HSBC

"Prohibited Business: HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: [...] Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning. [...] The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more."

"Prohibited Business: HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: [...] Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning. [...] The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more."

"Prohibited Business: HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: [...] Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning. [...] The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more."

"Prohibited Business: HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: [...] Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning. [...] The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more."

"Prohibited Business: HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: [...] Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning. [...] The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more."

"The prohibitions relating to burning and conversion apply from 1 July 2004 for soy, cattle ranching, and rubberwood, reflecting the introduction of HSBC’s original Forestry policy. HSBC accepts later cut-off dates if certified by a credible certification scheme. The other prohibitions were introduced from the date of our original Agricultural Commodities policy in March 2014."

"The prohibitions relating to burning and conversion apply from 1 July 2004 for soy, cattle ranching, and rubberwood, reflecting the introduction of HSBC’s original Forestry policy. HSBC accepts later cut-off dates if certified by a credible certification scheme. The other prohibitions were introduced from the date of our original Agricultural Commodities policy in March 2014."

"The prohibitions relating to burning and conversion apply from 1 July 2004 for soy, cattle ranching, and rubberwood, reflecting the introduction of HSBC’s original Forestry policy. HSBC accepts later cut-off dates if certified by a credible certification scheme. The other prohibitions were introduced from the date of our original Agricultural Commodities policy in March 2014."

"1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more."

"1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more. [...] HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in.."

"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: [...]b) Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; the violation of the rights of local communities, such as the principle of free, prior and informed consent; and operations where there is significant social conflict." "The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more."

 Only applies to high-risk companies - "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in: [...]b) Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; theviolation of the rights of local communities, such as the principle of free, prior and informed consent; andoperations where there is significant social conflict." "The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more."

"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in: [...]b) Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; theviolation of the rights of local communities, such as the principle of free, prior and informed consent; andoperations where there is significant social conflict." "The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more."

Only applies to companies of a certain size - "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: [...]b) Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; the violation of the rights of local communities, such as the principle of free, prior and informed consent; and operations where there is significant social conflict." "The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more."

 "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: [...]b) Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; the violation of the rights of local communities, such as the principle of free, prior and informed consent; and operations where there is significant social conflict." "The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more."

For palm oil: "HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: [...] Deforestation, that is: the conversion of areas (often forests) necessary to protect high conservation values (HCVs)2 , the conversion of high carbon stock (HCS) forests3 ; the conversion of primary tropical forests; or land clearance by burning4 [...] These commitments are consistent with No Deforestation, No Peat and No Exploitation (NDPE) policies increasingly common within the palm oil supply chain."

For palm oil: "HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: [...] Deforestation, that is: the conversion of areas (often forests) necessary to protect high conservation values (HCVs)2 , the conversion of high carbon stock (HCS) forests3 ; the conversion of primary tropical forests; or land clearance by burning4 [...] These commitments are consistent with No Deforestation, No Peat and No Exploitation (NDPE) policies increasingly common within the palm oil supply chain."

For palm oil: "HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: [...] Deforestation, that is: the conversion of areas (often forests) necessary to protect high conservation values (HCVs)2 , the conversion of high carbon stock (HCS) forests3 ; the conversion of primary tropical forests; or land clearance by burning4 [...] These commitments are consistent with No Deforestation, No Peat and No Exploitation (NDPE) policies increasingly common within the palm oil supply chain."

For palm oil: "HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: [...] Deforestation, that is: the conversion of areas (often forests) necessary to protect high conservation values (HCVs)2 , the conversion of high carbon stock (HCS) forests3 ; the conversion of primary tropical forests; or land clearance by burning4 [...] These commitments are consistent with No Deforestation, No Peat and No Exploitation (NDPE) policies increasingly common within the palm oil supply chain. [...] Growers (plantations) and mills - excluding smallholders with less than 50 hectares."

For palm oil: "HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: [...] Deforestation, that is: the conversion of areas (often forests) necessary to protect high conservation values (HCVs)2 , the conversion of high carbon stock (HCS) forests3 ; the conversion of primary tropical forests; or land clearance by burning4 [...] These commitments are consistent with No Deforestation, No Peat and No Exploitation (NDPE) policies increasingly common within the palm oil supply chain."

"HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: a) Illegal operations"

"HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: a) Illegal operations"

"HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: a) Illegal operations"

"HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: a) Illegal operations" " Growers (plantations) and mills - excluding smallholders with less than 50 hectares "

"HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: a) Illegal operations" "Growers (plantations) and mills - excluding smallholders with less than 50 hectares [...] Refiners and traders - including bulkers and shippers who consolidate palm oil purchases; excluding desktop traders who do not take physical possession of a commodity. "

"HSBC requires customers to obtain certification under the Roundtable on Sustainable Palm Oil (RSPO) certification scheme, or equivalent, which is accepted as verification of compliance with HSBC’s policy [...] Growers and Mills:1) Member of RSPO (preferably parent company, or relevant subsidiaries). 2) 100% certification of management units under RSPO. [...] Refiners and Traders: 1) Member of RSPO (preferably parent company, or relevant subsidiaries). 100% certification of owned facilities."

"HSBC requires customers to obtain certification under the Roundtable on Sustainable Palm Oil (RSPO) certification scheme, or equivalent, which is accepted as verification of compliance with HSBC’s policy [...] Growers and Mills:1) Member of RSPO (preferably parent company, or relevant subsidiaries). 2) 100% certification of management units under RSPO. [...] Refiners and Traders: 1) Member of RSPO (preferably parent company, or relevant subsidiaries). 100% certification of owned facilities."

"HSBC requires customers to obtain certification under the Roundtable on Sustainable Palm Oil (RSPO) certification scheme, or equivalent, which is accepted as verification of compliance with HSBC’s policy [...] Growers and Mills:1) Member of RSPO (preferably parent company, or relevant subsidiaries). 2) 100% certification of management units under RSPO. [...] Refiners and Traders: 1) Member of RSPO (preferably parent company, or relevant subsidiaries). 100% certification of owned facilities."

"HSBC requires customers to obtain certification under the Roundtable on Sustainable Palm Oil (RSPO) certification scheme, or equivalent, which is accepted as verification of compliance with HSBC’s policy [...] Growers and Mills:1) Member of RSPO (preferably parent company, or relevant subsidiaries). 2) 100% certification of management units under RSPO. [...] Refiners and Traders: 1) Member of RSPO (preferably parent company, or relevant subsidiaries). 100% certification of owned facilities."

"HSBC requires customers to obtain certification under the Roundtable on Sustainable Palm Oil (RSPO) certification scheme, or equivalent, which is accepted as verification of compliance with HSBC’s policy [...] Growers and Mills:1) Member of RSPO (preferably parent company, or relevant subsidiaries). 2) 100% certification of management units under RSPO. [...] Refiners and Traders: 1) Member of RSPO (preferably parent company, or relevant subsidiaries). 100% certification of owned facilities."

"Prohibited business: HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: [...] Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; the violation of the rights of local communities, such as the principle of free, prior and informed consent; and operations where there is significant social conflict."

"Prohibited business: HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: [...] Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; the violation of the rights of local communities, such as the principle of free, prior and informed consent; and operations where there is significant social conflict."

"Prohibited business: HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: [...] Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; the violation of the rights of local communities, such as the principle of free, prior and informed consent; and operations where there is significant social conflict."

For palm oil: "Prohibited business: HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: [...] Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; the violation of the rights of local communities, such as the principle of free, prior and informed consent; and operations where there is significant social conflict. [...] excluding smallholders with less than 50 hectares." 

"Prohibited business: HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: [...] Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; the violation of the rights of local communities, such as the principle of free, prior and informed consent; and operations where there is significant social conflict."

"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning. [...] The policy applies as follows: [...] 1. Growers with plantations of 10,000 hectares or more. 2. Processors with annual crushing capacity of 30,000 tonnes or more."

"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning. [...] The policy applies as follows: [...] 1. Growers with plantations of 10,000 hectares or more. 2. Processors with annual crushing capacity of 30,000 tonnes or more."

"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning. [...] The policy applies as follows: [...] 1. Growers with plantations of 10,000 hectares or more. 2. Processors with annual crushing capacity of 30,000 tonnes or more."

"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning. [...] The policy applies as follows: [...] 1. Growers with plantations of 10,000 hectares or more. 2. Processors with annual crushing capacity of 30,000 tonnes or more."

"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning. [...] The policy applies as follows: [...] 1. Growers with plantations of 10,000 hectares or more. 2. Processors with annual crushing capacity of 30,000 tonnes or more."

Agricultural Commodity policy states in the soy section that "Acceptable certification schemes are: Soy - Roundtable on Responsible Soy (RTRS).”

Policy only high-risk customers - For soy, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion ofprimary tropical forests; or clearance by burning [...] Acceptable certification schemes are: Soy - Roundtable on Responsible Soy (RTRS).”

"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion ofprimary tropical forests; or clearance by burning [...] Acceptable certification schemes are: Soy - Roundtable on Responsible Soy (RTRS).”

Only applies to companies of a certain size - For soy, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion ofprimary tropical forests; or clearance by burning." "The policy applies as follows: Soy: 1. Growers with plantations of 10,000 hectaresor more.2. Processors with annual crushing capacity of30,000 tonnes or more [...] Acceptable certification schemes are: Soy - Roundtable on Responsible Soy (RTRS).”

For soy, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion ofprimary tropical forests; or clearance by burning." "The policy applies as follows: Soy: 1. Growers with plantations of 10,000 hectaresor more.2. Processors with annual crushing capacity of30,000 tonnes or more [...] Acceptable certification schemes are: Soy - Roundtable on Responsible Soy (RTRS).”

"The prohibitions relating to burning and conversion apply from 1 July 2004 for soy, cattle ranching, and rubberwood, reflecting the introduction of HSBC’s original Forestry policy. HSBC accepts later cut-off dates if certified by a credible certification scheme. The other prohibitions were introduced from the date of our original Agricultural Commodities policy in March 2014."

"The prohibitions relating to burning and conversion apply from 1 July 2004 for soy, cattle ranching, and rubberwood, reflecting the introduction of HSBC’s original Forestry policy. HSBC accepts later cut-off dates if certified by a credible certification scheme. The other prohibitions were introduced from the date of our original Agricultural Commodities policy in March 2014."

"The prohibitions relating to burning and conversion apply from 1 July 2004 for soy, cattle ranching, and rubberwood, reflecting the introduction of HSBC’s original Forestry policy. HSBC accepts later cut-off dates if certified by a credible certification scheme. The other prohibitions were introduced from the date of our original Agricultural Commodities policy in March 2014."

"The policy applies as follows: 1. Growers with plantations of 10,000 hectares or more. 2. Processors with annual crushing capacity of 30,000 tonnes or more."   

"The policy applies as follows: 1. Growers with plantations of 10,000 hectares or more. 2. Processors with annual crushing capacity of 30,000 tonnes or more. [...] HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in.."

"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: [...] Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; the violation of the rights of local communities, such as the principle of free, prior and informed consent; and operations where there is significant social conflict." [...] The policy applies as follows: [...] 1. Growers with plantations of 10,000 hectares or more. 2. Processors with annual crushing capacity of 30,000 tonnes or more."

"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: [...] Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; the violation of the rights of local communities, such as the principle of free, prior and informed consent; and operations where there is significant social conflict." [...] The policy applies as follows: [...] 1. Growers with plantations of 10,000 hectares or more. 2. Processors with annual crushing capacity of 30,000 tonnes or more."

"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: [...] Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; the violation of the rights of local communities, such as the principle of free, prior and informed consent; and operations where there is significant social conflict." [...] The policy applies as follows: [...] 1. Growers with plantations of 10,000 hectares or more. 2. Processors with annual crushing capacity of 30,000 tonnes or more."

"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: [...] Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; the violation of the rights of local communities, such as the principle of free, prior and informed consent; and operations where there is significant social conflict." [...] The policy applies as follows: [...] 1. Growers with plantations of 10,000 hectares or more. 2. Processors with annual crushing capacity of 30,000 tonnes or more."

"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: [...] Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; the violation of the rights of local communities, such as the principle of free, prior and informed consent; and operations where there is significant social conflict." [...] The policy applies as follows: [...] 1. Growers with plantations of 10,000 hectares or more. 2. Processors with annual crushing capacity of 30,000 tonnes or more."

"HSBC will not provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation)"

"HSBC will not provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation).” [...] "HSBC’s Global Businesses must check that their customers meet the following risk-based requirements, which focus on customers being 100% certified where logging in or buying from High Risk Countries. Production - All logging sites in High Risk Countries: FSC or PEFC certification. Production - All logging sites in Low Risk Countries: a) FSC or PEFC certification or b) No track record or credible allegations of unacceptable impacts. Supply Chain - All facilities sourcing wood or pulp from or originating from High Risk Countries: FSC or PEFC certification. Supply Chain - All facilities sourcing wood or pulp from originating from Low Risk Countries: a) FSC or PEFC certification or b) No track record or credible allegations of unacceptable impacts. “Non-Sector” - Anywhere HSBC is aware that activities may be inconsistent with Prohibited Business: Make enquiries of the customer and from independent sources as appropriate."

"HSBC will not provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation).” [...] "HSBC’s Global Businesses must check that their customers meet the following risk-based requirements, which focus on customers being 100% certified where logging in or buying from High Risk Countries. Production - All logging sites in High Risk Countries: FSC or PEFC certification. Production - All logging sites in Low Risk Countries: a) FSC or PEFC certification or b) No track record or credible allegations of unacceptable impacts. Supply Chain - All facilities sourcing wood or pulp from or originating from High Risk Countries: FSC or PEFC certification. Supply Chain - All facilities sourcing wood or pulp from originating from Low Risk Countries: a) FSC or PEFC certification or b) No track record or credible allegations of unacceptable impacts. “Non-Sector” - Anywhere HSBC is aware that activities may be inconsistent with Prohibited Business: Make enquiries of the customer and from independent sources as appropriate."

"The policy relates to business customers involved in: a) Production: logging, including the management of forest plantations, but excluding rubberwood (see the Agricultural Commodities Policy). b) Supply chain:  Processing, such as sawmilling;  Timber or lumber manufacturing, such as panel products or wooden furniture, but excluding small businesses for whom certification is inappropriate such as craftsmen operating as sole traders and rubberwood;  Timber or lumber trading including exporters, importers and major wholesalers, but excluding small wholesalers (principally those who buy from importers) and all retailers; and  The manufacturing and wholesale trading of pulp and paper c) “Non-sector” businesses, which are not defined above or in HSBC’s Agricultural Commodities Policy, but may have similar impacts (such as forest clearance for mines, housing, pipelines or dams)"

"The policy relates to business customers involved in: a) Production: logging, including the management of forest plantations, but excluding rubberwood (see the Agricultural Commodities Policy). b) Supply chain:  Processing, such as sawmilling;  Timber or lumber manufacturing, such as panel products or wooden furniture, but excluding small businesses for whom certification is inappropriate such as craftsmen operating as sole traders and rubberwood;  Timber or lumber trading including exporters, importers and major wholesalers, but excluding small wholesalers (principally those who buy from importers) and all retailers; and  The manufacturing and wholesale trading of pulp and paper."

"HSBC will not provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation)."  

"HSBC will not provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation)."  

"HSBC will not provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation)."

"HSBC will not provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation)."

"HSBC’s Global Businesses must check that their customers meet the following risk-based requirements, which focus on customers being 100% certified where logging in or buying from High Risk Countries. Production - All logging sites in High Risk Countries: FSC or PEFC certification. Production - All logging sites in Low Risk Countries: a) FSC or PEFC certification or b) No track record or credible allegations of unacceptable impacts. Supply Chain - All facilities sourcing wood or pulp from or originating from High Risk Countries: FSC or PEFC certification. Supply Chain - All facilities sourcing wood or pulp from or originating from Low Risk Countries: a) FSC or PEFC certification or b) No track record or credible allegations of unacceptable impacts. “Non-Sector” - Anywhere HSBC is aware that activities may be inconsistent with Prohibited Business: Make enquiries of the customer and from independent sources as appropriate."

"HSBC’s Global Businesses must check that their customers meet the following risk-based requirements, which focus on customers being 100% certified where logging in or buying from High Risk Countries. Production - All logging sites in High Risk Countries: FSC or PEFC certification. Production - All logging sites in Low Risk Countries: a) FSC or PEFC certification or b) No track record or credible allegations of unacceptable impacts. Supply Chain - All facilities sourcing wood or pulp from or originating from High Risk Countries: FSC or PEFC certification. Supply Chain - All facilities sourcing wood or pulp from or originating from Low Risk Countries:a) FSC or PEFC certification orb) No track record or credible allegations of unacceptable impacts. “Non-Sector” - Anywhere HSBC is aware that activities may be inconsistent with Prohibited Business: Make enquiries of the customer and from independent sources as appropriate."

"HSBC’s Global Businesses must check that their customers meet the following risk-based requirements, which focus on customers being 100% certified where logging in or buying from High Risk Countries. Production - All logging sites in High Risk Countries: FSC or PEFC certification. Production - All logging sites in Low Risk Countries: a) FSC or PEFC certification or b) No track record or credible allegations of unacceptable impacts. Supply Chain - All facilities sourcing wood or pulp from or originating from High Risk Countries: FSC or PEFC certification. Supply Chain - All facilities sourcing wood or pulp from or originating from Low Risk Countries:a) FSC or PEFC certification orb) No track record or credible allegations of unacceptable impacts. “Non-Sector” - Anywhere HSBC is aware that activities may be inconsistent with Prohibited Business: Make enquiries of the customer and from independent sources as appropriate."

"The policy relates to business customers involved in: [...] Supply chain: Processing, such as sawmilling; Timber or lumber manufacturing, such as panel products or wooden furniture, but excluding small businesses for whom certification is inappropriate such as craftsmen operating as sole traders and rubberwood; Timber or lumber trading including exporters, importers and major wholesalers, but excluding small wholesalers (principally those who buy from importers) and all retailers; and The manufacturing and wholesale trading of pulp and paper"

"HSBC’s Global Businesses must check that their customers meet the following risk-based requirements, which focus on customers being 100% certified where logging in or buying from High Risk Countries. Production - All logging sites in High Risk Countries: FSC or PEFC certification. Production - All logging sites in Low Risk Countries: a) FSC or PEFC certification or b) No track record or credible allegations of unacceptable impacts. Supply Chain - All facilities sourcing wood or pulp from or originating from High Risk Countries: FSC or PEFC certification. Supply Chain - All facilities sourcing wood or pulp from or originating from Low Risk Countries:a) FSC or PEFC certification orb) No track record or credible allegations of unacceptable impacts. “Non-Sector” - Anywhere HSBC is aware that activities may be inconsistent with Prohibited Business: Make enquiries of the customer and from independent sources as appropriate."