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Select an assessment year:

  • Overall approach
    4/16
    • Overarching commitment on deforestation
      4/14
      Deforestation commitment
      Understanding of the risks
      4/14
      "Alongside their economic importance, forests have a high ecological importance (in particular for climate change mitigation and biodiversity conservation) and social importance (livelihoods of indigenous people, sacred sites). In a context of increasing pressure on forest resources, it appears crucial that timber harvesting and palm oil production are managed in a responsible manner in order to minimize deforestation and loss of biodiversity and to respect the rights of affected populations."
    • Company must have anti-corruption policy
      0/2
  • Commodity score
    18/64
    • Beef & Leather
      0/64
      • Commitment Strength
        0/42
        • Commodity-specific financing policy
          0/9.6
          • Commitment details
            No
            0/8
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must be legally operated
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must protect priority forests or globally important landscapes
          0/9.6
          • Commitment details
            No
            0/8
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Assurance mechanism to ensure compliance
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Commitments must be timebound
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Social Considerations
        0/22
        • Company must ensure Free, Prior and Informed Consent
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must respect labour rights
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
    • Palm oil
      37/64
      • Commitment Strength
        34/42
        • Commodity-specific financing policy
          9.4/9.6
          • Commitment details
            Yes
            8/8
            Commitment details
            Yes
            8/8
            Type of policy: Deforestation-free
            “In particular, the client shall have developed a no deforestation policy (commitment not to develop its business to the detriment of primary forests or High Conservation Value forests).”
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            “In particular, the client shall have developed a no deforestation policy (commitment not to develop its business to the detriment of primary forests or High Conservation Value forests).”
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            “In particular, the client shall have developed a no deforestation policy (commitment not to develop its business to the detriment of primary forests or High Conservation Value forests).”
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            “In particular, the client shall have developed a no deforestation policy (commitment not to develop its business to the detriment of primary forests or High Conservation Value forests).”
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            “In particular, the client shall have developed a no deforestation policy (commitment not to develop its business to the detriment of primary forests or High Conservation Value forests).”
        • Companies must be legally operated
          3.4/5.6
          • Commitment details
            Own operations - Require
            2/4
            Commitment details
            Own operations - Require
            2/4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation"
        • Companies must protect priority forests or globally important landscapes
          9.4/9.6
          • Commitment details
            All high priority landscapes - Required
            8/8
            Commitment details
            All high priority landscapes - Required
            8/8
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation;  conversion of lands having a high conservation value with respect to biodiversity (protected area listed under the categories I to IV of IUCN, primary forests or High Conservation Value Forests according to FSC, sites listed per the Alliance for Zero Extinction, peatlands);  location within wetlands of international importance covered by the Ramsar Convention5 ,  location within a site listed on the UNESCO World Heritage list".
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation;  conversion of lands having a high conservation value with respect to biodiversity (protected area listed under the categories I to IV of IUCN, primary forests or High Conservation Value Forests according to FSC, sites listed per the Alliance for Zero Extinction, peatlands);  location within wetlands of international importance covered by the Ramsar Convention5 ,  location within a site listed on the UNESCO World Heritage list".
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation;  conversion of lands having a high conservation value with respect to biodiversity (protected area listed under the categories I to IV of IUCN, primary forests or High Conservation Value Forests according to FSC, sites listed per the Alliance for Zero Extinction, peatlands);  location within wetlands of international importance covered by the Ramsar Convention5 ,  location within a site listed on the UNESCO World Heritage list".
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation;  conversion of lands having a high conservation value with respect to biodiversity (protected area listed under the categories I to IV of IUCN, primary forests or High Conservation Value Forests according to FSC, sites listed per the Alliance for Zero Extinction, peatlands);  location within wetlands of international importance covered by the Ramsar Convention5 ,  location within a site listed on the UNESCO World Heritage list".
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation;  conversion of lands having a high conservation value with respect to biodiversity (protected area listed under the categories I to IV of IUCN, primary forests or High Conservation Value Forests according to FSC, sites listed per the Alliance for Zero Extinction, peatlands);  location within wetlands of international importance covered by the Ramsar Convention5 ,  location within a site listed on the UNESCO World Heritage list".
        • Assurance mechanism to ensure compliance
          3.4/5.6
          • Commitment details
            Encourage
            2/4
            Commitment details
            Encourage
            2/4
            Certification scheme (if applicable): RSPO

            Verification method: Certification Scheme
            "Obtaining of the following certifications: FSC or PEFC for a forestry operation or RSPO for palm oil will be regarded as a satisfactory evidence that the above criteria have been considered."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Obtaining of the following certifications: FSC or PEFC for a forestry operation or RSPO for palm oil will be regarded as a satisfactory evidence that the above criteria have been considered."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Obtaining of the following certifications: FSC or PEFC for a forestry operation or RSPO for palm oil will be regarded as a satisfactory evidence that the above criteria have been considered."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Obtaining of the following certifications: FSC or PEFC for a forestry operation or RSPO for palm oil will be regarded as a satisfactory evidence that the above criteria have been considered."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Obtaining of the following certifications: FSC or PEFC for a forestry operation or RSPO for palm oil will be regarded as a satisfactory evidence that the above criteria have been considered."
        • Companies must have a grievance mechanism
          3.4/5.6
          • Commitment details
            Yes - Encourage
            2/4
            Commitment details
            Yes - Encourage
            2/4
            “The Bank will analyze every transaction linked to the Forestry and Palm Oil sector according to the following criteria: Capacity and commitment of the project or client to manage environmental and social risks and engage with stakeholders [...] setting up of a grievance mechanism at the project level”
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            “The Bank will analyze every transaction linked to the Forestry and Palm Oil sector according to the following criteria: Capacity and commitment of the project or client to manage environmental and social risks and engage with stakeholders [...] setting up of a grievance mechanism at the project level”
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            “The Bank will analyze every transaction linked to the Forestry and Palm Oil sector according to the following criteria: Capacity and commitment of the project or client to manage environmental and social risks and engage with stakeholders [...] setting up of a grievance mechanism at the project level”
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            “The Bank will analyze every transaction linked to the Forestry and Palm Oil sector according to the following criteria: Capacity and commitment of the project or client to manage environmental and social risks and engage with stakeholders [...] setting up of a grievance mechanism at the project level”
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            “The Bank will analyze every transaction linked to the Forestry and Palm Oil sector according to the following criteria: Capacity and commitment of the project or client to manage environmental and social risks and engage with stakeholders [...] setting up of a grievance mechanism at the project level”
        • Commitments must be timebound
          5.4/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Type of policy: Compliance is prerequisite for financing
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation;  conversion of lands having a high conservation value with respect to biodiversity (protected area listed under the categories I to IV of IUCN, primary forests or High Conservation Value Forests according to FSC, sites listed per the Alliance for Zero Extinction, peatlands);  location within wetlands of international importance covered by the Ramsar Convention5 ,  location within a site listed on the UNESCO World Heritage list".
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation;  conversion of lands having a high conservation value with respect to biodiversity (protected area listed under the categories I to IV of IUCN, primary forests or High Conservation Value Forests according to FSC, sites listed per the Alliance for Zero Extinction, peatlands);  location within wetlands of international importance covered by the Ramsar Convention5 ,  location within a site listed on the UNESCO World Heritage list".
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation;  conversion of lands having a high conservation value with respect to biodiversity (protected area listed under the categories I to IV of IUCN, primary forests or High Conservation Value Forests according to FSC, sites listed per the Alliance for Zero Extinction, peatlands);  location within wetlands of international importance covered by the Ramsar Convention5 ,  location within a site listed on the UNESCO World Heritage list".
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation;  conversion of lands having a high conservation value with respect to biodiversity (protected area listed under the categories I to IV of IUCN, primary forests or High Conservation Value Forests according to FSC, sites listed per the Alliance for Zero Extinction, peatlands);  location within wetlands of international importance covered by the Ramsar Convention5 ,  location within a site listed on the UNESCO World Heritage list".
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation;  conversion of lands having a high conservation value with respect to biodiversity (protected area listed under the categories I to IV of IUCN, primary forests or High Conservation Value Forests according to FSC, sites listed per the Alliance for Zero Extinction, peatlands);  location within wetlands of international importance covered by the Ramsar Convention5 ,  location within a site listed on the UNESCO World Heritage list".
      • Social Considerations
        2/22
        • Company must ensure Free, Prior and Informed Consent
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must respect labour rights
          2.4/5.6
          • Commitment details
            Own operations - Encourage
            1/4
            Commitment details
            Own operations - Encourage
            1/4
            Type of policy: ILO; Discrimination; Forced Labour; Child Labour; Freedom of association
            "The Bank will analyze every transaction linked to the Forestry and Palm Oil sector according to the following criteria [...] labour rights and working conditions including compliance with International Labour Organization (ILO) core conventions [...] ILO’s 8 core conventions on fundamental human rights relate to elimination of forced and compulsory labour (C-29 and C105), abolition of child labour (C-138 and C-182), elimination of discrimination in respect of employment and occupation (C-100 and C-111) and freedom of association and collective bargaining (C-87 and C-98)".
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The Bank will analyze every transaction linked to the Forestry and Palm Oil sector according to the following criteria [...] labour rights and working conditions including compliance with International Labour Organization (ILO) core conventions [...] ILO’s 8 core conventions on fundamental human rights relate to elimination of forced and compulsory labour (C-29 and C105), abolition of child labour (C-138 and C-182), elimination of discrimination in respect of employment and occupation (C-100 and C-111) and freedom of association and collective bargaining (C-87 and C-98)".
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "The Bank will analyze every transaction linked to the Forestry and Palm Oil sector according to the following criteria [...] labour rights and working conditions including compliance with International Labour Organization (ILO) core conventions [...] ILO’s 8 core conventions on fundamental human rights relate to elimination of forced and compulsory labour (C-29 and C105), abolition of child labour (C-138 and C-182), elimination of discrimination in respect of employment and occupation (C-100 and C-111) and freedom of association and collective bargaining (C-87 and C-98)".
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The Bank will analyze every transaction linked to the Forestry and Palm Oil sector according to the following criteria [...] labour rights and working conditions including compliance with International Labour Organization (ILO) core conventions [...] ILO’s 8 core conventions on fundamental human rights relate to elimination of forced and compulsory labour (C-29 and C105), abolition of child labour (C-138 and C-182), elimination of discrimination in respect of employment and occupation (C-100 and C-111) and freedom of association and collective bargaining (C-87 and C-98)".
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "The Bank will analyze every transaction linked to the Forestry and Palm Oil sector according to the following criteria [...] labour rights and working conditions including compliance with International Labour Organization (ILO) core conventions [...] ILO’s 8 core conventions on fundamental human rights relate to elimination of forced and compulsory labour (C-29 and C105), abolition of child labour (C-138 and C-182), elimination of discrimination in respect of employment and occupation (C-100 and C-111) and freedom of association and collective bargaining (C-87 and C-98)".
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
    • Soy
      0/64
      • Commitment Strength
        0/42
        • Commodity-specific financing policy
          0/9.6
          • Commitment details
            No
            0/8
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must be legally operated
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must protect priority forests or globally important landscapes
          0/9.6
          • Commitment details
            No
            0/8
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Assurance mechanism to ensure compliance
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Commitments must be timebound
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Social Considerations
        0/22
        • Company must ensure Free, Prior and Informed Consent
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must respect labour rights
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
    • Timber, Pulp & Paper
      37/64
      • Commitment Strength
        34/42
        • Commodity-specific financing policy
          9.4/9.6
          • Commitment details
            Yes
            8/8
            Commitment details
            Yes
            8/8
            Type of policy: Deforestation-free
            “In particular, the client shall have developed a no deforestation policy (commitment not to develop its business to the detriment of primary forests or High Conservation Value forests).”
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            “In particular, the client shall have developed a no deforestation policy (commitment not to develop its business to the detriment of primary forests or High Conservation Value forests).”
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            “In particular, the client shall have developed a no deforestation policy (commitment not to develop its business to the detriment of primary forests or High Conservation Value forests).”
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            “In particular, the client shall have developed a no deforestation policy (commitment not to develop its business to the detriment of primary forests or High Conservation Value forests).”
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            “In particular, the client shall have developed a no deforestation policy (commitment not to develop its business to the detriment of primary forests or High Conservation Value forests).”
        • Companies must be legally operated
          3.4/5.6
          • Commitment details
            Own operations - Require
            2/4
            Commitment details
            Own operations - Require
            2/4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation"
        • Companies must protect priority forests or globally important landscapes
          9.4/9.6
          • Commitment details
            All high priority landscapes - Required
            8/8
            Commitment details
            All high priority landscapes - Required
            8/8
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation;  conversion of lands having a high conservation value with respect to biodiversity (protected area listed under the categories I to IV of IUCN, primary forests or High Conservation Value Forests according to FSC, sites listed per the Alliance for Zero Extinction, peatlands);  location within wetlands of international importance covered by the Ramsar Convention5 ,  location within a site listed on the UNESCO World Heritage list".
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation;  conversion of lands having a high conservation value with respect to biodiversity (protected area listed under the categories I to IV of IUCN, primary forests or High Conservation Value Forests according to FSC, sites listed per the Alliance for Zero Extinction, peatlands);  location within wetlands of international importance covered by the Ramsar Convention5 ,  location within a site listed on the UNESCO World Heritage list".
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation;  conversion of lands having a high conservation value with respect to biodiversity (protected area listed under the categories I to IV of IUCN, primary forests or High Conservation Value Forests according to FSC, sites listed per the Alliance for Zero Extinction, peatlands);  location within wetlands of international importance covered by the Ramsar Convention5 ,  location within a site listed on the UNESCO World Heritage list".
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation;  conversion of lands having a high conservation value with respect to biodiversity (protected area listed under the categories I to IV of IUCN, primary forests or High Conservation Value Forests according to FSC, sites listed per the Alliance for Zero Extinction, peatlands);  location within wetlands of international importance covered by the Ramsar Convention5 ,  location within a site listed on the UNESCO World Heritage list".
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation;  conversion of lands having a high conservation value with respect to biodiversity (protected area listed under the categories I to IV of IUCN, primary forests or High Conservation Value Forests according to FSC, sites listed per the Alliance for Zero Extinction, peatlands);  location within wetlands of international importance covered by the Ramsar Convention5 ,  location within a site listed on the UNESCO World Heritage list".
        • Assurance mechanism to ensure compliance
          3.4/5.6
          • Commitment details
            Encourage
            2/4
            Commitment details
            Encourage
            2/4
            Verification method: Certification Scheme

            Certification scheme (if applicable): PEFC
            "Obtaining of the following certifications: FSC or PEFC for a forestry operation or RSPO for palm oil will be regarded as a satisfactory evidence that the above criteria have been considered."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Obtaining of the following certifications: FSC or PEFC for a forestry operation or RSPO for palm oil will be regarded as a satisfactory evidence that the above criteria have been considered."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Obtaining of the following certifications: FSC or PEFC for a forestry operation or RSPO for palm oil will be regarded as a satisfactory evidence that the above criteria have been considered."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Obtaining of the following certifications: FSC or PEFC for a forestry operation or RSPO for palm oil will be regarded as a satisfactory evidence that the above criteria have been considered."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Obtaining of the following certifications: FSC or PEFC for a forestry operation or RSPO for palm oil will be regarded as a satisfactory evidence that the above criteria have been considered."
        • Companies must have a grievance mechanism
          3.4/5.6
          • Commitment details
            Yes - Encourage
            2/4
            Commitment details
            Yes - Encourage
            2/4
            “The Bank will analyze every transaction linked to the Forestry and Palm Oil sector according to the following criteria: Capacity and commitment of the project or client to manage environmental and social risks and engage with stakeholders [...] setting up of a grievance mechanism at the project level”
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            “The Bank will analyze every transaction linked to the Forestry and Palm Oil sector according to the following criteria: Capacity and commitment of the project or client to manage environmental and social risks and engage with stakeholders [...] setting up of a grievance mechanism at the project level”
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            “The Bank will analyze every transaction linked to the Forestry and Palm Oil sector according to the following criteria: Capacity and commitment of the project or client to manage environmental and social risks and engage with stakeholders [...] setting up of a grievance mechanism at the project level”
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            “The Bank will analyze every transaction linked to the Forestry and Palm Oil sector according to the following criteria: Capacity and commitment of the project or client to manage environmental and social risks and engage with stakeholders [...] setting up of a grievance mechanism at the project level”
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            “The Bank will analyze every transaction linked to the Forestry and Palm Oil sector according to the following criteria: Capacity and commitment of the project or client to manage environmental and social risks and engage with stakeholders [...] setting up of a grievance mechanism at the project level”
        • Commitments must be timebound
          5.4/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Type of policy: Compliance is prerequisite for financing
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation;  conversion of lands having a high conservation value with respect to biodiversity (protected area listed under the categories I to IV of IUCN, primary forests or High Conservation Value Forests according to FSC, sites listed per the Alliance for Zero Extinction, peatlands);  location within wetlands of international importance covered by the Ramsar Convention5 ,  location within a site listed on the UNESCO World Heritage list".
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation;  conversion of lands having a high conservation value with respect to biodiversity (protected area listed under the categories I to IV of IUCN, primary forests or High Conservation Value Forests according to FSC, sites listed per the Alliance for Zero Extinction, peatlands);  location within wetlands of international importance covered by the Ramsar Convention5 ,  location within a site listed on the UNESCO World Heritage list".
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation;  conversion of lands having a high conservation value with respect to biodiversity (protected area listed under the categories I to IV of IUCN, primary forests or High Conservation Value Forests according to FSC, sites listed per the Alliance for Zero Extinction, peatlands);  location within wetlands of international importance covered by the Ramsar Convention5 ,  location within a site listed on the UNESCO World Heritage list".
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation;  conversion of lands having a high conservation value with respect to biodiversity (protected area listed under the categories I to IV of IUCN, primary forests or High Conservation Value Forests according to FSC, sites listed per the Alliance for Zero Extinction, peatlands);  location within wetlands of international importance covered by the Ramsar Convention5 ,  location within a site listed on the UNESCO World Heritage list".
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "The Bank will not participate in transactions linked to this sector if aware of the following characteristics:  illegal operation;  conversion of lands having a high conservation value with respect to biodiversity (protected area listed under the categories I to IV of IUCN, primary forests or High Conservation Value Forests according to FSC, sites listed per the Alliance for Zero Extinction, peatlands);  location within wetlands of international importance covered by the Ramsar Convention5 ,  location within a site listed on the UNESCO World Heritage list".
      • Social Considerations
        2/22
        • Company must ensure Free, Prior and Informed Consent
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must respect labour rights
          2.4/5.6
          • Commitment details
            Own operations - Encourage
            1/4
            Commitment details
            Own operations - Encourage
            1/4
            Type of policy: ILO; Discrimination; Forced Labour; Child Labour; Freedom of association
            "The Bank will analyze every transaction linked to the Forestry and Palm Oil sector according to the following criteria [...] labour rights and working conditions including compliance with International Labour Organization (ILO) core conventions [...] ILO’s 8 core conventions on fundamental human rights relate to elimination of forced and compulsory labour (C-29 and C105), abolition of child labour (C-138 and C-182), elimination of discrimination in respect of employment and occupation (C-100 and C-111) and freedom of association and collective bargaining (C-87 and C-98)".
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The Bank will analyze every transaction linked to the Forestry and Palm Oil sector according to the following criteria [...] labour rights and working conditions including compliance with International Labour Organization (ILO) core conventions [...] ILO’s 8 core conventions on fundamental human rights relate to elimination of forced and compulsory labour (C-29 and C105), abolition of child labour (C-138 and C-182), elimination of discrimination in respect of employment and occupation (C-100 and C-111) and freedom of association and collective bargaining (C-87 and C-98)".
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "The Bank will analyze every transaction linked to the Forestry and Palm Oil sector according to the following criteria [...] labour rights and working conditions including compliance with International Labour Organization (ILO) core conventions [...] ILO’s 8 core conventions on fundamental human rights relate to elimination of forced and compulsory labour (C-29 and C105), abolition of child labour (C-138 and C-182), elimination of discrimination in respect of employment and occupation (C-100 and C-111) and freedom of association and collective bargaining (C-87 and C-98)".
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The Bank will analyze every transaction linked to the Forestry and Palm Oil sector according to the following criteria [...] labour rights and working conditions including compliance with International Labour Organization (ILO) core conventions [...] ILO’s 8 core conventions on fundamental human rights relate to elimination of forced and compulsory labour (C-29 and C105), abolition of child labour (C-138 and C-182), elimination of discrimination in respect of employment and occupation (C-100 and C-111) and freedom of association and collective bargaining (C-87 and C-98)".
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "The Bank will analyze every transaction linked to the Forestry and Palm Oil sector according to the following criteria [...] labour rights and working conditions including compliance with International Labour Organization (ILO) core conventions [...] ILO’s 8 core conventions on fundamental human rights relate to elimination of forced and compulsory labour (C-29 and C105), abolition of child labour (C-138 and C-182), elimination of discrimination in respect of employment and occupation (C-100 and C-111) and freedom of association and collective bargaining (C-87 and C-98)".
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
  • Reporting & Implementation
    8/20
    • Policy is reviewed and updated
      3/5
      Policy review
      Commit to update policy - Timeline unclear
      3/5
      “The Policy applies from the date it is published. Are excluded pre-existing activities in this sector, including commitments already made or business opportunities which are already at an advanced stage of negotiation. The Policy will be reviewed from time to time.”
    • Companies must disclose subsidiaries in commodity supply chains
      0/5
    • Monitoring and non-compliance process
      5/5
      Monitoring compliance
      Yes - Screening and monitoring process
      5/5
      "Where the transaction is directly linked to the development, expansion, operation and/or the acquisition of an asset covered by the Policy, the project will be assessed against all the analysis criteria above and the Bank will seek to determine if an exclusion criterion exists. If an exclusion situation is identified or if the outcome of the general assessment is negative, the Bank will not participate in the transaction. Any potential exception will be dealt with in accordance with section 8 below. Where the transaction is an advisory mandate, the Bank will seek to promote the principles included in this Policy. The Bank will not enter into an advisory mandate when aware at the date of the mandate that the envisaged project definitely exhibits an exclusion criterion. When considering financing a project for which the Bank has acted as financial advisor, it shall only do so in compliance with the Policy, including in respect of the exclusion criteria.”
    • Reporting on implementation of the policy
      0/5
  • Commitment strength
    17/42
    Avg. score
  • Social considerations
    1/22
    Avg. score

Profile

Credit Agricole are a European banking group headquartered in France serving private and corporate clients. Their services include corporate finance, capital markets, investment banking, insurance, asset management, wealth management and retail banking services. As of 2017, the group's total assets amount to more than 1.7 trillion EUR, with more than 790 billion EUR of loans and advances. Credit Agricole are among the top 25 lenders to Forest 500 companies, with loans amounting to more than 20 billion USD across a broad range of forest risk sectors. They are also among the top 60 shareholders for Forest 500 companies, with more than 6 billion USD worth of shares.

HQ
HQ 
France
Financial institution type
Financial institution type 
Bank, Insurance Company

How we assess the Forest 500

Investors and lenders need to adopt and implement strong deforestation policies that ensure their investments are not funding the destruction of forests.

All assessments use policies published on financial institution websites, some links may have changed or been removed since the time of assessment.

Disclaimer

This assessment has been carried out following the methodology developed for the Forest 500 project, available here. Please see our disclaimer applicable to all information contained within this site and our terms and conditions for use of data presented on this site.

All assessments use policies published on company and financial institution websites, and while we endeavor to keep them updated some links may have changed or been removed since the time of assessment.

Please contact us with any concerns or feedback about this or other assessments included in the Forest 500.