HSBC

For cattle products, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning."

Only applies to high-risk customers - For cattle products, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning."

For cattle products, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning."

For cattle products, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning." "The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more."

For cattle products, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning." "The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more."

“Environment[...]Our sustainability risk policies require our corporate customers within sensitive sectors to apply consistent standards of international good practice, going beyond international laws and agreements.”

Only applies to sensitive sectors - “Environment[...]Our sustainability risk policies require our corporate customers within sensitive sectors to apply consistent standards of international good practice, going beyond international laws and agreements.”

“Environment[...]Our sustainability risk policies require our corporate customers within sensitive sectors to apply consistent standards of international good practice, going beyond international laws and agreements.”

“Environment[...]Our sustainability risk policies require our corporate customers within sensitive sectors to apply consistent standards of international good practice, going beyond international laws and agreements.”

“Environment[...]Our sustainability risk policies require our corporate customers within sensitive sectors to apply consistent standards of international good practice, going beyond international laws and agreements.”

For cattle products, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning." "The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more." "HSBC Global Businesses must make appropriate enquiries and not provide financial services directly supporting projects which threaten the special characteristics of UNESCO World Heritage Sites or Ramsar Wetlands. Restricted business Global Businesses must make further enquiries where aware that customers have or support projects in, immediately adjacent to or potentially impacting UNESCO World Heritage Sites or Ramsar Wetlands. They must assess whether the projects are inconsistent with HSBC’s objective (a) not to support companies which threaten the special characteristics of those sites and (b) to avoid reputational damage. Sustainability risk clearance must be obtained.”

Only applies to high-risk customers - For cattle products, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning." "The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more." "HSBC Global Businesses must make appropriate enquiries and not provide financial services directly supporting projects which threaten the special characteristics of UNESCO World Heritage Sites or Ramsar Wetlands. Restricted business Global Businesses must make further enquiries where aware that customers have or support projects in, immediately adjacent to or potentially impacting UNESCO World Heritage Sites or Ramsar Wetlands. They must assess whether the projects are inconsistent with HSBC’s objective (a) not to support companies which threaten the special characteristics of those sites and (b) to avoid reputational damage. Sustainability risk clearance must be obtained.”

For cattle products, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning." "The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more." "HSBC Global Businesses must make appropriate enquiries and not provide financial services directly supporting projects which threaten the special characteristics of UNESCO World Heritage Sites or Ramsar Wetlands. Restricted business Global Businesses must make further enquiries where aware that customers have or support projects in, immediately adjacent to or potentially impacting UNESCO World Heritage Sites or Ramsar Wetlands. They must assess whether the projects are inconsistent with HSBC’s objective (a) not to support companies which threaten the special characteristics of those sites and (b) to avoid reputational damage. Sustainability risk clearance must be obtained.”

Only applies to companies of a certain size - For cattle products, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning." "The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more." "HSBC Global Businesses must make appropriate enquiries and not provide financial services directly supporting projects which threaten the special characteristics of UNESCO World Heritage Sites or Ramsar Wetlands. Restricted business Global Businesses must make further enquiries where aware that customers have or support projects in, immediately adjacent to or potentially impacting UNESCO World Heritage Sites or Ramsar Wetlands. They must assess whether the projects are inconsistent with HSBC’s objective (a) not to support companies which threaten the special characteristics of those sites and (b) to avoid reputational damage. Sustainability risk clearance must be obtained.”

For cattle products, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning." "The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more." "HSBC Global Businesses must make appropriate enquiries and not provide financial services directly supporting projects which threaten the special characteristics of UNESCO World Heritage Sites or Ramsar Wetlands. Restricted business Global Businesses must make further enquiries where aware that customers have or support projects in, immediately adjacent to or potentially impacting UNESCO World Heritage Sites or Ramsar Wetlands. They must assess whether the projects are inconsistent with HSBC’s objective (a) not to support companies which threaten the special characteristics of those sites and (b) to avoid reputational damage. Sustainability risk clearance must be obtained.”

"The prohibitions relating to burning and conversion apply from 1 July 2004 for soy, cattle ranching, andrubberwood, reflecting the introduction of HSBC’s original Forestry policy. HSBC accepts later cut-off dates ifcertified by a credible certification scheme." "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning."

Policy only applies to high-risk customers - "The prohibitions relating to burning and conversion apply from 1 July 2004 for soy, cattle ranching, andrubberwood, reflecting the introduction of HSBC’s original Forestry policy. HSBC accepts later cut-off dates ifcertified by a credible certification scheme." "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning."

"The prohibitions relating to burning and conversion apply from 1 July 2004 for soy, cattle ranching, and rubber wood, reflecting the introduction of HSBC’s original Forestry policy. HSBC accepts later cut-off dates if certified by a credible certification scheme." "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning."

Policy only applies to companies of a certain size - "The prohibitions relating to burning and conversion apply from 1 July 2004 for soy, cattle ranching, andrubberwood, reflecting the introduction of HSBC’s original Forestry policy. HSBC accepts later cut-off dates ifcertified by a credible certification scheme." "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning." "The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more."

"The prohibitions relating to burning and conversion apply from 1 July 2004 for soy, cattle ranching, andrubberwood, reflecting the introduction of HSBC’s original Forestry policy. HSBC accepts later cut-off dates ifcertified by a credible certification scheme." "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning." "The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more."

"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in: [...]b) Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; theviolation of the rights of local communities, such as the principle of free, prior and informed consent; andoperations where there is significant social conflict." "The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more."

Only applies to high-risk companies - "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in: [...]b) Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; theviolation of the rights of local communities, such as the principle of free, prior and informed consent; andoperations where there is significant social conflict." "The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more."

"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in: [...]b) Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; theviolation of the rights of local communities, such as the principle of free, prior and informed consent; andoperations where there is significant social conflict." "The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more."

Only applies to companies of a certain size - "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in: [...]b) Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; theviolation of the rights of local communities, such as the principle of free, prior and informed consent; andoperations where there is significant social conflict." "The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more."

"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in: [...]b) Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; theviolation of the rights of local communities, such as the principle of free, prior and informed consent; andoperations where there is significant social conflict." "The policy applies as follows: 1. Ranchers with 1,000 head of cattle or more. 2. Processors with slaughter-house capacity of 500 cattle per day or more."

"HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: [...] Deforestation, that is: the conversion of areas (often forests) necessary to protect high conservation values(HCVs); the conversion of high carbon stock (HCS) forests; the conversion of primary tropical forests; or land clearance by burning. New plantation development on peat, regardless of the depth. Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; theviolation of the rights of local communities, such as the principle of free prior and informed consent; andoperations where there is significant social conflict.These commitments are consistent with No Deforestation, No Peat and No Exploitation (NDPE) policiesincreasingly common within the palm oil supply chain [...] HSBC requires customers to obtain certification under the Roundtable on Sustainable Palm Oil (RSPO) certification scheme, or equivalent, which is accepted as verification of compliance with HSBC’s policy."

"HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: [...] Deforestation, that is: the conversion of areas (often forests) necessary to protect high conservation values(HCVs); the conversion of high carbon stock (HCS) forests; the conversion of primary tropical forests; or land clearance by burning. New plantation development on peat, regardless of the depth. Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; theviolation of the rights of local communities, such as the principle of free prior and informed consent; andoperations where there is significant social conflict.These commitments are consistent with No Deforestation, No Peat and No Exploitation (NDPE) policiesincreasingly common within the palm oil supply chain [...] HSBC requires customers to obtain certification under the Roundtable on Sustainable Palm Oil (RSPO) certification scheme, or equivalent, which is accepted as verification of compliance with HSBC’s policy."

"HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: [...] Deforestation, that is: the conversion of areas (often forests) necessary to protect high conservation values(HCVs); the conversion of high carbon stock (HCS) forests; the conversion of primary tropical forests; or land clearance by burning. New plantation development on peat, regardless of the depth. Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; theviolation of the rights of local communities, such as the principle of free prior and informed consent; andoperations where there is significant social conflict.These commitments are consistent with No Deforestation, No Peat and No Exploitation (NDPE) policiesincreasingly common within the palm oil supply chain [...] HSBC requires customers to obtain certification under the Roundtable on Sustainable Palm Oil (RSPO) certification scheme, or equivalent, which is accepted as verification of compliance with HSBC’s policy."

""HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: [...] Deforestation, that is: the conversion of areas (often forests) necessary to protect high conservation values(HCVs); the conversion of high carbon stock (HCS) forests; the conversion of primary tropical forests; or land clearance by burning. New plantation development on peat, regardless of the depth. Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; theviolation of the rights of local communities, such as the principle of free prior and informed consent; andoperations where there is significant social conflict.These commitments are consistent with No Deforestation, No Peat and No Exploitation (NDPE) policiesincreasingly common within the palm oil supply chain [...] HSBC requires customers to obtain certification under the Roundtable on Sustainable Palm Oil (RSPO) certification scheme, or equivalent, which is accepted as verification of compliance with HSBC’s policy." "Growers (plantations) and mills - excluding smallholders with less than 50 hectares "

"Growers and Mills:1) Member of RSPO (preferably parent company, or relevant subsidiaries). 2) 100% certification of management units under RSPO. [...] Refiners and Traders: 1) Member of RSPO (preferably parent company, or relevant subsidiaries). 100% certification of owned facilities."

"HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: a) Illegal operations"

"HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: a) Illegal operations"

“Environment[...]Our sustainability risk policies require our corporate customers within sensitive sectors to apply consistent standards of international good practice, going beyond international laws and agreements.”

"HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: a) Illegal operations" " Growers (plantations) and mills - excluding smallholders with less than 50 hectares "

"HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: a) Illegal operations" "Growers (plantations) and mills - excluding smallholders with less than 50 hectares [...] Refiners and traders - including bulkers and shippers who consolidate palm oil purchases; excluding desktop traders who do not take physical possession of a commodity. "

"HSBC Global Businesses must make appropriate enquiries and not provide financial services directly supporting projects which threaten the special characteristics of UNESCO World Heritage Sites or Ramsar Wetlands. Restricted business Global Businesses must make further enquiries where aware that customers have or support projects in, immediately adjacent to or potentially impacting UNESCO World Heritage Sites or Ramsar Wetlands. They must assess whether the projects are inconsistent with HSBC’s objective (a) not to support companies which threaten the special characteristics of those sites and (b) to avoid reputational damage. Sustainability risk clearance must be obtained.” ""HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: [...] Deforestation, that is: the conversion of areas (often forests) necessary to protect high conservation values(HCVs); the conversion of high carbon stock (HCS) forests; the conversion of primary tropical forests; or land clearance by burning. New plantation development on peat, regardless of the depth."

"HSBC Global Businesses must make appropriate enquiries and not provide financial services directly supporting projects which threaten the special characteristics of UNESCO World Heritage Sites or Ramsar Wetlands. Restricted business Global Businesses must make further enquiries where aware that customers have or support projects in, immediately adjacent to or potentially impacting UNESCO World Heritage Sites or Ramsar Wetlands. They must assess whether the projects are inconsistent with HSBC’s objective (a) not to support companies which threaten the special characteristics of those sites and (b) to avoid reputational damage. Sustainability risk clearance must be obtained.” ""HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: [...] Deforestation, that is: the conversion of areas (often forests) necessary to protect high conservation values(HCVs); the conversion of high carbon stock (HCS) forests; the conversion of primary tropical forests; or land clearance by burning. New plantation development on peat, regardless of the depth."

"HSBC Global Businesses must make appropriate enquiries and not provide financial services directly supporting projects which threaten the special characteristics of UNESCO World Heritage Sites or Ramsar Wetlands. Restricted business Global Businesses must make further enquiries where aware that customers have or support projects in, immediately adjacent to or potentially impacting UNESCO World Heritage Sites or Ramsar Wetlands. They must assess whether the projects are inconsistent with HSBC’s objective (a) not to support companies which threaten the special characteristics of those sites and (b) to avoid reputational damage. Sustainability risk clearance must be obtained.” ""HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: [...] Deforestation, that is: the conversion of areas (often forests) necessary to protect high conservation values(HCVs); the conversion of high carbon stock (HCS) forests; the conversion of primary tropical forests; or land clearance by burning. New plantation development on peat, regardless of the depth."

"HSBC Global Businesses must make appropriate enquiries and not provide financial services directly supporting projects which threaten the special characteristics of UNESCO World Heritage Sites or Ramsar Wetlands. Restricted business Global Businesses must make further enquiries where aware that customers have or support projects in, immediately adjacent to or potentially impacting UNESCO World Heritage Sites or Ramsar Wetlands. They must assess whether the projects are inconsistent with HSBC’s objective (a) not to support companies which threaten the special characteristics of those sites and (b) to avoid reputational damage. Sustainability risk clearance must be obtained.” ""HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: [...] Deforestation, that is: the conversion of areas (often forests) necessary to protect high conservation values(HCVs); the conversion of high carbon stock (HCS) forests; the conversion of primary tropical forests; or land clearance by burning. New plantation development on peat, regardless of the depth."

"HSBC Global Businesses must make appropriate enquiries and not provide financial services directly supporting projects which threaten the special characteristics of UNESCO World Heritage Sites or Ramsar Wetlands. Restricted business Global Businesses must make further enquiries where aware that customers have or support projects in, immediately adjacent to or potentially impacting UNESCO World Heritage Sites or Ramsar Wetlands. They must assess whether the projects are inconsistent with HSBC’s objective (a) not to support companies which threaten the special characteristics of those sites and (b) to avoid reputational damage. Sustainability risk clearance must be obtained.” ""HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: [...] Deforestation, that is: the conversion of areas (often forests) necessary to protect high conservation values(HCVs); the conversion of high carbon stock (HCS) forests; the conversion of primary tropical forests; or land clearance by burning. New plantation development on peat, regardless of the depth."

"HSBC requires customers to obtain certification under the Roundtable on Sustainable Palm Oil (RSPO) certification scheme, or equivalent, which is accepted as verification of compliance with HSBC’s policy [...] Growers and Mills:1) Member of RSPO (preferably parent company, or relevant subsidiaries). 2) 100% certification of management units under RSPO. [...] Refiners and Traders: 1) Member of RSPO (preferably parent company, or relevant subsidiaries). 100% certification of owned facilities."

"HSBC requires customers to obtain certification under the Roundtable on Sustainable Palm Oil (RSPO) certification scheme, or equivalent, which is accepted as verification of compliance with HSBC’s policy [...] Growers and Mills:1) Member of RSPO (preferably parent company, or relevant subsidiaries). 2) 100% certification of management units under RSPO. [...] Refiners and Traders: 1) Member of RSPO (preferably parent company, or relevant subsidiaries). 100% certification of owned facilities."

"HSBC requires customers to obtain certification under the Roundtable on Sustainable Palm Oil (RSPO) certification scheme, or equivalent, which is accepted as verification of compliance with HSBC’s policy [...] Growers and Mills:1) Member of RSPO (preferably parent company, or relevant subsidiaries). 2) 100% certification of management units under RSPO. [...] Refiners and Traders: 1) Member of RSPO (preferably parent company, or relevant subsidiaries). 100% certification of owned facilities."

"HSBC requires customers to obtain certification under the Roundtable on Sustainable Palm Oil (RSPO) certification scheme, or equivalent, which is accepted as verification of compliance with HSBC’s policy [...] Growers and Mills:1) Member of RSPO (preferably parent company, or relevant subsidiaries). 2) 100% certification of management units under RSPO. [...] Refiners and Traders: 1) Member of RSPO (preferably parent company, or relevant subsidiaries). 100% certification of owned facilities."

"HSBC requires customers to obtain certification under the Roundtable on Sustainable Palm Oil (RSPO) certification scheme, or equivalent, which is accepted as verification of compliance with HSBC’s policy [...] Growers and Mills:1) Member of RSPO (preferably parent company, or relevant subsidiaries). 2) 100% certification of management units under RSPO. [...] Refiners and Traders: 1) Member of RSPO (preferably parent company, or relevant subsidiaries). 100% certification of owned facilities."

"Customers who develop or acquire new uncertified operations in the future may be unable to certify these immediately under the RSPO; for example, a mill or refinery to be built in 2022, or the acquisition of an uncertified operation. When undertaking such activities, customers must not breach core policy prohibitions and such customers must gain the additional certification within a reasonable timeframe, typically 1 year for completion of plant for refiners/traders and 4 years for commencement of operations for growers/mills. New customers are required to consent, before financial services are provided, to HSBC being able to disclose publicly whether the customer is or was a customer of the bank. This requirement recognises both the public concern over the role of financial institutions in this sector and the legal constraints on HSBC relating to customer confidentiality."

"Customers who develop or acquire new uncertified operations in the future may be unable to certify these immediately under the RSPO; for example, a mill or refinery to be built in 2022, or the acquisition of an uncertified operation. When undertaking such activities, customers must not breach core policy prohibitions and such customers must gain the additional certification within a reasonable timeframe, typically 1 year for completion of plant for refiners/traders and 4 years for commencement of operations for growers/mills. New customers are required to consent, before financial services are provided, to HSBC being able to disclose publicly whether the customer is or was a customer of the bank. This requirement recognises both the public concern over the role of financial institutions in this sector and the legal constraints on HSBC relating to customer confidentiality."

"Customers who develop or acquire new uncertified operations in the future may be unable to certify these immediately under the RSPO; for example, a mill or refinery to be built in 2022, or the acquisition of an uncertified operation. When undertaking such activities, customers must not breach core policy prohibitions and such customers must gain the additional certification within a reasonable timeframe, typically 1 year for completion of plant for refiners/traders and 4 years for commencement of operations for growers/mills. New customers are required to consent, before financial services are provided, to HSBC being able to disclose publicly whether the customer is or was a customer of the bank. This requirement recognises both the public concern over the role of financial institutions in this sector and the legal constraints on HSBC relating to customer confidentiality."

"Customers who develop or acquire new uncertified operations in the future may be unable to certify these immediately under the RSPO; for example, a mill or refinery to be built in 2022, or the acquisition of an uncertified operation. When undertaking such activities, customers must not breach core policy prohibitions and such customers must gain the additional certification within a reasonable timeframe, typically 1 year for completion of plant for refiners/traders and 4 years for commencement of operations for growers/mills. New customers are required to consent, before financial services are provided, to HSBC being able to disclose publicly whether the customer is or was a customer of the bank. This requirement recognises both the public concern over the role of financial institutions in this sector and the legal constraints on HSBC relating to customer confidentiality."

"Customers who develop or acquire new uncertified operations in the future may be unable to certify these immediately under the RSPO; for example, a mill or refinery to be built in 2022, or the acquisition of an uncertified operation. When undertaking such activities, customers must not breach core policy prohibitions and such customers must gain the additional certification within a reasonable timeframe, typically 1 year for completion of plant for refiners/traders and 4 years for commencement of operations for growers/mills. New customers are required to consent, before financial services are provided, to HSBC being able to disclose publicly whether the customer is or was a customer of the bank. This requirement recognises both the public concern over the role of financial institutions in this sector and the legal constraints on HSBC relating to customer confidentiality."

“Prohibited Business : HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: [...]Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; the violation of the rights of local communities, such as the principle of free prior and informed consent ; and operations where there is significant social conflict.”

“Prohibited Business : HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: [...]Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; the violation of the rights of local communities, such as the principle of free prior and informed consent5 ; and operations where there is significant social conflict.”

“Prohibited Business : HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: [...]Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; the violation of the rights of local communities, such as the principle of free prior and informed consent5 ; and operations where there is significant social conflict.”

“Prohibited Business : HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: [...]Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; the violation of the rights of local communities, such as the principle of free prior and informed consent5 ; and operations where there is significant social conflict.”

“Prohibited Business : HSBC will not provide financial services to customers involved directly in or sourcing from suppliers involved in: [...]Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; the violation of the rights of local communities, such as the principle of free prior and informed consent5 ; and operations where there is significant social conflict.”

For cattle products, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning."

Only high-risk customers - For soy, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion ofprimary tropical forests; or clearance by burning."

For soy, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion ofprimary tropical forests; or clearance by burning."

Only applies to companies of a certain size - For soy, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion ofprimary tropical forests; or clearance by burning." "The policy applies as follows: Soy: 1. Growers with plantations of 10,000 hectaresor more.2. Processors with annual crushing capacity of30,000 tonnes or more."

For soy, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion ofprimary tropical forests; or clearance by burning." "The policy applies as follows: Soy: 1. Growers with plantations of 10,000 hectaresor more.2. Processors with annual crushing capacity of30,000 tonnes or more."

“Environment[...]Our sustainability risk policies require our corporate customers within sensitive sectors to apply consistent standards of international good practice, going beyond international laws and agreements.”

Only applies to sensitive sectors - “Environment[...]Our sustainability risk policies require our corporate customers within sensitive sectors to apply consistent standards of international good practice, going beyond international laws and agreements.”

“Environment[...]Our sustainability risk policies require our corporate customers within sensitive sectors to apply consistent standards of international good practice, going beyond international laws and agreements.”

“Environment[...]Our sustainability risk policies require our corporate customers within sensitive sectors to apply consistent standards of international good practice, going beyond international laws and agreements.”

“Environment[...]Our sustainability risk policies require our corporate customers within sensitive sectors to apply consistent standards of international good practice, going beyond international laws and agreements.”

For soy, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion ofprimary tropical forests; or clearance by burning." "The policy applies as follows: Soy: 1. Growers with plantations of 10,000 hectaresor more.2. Processors with annual crushing capacity of30,000 tonnes or more." "HSBC Global Businesses must make appropriate enquiries and not provide financial services directly supporting projects which threaten the special characteristics of UNESCO World Heritage Sites or Ramsar Wetlands. Restricted business Global Businesses must make further enquiries where aware that customers have or support projects in, immediately adjacent to or potentially impacting UNESCO World Heritage Sites or Ramsar Wetlands. They must assess whether the projects are inconsistent with HSBC’s objective (a) not to support companies which threaten the special characteristics of those sites and (b) to avoid reputational damage. Sustainability risk clearance must be obtained.”

For soy, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion ofprimary tropical forests; or clearance by burning." "The policy applies as follows: Soy: 1. Growers with plantations of 10,000 hectaresor more.2. Processors with annual crushing capacity of30,000 tonnes or more." "HSBC Global Businesses must make appropriate enquiries and not provide financial services directly supporting projects which threaten the special characteristics of UNESCO World Heritage Sites or Ramsar Wetlands. Restricted business Global Businesses must make further enquiries where aware that customers have or support projects in, immediately adjacent to or potentially impacting UNESCO World Heritage Sites or Ramsar Wetlands. They must assess whether the projects are inconsistent with HSBC’s objective (a) not to support companies which threaten the special characteristics of those sites and (b) to avoid reputational damage. Sustainability risk clearance must be obtained.”

For soy, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion ofprimary tropical forests; or clearance by burning." "The policy applies as follows: Soy: 1. Growers with plantations of 10,000 hectaresor more.2. Processors with annual crushing capacity of30,000 tonnes or more." "HSBC Global Businesses must make appropriate enquiries and not provide financial services directly supporting projects which threaten the special characteristics of UNESCO World Heritage Sites or Ramsar Wetlands. Restricted business Global Businesses must make further enquiries where aware that customers have or support projects in, immediately adjacent to or potentially impacting UNESCO World Heritage Sites or Ramsar Wetlands. They must assess whether the projects are inconsistent with HSBC’s objective (a) not to support companies which threaten the special characteristics of those sites and (b) to avoid reputational damage. Sustainability risk clearance must be obtained.”

For soy, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion ofprimary tropical forests; or clearance by burning." "The policy applies as follows: Soy: 1. Growers with plantations of 10,000 hectaresor more.2. Processors with annual crushing capacity of30,000 tonnes or more." "HSBC Global Businesses must make appropriate enquiries and not provide financial services directly supporting projects which threaten the special characteristics of UNESCO World Heritage Sites or Ramsar Wetlands. Restricted business Global Businesses must make further enquiries where aware that customers have or support projects in, immediately adjacent to or potentially impacting UNESCO World Heritage Sites or Ramsar Wetlands. They must assess whether the projects are inconsistent with HSBC’s objective (a) not to support companies which threaten the special characteristics of those sites and (b) to avoid reputational damage. Sustainability risk clearance must be obtained.”

For soy, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion ofprimary tropical forests; or clearance by burning." "The policy applies as follows: Soy: 1. Growers with plantations of 10,000 hectaresor more.2. Processors with annual crushing capacity of30,000 tonnes or more." "HSBC Global Businesses must make appropriate enquiries and not provide financial services directly supporting projects which threaten the special characteristics of UNESCO World Heritage Sites or Ramsar Wetlands. Restricted business Global Businesses must make further enquiries where aware that customers have or support projects in, immediately adjacent to or potentially impacting UNESCO World Heritage Sites or Ramsar Wetlands. They must assess whether the projects are inconsistent with HSBC’s objective (a) not to support companies which threaten the special characteristics of those sites and (b) to avoid reputational damage. Sustainability risk clearance must be obtained.”

Agricultural Commodity policy states in the soy section that "Acceptable certification schemes are: Soy - Roundtable on Responsible Soy (RTRS).”

Policy only high-risk customers - For soy, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion ofprimary tropical forests; or clearance by burning [...] Acceptable certification schemes are: Soy - Roundtable on Responsible Soy (RTRS).”

"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion ofprimary tropical forests; or clearance by burning [...] Acceptable certification schemes are: Soy - Roundtable on Responsible Soy (RTRS).”

Only applies to companies of a certain size - For soy, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion ofprimary tropical forests; or clearance by burning." "The policy applies as follows: Soy: 1. Growers with plantations of 10,000 hectaresor more.2. Processors with annual crushing capacity of30,000 tonnes or more [...] Acceptable certification schemes are: Soy - Roundtable on Responsible Soy (RTRS).”

For soy, "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in:a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion ofprimary tropical forests; or clearance by burning." "The policy applies as follows: Soy: 1. Growers with plantations of 10,000 hectaresor more.2. Processors with annual crushing capacity of30,000 tonnes or more [...] Acceptable certification schemes are: Soy - Roundtable on Responsible Soy (RTRS).”

"The prohibitions relating to burning and conversion apply from 1 July 2004 for soy, cattle ranching, andrubberwood, reflecting the introduction of HSBC’s original Forestry policy. HSBC accepts later cut-off dates ifcertified by a credible certification scheme." "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning."

Policy only high-risk customers - "The prohibitions relating to burning and conversion apply from 1 July 2004 for soy, cattle ranching, andrubberwood, reflecting the introduction of HSBC’s original Forestry policy. HSBC accepts later cut-off dates ifcertified by a credible certification scheme." "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning."

"The prohibitions relating to burning and conversion apply from 1 July 2004 for soy, cattle ranching, andrubberwood, reflecting the introduction of HSBC’s original Forestry policy. HSBC accepts later cut-off dates ifcertified by a credible certification scheme." "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning."

"The policy applies as follows: Soy: 1. Growers with plantations of 10,000 hectaresor more.2. Processors with annual crushing capacity of30,000 tonnes or more". "The prohibitions relating to burning and conversion apply from 1 July 2004 for soy, cattle ranching, andrubberwood, reflecting the introduction of HSBC’s original Forestry policy. HSBC accepts later cut-off dates ifcertified by a credible certification scheme." "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning."

"The policy applies as follows: Soy: 1. Growers with plantations of 10,000 hectaresor more.2. Processors with annual crushing capacity of30,000 tonnes or more". "The prohibitions relating to burning and conversion apply from 1 July 2004 for soy, cattle ranching, andrubberwood, reflecting the introduction of HSBC’s original Forestry policy. HSBC accepts later cut-off dates ifcertified by a credible certification scheme." "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing from suppliers involved in: a) Deforestation, that is: the conversion of areas (often forests) necessary to protect HCVs; the conversion of primary tropical forests; or clearance by burning."

"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in: [...]b) Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; theviolation of the rights of local communities, such as the principle of free, prior and informed consent; andoperations where there is significant social conflict."

Policy only applies to high-risk customers -"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in: [...]b) Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; theviolation of the rights of local communities, such as the principle of free, prior and informed consent; andoperations where there is significant social conflict." "The policy applies as follows: Soy: 1. Growers with plantations of 10,000 hectaresor more.2. Processors with annual crushing capacity of30,000 tonnes or more."

"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in: [...]b) Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; theviolation of the rights of local communities, such as the principle of free, prior and informed consent; andoperations where there is significant social conflict." "The policy applies as follows: Soy: 1. Growers with plantations of 10,000 hectaresor more.2. Processors with annual crushing capacity of30,000 tonnes or more."

Only applies to companies of a certain size - "HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in: [...]b) Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; theviolation of the rights of local communities, such as the principle of free, prior and informed consent; andoperations where there is significant social conflict." "The policy applies as follows: Soy: 1. Growers with plantations of 10,000 hectaresor more.2. Processors with annual crushing capacity of30,000 tonnes or more."

"HSBC will not knowingly provide financial services to high-risk customers involved directly in or sourcing fromsuppliers involved in: [...]b) Exploitation of people and communities, such as: harmful or exploitative child labour or forced labour; theviolation of the rights of local communities, such as the principle of free, prior and informed consent; andoperations where there is significant social conflict." "The policy applies as follows: Soy: 1. Growers with plantations of 10,000 hectaresor more.2. Processors with annual crushing capacity of30,000 tonnes or more."

"HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation).” "HSBC’s Global Businesses must check that their customers meet the following risk-based requirements, whichfocus on customers being 100% certified where logging in or buying from High Risk Countries. Production - All logging sites in High Risk Countries: FSC or PEFC certification. Production - All logging sites in Low Risk Countries: a) FSC or PEFC certification or b) No track record or credible allegations of unacceptable impacts. Supply Chain - All facilities sourcing wood or pulp from or originating from High Risk Countries: FSC or PEFC certification. Supply Chain - All facilities sourcing wood or pulp from ororiginating from Low Risk Countries:a) FSC or PEFC certification orb) No track record or credibleallegations of unacceptableimpacts. “Non-Sector” - Anywhere HSBC is aware that activities may be inconsistent with Prohibited Business: Make enquiries of the customer and from independent sources as appropriate."

"HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation).” "HSBC’s Global Businesses must check that their customers meet the following risk-based requirements, whichfocus on customers being 100% certified where logging in or buying from High Risk Countries. Production - All logging sites in High Risk Countries: FSC or PEFC certification. Production - All logging sites in Low Risk Countries: a) FSC or PEFC certification or b) No track record or credible allegations of unacceptable impacts. Supply Chain - All facilities sourcing wood or pulp from or originating from High Risk Countries: FSC or PEFC certification. Supply Chain - All facilities sourcing wood or pulp from ororiginating from Low Risk Countries:a) FSC or PEFC certification orb) No track record or credibleallegations of unacceptableimpacts. “Non-Sector” - Anywhere HSBC is aware that activities may be inconsistent with Prohibited Business: Make enquiries of the customer and from independent sources as appropriate."

"HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation).” "HSBC’s Global Businesses must check that their customers meet the following risk-based requirements, whichfocus on customers being 100% certified where logging in or buying from High Risk Countries. Production - All logging sites in High Risk Countries: FSC or PEFC certification. Production - All logging sites in Low Risk Countries: a) FSC or PEFC certification or b) No track record or credible allegations of unacceptable impacts. Supply Chain - All facilities sourcing wood or pulp from or originating from High Risk Countries: FSC or PEFC certification. Supply Chain - All facilities sourcing wood or pulp from ororiginating from Low Risk Countries:a) FSC or PEFC certification orb) No track record or credibleallegations of unacceptableimpacts. “Non-Sector” - Anywhere HSBC is aware that activities may be inconsistent with Prohibited Business: Make enquiries of the customer and from independent sources as appropriate."

Restrictions on supply chain companies based on size - "The policy relates to business customers involved in: [...] Supply chain: Processing, such as sawmilling; Timber or lumber manufacturing, such as panel products or wooden furniture, but excluding small businesses for whom certification is inappropriate such as craftsmen operating as sole traders and rubberwood; Timber or lumber trading including exporters, importers and major wholesalers, but excluding small wholesalers (principally those who buy from importers) and all retailers; and The manufacturing and wholesale trading of pulp and paper"

"The policy relates to business customers involved in: [...] Supply chain: Processing, such as sawmilling; Timber or lumber manufacturing, such as panel products or wooden furniture, but excluding small businesses for whom certification is inappropriate such as craftsmen operating as sole traders and rubberwood; Timber or lumber trading including exporters, importers and major wholesalers, but excluding small wholesalers (principally those who buy from importers) and all retailers; and The manufacturing and wholesale trading of pulp and paper." "HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation).” "HSBC’s Global Businesses must check that their customers meet the following risk-based requirements, whichfocus on customers being 100% certified where logging in or buying from High Risk Countries. Production - All logging sites in High Risk Countries: FSC or PEFC certification. Production - All logging sites in Low Risk Countries: a) FSC or PEFC certification or b) No track record or credible allegations of unacceptable impacts. Supply Chain - All facilities sourcing wood or pulp from or originating from High Risk Countries: FSC or PEFC certification. Supply Chain - All facilities sourcing wood or pulp from ororiginating from Low Risk Countries:a) FSC or PEFC certification orb) No track record or credibleallegations of unacceptableimpacts. “Non-Sector” - Anywhere HSBC is aware that activities may be inconsistent with Prohibited Business: Make enquiries of the customer and from independent sources as appropriate."

"HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging"

"HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging"

“Environment[...]Our sustainability risk policies require our corporate customers within sensitive sectors to apply consistent standards of international good practice, going beyond international laws and agreements.”

“Environment[...]Our sustainability risk policies require our corporate customers within sensitive sectors to apply consistent standards of international good practice, going beyond international laws and agreements.”

"HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging"

Restrictions on supply chain companies based on size - "The policy relates to business customers involved in: [...] Supply chain: Processing, such as sawmilling; Timber or lumber manufacturing, such as panel products or wooden furniture, but excluding small businesses for whom certification is inappropriate such as craftsmen operating as sole traders and rubberwood; Timber or lumber trading including exporters, importers and major wholesalers, but excluding small wholesalers (principally those who buy from importers) and all retailers; and The manufacturing and wholesale trading of pulp and paper". "HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation).” "HSBC Global Businesses must make appropriate enquiries and not provide financial services directly supporting projects which threaten the special characteristics of UNESCO World Heritage Sites or Ramsar Wetlands. Restricted business Global Businesses must make further enquiries where aware that customers have or support projects in, immediately adjacent to or potentially impacting UNESCO World Heritage Sites or Ramsar Wetlands. They must assess whether the projects are inconsistent with HSBC’s objective (a) not to support companies which threaten the special characteristics of those sites and (b) to avoid reputational damage. Sustainability risk clearance must be obtained.”

"HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation).” "HSBC Global Businesses must make appropriate enquiries and not provide financial services directly supporting projects which threaten the special characteristics of UNESCO World Heritage Sites or Ramsar Wetlands. Restricted business Global Businesses must make further enquiries where aware that customers have or support projects in, immediately adjacent to or potentially impacting UNESCO World Heritage Sites or Ramsar Wetlands. They must assess whether the projects are inconsistent with HSBC’s objective (a) not to support companies which threaten the special characteristics of those sites and (b) to avoid reputational damage. Sustainability risk clearance must be obtained.”

"HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation).” "HSBC Global Businesses must make appropriate enquiries and not provide financial services directly supporting projects which threaten the special characteristics of UNESCO World Heritage Sites or Ramsar Wetlands. Restricted business Global Businesses must make further enquiries where aware that customers have or support projects in, immediately adjacent to or potentially impacting UNESCO World Heritage Sites or Ramsar Wetlands. They must assess whether the projects are inconsistent with HSBC’s objective (a) not to support companies which threaten the special characteristics of those sites and (b) to avoid reputational damage. Sustainability risk clearance must be obtained.”

Restrictions on supply chain companies based on size - "The policy relates to business customers involved in: [...] Supply chain: Processing, such as sawmilling; Timber or lumber manufacturing, such as panel products or wooden furniture, but excluding small businesses for whom certification is inappropriate such as craftsmen operating as sole traders and rubberwood; Timber or lumber trading including exporters, importers and major wholesalers, but excluding small wholesalers (principally those who buy from importers) and all retailers; and The manufacturing and wholesale trading of pulp and paper". "HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation).” "HSBC Global Businesses must make appropriate enquiries and not provide financial services directly supporting projects which threaten the special characteristics of UNESCO World Heritage Sites or Ramsar Wetlands. Restricted business Global Businesses must make further enquiries where aware that customers have or support projects in, immediately adjacent to or potentially impacting UNESCO World Heritage Sites or Ramsar Wetlands. They must assess whether the projects are inconsistent with HSBC’s objective (a) not to support companies which threaten the special characteristics of those sites and (b) to avoid reputational damage. Sustainability risk clearance must be obtained.”

"The policy relates to business customers involved in: [...] Supply chain: Processing, such as sawmilling; Timber or lumber manufacturing, such as panel products or wooden furniture, but excluding small businesses for whom certification is inappropriate such as craftsmen operating as sole traders and rubberwood; Timber or lumber trading including exporters, importers and major wholesalers, but excluding small wholesalers (principally those who buy from importers) and all retailers; and The manufacturing and wholesale trading of pulp and paper" "HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation).” "HSBC Global Businesses must make appropriate enquiries and not provide financial services directly supporting projects which threaten the special characteristics of UNESCO World Heritage Sites or Ramsar Wetlands. Restricted business Global Businesses must make further enquiries where aware that customers have or support projects in, immediately adjacent to or potentially impacting UNESCO World Heritage Sites or Ramsar Wetlands. They must assess whether the projects are inconsistent with HSBC’s objective (a) not to support companies which threaten the special characteristics of those sites and (b) to avoid reputational damage. Sustainability risk clearance must be obtained.” "HSBC’s Global Businesses must check that their customers meet the following risk-based requirements, whichfocus on customers being 100% certified where logging in or buying from High Risk Countries. Production - All logging sites in High Risk Countries: FSC or PEFC certification. Production - All logging sites in Low Risk Countries: a) FSC or PEFC certification or b) No track record or credible allegations of unacceptable impacts. Supply Chain - All facilities sourcing wood or pulp from or originating from High Risk Countries: FSC or PEFC certification. Supply Chain - All facilities sourcing wood or pulp from ororiginating from Low Risk Countries:a) FSC or PEFC certification orb) No track record or credibleallegations of unacceptableimpacts. “Non-Sector” - Anywhere HSBC is aware that activities may be inconsistent with Prohibited Business: Make enquiries of the customer and from independent sources as appropriate."

"HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation).” "HSBC’s Global Businesses must check that their customers meet the following risk-based requirements, which focus on customers being 100% certified where logging in or buying from High Risk Countries. Production - All logging sites in High Risk Countries: FSC or PEFC certification. Production - All logging sites in Low Risk Countries: a) FSC or PEFC certification or b) No track record or credible allegations of unacceptable impacts. Supply Chain - All facilities sourcing wood or pulp from or originating from High Risk Countries: FSC or PEFC certification. Supply Chain - All facilities sourcing wood or pulp from or originating from Low Risk Countries:a) FSC or PEFC certification orb) No track record or credible allegations of unacceptable impacts. “Non-Sector” - Anywhere HSBC is aware that activities may be inconsistent with Prohibited Business: Make enquiries of the customer and from independent sources as appropriate."

"HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation).” "HSBC’s Global Businesses must check that their customers meet the following risk-based requirements, whichfocus on customers being 100% certified where logging in or buying from High Risk Countries. Production - All logging sites in High Risk Countries: FSC or PEFC certification. Production - All logging sites in Low Risk Countries: a) FSC or PEFC certification or b) No track record or credible allegations of unacceptable impacts. Supply Chain - All facilities sourcing wood or pulp from or originating from High Risk Countries: FSC or PEFC certification. Supply Chain - All facilities sourcing wood or pulp from ororiginating from Low Risk Countries:a) FSC or PEFC certification orb) No track record or credibleallegations of unacceptableimpacts. “Non-Sector” - Anywhere HSBC is aware that activities may be inconsistent with Prohibited Business: Make enquiries of the customer and from independent sources as appropriate."

"HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation).” "HSBC’s Global Businesses must check that their customers meet the following risk-based requirements, whichfocus on customers being 100% certified where logging in or buying from High Risk Countries. Production - All logging sites in High Risk Countries: FSC or PEFC certification. Production - All logging sites in Low Risk Countries: a) FSC or PEFC certification or b) No track record or credible allegations of unacceptable impacts. Supply Chain - All facilities sourcing wood or pulp from or originating from High Risk Countries: FSC or PEFC certification. Supply Chain - All facilities sourcing wood or pulp from ororiginating from Low Risk Countries:a) FSC or PEFC certification orb) No track record or credibleallegations of unacceptableimpacts. “Non-Sector” - Anywhere HSBC is aware that activities may be inconsistent with Prohibited Business: Make enquiries of the customer and from independent sources as appropriate."

Restrictions on supply chain companies based on size - "The policy relates to business customers involved in: [...] Supply chain: Processing, such as sawmilling; Timber or lumber manufacturing, such as panel products or wooden furniture, but excluding small businesses for whom certification is inappropriate such as craftsmen operating as sole traders and rubberwood; Timber or lumber trading including exporters, importers and major wholesalers, but excluding small wholesalers (principally those who buy from importers) and all retailers; and The manufacturing and wholesale trading of pulp and paper"

"The policy relates to business customers involved in: [...] Supply chain: Processing, such as sawmilling; Timber or lumber manufacturing, such as panel products or wooden furniture, but excluding small businesses for whom certification is inappropriate such as craftsmen operating as sole traders and rubberwood; Timber or lumber trading including exporters, importers and major wholesalers, but excluding small wholesalers (principally those who buy from importers) and all retailers; and The manufacturing and wholesale trading of pulp and paper""HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation).” "HSBC’s Global Businesses must check that their customers meet the following risk-based requirements, whichfocus on customers being 100% certified where logging in or buying from High Risk Countries. Production - All logging sites in High Risk Countries: FSC or PEFC certification. Production - All logging sites in Low Risk Countries: a) FSC or PEFC certification or b) No track record or credible allegations of unacceptable impacts. Supply Chain - All facilities sourcing wood or pulp from or originating from High Risk Countries: FSC or PEFC certification. Supply Chain - All facilities sourcing wood or pulp from ororiginating from Low Risk Countries:a) FSC or PEFC certification orb) No track record or credibleallegations of unacceptableimpacts. “Non-Sector” - Anywhere HSBC is aware that activities may be inconsistent with Prohibited Business: Make enquiries of the customer and from independent sources as appropriate."

"HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation).”

"HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation).”

"HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation).”

Restrictions on companies based on size - "The policy relates to business customers involved in: [...] Supply chain: Processing, such as sawmilling; Timber or lumber manufacturing, such as panel products or wooden furniture, but excluding small businesses for whom certification is inappropriate such as craftsmen operating as sole traders and rubberwood; Timber or lumber trading including exporters, importers and major wholesalers, but excluding small wholesalers (principally those who buy from importers) and all retailers; and The manufacturing and wholesale trading of pulp and paper." "HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation).”

"The policy relates to business customers involved in: [...] Supply chain: Processing, such as sawmilling; Timber or lumber manufacturing, such as panel products or wooden furniture, but excluding small businesses for whom certification is inappropriate such as craftsmen operating as sole traders and rubberwood; Timber or lumber trading including exporters, importers and major wholesalers, but excluding small wholesalers (principally those who buy from importers) and all retailers; and The manufacturing and wholesale trading of pulp and paper". "HSBC will not knowingly provide financial services to customers involved directly, or indirectly via the supply chain, in: illegal logging; wood logged in violation of traditional and civil rights; wood logged in forests where high conservation values are threatened by industry; or forests being converted to plantation or to non-forest use (deforestation).”