ING Group

"Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."

"Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."

"Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."

"Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."

"Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."

"Restricted activities [...] Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registered by the Ramsar Convention and critical natural habitats registered by the International Union for the Conservation of Nature (IUCN) Category I and II."

"Restricted activities [...] Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registered by the Ramsar Convention and critical natural habitats registered by the International Union for the Conservation of Nature (IUCN) Category I and II."

"Restricted activities [...] Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registered by the Ramsar Convention and critical natural habitats registered by the International Union for the Conservation of Nature (IUCN) Category I and II."

"Restricted activities [...] Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registered by the Ramsar Convention and critical natural habitats registered by the International Union for the Conservation of Nature (IUCN) Category I and II."

"Restricted activities [...] Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registered by the Ramsar Convention and critical natural habitats registered by the International Union for the Conservation of Nature (IUCN) Category I and II."

" We acknowledge the importance of access to processes for potential remedies and encourage clients to establish effective grievance mechanisms"

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The agri-commodity sector includes: Plantations...• Milling, refining and processing agri-commodities ...• Trading in agri-commodities "

"We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."

"We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."

"We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."

"We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."

"We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."

"We expect our clients [�] to seek to meet the standards as set out in the Universal Declaration of Human Rights, where local law does not meet these standards"

"The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"ING has no intention to expand its palm oil client base.For existing clients, ING performs strict assessment criteria that are closely monitored. The closer aclient is to the source the more stringent our assessment becomes. Therefore, we make a distinctionbetween production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are:a) An RSPO member or in the process of becoming a member.b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan.We require our existing clients to:1) Reach this within an (acceptable) time span of 3 - 5 years;2) Provide regular reports demonstrating their progress against the time-bound plan;3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy applicable to theirown operations and their entire supply chains [...] Traders and refiners are: a) An RSPO member or in the process of becoming a RSPO member; b) Committed to trading RSPO-certified palm oil as much as possible and be willing progressively to increase trading to 100% RSPO-certified palm oil within an agreed timeline; c) Transparent about their sourcing policies, which select and maintain suppliers based on ESR criteria relevant for the palm oil industry; d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."

"ING has no intention to expand its palm oil client base.For existing clients, ING performs strict assessment criteria that are closely monitored. The closer aclient is to the source the more stringent our assessment becomes. Therefore, we make a distinctionbetween production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are:a) An RSPO member or in the process of becoming a member.b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan.We require our existing clients to:1) Reach this within an (acceptable) time span of 3 - 5 years;2) Provide regular reports demonstrating their progress against the time-bound plan;3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy applicable to theirown operations and their entire supply chains [...] Traders and refiners are: a) An RSPO member or in the process of becoming a RSPO member; b) Committed to trading RSPO-certified palm oil as much as possible and be willing progressively to increase trading to 100% RSPO-certified palm oil within an agreed timeline; c) Transparent about their sourcing policies, which select and maintain suppliers based on ESR criteria relevant for the palm oil industry; d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."

"ING has no intention to expand its palm oil client base.For existing clients, ING performs strict assessment criteria that are closely monitored. The closer aclient is to the source the more stringent our assessment becomes. Therefore, we make a distinctionbetween production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are:a) An RSPO member or in the process of becoming a member.b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan.We require our existing clients to:1) Reach this within an (acceptable) time span of 3 - 5 years;2) Provide regular reports demonstrating their progress against the time-bound plan;3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy applicable to theirown operations and their entire supply chains [...] Traders and refiners are: a) An RSPO member or in the process of becoming a RSPO member; b) Committed to trading RSPO-certified palm oil as much as possible and be willing progressively to increase trading to 100% RSPO-certified palm oil within an agreed timeline; c) Transparent about their sourcing policies, which select and maintain suppliers based on ESR criteria relevant for the palm oil industry; d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."

"ING has no intention to expand its palm oil client base.For existing clients, ING performs strict assessment criteria that are closely monitored. The closer aclient is to the source the more stringent our assessment becomes. Therefore, we make a distinctionbetween production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are:a) An RSPO member or in the process of becoming a member.b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan.We require our existing clients to:1) Reach this within an (acceptable) time span of 3 - 5 years;2) Provide regular reports demonstrating their progress against the time-bound plan;3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy applicable to theirown operations and their entire supply chains [...] Traders and refiners are: a) An RSPO member or in the process of becoming a RSPO member; b) Committed to trading RSPO-certified palm oil as much as possible and be willing progressively to increase trading to 100% RSPO-certified palm oil within an agreed timeline; c) Transparent about their sourcing policies, which select and maintain suppliers based on ESR criteria relevant for the palm oil industry; d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."

"ING has no intention to expand its palm oil client base.For existing clients, ING performs strict assessment criteria that are closely monitored. The closer aclient is to the source the more stringent our assessment becomes. Therefore, we make a distinctionbetween production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are:a) An RSPO member or in the process of becoming a member.b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan.We require our existing clients to:1) Reach this within an (acceptable) time span of 3 - 5 years;2) Provide regular reports demonstrating their progress against the time-bound plan;3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy applicable to theirown operations and their entire supply chains [...] Traders and refiners are: a) An RSPO member or in the process of becoming a RSPO member; b) Committed to trading RSPO-certified palm oil as much as possible and be willing progressively to increase trading to 100% RSPO-certified palm oil within an agreed timeline; c) Transparent about their sourcing policies, which select and maintain suppliers based on ESR criteria relevant for the palm oil industry; d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."

"Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."

"Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."

"Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."

"Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."

"Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."

"Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."

"Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."

"Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."

"Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."

"Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."

"ING has no intention to expand its palm oil client base.For existing clients, ING performs strict assessment criteria that are closely monitored. The closer aclient is to the source the more stringent our assessment becomes. Therefore, we make a distinctionbetween production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are:a) An RSPO member or in the process of becoming a member.b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan.We require our existing clients to:1) Reach this within an (acceptable) time span of 3 - 5 years;2) Provide regular reports demonstrating their progress against the time-bound plan;3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy applicable to theirown operations and their entire supply chains [...] Traders and refiners are: a) An RSPO member or in the process of becoming a RSPO member; b) Committed to trading RSPO-certified palm oil as much as possible and be willing progressively to increase trading to 100% RSPO-certified palm oil within an agreed timeline; c) Transparent about their sourcing policies, which select and maintain suppliers based on ESR criteria relevant for the palm oil industry; d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."

"ING has no intention to expand its palm oil client base.For existing clients, ING performs strict assessment criteria that are closely monitored. The closer aclient is to the source the more stringent our assessment becomes. Therefore, we make a distinctionbetween production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are:a) An RSPO member or in the process of becoming a member.b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan.We require our existing clients to:1) Reach this within an (acceptable) time span of 3 - 5 years;2) Provide regular reports demonstrating their progress against the time-bound plan;3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy applicable to theirown operations and their entire supply chains [...] Traders and refiners are: a) An RSPO member or in the process of becoming a RSPO member; b) Committed to trading RSPO-certified palm oil as much as possible and be willing progressively to increase trading to 100% RSPO-certified palm oil within an agreed timeline; c) Transparent about their sourcing policies, which select and maintain suppliers based on ESR criteria relevant for the palm oil industry; d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."

"ING has no intention to expand its palm oil client base.For existing clients, ING performs strict assessment criteria that are closely monitored. The closer aclient is to the source the more stringent our assessment becomes. Therefore, we make a distinctionbetween production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are:a) An RSPO member or in the process of becoming a member.b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan.We require our existing clients to:1) Reach this within an (acceptable) time span of 3 - 5 years;2) Provide regular reports demonstrating their progress against the time-bound plan;3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy applicable to theirown operations and their entire supply chains [...] Traders and refiners are: a) An RSPO member or in the process of becoming a RSPO member; b) Committed to trading RSPO-certified palm oil as much as possible and be willing progressively to increase trading to 100% RSPO-certified palm oil within an agreed timeline; c) Transparent about their sourcing policies, which select and maintain suppliers based on ESR criteria relevant for the palm oil industry; d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."

"ING has no intention to expand its palm oil client base.For existing clients, ING performs strict assessment criteria that are closely monitored. The closer aclient is to the source the more stringent our assessment becomes. Therefore, we make a distinctionbetween production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are:a) An RSPO member or in the process of becoming a member.b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan.We require our existing clients to:1) Reach this within an (acceptable) time span of 3 - 5 years;2) Provide regular reports demonstrating their progress against the time-bound plan;3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy applicable to theirown operations and their entire supply chains [...] Traders and refiners are: a) An RSPO member or in the process of becoming a RSPO member; b) Committed to trading RSPO-certified palm oil as much as possible and be willing progressively to increase trading to 100% RSPO-certified palm oil within an agreed timeline; c) Transparent about their sourcing policies, which select and maintain suppliers based on ESR criteria relevant for the palm oil industry; d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."

"ING has no intention to expand its palm oil client base.For existing clients, ING performs strict assessment criteria that are closely monitored. The closer aclient is to the source the more stringent our assessment becomes. Therefore, we make a distinctionbetween production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are:a) An RSPO member or in the process of becoming a member.b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan.We require our existing clients to:1) Reach this within an (acceptable) time span of 3 - 5 years;2) Provide regular reports demonstrating their progress against the time-bound plan;3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy applicable to theirown operations and their entire supply chains [...] Traders and refiners are: a) An RSPO member or in the process of becoming a RSPO member; b) Committed to trading RSPO-certified palm oil as much as possible and be willing progressively to increase trading to 100% RSPO-certified palm oil within an agreed timeline; c) Transparent about their sourcing policies, which select and maintain suppliers based on ESR criteria relevant for the palm oil industry; d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."

"We make a distinctionbetween production companies and traders in the standards we expect of our existing clients: [...] Plantations/crushing mills [must] [...] Have a stakeholder engagement plan which addresses concerns/grievances of key stakeholders in an acceptable way (key stakeholders include at minimum local communities, workers and indigenous people). This is also embedded in the NDPE under No Exploitation."

"We make a distinctionbetween production companies and traders in the standards we expect of our existing clients: [...] Plantations/crushing mills [must] [...] Have a stakeholder engagement plan which addresses concerns/grievances of key stakeholders in an acceptable way (key stakeholders include at minimum local communities, workers and indigenous people). This is also embedded in the NDPE under No Exploitation."

"We make a distinctionbetween production companies and traders in the standards we expect of our existing clients: [...] Plantations/crushing mills [must] [...] Have a stakeholder engagement plan which addresses concerns/grievances of key stakeholders in an acceptable way (key stakeholders include at minimum local communities, workers and indigenous people). This is also embedded in the NDPE under No Exploitation."

"We make a distinctionbetween production companies and traders in the standards we expect of our existing clients: [...] Plantations/crushing mills [must] [...] Have a stakeholder engagement plan which addresses concerns/grievances of key stakeholders in an acceptable way (key stakeholders include at minimum local communities, workers and indigenous people). This is also embedded in the NDPE under No Exploitation."

"We make a distinctionbetween production companies and traders in the standards we expect of our existing clients: [...] Plantations/crushing mills [must] [...] Have a stakeholder engagement plan which addresses concerns/grievances of key stakeholders in an acceptable way (key stakeholders include at minimum local communities, workers and indigenous people). This is also embedded in the NDPE under No Exploitation."

"Therefore, we make a distinction between production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are: a) An RSPO member or in the process of becoming a member. b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan....Traders and refiners are:. . . d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"Therefore, we make a distinction between production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are: a) An RSPO member or in the process of becoming a member. b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan....Traders and refiners are:. . . d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."

"We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."

"We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."

"We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."

"We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."

"We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."

"We expect our clients [�] to seek to meet the standards as set out in the Universal Declaration of Human Rights, where local law does not meet these standards"

"The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

We require our existing clients to: . . .3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy. . .27 No Exploitation of People and Local Communities: respect and support the Universal Declaration of Human Rights; respect and recognise the rights of all workers including contract, temporary and migrant workers and avoidance of child labour; facilitate the inclusion of smallholders into the supply chain"

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"Plantations/crushing mills" and "Traders and refiners"

The ING Group lists "deforestation and/or burning down of tropical forests as a "restricted activity" for all clients. 

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The agri-commodity sector includes: Plantations...• Milling, refining and processing agri-commodities ...• Trading in agri-commodities "

"Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."

"Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."

"Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."

"Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."

"Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."

"Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."

"Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."

"Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."

"Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."

"Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."

"ING encourages clients in the forestry and agri-commodity sector to seek continuous improvement in environmental, health and safety management. It encourages them to follow best practices, which include:...Soy • Roundtable on Responsible Soy Association (RTRS) • Basel Criteria for Responsible Soy Production • Pro Terra Certificate"

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The agri-commodity sector includes: Plantations...• Milling, refining and processing agri-commodities ...• Trading in agri-commodities "

" We acknowledge the importance of access to processes for potential remedies and encourage clients to establish effective grievance mechanisms"

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The agri-commodity sector includes: Plantations...• Milling, refining and processing agri-commodities ...• Trading in agri-commodities "

"Traders are expected to have a sustainability/ESR sourcing policy in place. If not, the trader is expected to put such a policy in place within a reasonable timeframe. Compliance and progress on this standard is to be monitored on a regular basis."

"Traders are expected to have a sustainability/ESR sourcing policy in place. If not, the trader is expected to put such a policy in place within a reasonable timeframe. Compliance and progress on this standard is to be monitored on a regular basis."

"Traders are expected to have a sustainability/ESR sourcing policy in place. If not, the trader is expected to put such a policy in place within a reasonable timeframe. Compliance and progress on this standard is to be monitored on a regular basis."

"Traders are expected to have a sustainability/ESR sourcing policy in place. If not, the trader is expected to put such a policy in place within a reasonable timeframe. Compliance and progress on this standard is to be monitored on a regular basis."

"Traders are expected to have a sustainability/ESR sourcing policy in place. If not, the trader is expected to put such a policy in place within a reasonable timeframe. Compliance and progress on this standard is to be monitored on a regular basis."

"We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."

"We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."

"We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."

"We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."

"We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."

"We expect our clients [�] to seek to meet the standards as set out in the Universal Declaration of Human Rights, where local law does not meet these standards"

"The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

The ING Group lists "deforestation and/or burning down of tropical forests as a "restricted activity" for all clients. 

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The forestry sector includes: • Growing, harvesting forests and logging; • Timber processing e.g. manufacturing wooden furniture; • Pulp and paper mills; • Trading in forestry (related) products."

"Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."

"Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."

"Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."

"Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."

"Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."

"Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."

"Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."

"Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."

"Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."

"Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."

"ING requires all relevant clients to adopt the Forest Stewardship Council (FSC) Schemes or the Programme for the endorsement of Forest Certification schemes. This includes wood plantations, traders, pulp producers and secondary processors. "

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The forestry sector includes: • Growing, harvesting forests and logging; • Timber processing e.g. manufacturing wooden furniture; • Pulp and paper mills; • Trading in forestry (related) products."

" We acknowledge the importance of access to processes for potential remedies and encourage clients to establish effective grievance mechanisms"

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The forestry sector includes: • Growing, harvesting forests and logging; • Timber processing e.g. manufacturing wooden furniture; • Pulp and paper mills; • Trading in forestry (related) products."

"Traders are expected to have a sustainability/ESR sourcing policy in place. If not, the trader is expected to put such a policy in place within a reasonable timeframe. Compliance and progress on this standard is to be monitored on a regular basis."

"Traders are expected to have a sustainability/ESR sourcing policy in place. If not, the trader is expected to put such a policy in place within a reasonable timeframe. Compliance and progress on this standard is to be monitored on a regular basis."

"Traders are expected to have a sustainability/ESR sourcing policy in place. If not, the trader is expected to put such a policy in place within a reasonable timeframe. Compliance and progress on this standard is to be monitored on a regular basis."

"Traders are expected to have a sustainability/ESR sourcing policy in place. If not, the trader is expected to put such a policy in place within a reasonable timeframe. Compliance and progress on this standard is to be monitored on a regular basis."

"Traders are expected to have a sustainability/ESR sourcing policy in place. If not, the trader is expected to put such a policy in place within a reasonable timeframe. Compliance and progress on this standard is to be monitored on a regular basis."

"We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."

"We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."

"We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."

"We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."

"We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."

"We expect our clients [�] to seek to meet the standards as set out in the Universal Declaration of Human Rights, where local law does not meet these standards"

"The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "

"The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "