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Select an assessment year:

  • Overall approach
    8/16
    • Overarching commitment on deforestation
      8/14
      Deforestation commitment
      Reduce deforestation
      8/14
      Palm Oil and other commodities - "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: Do not commit to achieving No Deforestation, No Peat, No Exploitation (NDPE)" [...] Animal Husbandry and Feed - "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests. This covers biofuel crop production which generates animal feed as a by-product, and production of soy which is used due to its high protein content"
    • Company must have anti-corruption policy
      0/2
  • Commodity score
    35/64
    • Beef & Leather
      32/64
      • Commitment Strength
        27/42
        • Commodity-specific financing policy
          9.4/9.6
          • Commitment details
            Yes
            8/8
            Commitment details
            Yes
            8/8
            Type of policy: Reduce deforestation
            "This sector guide applies to upstream customers engaged in animal husbandry for poultry (chickens, ducks, turkey), cattle, pigs, rabbits and other animals (such as buffalo, oxen etc.) [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "This sector guide applies to upstream customers engaged in animal husbandry for poultry (chickens, ducks, turkey), cattle, pigs, rabbits and other animals (such as buffalo, oxen etc.) [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "This sector guide applies to upstream customers engaged in animal husbandry for poultry (chickens, ducks, turkey), cattle, pigs, rabbits and other animals (such as buffalo, oxen etc.) [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "This sector guide applies to upstream customers engaged in animal husbandry for poultry (chickens, ducks, turkey), cattle, pigs, rabbits and other animals (such as buffalo, oxen etc.) [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "This sector guide applies to upstream customers engaged in animal husbandry for poultry (chickens, ducks, turkey), cattle, pigs, rabbits and other animals (such as buffalo, oxen etc.) [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests"
        • Companies must be legally operated
          4.6/5.6
          • Commitment details
            Entire supply chain - Encourage
            3/4
            Commitment details
            Entire supply chain - Encourage
            3/4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws"
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws"
        • Companies must protect priority forests or globally important landscapes
          7.4/9.6
          • Commitment details
            Primary/Intact/Natural/HCV/HCS - Required
            6/8
            Commitment details
            Primary/Intact/Natural/HCV/HCS - Required
            6/8
            "This sector guide applies to upstream customers engaged in animal husbandry for poultry (chickens, ducks, turkey), cattle, pigs, rabbits and other animals (such as buffalo, oxen etc.) [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "This sector guide applies to upstream customers engaged in animal husbandry for poultry (chickens, ducks, turkey), cattle, pigs, rabbits and other animals (such as buffalo, oxen etc.) [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "This sector guide applies to upstream customers engaged in animal husbandry for poultry (chickens, ducks, turkey), cattle, pigs, rabbits and other animals (such as buffalo, oxen etc.) [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "This sector guide applies to upstream customers engaged in animal husbandry for poultry (chickens, ducks, turkey), cattle, pigs, rabbits and other animals (such as buffalo, oxen etc.) [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "This sector guide applies to upstream customers engaged in animal husbandry for poultry (chickens, ducks, turkey), cattle, pigs, rabbits and other animals (such as buffalo, oxen etc.) [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests"
        • Assurance mechanism to ensure compliance
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Commitments must be timebound
          5.4/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Type of policy: Companies set own deadline but must be timebound
            "This sector guide applies to upstream customers engaged in animal husbandry for poultry (chickens, ducks, turkey), cattle, pigs, rabbits and other animals (such as buffalo, oxen etc.) [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "This sector guide applies to upstream customers engaged in animal husbandry for poultry (chickens, ducks, turkey), cattle, pigs, rabbits and other animals (such as buffalo, oxen etc.) [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "This sector guide applies to upstream customers engaged in animal husbandry for poultry (chickens, ducks, turkey), cattle, pigs, rabbits and other animals (such as buffalo, oxen etc.) [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "This sector guide applies to upstream customers engaged in animal husbandry for poultry (chickens, ducks, turkey), cattle, pigs, rabbits and other animals (such as buffalo, oxen etc.) [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "This sector guide applies to upstream customers engaged in animal husbandry for poultry (chickens, ducks, turkey), cattle, pigs, rabbits and other animals (such as buffalo, oxen etc.) [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests"
      • Social Considerations
        6/22
        • Company must ensure Free, Prior and Informed Consent
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must respect labour rights
          5.6/5.6
          • Commitment details
            Entire supply chain - Require
            4/4
            Commitment details
            Entire supply chain - Require
            4/4
            Type of policy: ILO; Discrimination; Forced Labour; Child Labour; Freedom of association
            "We will not knowingly finance activities or projects which we know to be in deliberate violation of local or national laws, or are involved in the following: • Forced or child labour, and human rights abuses " - DBS's requirements for customers are aligned to the ILO
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not knowingly finance activities or projects which we know to be in deliberate violation of local or national laws, or are involved in the following: • Forced or child labour, and human rights abuses " - DBS's requirements for customers are aligned to the ILO
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not knowingly finance activities or projects which we know to be in deliberate violation of local or national laws, or are involved in the following: • Forced or child labour, and human rights abuses " - DBS's requirements for customers are aligned to the ILO
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not knowingly finance activities or projects which we know to be in deliberate violation of local or national laws, or are involved in the following: • Forced or child labour, and human rights abuses " - DBS's requirements for customers are aligned to the ILO
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "We will not knowingly finance activities or projects which we know to be in deliberate violation of local or national laws, or are involved in the following: • Forced or child labour, and human rights abuses " - DBS's requirements for customers are aligned to the ILO
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
    • Palm oil
      41/64
      • Commitment Strength
        30/42
        • Commodity-specific financing policy
          9.4/9.6
          • Commitment details
            Yes
            8/8
            Commitment details
            Yes
            8/8
            Type of policy: Deforestation-free
            "For all our lending relationships, we require customers to demonstrate alignment with No Deforestation, No Peat, No Exploitation (“NDPE”) policies that are increasingly being adopted in the palm oil sector. [...] We encourage customers to apply NDPE standards throughout the supply chain. Besides NDPE commitments, DBS also accepts certification under Roundtable on Sustainable Palm Oil (“RSPO”) as demonstration of good industry practices. We request customers to achieve full RSPO certification within a timeframe and the time-bound action plan is communicated to DBS."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "For all our lending relationships, we require customers to demonstrate alignment with No Deforestation, No Peat, No Exploitation (“NDPE”) policies that are increasingly being adopted in the palm oil sector. [...] We encourage customers to apply NDPE standards throughout the supply chain. Besides NDPE commitments, DBS also accepts certification under Roundtable on Sustainable Palm Oil (“RSPO”) as demonstration of good industry practices. We request customers to achieve full RSPO certification within a timeframe and the time-bound action plan is communicated to DBS."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "For all our lending relationships, we require customers to demonstrate alignment with No Deforestation, No Peat, No Exploitation (“NDPE”) policies that are increasingly being adopted in the palm oil sector. [...] We encourage customers to apply NDPE standards throughout the supply chain. Besides NDPE commitments, DBS also accepts certification under Roundtable on Sustainable Palm Oil (“RSPO”) as demonstration of good industry practices. We request customers to achieve full RSPO certification within a timeframe and the time-bound action plan is communicated to DBS."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "For all our lending relationships, we require customers to demonstrate alignment with No Deforestation, No Peat, No Exploitation (“NDPE”) policies that are increasingly being adopted in the palm oil sector. [...] We encourage customers to apply NDPE standards throughout the supply chain. Besides NDPE commitments, DBS also accepts certification under Roundtable on Sustainable Palm Oil (“RSPO”) as demonstration of good industry practices. We request customers to achieve full RSPO certification within a timeframe and the time-bound action plan is communicated to DBS."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "The palm oil sector guide applies to all palm oil plantations, mills, refiners, integrated players, and processors."
        • Companies must be legally operated
          4.6/5.6
          • Commitment details
            Entire supply chain - Encourage
            3/4
            Commitment details
            Entire supply chain - Encourage
            3/4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws"
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws"
        • Companies must protect priority forests or globally important landscapes
          7.4/9.6
          • Commitment details
            All high priority landscapes - Encouraged
            6/8
            Commitment details
            All high priority landscapes - Encouraged
            6/8
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: Adversely affect UNESCO World Heritage Sites or national and/or international protected areas; or [...] Involve conversion of High Conservation Value (“HCV”) forests or adversely affect High Carbon Stock (“HCS”) forests"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: Adversely affect UNESCO World Heritage Sites or national and/or international protected areas; or [...] Involve conversion of High Conservation Value (“HCV”) forests or adversely affect High Carbon Stock (“HCS”) forests"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: Adversely affect UNESCO World Heritage Sites or national and/or international protected areas; or [...] Involve conversion of High Conservation Value (“HCV”) forests or adversely affect High Carbon Stock (“HCS”) forests"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: Adversely affect UNESCO World Heritage Sites or national and/or international protected areas; or [...] Involve conversion of High Conservation Value (“HCV”) forests or adversely affect High Carbon Stock (“HCS”) forests"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: Adversely affect UNESCO World Heritage Sites or national and/or international protected areas; or [...] Involve conversion of High Conservation Value (“HCV”) forests or adversely affect High Carbon Stock (“HCS”) forests"
        • Assurance mechanism to ensure compliance
          3.4/5.6
          • Commitment details
            Encourage
            2/4
            Commitment details
            Encourage
            2/4
            Verification method: Certification Scheme

            Certification scheme (if applicable): RSPO
            "For all our lending relationships, we require customers to demonstrate alignment with No Deforestation, No Peat, No Exploitation (“NDPE”) policies that are increasingly being adopted in the palm oil sector. [...] We encourage customers to apply NDPE standards throughout the supply chain. Besides NDPE commitments, DBS also accepts certification under Roundtable on Sustainable Palm Oil (“RSPO”) as demonstration of good industry practices. We request customers to achieve full RSPO certification within a timeframe and the time-bound action plan is communicated to DBS."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "For all our lending relationships, we require customers to demonstrate alignment with No Deforestation, No Peat, No Exploitation (“NDPE”) policies that are increasingly being adopted in the palm oil sector. [...] We encourage customers to apply NDPE standards throughout the supply chain. Besides NDPE commitments, DBS also accepts certification under Roundtable on Sustainable Palm Oil (“RSPO”) as demonstration of good industry practices. We request customers to achieve full RSPO certification within a timeframe and the time-bound action plan is communicated to DBS."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "For all our lending relationships, we require customers to demonstrate alignment with No Deforestation, No Peat, No Exploitation (“NDPE”) policies that are increasingly being adopted in the palm oil sector. [...] We encourage customers to apply NDPE standards throughout the supply chain. Besides NDPE commitments, DBS also accepts certification under Roundtable on Sustainable Palm Oil (“RSPO”) as demonstration of good industry practices. We request customers to achieve full RSPO certification within a timeframe and the time-bound action plan is communicated to DBS."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "For all our lending relationships, we require customers to demonstrate alignment with No Deforestation, No Peat, No Exploitation (“NDPE”) policies that are increasingly being adopted in the palm oil sector. [...] We encourage customers to apply NDPE standards throughout the supply chain. Besides NDPE commitments, DBS also accepts certification under Roundtable on Sustainable Palm Oil (“RSPO”) as demonstration of good industry practices. We request customers to achieve full RSPO certification within a timeframe and the time-bound action plan is communicated to DBS."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "The palm oil sector guide applies to all palm oil plantations, mills, refiners, integrated players, and processors."
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Commitments must be timebound
          5.4/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Type of policy: Companies set own deadline but must be timebound
            "For all our lending relationships, we require customers to demonstrate alignment with No Deforestation, No Peat, No Exploitation (“NDPE”) policies that are increasingly being adopted in the palm oil sector. [...] We encourage customers to apply NDPE standards throughout the supply chain. Besides NDPE commitments, DBS also accepts certification under Roundtable on Sustainable Palm Oil (“RSPO”) as demonstration of good industry practices. We request customers to achieve full RSPO certification within a timeframe and the time-bound action plan is communicated to DBS."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "For all our lending relationships, we require customers to demonstrate alignment with No Deforestation, No Peat, No Exploitation (“NDPE”) policies that are increasingly being adopted in the palm oil sector. [...] We encourage customers to apply NDPE standards throughout the supply chain. Besides NDPE commitments, DBS also accepts certification under Roundtable on Sustainable Palm Oil (“RSPO”) as demonstration of good industry practices. We request customers to achieve full RSPO certification within a timeframe and the time-bound action plan is communicated to DBS."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "For all our lending relationships, we require customers to demonstrate alignment with No Deforestation, No Peat, No Exploitation (“NDPE”) policies that are increasingly being adopted in the palm oil sector. [...] We encourage customers to apply NDPE standards throughout the supply chain. Besides NDPE commitments, DBS also accepts certification under Roundtable on Sustainable Palm Oil (“RSPO”) as demonstration of good industry practices. We request customers to achieve full RSPO certification within a timeframe and the time-bound action plan is communicated to DBS."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "For all our lending relationships, we require customers to demonstrate alignment with No Deforestation, No Peat, No Exploitation (“NDPE”) policies that are increasingly being adopted in the palm oil sector. [...] We encourage customers to apply NDPE standards throughout the supply chain. Besides NDPE commitments, DBS also accepts certification under Roundtable on Sustainable Palm Oil (“RSPO”) as demonstration of good industry practices. We request customers to achieve full RSPO certification within a timeframe and the time-bound action plan is communicated to DBS."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "The palm oil sector guide applies to all palm oil plantations, mills, refiners, integrated players, and processors."
      • Social Considerations
        11/22
        • Company must ensure Free, Prior and Informed Consent
          5.4/5.6
          • Commitment details
            Yes - Require
            4/4
            Commitment details
            Yes - Require
            4/4
            "DBS will provide financial services to palm oil customers who have relevant policies or public commitments in ensuring their new plantings are not involved in: [...] Planting without securing both the legal right and community support to use all the land involved. This can be achieved through a free, prior, informed, consent (“FPIC”) process"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "DBS will provide financial services to palm oil customers who have relevant policies or public commitments in ensuring their new plantings are not involved in: [...] Planting without securing both the legal right and community support to use all the land involved. This can be achieved through a free, prior, informed, consent (“FPIC”) process"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "DBS will provide financial services to palm oil customers who have relevant policies or public commitments in ensuring their new plantings are not involved in: [...] Planting without securing both the legal right and community support to use all the land involved. This can be achieved through a free, prior, informed, consent (“FPIC”) process"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "DBS will provide financial services to palm oil customers who have relevant policies or public commitments in ensuring their new plantings are not involved in: [...] Planting without securing both the legal right and community support to use all the land involved. This can be achieved through a free, prior, informed, consent (“FPIC”) process"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "The palm oil sector guide applies to all palm oil plantations, mills, refiners, integrated players, and processors."
        • Company must respect labour rights
          5.6/5.6
          • Commitment details
            Entire supply chain - Require
            4/4
            Commitment details
            Entire supply chain - Require
            4/4
            Type of policy: ILO; Discrimination; Forced Labour; Child Labour; Freedom of association
            "We will not knowingly finance activities or projects which we know to be in deliberate violation of local or national laws, or are involved in the following: • Forced or child labour, and human rights abuses " - DBS's requirements for customers are aligned to the ILO
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not knowingly finance activities or projects which we know to be in deliberate violation of local or national laws, or are involved in the following: • Forced or child labour, and human rights abuses " - DBS's requirements for customers are aligned to the ILO
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not knowingly finance activities or projects which we know to be in deliberate violation of local or national laws, or are involved in the following: • Forced or child labour, and human rights abuses " - DBS's requirements for customers are aligned to the ILO
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not knowingly finance activities or projects which we know to be in deliberate violation of local or national laws, or are involved in the following: • Forced or child labour, and human rights abuses " - DBS's requirements for customers are aligned to the ILO
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "We will not knowingly finance activities or projects which we know to be in deliberate violation of local or national laws, or are involved in the following: • Forced or child labour, and human rights abuses " - DBS's requirements for customers are aligned to the ILO
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
    • Soy
      36/64
      • Commitment Strength
        27/42
        • Commodity-specific financing policy
          9.3/9.6
          • Commitment details
            Yes
            8/8
            Commitment details
            Yes
            8/8
            Type of policy: Reduce deforestation
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests. This covers biofuel crop production which generates animal feed as a by-product, and production of soy which is used due to its high protein content"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests. This covers biofuel crop production which generates animal feed as a by-product, and production of soy which is used due to its high protein content"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests. This covers biofuel crop production which generates animal feed as a by-product, and production of soy which is used due to its high protein content"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests. This covers biofuel crop production which generates animal feed as a by-product, and production of soy which is used due to its high protein content"
          • Policy applies to all stages of the supply chain
            Producers
            0.1/0.4
            Policy applies to all stages of the supply chain
            Producers
            0.1/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests. This covers biofuel crop production which generates animal feed as a by-product, and production of soy which is used due to its high protein content"
        • Companies must be legally operated
          4.6/5.6
          • Commitment details
            Entire supply chain - Encourage
            3/4
            Commitment details
            Entire supply chain - Encourage
            3/4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws"
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws"
        • Companies must protect priority forests or globally important landscapes
          7.4/9.6
          • Commitment details
            Primary/Intact/Natural/HCV/HCS - Required
            6/8
            Commitment details
            Primary/Intact/Natural/HCV/HCS - Required
            6/8
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests. This covers biofuel crop production which generates animal feed as a by-product, and production of soy which is used due to its high protein content".
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests. This covers biofuel crop production which generates animal feed as a by-product, and production of soy which is used due to its high protein content".
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests. This covers biofuel crop production which generates animal feed as a by-product, and production of soy which is used due to its high protein content".
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests. This covers biofuel crop production which generates animal feed as a by-product, and production of soy which is used due to its high protein content".
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests. This covers biofuel crop production which generates animal feed as a by-product, and production of soy which is used due to its high protein content".
        • Assurance mechanism to ensure compliance
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Commitments must be timebound
          5.4/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Type of policy: Companies set own deadline but must be timebound
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests. This covers biofuel crop production which generates animal feed as a by-product, and production of soy which is used due to its high protein content"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests. This covers biofuel crop production which generates animal feed as a by-product, and production of soy which is used due to its high protein content"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests. This covers biofuel crop production which generates animal feed as a by-product, and production of soy which is used due to its high protein content"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests. This covers biofuel crop production which generates animal feed as a by-product, and production of soy which is used due to its high protein content"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests. This covers biofuel crop production which generates animal feed as a by-product, and production of soy which is used due to its high protein content"
      • Social Considerations
        9/22
        • Company must ensure Free, Prior and Informed Consent
          3.4/5.6
          • Commitment details
            Yes - Encourage
            2/4
            Commitment details
            Yes - Encourage
            2/4
            "We will not knowingly finance [...] operations which [...] fail to secure both the legal right and community support to use all the land involved. Consent can be achieved through the FPIC process".
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not knowingly finance [...] operations which [...] fail to secure both the legal right and community support to use all the land involved. Consent can be achieved through the FPIC process".
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not knowingly finance [...] operations which [...] fail to secure both the legal right and community support to use all the land involved. Consent can be achieved through the FPIC process".
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not knowingly finance [...] operations which [...] fail to secure both the legal right and community support to use all the land involved. Consent can be achieved through the FPIC process".
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "We will not knowingly finance [...] operations which [...] fail to secure both the legal right and community support to use all the land involved. Consent can be achieved through the FPIC process".
        • Company must respect labour rights
          5.6/5.6
          • Commitment details
            Entire supply chain - Require
            4/4
            Commitment details
            Entire supply chain - Require
            4/4
            Type of policy: ILO; Discrimination; Forced Labour; Child Labour; Freedom of association
            "We will not knowingly finance activities or projects which we know to be in deliberate violation of local or national laws, or are involved in the following: • Forced or child labour, and human rights abuses " - DBS's requirements for customers are aligned to the ILO
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not knowingly finance activities or projects which we know to be in deliberate violation of local or national laws, or are involved in the following: • Forced or child labour, and human rights abuses " - DBS's requirements for customers are aligned to the ILO
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not knowingly finance activities or projects which we know to be in deliberate violation of local or national laws, or are involved in the following: • Forced or child labour, and human rights abuses " - DBS's requirements for customers are aligned to the ILO
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not knowingly finance activities or projects which we know to be in deliberate violation of local or national laws, or are involved in the following: • Forced or child labour, and human rights abuses " - DBS's requirements for customers are aligned to the ILO
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "We will not knowingly finance activities or projects which we know to be in deliberate violation of local or national laws, or are involved in the following: • Forced or child labour, and human rights abuses " - DBS's requirements for customers are aligned to the ILO
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
    • Timber, Pulp & Paper
      31/64
      • Commitment Strength
        25/42
        • Commodity-specific financing policy
          8.9/9.6
          • Commitment details
            Yes
            8/8
            Commitment details
            Yes
            8/8
            Type of policy: Reduce deforestation
            "This sector guide applies to [...] midstream customers in processing and packaging operations; [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests."
          • Policy applies to all operations and financing
            No
            0/0.4
            Policy applies to all operations and financing
            No
            0/0.4
            "This sector guide applies to [...] midstream customers in processing and packaging operations; [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "This sector guide applies to [...] midstream customers in processing and packaging operations; [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "This sector guide applies to [...] midstream customers in processing and packaging operations; [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests."
          • Policy applies to all stages of the supply chain
            Processors
            0.1/0.4
            Policy applies to all stages of the supply chain
            Processors
            0.1/0.4
            "This sector guide applies to [...] midstream customers in processing and packaging operations; [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests."
        • Companies must be legally operated
          4.6/5.6
          • Commitment details
            Entire supply chain - Encourage
            3/4
            Commitment details
            Entire supply chain - Encourage
            3/4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws"
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws"
        • Companies must protect priority forests or globally important landscapes
          6.9/9.6
          • Commitment details
            Primary/Intact/Natural/HCV/HCS - Required
            6/8
            Commitment details
            Primary/Intact/Natural/HCV/HCS - Required
            6/8
            "This sector guide applies to [...] midstream customers in processing and packaging operations [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests."
          • Policy applies to all operations and financing
            No
            0/0.4
            Policy applies to all operations and financing
            No
            0/0.4
            "This sector guide applies to [...] midstream customers in processing and packaging operations [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "This sector guide applies to [...] midstream customers in processing and packaging operations [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "This sector guide applies to [...] midstream customers in processing and packaging operations [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests."
          • Policy applies to all stages of the supply chain
            Processors
            0.1/0.4
            Policy applies to all stages of the supply chain
            Processors
            0.1/0.4
            "This sector guide applies to [...] midstream customers in processing and packaging operations [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests."
        • Assurance mechanism to ensure compliance
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Commitments must be timebound
          4.9/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Type of policy: Companies set own deadline but must be timebound
            "This sector guide applies to [...] midstream customers in processing and packaging operations; [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests"
          • Policy applies to all operations and financing
            No
            0/0.4
            Policy applies to all operations and financing
            No
            0/0.4
            "This sector guide applies to [...] midstream customers in processing and packaging operations; [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "This sector guide applies to [...] midstream customers in processing and packaging operations; [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "This sector guide applies to [...] midstream customers in processing and packaging operations; [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests"
          • Policy applies to all stages of the supply chain
            Processors
            0.1/0.4
            Policy applies to all stages of the supply chain
            Processors
            0.1/0.4
            "This sector guide applies to [...] midstream customers in processing and packaging operations; [...] We will not knowingly finance activities or projects we know to be in deliberate violation of local or national laws, or operations which: • Contribute to deforestation. Deforestation can be determined by an assessment to establish High Conservation Value (“HCV”) and/or High Carbon Stock (“HCS”) forests"
      • Social Considerations
        6/22
        • Company must ensure Free, Prior and Informed Consent
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must respect labour rights
          5.6/5.6
          • Commitment details
            Entire supply chain - Require
            4/4
            Commitment details
            Entire supply chain - Require
            4/4
            Type of policy: ILO; Discrimination; Forced Labour; Child Labour; Freedom of association
            "We will not knowingly finance activities or projects which we know to be in deliberate violation of local or national laws, or are involved in the following: • Forced or child labour, and human rights abuses " - DBS's requirements for customers are aligned to the ILO
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not knowingly finance activities or projects which we know to be in deliberate violation of local or national laws, or are involved in the following: • Forced or child labour, and human rights abuses " - DBS's requirements for customers are aligned to the ILO
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not knowingly finance activities or projects which we know to be in deliberate violation of local or national laws, or are involved in the following: • Forced or child labour, and human rights abuses " - DBS's requirements for customers are aligned to the ILO
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not knowingly finance activities or projects which we know to be in deliberate violation of local or national laws, or are involved in the following: • Forced or child labour, and human rights abuses " - DBS's requirements for customers are aligned to the ILO
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "We will not knowingly finance activities or projects which we know to be in deliberate violation of local or national laws, or are involved in the following: • Forced or child labour, and human rights abuses " - DBS's requirements for customers are aligned to the ILO
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
  • Reporting & Implementation
    15/20
    • Policy is reviewed and updated
      5/5
      Policy review
      Commit to update policy - Annually or more frequent
      5/5
      "DBS Bank Our Approach to Responsible Financing [...] The Standard was first rolled out in January 2017 and is reviewed on an annual basis."
    • Companies must disclose subsidiaries in commodity supply chains
      0/5
    • Monitoring and non-compliance process
      5/5
      Monitoring compliance
      Yes - Screening and monitoring process
      5/5
      "To uphold the above commitments: • We identify the ESG risks within our loan portfolio in IBG; • We assess, manage and monitor material ESG risks in our financial transactions; this is done by applying appropriate levels of due diligence proportionate to the risks [...] If any customer is suspected to be involved in undesirable ESG practices, we will promptly engage the customer. If the customer is not willing to take steps to adequately mitigate the identified risks, we are prepared to turn down the transaction or reassess the banking relationship."
    • Reporting on implementation of the policy
      5/5
      Reporting
      Yes - Annually
      5/5
      Numbers: "In 2019, 268 ESG risk assessments conducted"

      Type of Reporting: Numerical
      "In 2018, a total of 178 ESG risk assessments conducted for large corporate clients were escalated for enhanced due diligence. This represented 5% of the large corporate clients assessed." "In 2019, 268 ESG risk assessments conducted for large corporate customers were escalated for enhanced due diligence. This represented about 4.4% of the large corporate customers assessed."
  • Commitment strength
    27/42
    Avg. score
  • Social considerations
    8/22
    Avg. score

Profile

DBS are a financial services group headquartered in Singapore serving private and commercial clients. Their services include wealth management, corporate finance, institutional investment, insurance, and retail banking services. As of 2017, the group's total assets amount to more than 480 billion SGD, with over 300 billion SGD in customer loans. DBS are among the top 35 lenders to Forest 500 companies, with loans amounting to more than 8 billion USD across the agriculture, agricultural commodities and consumer goods sectors.

HQ
HQ 
Singapore
Financial institution type
Financial institution type 
Bank

How we assess the Forest 500

Investors and lenders need to adopt and implement strong deforestation policies that ensure their investments are not funding the destruction of forests.

All assessments use policies published on financial institution websites, some links may have changed or been removed since the time of assessment.

Disclaimer

This assessment has been carried out following the methodology developed for the Forest 500 project, available here. Please see our disclaimer applicable to all information contained within this site and our terms and conditions for use of data presented on this site.

All assessments use policies published on company and financial institution websites, and while we endeavor to keep them updated some links may have changed or been removed since the time of assessment.

Please contact us with any concerns or feedback about this or other assessments included in the Forest 500.