Citigroup

"For transactions in high-income OECD countries, Citi requires compliance with all relevant local andnational environmental laws, including those on impact assessment, public consultation and stakeholderengagement processes, and permitting conditions. Furthermore, we screen projects in these countriesagainst relevant industry good practice."

"For transactions in high-income OECD countries, Citi requires compliance with all relevant local andnational environmental laws, including those on impact assessment, public consultation and stakeholderengagement processes, and permitting conditions. Furthermore, we screen projects in these countriesagainst relevant industry good practice."

"For transactions in high-income OECD countries, Citi requires compliance with all relevant local andnational environmental laws, including those on impact assessment, public consultation and stakeholderengagement processes, and permitting conditions. Furthermore, we screen projects in these countriesagainst relevant industry good practice."

"For transactions in high-income OECD countries, Citi requires compliance with all relevant local andnational environmental laws, including those on impact assessment, public consultation and stakeholderengagement processes, and permitting conditions. Furthermore, we screen projects in these countriesagainst relevant industry good practice."

"For transactions in high-income OECD countries, Citi requires compliance with all relevant local andnational environmental laws, including those on impact assessment, public consultation and stakeholderengagement processes, and permitting conditions. Furthermore, we screen projects in these countriesagainst relevant industry good practice."

Only encourage for HCV areas - "Citi will not provide project-related financial services for the following: [...] Projects that negatively impact the Outstanding Universal Value of UNESCO World Heritage Sites [...] Citi recognizes that protecting and conserving areas of critical habitat, significant biodiversity and/or high conservation value, including legally protected areas, is key to high-quality environmental andsocial risk management. We are guided by standards that require clients to avoid or mitigate threats tobiodiversity arising from client operations and to sustainably manage natural resources. For the protectionand conservation of biodiversity, the mitigation hierarchy includes biodiversity offsets, which may beconsidered only after appropriate avoidance, minimization and restoration measures have been appliedwith the goal of no-net-loss (and preferably a net gain) of biodiversity. We also recognize the importanceof cultural heritage for current and future generations, and seek to protect areas of significant culturalheritage and value from the adverse impacts of project activities."

Only project-related finance for UNESCO World Heritage Sites - "Citi will not provide project-related financial services for the following: [...] Projects that negatively impact the Outstanding Universal Value of UNESCO World Heritage Sites [...] Citi recognizes that protecting and conserving areas of critical habitat, significant biodiversity and/or high conservation value, including legally protected areas, is key to high-quality environmental andsocial risk management. We are guided by standards that require clients to avoid or mitigate threats tobiodiversity arising from client operations and to sustainably manage natural resources. For the protectionand conservation of biodiversity, the mitigation hierarchy includes biodiversity offsets, which may beconsidered only after appropriate avoidance, minimization and restoration measures have been appliedwith the goal of no-net-loss (and preferably a net gain) of biodiversity. We also recognize the importanceof cultural heritage for current and future generations, and seek to protect areas of significant culturalheritage and value from the adverse impacts of project activities."

Only project-related finance for UNESCO World Heritage Sites - "Citi will not provide project-related financial services for the following: [...] Projects that negatively impact the Outstanding Universal Value of UNESCO World Heritage Sites [...] Citi recognizes that protecting and conserving areas of critical habitat, significant biodiversity and/or high conservation value, including legally protected areas, is key to high-quality environmental andsocial risk management. We are guided by standards that require clients to avoid or mitigate threats tobiodiversity arising from client operations and to sustainably manage natural resources. For the protectionand conservation of biodiversity, the mitigation hierarchy includes biodiversity offsets, which may beconsidered only after appropriate avoidance, minimization and restoration measures have been appliedwith the goal of no-net-loss (and preferably a net gain) of biodiversity. We also recognize the importanceof cultural heritage for current and future generations, and seek to protect areas of significant culturalheritage and value from the adverse impacts of project activities."

Only project-related finance for UNESCO World Heritage Sites - "Citi will not provide project-related financial services for the following: [...] Projects that negatively impact the Outstanding Universal Value of UNESCO World Heritage Sites [...] Citi recognizes that protecting and conserving areas of critical habitat, significant biodiversity and/or high conservation value, including legally protected areas, is key to high-quality environmental andsocial risk management. We are guided by standards that require clients to avoid or mitigate threats tobiodiversity arising from client operations and to sustainably manage natural resources. For the protectionand conservation of biodiversity, the mitigation hierarchy includes biodiversity offsets, which may beconsidered only after appropriate avoidance, minimization and restoration measures have been appliedwith the goal of no-net-loss (and preferably a net gain) of biodiversity. We also recognize the importanceof cultural heritage for current and future generations, and seek to protect areas of significant culturalheritage and value from the adverse impacts of project activities."

Only project-related finance for UNESCO World Heritage Sites - "Citi will not provide project-related financial services for the following: [...] Projects that negatively impact the Outstanding Universal Value of UNESCO World Heritage Sites [...] Citi recognizes that protecting and conserving areas of critical habitat, significant biodiversity and/or high conservation value, including legally protected areas, is key to high-quality environmental andsocial risk management. We are guided by standards that require clients to avoid or mitigate threats tobiodiversity arising from client operations and to sustainably manage natural resources. For the protectionand conservation of biodiversity, the mitigation hierarchy includes biodiversity offsets, which may beconsidered only after appropriate avoidance, minimization and restoration measures have been appliedwith the goal of no-net-loss (and preferably a net gain) of biodiversity. We also recognize the importanceof cultural heritage for current and future generations, and seek to protect areas of significant culturalheritage and value from the adverse impacts of project activities."

"Building upon government efforts, we expect our clients to avoid infringing upon the rights and protections for Indigenous Peoples contained in relevant national law, including those laws implementing host country obligations under international law. Globally, in project-related lending for projects involving involuntary resettlement of indigenous communities, significant impacts on land and natural resources traditionally used by the community, or significant impacts on critical cultural heritage, project sponsors are expected to have engaged in meaningful consultation with directly affected Indigenous Peoples, with the goal of achieving Free Prior and Informed Consent (FPIC)."

"Building upon government efforts, we expect our clients to avoid infringing upon the rights and protections for Indigenous Peoples contained in relevant national law, including those laws implementing host country obligations under international law. Globally, in project-related lending for projects involving involuntary resettlement of indigenous communities, significant impacts on land and natural resources traditionally used by the community, or significant impacts on critical cultural heritage, project sponsors are expected to have engaged in meaningful consultation with directly affected Indigenous Peoples, with the goal of achieving Free Prior and Informed Consent (FPIC)."

"Building upon government efforts, we expect our clients to avoid infringing upon the rights and protections for Indigenous Peoples contained in relevant national law, including those laws implementing host country obligations under international law. Globally, in project-related lending for projects involving involuntary resettlement of indigenous communities, significant impacts on land and natural resources traditionally used by the community, or significant impacts on critical cultural heritage, project sponsors are expected to have engaged in meaningful consultation with directly affected Indigenous Peoples, with the goal of achieving Free Prior and Informed Consent (FPIC)."

"Building upon government efforts, we expect our clients to avoid infringing upon the rights and protections for Indigenous Peoples contained in relevant national law, including those laws implementing host country obligations under international law. Globally, in project-related lending for projects involving involuntary resettlement of indigenous communities, significant impacts on land and natural resources traditionally used by the community, or significant impacts on critical cultural heritage, project sponsors are expected to have engaged in meaningful consultation with directly affected Indigenous Peoples, with the goal of achieving Free Prior and Informed Consent (FPIC)."

"Building upon government efforts, we expect our clients to avoid infringing upon the rights and protections for Indigenous Peoples contained in relevant national law, including those laws implementing host country obligations under international law. Globally, in project-related lending for projects involving involuntary resettlement of indigenous communities, significant impacts on land and natural resources traditionally used by the community, or significant impacts on critical cultural heritage, project sponsors are expected to have engaged in meaningful consultation with directly affected Indigenous Peoples, with the goal of achieving Free Prior and Informed Consent (FPIC)."

"Citi’s Palm Oil Standard requires all palm oil clients to become members of the Roundtable on Sustainable Palm Oil (RSPO) and commit to a time-bound action plan to achieve 100% RSPO certification within 5 years of becoming a Citi client. Citi also monitors clients’ alignment with RSPO Principles and Criteria through annual reviews. Annual reviews include evaluation of the client’s adherence to no deforestation or degradation of HCV areas including peatlands, the implementation of FPIC for project-affected communities and best fire prevention and management systems. This standard applies to clients that are involved in the upstream production of palm oil (e.g., growers and mills), regardless of the banking relationship, transaction type or amount. To support ongoing development and implementation of the RSPO standard across the palm oil sector, Citi participates in the RSPO Financial Institutions Task Force (FITF) and works with prospective clients to become RSPO certified. If a client declines to join the RSPO or leaves the RSPO Citi would initiate steps to exit the relationship."

"This standard applies to clients that are involved in the upstream production of palm oil (e.g., growers and mills), regardless of the banking relationship, transaction type or amount."

"This standard applies to clients that are involved in the upstream production of palm oil (e.g., growers and mills), regardless of the banking relationship, transaction type or amount."

"This standard applies to clients that are involved in the upstream production of palm oil (e.g., growers and mills), regardless of the banking relationship, transaction type or amount."

"This standard applies to clients that are involved in the upstream production of palm oil (e.g., growers and mills), regardless of the banking relationship, transaction type or amount."

"For transactions in high-income OECD countries, Citi requires compliance with all relevant local andnational environmental laws, including those on impact assessment, public consultation and stakeholderengagement processes, and permitting conditions. Furthermore, we screen projects in these countriesagainst relevant industry good practice."

"For transactions in high-income OECD countries, Citi requires compliance with all relevant local andnational environmental laws, including those on impact assessment, public consultation and stakeholderengagement processes, and permitting conditions. Furthermore, we screen projects in these countriesagainst relevant industry good practice."

"For transactions in high-income OECD countries, Citi requires compliance with all relevant local andnational environmental laws, including those on impact assessment, public consultation and stakeholderengagement processes, and permitting conditions. Furthermore, we screen projects in these countriesagainst relevant industry good practice."

"For transactions in high-income OECD countries, Citi requires compliance with all relevant local andnational environmental laws, including those on impact assessment, public consultation and stakeholderengagement processes, and permitting conditions. Furthermore, we screen projects in these countriesagainst relevant industry good practice."

"For transactions in high-income OECD countries, Citi requires compliance with all relevant local andnational environmental laws, including those on impact assessment, public consultation and stakeholderengagement processes, and permitting conditions. Furthermore, we screen projects in these countriesagainst relevant industry good practice."

Only encourage for HCV areas - "Citi will not provide project-related financial services for the following: [...] Projects that negatively impact the Outstanding Universal Value of UNESCO World Heritage Sites [...] Citi recognizes that protecting and conserving areas of critical habitat, significant biodiversity and/or high conservation value, including legally protected areas, is key to high-quality environmental andsocial risk management. We are guided by standards that require clients to avoid or mitigate threats tobiodiversity arising from client operations and to sustainably manage natural resources. For the protectionand conservation of biodiversity, the mitigation hierarchy includes biodiversity offsets, which may beconsidered only after appropriate avoidance, minimization and restoration measures have been appliedwith the goal of no-net-loss (and preferably a net gain) of biodiversity. We also recognize the importanceof cultural heritage for current and future generations, and seek to protect areas of significant culturalheritage and value from the adverse impacts of project activities."

Only project-related finance for UNESCO World Heritage Sites - "Citi will not provide project-related financial services for the following: [...] Projects that negatively impact the Outstanding Universal Value of UNESCO World Heritage Sites [...] Citi recognizes that protecting and conserving areas of critical habitat, significant biodiversity and/or high conservation value, including legally protected areas, is key to high-quality environmental andsocial risk management. We are guided by standards that require clients to avoid or mitigate threats tobiodiversity arising from client operations and to sustainably manage natural resources. For the protectionand conservation of biodiversity, the mitigation hierarchy includes biodiversity offsets, which may beconsidered only after appropriate avoidance, minimization and restoration measures have been appliedwith the goal of no-net-loss (and preferably a net gain) of biodiversity. We also recognize the importanceof cultural heritage for current and future generations, and seek to protect areas of significant culturalheritage and value from the adverse impacts of project activities."

"Citi will not provide project-related financial services for the following: [...] Projects that negatively impact the Outstanding Universal Value of UNESCO World Heritage Sites [...] Citi recognizes that protecting and conserving areas of critical habitat, significant biodiversity and/or high conservation value, including legally protected areas, is key to high-quality environmental andsocial risk management. We are guided by standards that require clients to avoid or mitigate threats tobiodiversity arising from client operations and to sustainably manage natural resources. For the protectionand conservation of biodiversity, the mitigation hierarchy includes biodiversity offsets, which may beconsidered only after appropriate avoidance, minimization and restoration measures have been appliedwith the goal of no-net-loss (and preferably a net gain) of biodiversity. We also recognize the importanceof cultural heritage for current and future generations, and seek to protect areas of significant culturalheritage and value from the adverse impacts of project activities."

"Citi will not provide project-related financial services for the following: [...] Projects that negatively impact the Outstanding Universal Value of UNESCO World Heritage Sites [...] Citi recognizes that protecting and conserving areas of critical habitat, significant biodiversity and/or high conservation value, including legally protected areas, is key to high-quality environmental andsocial risk management. We are guided by standards that require clients to avoid or mitigate threats tobiodiversity arising from client operations and to sustainably manage natural resources. For the protectionand conservation of biodiversity, the mitigation hierarchy includes biodiversity offsets, which may beconsidered only after appropriate avoidance, minimization and restoration measures have been appliedwith the goal of no-net-loss (and preferably a net gain) of biodiversity. We also recognize the importanceof cultural heritage for current and future generations, and seek to protect areas of significant culturalheritage and value from the adverse impacts of project activities."

"Citi will not provide project-related financial services for the following: [...] Projects that negatively impact the Outstanding Universal Value of UNESCO World Heritage Sites [...] Citi recognizes that protecting and conserving areas of critical habitat, significant biodiversity and/or high conservation value, including legally protected areas, is key to high-quality environmental andsocial risk management. We are guided by standards that require clients to avoid or mitigate threats tobiodiversity arising from client operations and to sustainably manage natural resources. For the protectionand conservation of biodiversity, the mitigation hierarchy includes biodiversity offsets, which may beconsidered only after appropriate avoidance, minimization and restoration measures have been appliedwith the goal of no-net-loss (and preferably a net gain) of biodiversity. We also recognize the importanceof cultural heritage for current and future generations, and seek to protect areas of significant culturalheritage and value from the adverse impacts of project activities."

"Citi’s Palm Oil Standard requires all palm oil clients to become members of the Roundtable on Sustainable Palm Oil (RSPO) and commit to a time-bound action plan to achieve 100% RSPO certification within 5 years of becoming a Citi client. Citi also monitors clients’ alignment with RSPO Principles and Criteria through annual reviews. Annual reviews include evaluation of the client’s adherence to no deforestation or degradation of HCV areas including peatlands, the implementation of FPIC for project-affected communities and best fire prevention and management systems. This standard applies to clients that are involved in the upstream production of palm oil (e.g., growers and mills), regardless of the banking relationship, transaction type or amount. To support ongoing development and implementation of the RSPO standard across the palm oil sector, Citi participates in the RSPO Financial Institutions Task Force (FITF) and works with prospective clients to become RSPO certified. If a client declines to join the RSPO or leaves the RSPO Citi would initiate steps to exit the relationship."

"Citi’s Palm Oil Standard requires all palm oil clients to become members of the Roundtable on Sustainable Palm Oil (RSPO) and commit to a time-bound action plan to achieve 100% RSPO certification within 5 years of becoming a Citi client. Citi also monitors clients’ alignment with RSPO Principles and Criteria through annual reviews. Annual reviews include evaluation of the client’s adherence to no deforestation or degradation of HCV areas including peatlands, the implementation of FPIC for project-affected communities and best fire prevention and management systems. This standard applies to clients that are involved in the upstream production of palm oil (e.g., growers and mills), regardless of the banking relationship, transaction type or amount. To support ongoing development and implementation of the RSPO standard across the palm oil sector, Citi participates in the RSPO Financial Institutions Task Force (FITF) and works with prospective clients to become RSPO certified. If a client declines to join the RSPO or leaves the RSPO Citi would initiate steps to exit the relationship."

"Citi’s Palm Oil Standard requires all palm oil clients to become members of the Roundtable on Sustainable Palm Oil (RSPO) and commit to a time-bound action plan to achieve 100% RSPO certification within 5 years of becoming a Citi client. Citi also monitors clients’ alignment with RSPO Principles and Criteria through annual reviews. Annual reviews include evaluation of the client’s adherence to no deforestation or degradation of HCV areas including peatlands, the implementation of FPIC for project-affected communities and best fire prevention and management systems. This standard applies to clients that are involved in the upstream production of palm oil (e.g., growers and mills), regardless of the banking relationship, transaction type or amount. To support ongoing development and implementation of the RSPO standard across the palm oil sector, Citi participates in the RSPO Financial Institutions Task Force (FITF) and works with prospective clients to become RSPO certified. If a client declines to join the RSPO or leaves the RSPO Citi would initiate steps to exit the relationship."

"Citi’s Palm Oil Standard requires all palm oil clients to become members of the Roundtable on Sustainable Palm Oil (RSPO) and commit to a time-bound action plan to achieve 100% RSPO certification within 5 years of becoming a Citi client. Citi also monitors clients’ alignment with RSPO Principles and Criteria through annual reviews. Annual reviews include evaluation of the client’s adherence to no deforestation or degradation of HCV areas including peatlands, the implementation of FPIC for project-affected communities and best fire prevention and management systems. This standard applies to clients that are involved in the upstream production of palm oil (e.g., growers and mills), regardless of the banking relationship, transaction type or amount. To support ongoing development and implementation of the RSPO standard across the palm oil sector, Citi participates in the RSPO Financial Institutions Task Force (FITF) and works with prospective clients to become RSPO certified. If a client declines to join the RSPO or leaves the RSPO Citi would initiate steps to exit the relationship."

"Citi’s Palm Oil Standard requires all palm oil clients to become members of the Roundtable on Sustainable Palm Oil (RSPO) and commit to a time-bound action plan to achieve 100% RSPO certification within 5 years of becoming a Citi client. Citi also monitors clients’ alignment with RSPO Principles and Criteria through annual reviews. Annual reviews include evaluation of the client’s adherence to no deforestation or degradation of HCV areas including peatlands, the implementation of FPIC for project-affected communities and best fire prevention and management systems. This standard applies to clients that are involved in the upstream production of palm oil (e.g., growers and mills), regardless of the banking relationship, transaction type or amount. To support ongoing development and implementation of the RSPO standard across the palm oil sector, Citi participates in the RSPO Financial Institutions Task Force (FITF) and works with prospective clients to become RSPO certified. If a client declines to join the RSPO or leaves the RSPO Citi would initiate steps to exit the relationship."

"Citi’s Palm Oil Standard requires all palm oil clients to become members of the Roundtable on Sustainable Palm Oil (RSPO) and commit to a time-bound action plan to achieve 100% RSPO certification within 5 years of becoming a Citi client... This standard applies to clients that are involved in the upstream production of palm oil (e.g., growers and mills), regardless of the banking relationship, transaction type or amount."

"Citi’s Palm Oil Standard requires all palm oil clients to become members of the Roundtable on Sustainable Palm Oil (RSPO) and commit to a time-bound action plan to achieve 100% RSPO certification within 5 years of becoming a Citi client... This standard applies to clients that are involved in the upstream production of palm oil (e.g., growers and mills), regardless of the banking relationship, transaction type or amount. "

"Citi’s Palm Oil Standard requires all palm oil clients to become members of the Roundtable on Sustainable Palm Oil (RSPO) and commit to a time-bound action plan to achieve 100% RSPO certification within 5 years of becoming a Citi client... This standard applies to clients that are involved in the upstream production of palm oil (e.g., growers and mills), regardless of the banking relationship, transaction type or amount. "

"Citi’s Palm Oil Standard requires all palm oil clients to become members of the Roundtable on Sustainable Palm Oil (RSPO) and commit to a time-bound action plan to achieve 100% RSPO certification within 5 years of becoming a Citi client... This standard applies to clients that are involved in the upstream production of palm oil (e.g., growers and mills), regardless of the banking relationship, transaction type or amount. "

"Citi’s Palm Oil Standard requires all palm oil clients to become members of the Roundtable on Sustainable Palm Oil (RSPO) and commit to a time-bound action plan to achieve 100% RSPO certification within 5 years of becoming a Citi client... This standard applies to clients that are involved in the upstream production of palm oil (e.g., growers and mills), regardless of the banking relationship, transaction type or amount. "

""Citi’s Palm Oil Standard requires all palm oil clients to become members of the Roundtable on Sustainable Palm Oil (RSPO) and commit to a time-bound action plan to achieve 100% RSPO certification within 5 years of becoming a Citi client. Citi also monitors clients’ alignment with RSPO Principles and Criteria through annual reviews. Annual reviews include evaluation of the client’s adherence to no deforestation or degradation of HCV areas including peatlands, the implementation of FPIC for project-affected communities and best fire prevention and management systems."

"Citi’s Palm Oil Standard requires all palm oil clients to become members of the Roundtable on Sustainable Palm Oil (RSPO) and commit to a time-bound action plan to achieve 100% RSPO certification within 5 years of becoming a Citi client. Citi also monitors clients’ alignment with RSPO Principles and Criteria through annual reviews. Annual reviews include evaluation of the client’s adherence to no deforestation or degradation of HCV areas including peatlands, the implementation of FPIC for project-affected communities and best fire prevention and management systems. This standard applies to clients that are involved in the upstream production of palm oil (e.g., growers and mills), regardless of the banking relationship, transaction type or amount."

""Citi’s Palm Oil Standard requires all palm oil clients to become members of the Roundtable on Sustainable Palm Oil (RSPO) and commit to a time-bound action plan to achieve 100% RSPO certification within 5 years of becoming a Citi client. Citi also monitors clients’ alignment with RSPO Principles and Criteria through annual reviews. Annual reviews include evaluation of the client’s adherence to no deforestation or degradation of HCV areas including peatlands, the implementation of FPIC for project-affected communities and best fire prevention and management systems. This standard applies to clients that are involved in the upstream production of palm oil (e.g., growers and mills), regardless of the banking relationship, transaction type or amount."

""Citi’s Palm Oil Standard requires all palm oil clients to become members of the Roundtable on Sustainable Palm Oil (RSPO) and commit to a time-bound action plan to achieve 100% RSPO certification within 5 years of becoming a Citi client. Citi also monitors clients’ alignment with RSPO Principles and Criteria through annual reviews. Annual reviews include evaluation of the client’s adherence to no deforestation or degradation of HCV areas including peatlands, the implementation of FPIC for project-affected communities and best fire prevention and management systems. This standard applies to clients that are involved in the upstream production of palm oil (e.g., growers and mills), regardless of the banking relationship, transaction type or amount."

"Building upon government efforts, we expect our clients to avoid infringing upon the rights and protections for Indigenous Peoples contained in relevant national law, including those laws implementing host country obligations under international law. Globally, in project-related lending for projects involving involuntary resettlement of indigenous communities, significant impacts on land and natural resources traditionally used by the community, or significant impacts on critical cultural heritage, project sponsors are expected to have engaged in meaningful consultation with directly affected Indigenous Peoples, with the goal of achieving Free Prior and Informed Consent (FPIC)."

"In seeking to respect human rights, we are guided by international norms embodied in the United Nations Universal Declaration of Human Rights and related covenants1 and the International Labour Organization’s core conventions, 2 and by our participation as a signatory to the United Nations Global Compact. Citi has also publicly supported the United Nations Guiding Principles on Business and Human Rights (“UN Guiding Principles”)3 since their endorsement in 2011... We accordingly prohibit financing client activities that are likely to involve forced labor, human trafficking or harmful child labor in their own operations."

"In seeking to respect human rights, we are guided by international norms embodied in the United Nations Universal Declaration of Human Rights and related covenants1 and the International Labour Organization’s core conventions, 2 and by our participation as a signatory to the United Nations Global Compact. Citi has also publicly supported the United Nations Guiding Principles on Business and Human Rights (“UN Guiding Principles”)3 since their endorsement in 2011... We accordingly prohibit financing client activities that are likely to involve forced labor, human trafficking or harmful child labor in their own operations."

"In seeking to respect human rights, we are guided by international norms embodied in the United Nations Universal Declaration of Human Rights and related covenants1 and the International Labour Organization’s core conventions, 2 and by our participation as a signatory to the United Nations Global Compact. Citi has also publicly supported the United Nations Guiding Principles on Business and Human Rights (“UN Guiding Principles”)3 since their endorsement in 2011... We accordingly prohibit financing client activities that are likely to involve forced labor, human trafficking or harmful child labor in their own operations."

"In seeking to respect human rights, we are guided by international norms embodied in the United Nations Universal Declaration of Human Rights and related covenants1 and the International Labour Organization’s core conventions, 2 and by our participation as a signatory to the United Nations Global Compact. Citi has also publicly supported the United Nations Guiding Principles on Business and Human Rights (“UN Guiding Principles”)3 since their endorsement in 2011... We accordingly prohibit financing client activities that are likely to involve forced labor, human trafficking or harmful child labor in their own operations."

"In seeking to respect human rights, we are guided by international norms embodied in the United Nations Universal Declaration of Human Rights and related covenants1 and the International Labour Organization’s core conventions, 2 and by our participation as a signatory to the United Nations Global Compact. Citi has also publicly supported the United Nations Guiding Principles on Business and Human Rights (“UN Guiding Principles”)3 since their endorsement in 2011... We accordingly prohibit financing client activities that are likely to involve forced labor, human trafficking or harmful child labor in their own operations."

"For transactions in high-income OECD countries, Citi requires compliance with all relevant local andnational environmental laws, including those on impact assessment, public consultation and stakeholderengagement processes, and permitting conditions. Furthermore, we screen projects in these countriesagainst relevant industry good practice."

"For transactions in high-income OECD countries, Citi requires compliance with all relevant local andnational environmental laws, including those on impact assessment, public consultation and stakeholderengagement processes, and permitting conditions. Furthermore, we screen projects in these countriesagainst relevant industry good practice."

"For transactions in high-income OECD countries, Citi requires compliance with all relevant local andnational environmental laws, including those on impact assessment, public consultation and stakeholderengagement processes, and permitting conditions. Furthermore, we screen projects in these countriesagainst relevant industry good practice."

"For transactions in high-income OECD countries, Citi requires compliance with all relevant local andnational environmental laws, including those on impact assessment, public consultation and stakeholderengagement processes, and permitting conditions. Furthermore, we screen projects in these countriesagainst relevant industry good practice."

"For transactions in high-income OECD countries, Citi requires compliance with all relevant local andnational environmental laws, including those on impact assessment, public consultation and stakeholderengagement processes, and permitting conditions. Furthermore, we screen projects in these countriesagainst relevant industry good practice."

Only encourage for HCV areas - "Citi will not provide project-related financial services for the following: [...] Projects that negatively impact the Outstanding Universal Value of UNESCO World Heritage Sites [...] Citi recognizes that protecting and conserving areas of critical habitat, significant biodiversity and/or high conservation value, including legally protected areas, is key to high-quality environmental andsocial risk management. We are guided by standards that require clients to avoid or mitigate threats tobiodiversity arising from client operations and to sustainably manage natural resources. For the protectionand conservation of biodiversity, the mitigation hierarchy includes biodiversity offsets, which may beconsidered only after appropriate avoidance, minimization and restoration measures have been appliedwith the goal of no-net-loss (and preferably a net gain) of biodiversity. We also recognize the importanceof cultural heritage for current and future generations, and seek to protect areas of significant culturalheritage and value from the adverse impacts of project activities."

Only project-related finance for UNESCO World Heritage Sites - "Citi will not provide project-related financial services for the following: [...] Projects that negatively impact the Outstanding Universal Value of UNESCO World Heritage Sites [...] Citi recognizes that protecting and conserving areas of critical habitat, significant biodiversity and/or high conservation value, including legally protected areas, is key to high-quality environmental andsocial risk management. We are guided by standards that require clients to avoid or mitigate threats tobiodiversity arising from client operations and to sustainably manage natural resources. For the protectionand conservation of biodiversity, the mitigation hierarchy includes biodiversity offsets, which may beconsidered only after appropriate avoidance, minimization and restoration measures have been appliedwith the goal of no-net-loss (and preferably a net gain) of biodiversity. We also recognize the importanceof cultural heritage for current and future generations, and seek to protect areas of significant culturalheritage and value from the adverse impacts of project activities."

"Citi will not provide project-related financial services for the following: [...] Projects that negatively impact the Outstanding Universal Value of UNESCO World Heritage Sites [...] Citi recognizes that protecting and conserving areas of critical habitat, significant biodiversity and/or high conservation value, including legally protected areas, is key to high-quality environmental andsocial risk management. We are guided by standards that require clients to avoid or mitigate threats tobiodiversity arising from client operations and to sustainably manage natural resources. For the protectionand conservation of biodiversity, the mitigation hierarchy includes biodiversity offsets, which may beconsidered only after appropriate avoidance, minimization and restoration measures have been appliedwith the goal of no-net-loss (and preferably a net gain) of biodiversity. We also recognize the importanceof cultural heritage for current and future generations, and seek to protect areas of significant culturalheritage and value from the adverse impacts of project activities."

"Citi will not provide project-related financial services for the following: [...] Projects that negatively impact the Outstanding Universal Value of UNESCO World Heritage Sites [...] Citi recognizes that protecting and conserving areas of critical habitat, significant biodiversity and/or high conservation value, including legally protected areas, is key to high-quality environmental andsocial risk management. We are guided by standards that require clients to avoid or mitigate threats tobiodiversity arising from client operations and to sustainably manage natural resources. For the protectionand conservation of biodiversity, the mitigation hierarchy includes biodiversity offsets, which may beconsidered only after appropriate avoidance, minimization and restoration measures have been appliedwith the goal of no-net-loss (and preferably a net gain) of biodiversity. We also recognize the importanceof cultural heritage for current and future generations, and seek to protect areas of significant culturalheritage and value from the adverse impacts of project activities."

"Citi will not provide project-related financial services for the following: [...] Projects that negatively impact the Outstanding Universal Value of UNESCO World Heritage Sites [...] Citi recognizes that protecting and conserving areas of critical habitat, significant biodiversity and/or high conservation value, including legally protected areas, is key to high-quality environmental andsocial risk management. We are guided by standards that require clients to avoid or mitigate threats tobiodiversity arising from client operations and to sustainably manage natural resources. For the protectionand conservation of biodiversity, the mitigation hierarchy includes biodiversity offsets, which may beconsidered only after appropriate avoidance, minimization and restoration measures have been appliedwith the goal of no-net-loss (and preferably a net gain) of biodiversity. We also recognize the importanceof cultural heritage for current and future generations, and seek to protect areas of significant culturalheritage and value from the adverse impacts of project activities."

"Building upon government efforts, we expect our clients to avoid infringing upon the rights and protections for Indigenous Peoples contained in relevant national law, including those laws implementing host country obligations under international law. Globally, in project-related lending for projects involving involuntary resettlement of indigenous communities, significant impacts on land and natural resources traditionally used by the community, or significant impacts on critical cultural heritage, project sponsors are expected to have engaged in meaningful consultation with directly affected Indigenous Peoples, with the goal of achieving Free Prior and Informed Consent (FPIC)."

"Building upon government efforts, we expect our clients to avoid infringing upon the rights and protections for Indigenous Peoples contained in relevant national law, including those laws implementing host country obligations under international law. Globally, in project-related lending for projects involving involuntary resettlement of indigenous communities, significant impacts on land and natural resources traditionally used by the community, or significant impacts on critical cultural heritage, project sponsors are expected to have engaged in meaningful consultation with directly affected Indigenous Peoples, with the goal of achieving Free Prior and Informed Consent (FPIC)."

"Building upon government efforts, we expect our clients to avoid infringing upon the rights and protections for Indigenous Peoples contained in relevant national law, including those laws implementing host country obligations under international law. Globally, in project-related lending for projects involving involuntary resettlement of indigenous communities, significant impacts on land and natural resources traditionally used by the community, or significant impacts on critical cultural heritage, project sponsors are expected to have engaged in meaningful consultation with directly affected Indigenous Peoples, with the goal of achieving Free Prior and Informed Consent (FPIC)."

"Building upon government efforts, we expect our clients to avoid infringing upon the rights and protections for Indigenous Peoples contained in relevant national law, including those laws implementing host country obligations under international law. Globally, in project-related lending for projects involving involuntary resettlement of indigenous communities, significant impacts on land and natural resources traditionally used by the community, or significant impacts on critical cultural heritage, project sponsors are expected to have engaged in meaningful consultation with directly affected Indigenous Peoples, with the goal of achieving Free Prior and Informed Consent (FPIC)."

"Building upon government efforts, we expect our clients to avoid infringing upon the rights and protections for Indigenous Peoples contained in relevant national law, including those laws implementing host country obligations under international law. Globally, in project-related lending for projects involving involuntary resettlement of indigenous communities, significant impacts on land and natural resources traditionally used by the community, or significant impacts on critical cultural heritage, project sponsors are expected to have engaged in meaningful consultation with directly affected Indigenous Peoples, with the goal of achieving Free Prior and Informed Consent (FPIC)."

"Citi’s Sustainable Forestry Standard requiresrobust environmental and social risk assessments for all forestry clients annually [...] Forestry clients operating in countries deemed high risk for HCV deforestation and illegal logging must follow a time-bound action plan (monitored annually by Citi) to achieve independent PEFC, SFI or FSC certification."

"Citi’s Sustainable Forestry Standard requiresrobust environmental and social risk assessments for all forestry clients annually [...] Forestry clients operating in countries deemed high risk for HCV deforestation and illegal logging must follow a time-bound action plan (monitored annually by Citi) to achieve independent PEFC, SFI or FSC certification."

"Citi’s Sustainable Forestry Standard applies to all clients that are directly involved in logging or primary processing of timber from either natural forests or plantations, regardless of the banking relationship, transaction type or amount."

"Citi’s Sustainable Forestry Standard applies to all clients that are directly involved in logging or primary processing of timber from either natural forests or plantations, regardless of the banking relationship, transaction type or amount."

"Citi’s Sustainable Forestry Standard applies to all clients that are directly involved in logging or primary processing of timber from either natural forests or plantations, regardless of the banking relationship, transaction type or amount."

"For transactions in high-income OECD countries, Citi requires compliance with all relevant local andnational environmental laws, including those on impact assessment, public consultation and stakeholderengagement processes, and permitting conditions. Furthermore, we screen projects in these countriesagainst relevant industry good practice."

"For transactions in high-income OECD countries, Citi requires compliance with all relevant local andnational environmental laws, including those on impact assessment, public consultation and stakeholderengagement processes, and permitting conditions. Furthermore, we screen projects in these countriesagainst relevant industry good practice."

"For transactions in high-income OECD countries, Citi requires compliance with all relevant local andnational environmental laws, including those on impact assessment, public consultation and stakeholderengagement processes, and permitting conditions. Furthermore, we screen projects in these countriesagainst relevant industry good practice."

"For transactions in high-income OECD countries, Citi requires compliance with all relevant local andnational environmental laws, including those on impact assessment, public consultation and stakeholderengagement processes, and permitting conditions. Furthermore, we screen projects in these countriesagainst relevant industry good practice."

"For transactions in high-income OECD countries, Citi requires compliance with all relevant local andnational environmental laws, including those on impact assessment, public consultation and stakeholderengagement processes, and permitting conditions. Furthermore, we screen projects in these countriesagainst relevant industry good practice."

Only encourage for HCV areas - "Citi will not provide project-related financial services for the following: [...] Projects that negatively impact the Outstanding Universal Value of UNESCO World Heritage Sites [...] Citi recognizes that protecting and conserving areas of critical habitat, significant biodiversity and/or high conservation value, including legally protected areas, is key to high-quality environmental andsocial risk management. We are guided by standards that require clients to avoid or mitigate threats tobiodiversity arising from client operations and to sustainably manage natural resources. For the protectionand conservation of biodiversity, the mitigation hierarchy includes biodiversity offsets, which may beconsidered only after appropriate avoidance, minimization and restoration measures have been appliedwith the goal of no-net-loss (and preferably a net gain) of biodiversity. We also recognize the importanceof cultural heritage for current and future generations, and seek to protect areas of significant culturalheritage and value from the adverse impacts of project activities."

Only project-related finance for UNESCO World Heritage Sites - "Citi will not provide project-related financial services for the following: [...] Projects that negatively impact the Outstanding Universal Value of UNESCO World Heritage Sites [...] Citi recognizes that protecting and conserving areas of critical habitat, significant biodiversity and/or high conservation value, including legally protected areas, is key to high-quality environmental andsocial risk management. We are guided by standards that require clients to avoid or mitigate threats tobiodiversity arising from client operations and to sustainably manage natural resources. For the protectionand conservation of biodiversity, the mitigation hierarchy includes biodiversity offsets, which may beconsidered only after appropriate avoidance, minimization and restoration measures have been appliedwith the goal of no-net-loss (and preferably a net gain) of biodiversity. We also recognize the importanceof cultural heritage for current and future generations, and seek to protect areas of significant culturalheritage and value from the adverse impacts of project activities."

"Citi will not provide project-related financial services for the following: [...] Projects that negatively impact the Outstanding Universal Value of UNESCO World Heritage Sites [...] Citi recognizes that protecting and conserving areas of critical habitat, significant biodiversity and/or high conservation value, including legally protected areas, is key to high-quality environmental andsocial risk management. We are guided by standards that require clients to avoid or mitigate threats tobiodiversity arising from client operations and to sustainably manage natural resources. For the protectionand conservation of biodiversity, the mitigation hierarchy includes biodiversity offsets, which may beconsidered only after appropriate avoidance, minimization and restoration measures have been appliedwith the goal of no-net-loss (and preferably a net gain) of biodiversity. We also recognize the importanceof cultural heritage for current and future generations, and seek to protect areas of significant culturalheritage and value from the adverse impacts of project activities."

"Citi will not provide project-related financial services for the following: [...] Projects that negatively impact the Outstanding Universal Value of UNESCO World Heritage Sites [...] Citi recognizes that protecting and conserving areas of critical habitat, significant biodiversity and/or high conservation value, including legally protected areas, is key to high-quality environmental andsocial risk management. We are guided by standards that require clients to avoid or mitigate threats tobiodiversity arising from client operations and to sustainably manage natural resources. For the protectionand conservation of biodiversity, the mitigation hierarchy includes biodiversity offsets, which may beconsidered only after appropriate avoidance, minimization and restoration measures have been appliedwith the goal of no-net-loss (and preferably a net gain) of biodiversity. We also recognize the importanceof cultural heritage for current and future generations, and seek to protect areas of significant culturalheritage and value from the adverse impacts of project activities."

"Citi will not provide project-related financial services for the following: [...] Projects that negatively impact the Outstanding Universal Value of UNESCO World Heritage Sites [...] Citi recognizes that protecting and conserving areas of critical habitat, significant biodiversity and/or high conservation value, including legally protected areas, is key to high-quality environmental andsocial risk management. We are guided by standards that require clients to avoid or mitigate threats tobiodiversity arising from client operations and to sustainably manage natural resources. For the protectionand conservation of biodiversity, the mitigation hierarchy includes biodiversity offsets, which may beconsidered only after appropriate avoidance, minimization and restoration measures have been appliedwith the goal of no-net-loss (and preferably a net gain) of biodiversity. We also recognize the importanceof cultural heritage for current and future generations, and seek to protect areas of significant culturalheritage and value from the adverse impacts of project activities."

"Citi’s Sustainable Forestry Standard requires robust environmental and social risk assessments for all forestry clients annually [...] Forestry clients operating in countries deemed high risk for HCV deforestation and illegal logging must follow a time-bound action plan (monitored annually by Citi) to achieve independent PEFC, SFI or FSC certification."

"Citi’s Sustainable Forestry Standard requires robust environmental and social risk assessments for all forestry clients annually [...] Forestry clients operating in countries deemed high risk for HCV deforestation and illegal logging must follow a time-bound action plan (monitored annually by Citi) to achieve independent PEFC, SFI or FSC certification."

"Citi’s Sustainable Forestry Standard requires robust environmental and social risk assessments for all forestry clients annually [...] Forestry clients operating in countries deemed high risk for HCV deforestation and illegal logging must follow a time-bound action plan (monitored annually by Citi) to achieve independent PEFC, SFI or FSC certification."

"Citi’s Sustainable Forestry Standard requires robust environmental and social risk assessments for all forestry clients annually [...] Forestry clients operating in countries deemed high risk for HCV deforestation and illegal logging must follow a time-bound action plan (monitored annually by Citi) to achieve independent PEFC, SFI or FSC certification."

"Citi’s Sustainable Forestry Standard requires robust environmental and social risk assessments for all forestry clients annually [...] Forestry clients operating in countries deemed high risk for HCV deforestation and illegal logging must follow a time-bound action plan (monitored annually by Citi) to achieve independent PEFC, SFI or FSC certification."

"Citi’s Sustainable Forestry Standard applies to all clients that are directly involved in logging or primary processing of timber from either natural forests or plantations, regardless of the banking relationship, transaction type or amount."

"Citi’s Sustainable Forestry Standard applies to all clients that are directly involved in logging or primary processing of timber from either natural forests or plantations, regardless of the banking relationship, transaction type or amount."

"Citi’s Sustainable Forestry Standard applies to all clients that are directly involved in logging or primary processing of timber from either natural forests or plantations, regardless of the banking relationship, transaction type or amount."

"Citi’s Sustainable Forestry Standard applies to all clients that are directly involved in logging or primary processing of timber from either natural forests or plantations, regardless of the banking relationship, transaction type or amount."

"Building upon government efforts, we expect our clients to avoid infringing upon the rights and protections for Indigenous Peoples contained in relevant national law, including those laws implementing host country obligations under international law. Globally, in project-related lending for projects involving involuntary resettlement of indigenous communities, significant impacts on land and natural resources traditionally used by the community, or significant impacts on critical cultural heritage, project sponsors are expected to have engaged in meaningful consultation with directly affected Indigenous Peoples, with the goal of achieving Free Prior and Informed Consent (FPIC)."

"Building upon government efforts, we expect our clients to avoid infringing upon the rights and protections for Indigenous Peoples contained in relevant national law, including those laws implementing host country obligations under international law. Globally, in project-related lending for projects involving involuntary resettlement of indigenous communities, significant impacts on land and natural resources traditionally used by the community, or significant impacts on critical cultural heritage, project sponsors are expected to have engaged in meaningful consultation with directly affected Indigenous Peoples, with the goal of achieving Free Prior and Informed Consent (FPIC)."

"Building upon government efforts, we expect our clients to avoid infringing upon the rights and protections for Indigenous Peoples contained in relevant national law, including those laws implementing host country obligations under international law. Globally, in project-related lending for projects involving involuntary resettlement of indigenous communities, significant impacts on land and natural resources traditionally used by the community, or significant impacts on critical cultural heritage, project sponsors are expected to have engaged in meaningful consultation with directly affected Indigenous Peoples, with the goal of achieving Free Prior and Informed Consent (FPIC)."

"Building upon government efforts, we expect our clients to avoid infringing upon the rights and protections for Indigenous Peoples contained in relevant national law, including those laws implementing host country obligations under international law. Globally, in project-related lending for projects involving involuntary resettlement of indigenous communities, significant impacts on land and natural resources traditionally used by the community, or significant impacts on critical cultural heritage, project sponsors are expected to have engaged in meaningful consultation with directly affected Indigenous Peoples, with the goal of achieving Free Prior and Informed Consent (FPIC)."

"Building upon government efforts, we expect our clients to avoid infringing upon the rights and protections for Indigenous Peoples contained in relevant national law, including those laws implementing host country obligations under international law. Globally, in project-related lending for projects involving involuntary resettlement of indigenous communities, significant impacts on land and natural resources traditionally used by the community, or significant impacts on critical cultural heritage, project sponsors are expected to have engaged in meaningful consultation with directly affected Indigenous Peoples, with the goal of achieving Free Prior and Informed Consent (FPIC)."