "BNP Paribas will assess whether Upstream Palm Oil Companies (plantations and mills) [...] Have a time-bound plan for full RSPO certification of their fresh fruit bunches supply base (or similar verification mechanism for smallholders5 ) [...] Are working with smallholders on good agricultural practices, yield improvement and RSPO certification (or similar verification mechanism), through the provision of technical assistance and training".
        • Companies must resolve land conflicts
          0/1.6
          • Commitment details
            No
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Reporting and Implementation
        14/31
        • Commitments must be timebound
          Required
          5/5
          Commitments must be timebound
          Required
          5/5
          What is the length of time the portfolio companies are given to meet their time-bound plans?: NA
          "BNP Paribas requires that Upstream Palm Oil Companies (plantations and mills): Be RSPO members (or have a time-bound plan to become RSPO members); Have published an up-to-date communication on progress; Have a time-bound plan for full RSPO certification of their operations" "BNP Paribas requires that Downstream Palm Oil Companies (i.e. refiners and traders): Be RSPO members (or have a time-bound plan to become RSPO members); Have published an up-to-date communication on progress; Have a time-bound plan to achieve full RSPO certification of their operations".
        • Companies must disclose subsidiaries in commodity supply chains
          No
          0/4
        • Companies must disclose locations
          No
          0/4
        • Policy is reviewed and updated
          Timeline for review unclear or review conducted less frequently than annually
          1/2
          Policy is reviewed and updated
          Timeline for review unclear or review conducted less frequently than annually
          1/2
          "BNP Paribas will review this policy regularly, and may update it to make sure it remains in line with international good practices for the palm oil sector. BNP Paribas welcomes any constructive feedback and comments on this policy."  
        • Monitoring and non-compliance process
          Screening and monitoring process
          5/5
          Monitoring and non-compliance process
          Screening and monitoring process
          5/5
          "BNP Paribas will review regularly the performance of palm oil companies against the policy."; "Mandatory requirements are to be understood as sine qua non: those have to be met without exception before BNP Paribas considers providing financial products and services to Palm Oil Companies. In addition to these mandatory requirements, evaluation criteria have been identified to develop the analysis performed by BNP Paribas on Palm Oil Companies. Based on the results of such complementary due diligence, BNP Paribas reserves its right to call for additional requirements or decline its involvement even if the mandatory requirements are met."
        • Engagement with non-compliant companies
          Engage with non-compliant companies without a time-bound threat of divestment
          2.5/5
          Engagement with non-compliant companies
          Engage with non-compliant companies without a time-bound threat of divestment
          2.5/5
          "The information related to the above mandatory requirements and evaluation criteria will be obtained from palm oil clients and potential clients by BNP Paribas’ relationship managers or business lines. BNP Paribas will review regularly the performance of palm oil companies against the policy. If BNP Paribas becomes aware that a client operates outside the requirements of the policy, a dialogue will be engaged with the client in order to find an acceptable solution to improve the situation in a timely manner. If this dialogue is unfruitful BNP Paribas may decide not to pursue any new business with such client and will place existing business under review taking into account existing contractual agreements."
        • Reporting on implementation of the policy
          No
          0/6
        • Ethical product in portfolio
          No
    • Soy
      55/90
      • Commitment Strength
        24/31
        • Commodity-specific deforestation financing policy
          7.4/9.6
          • Commitment details
            Zero-gross deforestation
            6/8
            Commitment details
            Zero-gross deforestation
            6/8
            "In line with its commitment to support global efforts to halve forest loss by 2020 and end forest loss by 2030, BNPP AM has undertaken to ask relevant companies in its portfolios to comply with: i) No Deforestation, No Peat and No Exploitation (NDPE) commitments by 2020 for agricultural commodities (palm oil, soy, paper, timber and beef products)"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "In line with its commitment to support global efforts to halve forest loss by 2020 and end forest loss by 2030, BNPP AM has undertaken to ask relevant companies in its portfolios to comply with: i) No Deforestation, No Peat and No Exploitation (NDPE) commitments by 2020 for agricultural commodities (palm oil, soy, paper, timber and beef products)"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "In line with its commitment to support global efforts to halve forest loss by 2020 and end forest loss by 2030, BNPP AM has undertaken to ask relevant companies in its portfolios to comply with: i) No Deforestation, No Peat and No Exploitation (NDPE) commitments by 2020 for agricultural commodities (palm oil, soy, paper, timber and beef products)"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "In line with its commitment to support global efforts to halve forest loss by 2020 and end forest loss by 2030, BNPP AM has undertaken to ask relevant companies in its portfolios to comply with: i) No Deforestation, No Peat and No Exploitation (NDPE) commitments by 2020 for agricultural commodities (palm oil, soy, paper, timber and beef products)"
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "The policy sets out the conditions for the bank to provide financial services to companies (producers, meat conditioners and traders) producing or buying beef or soybeans from the Amazon and the Cerrado regions."  
        • Companies must be legally operated
          2.9/4.6
          • Commitment details
            Companies own operations - Required
            1.5/3
            Commitment details
            Companies own operations - Required
            1.5/3
            "BNP Paribas expects agriculture companies to comply with local laws and with licensing agreements as well as with international conventions ratified by the countries in which they are registered and/or operate. As part of its internal compliance process, BNP Paribas implements strengthened control measures on clients and transactions to identify, inter alia, governance risks (including corruption)."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "BNP Paribas expects agriculture companies to comply with local laws and with licensing agreements as well as with international conventions ratified by the countries in which they are registered and/or operate. As part of its internal compliance process, BNP Paribas implements strengthened control measures on clients and transactions to identify, inter alia, governance risks (including corruption)."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "BNP Paribas expects agriculture companies to comply with local laws and with licensing agreements as well as with international conventions ratified by the countries in which they are registered and/or operate. As part of its internal compliance process, BNP Paribas implements strengthened control measures on clients and transactions to identify, inter alia, governance risks (including corruption)."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "BNP Paribas expects agriculture companies to comply with local laws and with licensing agreements as well as with international conventions ratified by the countries in which they are registered and/or operate. As part of its internal compliance process, BNP Paribas implements strengthened control measures on clients and transactions to identify, inter alia, governance risks (including corruption)."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "BNP Paribas expects agriculture companies to comply with local laws and with licensing agreements as well as with international conventions ratified by the countries in which they are registered and/or operate. As part of its internal compliance process, BNP Paribas implements strengthened control measures on clients and transactions to identify, inter alia, governance risks (including corruption)."
        • Companies must monitor operations
          3.4/5.6
          • Commitment details
            Encouraged
            2/4
            Commitment details
            Encouraged
            2/4
            Certification scheme (if applicable): RTRS

            Type of policy: Assurance mechanism
            “BNP Paribas also encourages agriculture companies to follow internationally recognized best practices on the key environmental, social and societal stakes of the agriculture sector. The Group encourages companies, depending on their activities:[...] Guidelines13 [...] To comply with the CGF Responsible Soy Sourcing Guidelines." "Agricultural commodities producers are encouraged to have their crop fields or plantations certified against the RTRS, [...] Agricultural commodities primary processors and traders are encouraged to set up policies requiring that their suppliers become certified against the RTRS, [...]”
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            “BNP Paribas also encourages agriculture companies to follow internationally recognized best practices on the key environmental, social and societal stakes of the agriculture sector. The Group encourages companies, depending on their activities:[...] Guidelines13 [...] To comply with the CGF Responsible Soy Sourcing Guidelines." "Agricultural commodities producers are encouraged to have their crop fields or plantations certified against the RTRS, [...] Agricultural commodities primary processors and traders are encouraged to set up policies requiring that their suppliers become certified against the RTRS, [...]”
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            “BNP Paribas also encourages agriculture companies to follow internationally recognized best practices on the key environmental, social and societal stakes of the agriculture sector. The Group encourages companies, depending on their activities:[...] Guidelines13 [...] To comply with the CGF Responsible Soy Sourcing Guidelines." "Agricultural commodities producers are encouraged to have their crop fields or plantations certified against the RTRS, [...] Agricultural commodities primary processors and traders are encouraged to set up policies requiring that their suppliers become certified against the RTRS, [...]”
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            “BNP Paribas also encourages agriculture companies to follow internationally recognized best practices on the key environmental, social and societal stakes of the agriculture sector. The Group encourages companies, depending on their activities:[...] Guidelines13 [...] To comply with the CGF Responsible Soy Sourcing Guidelines." "Agricultural commodities producers are encouraged to have their crop fields or plantations certified against the RTRS, [...] Agricultural commodities primary processors and traders are encouraged to set up policies requiring that their suppliers become certified against the RTRS, [...]”
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            “BNP Paribas also encourages agriculture companies to follow internationally recognized best practices on the key environmental, social and societal stakes of the agriculture sector. The Group encourages companies, depending on their activities:[...] Guidelines13 [...] To comply with the CGF Responsible Soy Sourcing Guidelines." "Agricultural commodities producers are encouraged to have their crop fields or plantations certified against the RTRS, [...] Agricultural commodities primary processors and traders are encouraged to set up policies requiring that their suppliers become certified against the RTRS, [...]”
        • Companies must conduct risk assessments
          5.4/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "BNP Paribas expects its clients to demonstrate progress on:  Applying deforestation and conversion risk assessment of their beef and soy supply chains"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "BNP Paribas expects its clients to demonstrate progress on:  Applying deforestation and conversion risk assessment of their beef and soy supply chains"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "BNP Paribas expects its clients to demonstrate progress on:  Applying deforestation and conversion risk assessment of their beef and soy supply chains"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "BNP Paribas expects its clients to demonstrate progress on:  Applying deforestation and conversion risk assessment of their beef and soy supply chains"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "BNP Paribas expects its clients to demonstrate progress on:  Applying deforestation and conversion risk assessment of their beef and soy supply chains"
        • Companies must specify a cut-off date
          5/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            What cut-off date is specified?: 2008
            "BNP Paribas will not finance customers producing or buying beef or soybeans from land cleared or converted after 2008 in the Amazon. Clients must therefore apply this cut-off date, which had been set at 2008 in the Amazon, in accordance with regulations and sector agreements." 
          • Policy applies to all operations and financing
            No
            0/0.4
            Policy applies to all operations and financing
            No
            0/0.4
            "BNP Paribas will not finance customers producing or buying beef or soybeans from land cleared or converted after 2008 in the Amazon. Clients must therefore apply this cut-off date, which had been set at 2008 in the Amazon, in accordance with regulations and sector agreements." 
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "BNP Paribas will not finance customers producing or buying beef or soybeans from land cleared or converted after 2008 in the Amazon. Clients must therefore apply this cut-off date, which had been set at 2008 in the Amazon, in accordance with regulations and sector agreements." 
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "BNP Paribas will not finance customers producing or buying beef or soybeans from land cleared or converted after 2008 in the Amazon. Clients must therefore apply this cut-off date, which had been set at 2008 in the Amazon, in accordance with regulations and sector agreements." 
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "As a result, BNP Paribas will only provide financial products or services to companies (producers, meat conditioners and traders) with a strategy to achieve zero deforestation in their production and supply chains by 2025 at the latest."
      • Social Considerations
        18/28
        • Company must ensure Free, Prior and Informed Consent
          5.4/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "BNP Paribas will only provide financial products or services to agriculture companies which [...] have a policy in place to obtain the Free, Prior and Informed Consent (FPIC) of the local communities impacted by new agriculture projects and have a grievance mechanism in place through which local communities concerns can be raised and addressed"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "BNP Paribas will only provide financial products or services to agriculture companies which [...] have a policy in place to obtain the Free, Prior and Informed Consent (FPIC) of the local communities impacted by new agriculture projects and have a grievance mechanism in place through which local communities concerns can be raised and addressed". 
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "BNP Paribas will only provide financial products or services to agriculture companies which [...] have a policy in place to obtain the Free, Prior and Informed Consent (FPIC) of the local communities impacted by new agriculture projects and have a grievance mechanism in place through which local communities concerns can be raised and addressed". 
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "BNP Paribas will only provide financial products or services to agriculture companies which [...] have a policy in place to obtain the Free, Prior and Informed Consent (FPIC) of the local communities impacted by new agriculture projects and have a grievance mechanism in place through which local communities concerns can be raised and addressed". 
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "BNP Paribas will only provide financial products or services to agriculture companies which [...] have a policy in place to obtain the Free, Prior and Informed Consent (FPIC) of the local communities impacted by new agriculture projects and have a grievance mechanism in place through which local communities’ concerns can be raised and addressed".
        • Companies must have a grievance mechanism
          5.4/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "BNP Paribas will only provide financial products or services to Agriculture projects that [...] Have a grievance mechanism in place through which workers concerns can be raised and addressed".
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "BNP Paribas will only provide financial products or services to Agriculture projects that [...] Have a grievance mechanism in place through which workers concerns can be raised and addressed".
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "BNP Paribas will only provide financial products or services to Agriculture projects that [...] Have a grievance mechanism in place through which workers concerns can be raised and addressed".
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "BNP Paribas will only provide financial products or services to Agriculture projects that [...] Have a grievance mechanism in place through which workers concerns can be raised and addressed".
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "BNP Paribas will only provide financial products or services to Agriculture projects that [...] Have a grievance mechanism in place through which workers concerns can be raised and addressed".
        • Company must respect labour rights
          3.4/5.6
          • Commitment details
            Companies own operations - Required
            2/4
            Commitment details
            Companies own operations - Required
            2/4
            Type of policy: Discrimination; Forced Labour; Child Labour; Freedom of Association
            "BNP Paribas will only provide financial products or services to Agriculture projects that [...] Do not use child or forced labor4 ; − Have a grievance mechanism in place through which workers concerns can be raised and addressed; − Respect the right of workers to organize in a trade union or ensure workers’ interest and voice are heard within the company5 ; − Do not discriminate against employees and applicant for employment".
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "BNP Paribas will only provide financial products or services to Agriculture projects that [...] Do not use child or forced labor4 ; − Have a grievance mechanism in place through which workers concerns can be raised and addressed; − Respect the right of workers to organize in a trade union or ensure workers’ interest and voice are heard within the company5 ; − Do not discriminate against employees and applicant for employment".
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "BNP Paribas will only provide financial products or services to Agriculture projects that [...] Do not use child or forced labor4 ; − Have a grievance mechanism in place through which workers concerns can be raised and addressed; − Respect the right of workers to organize in a trade union or ensure workers’ interest and voice are heard within the company5 ; − Do not discriminate against employees and applicant for employment".
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "BNP Paribas will only provide financial products or services to Agriculture projects that [...] Do not use child or forced labor4 ; − Have a grievance mechanism in place through which workers concerns can be raised and addressed; − Respect the right of workers to organize in a trade union or ensure workers’ interest and voice are heard within the company5 ; − Do not discriminate against employees and applicant for employment".
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "BNP Paribas will only provide financial products or services to agriculture companies which [...] respect the right of workers to organize in a trade union or ensure workers’ interest and voice can be heard within the company", "do not used child or forced labour", and that do not discriminate."
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          3.4/5.6
          • Commitment details
            Encouraged
            2/4
            Commitment details
            Encouraged
            2/4
            “BNP Paribas will therefore assess whether companies: [...] Engage and cooperate with small-scale producers: Provide training on improved growing techniques and on health and safety issues including agrochemicals use; Agree on fair market practices, e.g. fair and transparent terms of trade, quality requirements, pricing structure and access to dispute resolution mechanisms.”
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            “BNP Paribas will therefore assess whether companies: [...] Engage and cooperate with small-scale producers: Provide training on improved growing techniques and on health and safety issues including agrochemicals use; Agree on fair market practices, e.g. fair and transparent terms of trade, quality requirements, pricing structure and access to dispute resolution mechanisms.”
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            “BNP Paribas will therefore assess whether companies: [...] Engage and cooperate with small-scale producers: Provide training on improved growing techniques and on health and safety issues including agrochemicals use; Agree on fair market practices, e.g. fair and transparent terms of trade, quality requirements, pricing structure and access to dispute resolution mechanisms.”
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            “BNP Paribas will therefore assess whether companies: [...] Engage and cooperate with small-scale producers: Provide training on improved growing techniques and on health and safety issues including agrochemicals use; Agree on fair market practices, e.g. fair and transparent terms of trade, quality requirements, pricing structure and access to dispute resolution mechanisms.”
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            “BNP Paribas will therefore assess whether companies: [...] Engage and cooperate with small-scale producers: Provide training on improved growing techniques and on health and safety issues including agrochemicals use; Agree on fair market practices, e.g. fair and transparent terms of trade, quality requirements, pricing structure and access to dispute resolution mechanisms.”
        • Companies must resolve land conflicts
          0/1.6
          • Commitment details
            No
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Reporting and Implementation
        14/31
        • Commitments must be timebound
          Required
          5/5
          Commitments must be timebound
          Required
          5/5
          "BNP Paribas will only provide financial products or services to Agriculture projects that [...] Are not located on:  UNESCO World Heritage Sites  Wetlands on the Ramsar list  Alliance for Zero Extinction sites  IUCN Category I-IV areas  Peat lands − Do not involve the trade of any plant or animal species or products governed by the Convention on International Trade in Endangered Species of Wild Fauna or Flora (CITES) not authorized by a CITES permit."
        • Companies must disclose subsidiaries in commodity supply chains
          No
          0/4
        • Companies must disclose locations
          No
          0/4
        • Policy is reviewed and updated
          Timeline for review unclear or review conducted less frequently than annually
          1/2
          Policy is reviewed and updated
          Timeline for review unclear or review conducted less frequently than annually
          1/2
           "BNP Paribas will review this policy regularly and, in the light of the prevailing circumstances, it may update it to make sure it is in continued alliance with national and international regulations and best practices."
        • Monitoring and non-compliance process
          Screening and monitoring process
          5/5
          Monitoring and non-compliance process
          Screening and monitoring process
          5/5
          "In particular, BNP Paribas expects its clients to demonstrate progress on:  Applying deforestation and conversion risk assessment of their beef and soy supply chains;  [...]  Regularly reporting on progress towards deforestation and conversion-free beef and soy in their supply chains;  Implementing supplier engagement programs to promote zero deforestation practices;  Exclusion of suppliers who contravene their zero deforestation strategy;  Publishing or providing on demand the criteria of non-compliance and the course of action for the resolution of non-compliant suppliers."  
        • Engagement with non-compliant companies
          Engage with non-compliant companies without a time-bound threat of divestment
          2.5/5
          Engagement with non-compliant companies
          Engage with non-compliant companies without a time-bound threat of divestment
          2.5/5
          "BNP Paribas will review regularly the performance of agriculture companies against the policy. If BNP Paribas becomes aware that a client operates outside the requirements of the policy, a dialogue will be engaged with the client in order to find an acceptable solution to improve the situation in a timely manner. If this dialogue is unfruitful BNP Paribas may decide not to pursue any new business with such client and will place existing business under review or exclusion, taking into account existing contractual agreements. " 
        • Reporting on implementation of the policy
          No
          0/6
        • Ethical product in portfolio
          No
    • Timber, Pulp & Paper
      45/90
      • Commitment Strength
        19/31
        • Commodity-specific deforestation financing policy
          7.4/9.6
          • Commitment details
            Zero-gross deforestation
            6/8
            Commitment details
            Zero-gross deforestation
            6/8
            "In line with its commitment to support global efforts to halve forest loss by 2020 and end forest loss by 2030, BNPP AM has undertaken to ask relevant companies in its portfolios to comply with: i) No Deforestation, No Peat and No Exploitation (NDPE) commitments by 2020 for agricultural commodities (palm oil, soy, paper, timber and beef products)"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "In line with its commitment to support global efforts to halve forest loss by 2020 and end forest loss by 2030, BNPP AM has undertaken to ask relevant companies in its portfolios to comply with: i) No Deforestation, No Peat and No Exploitation (NDPE) commitments by 2020 for agricultural commodities (palm oil, soy, paper, timber and beef products)"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "In line with its commitment to support global efforts to halve forest loss by 2020 and end forest loss by 2030, BNPP AM has undertaken to ask relevant companies in its portfolios to comply with: i) No Deforestation, No Peat and No Exploitation (NDPE) commitments by 2020 for agricultural commodities (palm oil, soy, paper, timber and beef products)"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "In line with its commitment to support global efforts to halve forest loss by 2020 and end forest loss by 2030, BNPP AM has undertaken to ask relevant companies in its portfolios to comply with: i) No Deforestation, No Peat and No Exploitation (NDPE) commitments by 2020 for agricultural commodities (palm oil, soy, paper, timber and beef products)"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "In line with its commitment to support global efforts to halve forest loss by 2020 and end forest loss by 2030, BNPP AM has undertaken to ask relevant companies in its portfolios to comply with: i) No Deforestation, No Peat and No Exploitation (NDPE) commitments by 2020 for agricultural commodities (palm oil, soy, paper, timber and beef products)"
        • Companies must be legally operated
          2.9/4.6
          • Commitment details
            Companies own operations - Required
            1.5/3
            Commitment details
            Companies own operations - Required
            1.5/3
            "The Group requires that pulp producers comply with existing social and environmental laws, at a local or state provincial level, as well as with international regulations and ratified by their operating countries."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "The Group requires that pulp producers comply with existing social and environmental laws, at a local or state provincial level, as well as with international regulations and ratified by their operating countries."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "The Group requires that pulp producers comply with existing social and environmental laws, at a local or state provincial level, as well as with international regulations and ratified by their operating countries."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "The Group requires that pulp producers comply with existing social and environmental laws, at a local or state provincial level, as well as with international regulations and ratified by their operating countries."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            “BNP Paribas expects agriculture companies to comply with local laws and with licensing agreements as well as with international conventions ratified by the countries in which they are registered and/or operate.”
        • Companies must monitor operations
          3.4/5.6
          • Commitment details
            Encouraged
            2/4
            Commitment details
            Encouraged
            2/4
            Certification scheme (if applicable): FSC

            Type of policy: Assurance mechanism
            "BNP Paribas also encourages agriculture companies to follow internationally recognized best practices on the key environmental, social and societal stakes of the agriculture sector. The Group encourages companies, depending on their activities: [...] Forest managers and processors of timber products are encouraged to have their forest concessions certified against the Forest Stewardship Council (FSC) or the Program for the Endorsement of Forest Certification (PEFC) standard by 2020.”
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "BNP Paribas also encourages agriculture companies to follow internationally recognized best practices on the key environmental, social and societal stakes of the agriculture sector. The Group encourages companies, depending on their activities: [...] Forest managers and processors of timber products are encouraged to have their forest concessions certified against the Forest Stewardship Council (FSC) or the Program for the Endorsement of Forest Certification (PEFC) standard by 2020.”
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "BNP Paribas also encourages agriculture companies to follow internationally recognized best practices on the key environmental, social and societal stakes of the agriculture sector. The Group encourages companies, depending on their activities: [...] Forest managers and processors of timber products are encouraged to have their forest concessions certified against the Forest Stewardship Council (FSC) or the Program for the Endorsement of Forest Certification (PEFC) standard by 2020.”
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "BNP Paribas also encourages agriculture companies to follow internationally recognized best practices on the key environmental, social and societal stakes of the agriculture sector. The Group encourages companies, depending on their activities: [...] Forest managers and processors of timber products are encouraged to have their forest concessions certified against the Forest Stewardship Council (FSC) or the Program for the Endorsement of Forest Certification (PEFC) standard by 2020.”
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "BNP Paribas also encourages agriculture companies to follow internationally recognized best practices on the key environmental, social and societal stakes of the agriculture sector. The Group encourages companies, depending on their activities: [...] Forest managers and processors of timber products are encouraged to have their forest concessions certified against the Forest Stewardship Council (FSC) or the Program for the Endorsement of Forest Certification (PEFC) standard by 2020.”
        • Companies must conduct risk assessments
          5.4/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "The group requires that upstream pulp companies: [...] Conduct a High Conservation Value (HCV) assessment before developing a new plantation"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4