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Select an assessment year:

  • Overall approach
    10/16
    • Overarching commitment on deforestation
      8/14
      Deforestation commitment
      Reduce deforestation
      8/14
      "In general we do not engage with clients that have been involved in illegal deforestation and/or the removal of High Conservation Value (HCV) or primary forest."
    • Company must have anti-corruption policy
      2/2
      Anti-corruption
      Anti-corruption policy; Policy prohibiting abusive tax arrangements
      2/2
      "We have a zero tolerance approach when it comes to bribery and corruption. We do not, and will not, pay bribes or offer improper inducements to anyone for any purpose. Nor do we, or will we, accept bribes or improper inducements or anything that could be perceived as such. We expect the same from our customers, business partners and third parties." "We take illegal tax evasion, as well as legal tax evasion, into consideration when assessing the degree of sustainability of a company. Transparency about the tax evasion is a part of this assessment. We consider among other things the degree of tax evasion, transparency about this, the compliance with relevant laws and regulation, developments in society and public opinion [...] The score of this so-called non-financial indicator of companies could as a consequence of this assessment decrease to below the average, which means that a company will be excluded from our sustainable environment. … We prefer to invest in companies that take their responsibility, pay their fair share of taxes and consider the interests of different stakeholders."
  • Commodity score
    40/64
    • Beef & Leather
      20/64
      • Commitment Strength
        12/42
        • Commodity-specific financing policy
          0/9.6
          • Commitment details
            No
            0/8
            Commitment details
            No
            0/8
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must be legally operated
          3.4/5.6
          • Commitment details
            Own operations - Require
            2/4
            Commitment details
            Own operations - Require
            2/4
            "Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."
        • Companies must protect priority forests or globally important landscapes
          5.4/9.6
          • Commitment details
            Globally important - Required
            4/8
            Commitment details
            Globally important - Required
            4/8
            "Restricted activities [...] Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registered by the Ramsar Convention and critical natural habitats registered by the International Union for the Conservation of Nature (IUCN) Category I and II."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Restricted activities [...] Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registered by the Ramsar Convention and critical natural habitats registered by the International Union for the Conservation of Nature (IUCN) Category I and II."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Restricted activities [...] Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registered by the Ramsar Convention and critical natural habitats registered by the International Union for the Conservation of Nature (IUCN) Category I and II."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Restricted activities [...] Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registered by the Ramsar Convention and critical natural habitats registered by the International Union for the Conservation of Nature (IUCN) Category I and II."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Restricted activities [...] Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registered by the Ramsar Convention and critical natural habitats registered by the International Union for the Conservation of Nature (IUCN) Category I and II."
        • Assurance mechanism to ensure compliance
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must have a grievance mechanism
          3.6/5.6
          • Commitment details
            Yes - Encourage
            2/4
            Commitment details
            Yes - Encourage
            2/4
            " We acknowledge the importance of access to processes for potential remedies and encourage clients to establish effective grievance mechanisms"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "The agri-commodity sector includes: Plantations...• Milling, refining and processing agri-commodities ...• Trading in agri-commodities "
        • Commitments must be timebound
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Social Considerations
        8/22
        • Company must ensure Free, Prior and Informed Consent
          5.4/5.6
          • Commitment details
            Yes - Require
            4/4
            Commitment details
            Yes - Require
            4/4
            "We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."
        • Company must respect labour rights
          2.6/5.6
          • Commitment details
            Own operations - Encourage
            1/4
            Commitment details
            Own operations - Encourage
            1/4
            Type of policy: ILO; UNGP; Child Labour
            "We expect our clients [�] to seek to meet the standards as set out in the Universal Declaration of Human Rights, where local law does not meet these standards"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
    • Palm oil
      52/64
      • Commitment Strength
        38/42
        • Commodity-specific financing policy
          9.4/9.6
          • Commitment details
            Yes
            8/8
            Commitment details
            Yes
            8/8
            Type of policy: Deforestation-free
            "ING has no intention to expand its palm oil client base.For existing clients, ING performs strict assessment criteria that are closely monitored. The closer aclient is to the source the more stringent our assessment becomes. Therefore, we make a distinctionbetween production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are:a) An RSPO member or in the process of becoming a member.b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan.We require our existing clients to:1) Reach this within an (acceptable) time span of 3 - 5 years;2) Provide regular reports demonstrating their progress against the time-bound plan;3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy applicable to theirown operations and their entire supply chains [...] Traders and refiners are: a) An RSPO member or in the process of becoming a RSPO member; b) Committed to trading RSPO-certified palm oil as much as possible and be willing progressively to increase trading to 100% RSPO-certified palm oil within an agreed timeline; c) Transparent about their sourcing policies, which select and maintain suppliers based on ESR criteria relevant for the palm oil industry; d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "ING has no intention to expand its palm oil client base.For existing clients, ING performs strict assessment criteria that are closely monitored. The closer aclient is to the source the more stringent our assessment becomes. Therefore, we make a distinctionbetween production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are:a) An RSPO member or in the process of becoming a member.b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan.We require our existing clients to:1) Reach this within an (acceptable) time span of 3 - 5 years;2) Provide regular reports demonstrating their progress against the time-bound plan;3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy applicable to theirown operations and their entire supply chains [...] Traders and refiners are: a) An RSPO member or in the process of becoming a RSPO member; b) Committed to trading RSPO-certified palm oil as much as possible and be willing progressively to increase trading to 100% RSPO-certified palm oil within an agreed timeline; c) Transparent about their sourcing policies, which select and maintain suppliers based on ESR criteria relevant for the palm oil industry; d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "ING has no intention to expand its palm oil client base.For existing clients, ING performs strict assessment criteria that are closely monitored. The closer aclient is to the source the more stringent our assessment becomes. Therefore, we make a distinctionbetween production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are:a) An RSPO member or in the process of becoming a member.b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan.We require our existing clients to:1) Reach this within an (acceptable) time span of 3 - 5 years;2) Provide regular reports demonstrating their progress against the time-bound plan;3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy applicable to theirown operations and their entire supply chains [...] Traders and refiners are: a) An RSPO member or in the process of becoming a RSPO member; b) Committed to trading RSPO-certified palm oil as much as possible and be willing progressively to increase trading to 100% RSPO-certified palm oil within an agreed timeline; c) Transparent about their sourcing policies, which select and maintain suppliers based on ESR criteria relevant for the palm oil industry; d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "ING has no intention to expand its palm oil client base.For existing clients, ING performs strict assessment criteria that are closely monitored. The closer aclient is to the source the more stringent our assessment becomes. Therefore, we make a distinctionbetween production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are:a) An RSPO member or in the process of becoming a member.b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan.We require our existing clients to:1) Reach this within an (acceptable) time span of 3 - 5 years;2) Provide regular reports demonstrating their progress against the time-bound plan;3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy applicable to theirown operations and their entire supply chains [...] Traders and refiners are: a) An RSPO member or in the process of becoming a RSPO member; b) Committed to trading RSPO-certified palm oil as much as possible and be willing progressively to increase trading to 100% RSPO-certified palm oil within an agreed timeline; c) Transparent about their sourcing policies, which select and maintain suppliers based on ESR criteria relevant for the palm oil industry; d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "ING has no intention to expand its palm oil client base.For existing clients, ING performs strict assessment criteria that are closely monitored. The closer aclient is to the source the more stringent our assessment becomes. Therefore, we make a distinctionbetween production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are:a) An RSPO member or in the process of becoming a member.b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan.We require our existing clients to:1) Reach this within an (acceptable) time span of 3 - 5 years;2) Provide regular reports demonstrating their progress against the time-bound plan;3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy applicable to theirown operations and their entire supply chains [...] Traders and refiners are: a) An RSPO member or in the process of becoming a RSPO member; b) Committed to trading RSPO-certified palm oil as much as possible and be willing progressively to increase trading to 100% RSPO-certified palm oil within an agreed timeline; c) Transparent about their sourcing policies, which select and maintain suppliers based on ESR criteria relevant for the palm oil industry; d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."
        • Companies must be legally operated
          3.4/5.6
          • Commitment details
            Own operations - Require
            2/4
            Commitment details
            Own operations - Require
            2/4
            "Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."
        • Companies must protect priority forests or globally important landscapes
          9.4/9.6
          • Commitment details
            All high priority landscapes - Required
            8/8
            Commitment details
            All high priority landscapes - Required
            8/8
            "Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."
        • Assurance mechanism to ensure compliance
          5.4/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Certification scheme (if applicable): RSPO

            Verification method: Certification Scheme
            "ING has no intention to expand its palm oil client base.For existing clients, ING performs strict assessment criteria that are closely monitored. The closer aclient is to the source the more stringent our assessment becomes. Therefore, we make a distinctionbetween production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are:a) An RSPO member or in the process of becoming a member.b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan.We require our existing clients to:1) Reach this within an (acceptable) time span of 3 - 5 years;2) Provide regular reports demonstrating their progress against the time-bound plan;3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy applicable to theirown operations and their entire supply chains [...] Traders and refiners are: a) An RSPO member or in the process of becoming a RSPO member; b) Committed to trading RSPO-certified palm oil as much as possible and be willing progressively to increase trading to 100% RSPO-certified palm oil within an agreed timeline; c) Transparent about their sourcing policies, which select and maintain suppliers based on ESR criteria relevant for the palm oil industry; d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "ING has no intention to expand its palm oil client base.For existing clients, ING performs strict assessment criteria that are closely monitored. The closer aclient is to the source the more stringent our assessment becomes. Therefore, we make a distinctionbetween production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are:a) An RSPO member or in the process of becoming a member.b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan.We require our existing clients to:1) Reach this within an (acceptable) time span of 3 - 5 years;2) Provide regular reports demonstrating their progress against the time-bound plan;3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy applicable to theirown operations and their entire supply chains [...] Traders and refiners are: a) An RSPO member or in the process of becoming a RSPO member; b) Committed to trading RSPO-certified palm oil as much as possible and be willing progressively to increase trading to 100% RSPO-certified palm oil within an agreed timeline; c) Transparent about their sourcing policies, which select and maintain suppliers based on ESR criteria relevant for the palm oil industry; d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "ING has no intention to expand its palm oil client base.For existing clients, ING performs strict assessment criteria that are closely monitored. The closer aclient is to the source the more stringent our assessment becomes. Therefore, we make a distinctionbetween production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are:a) An RSPO member or in the process of becoming a member.b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan.We require our existing clients to:1) Reach this within an (acceptable) time span of 3 - 5 years;2) Provide regular reports demonstrating their progress against the time-bound plan;3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy applicable to theirown operations and their entire supply chains [...] Traders and refiners are: a) An RSPO member or in the process of becoming a RSPO member; b) Committed to trading RSPO-certified palm oil as much as possible and be willing progressively to increase trading to 100% RSPO-certified palm oil within an agreed timeline; c) Transparent about their sourcing policies, which select and maintain suppliers based on ESR criteria relevant for the palm oil industry; d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "ING has no intention to expand its palm oil client base.For existing clients, ING performs strict assessment criteria that are closely monitored. The closer aclient is to the source the more stringent our assessment becomes. Therefore, we make a distinctionbetween production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are:a) An RSPO member or in the process of becoming a member.b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan.We require our existing clients to:1) Reach this within an (acceptable) time span of 3 - 5 years;2) Provide regular reports demonstrating their progress against the time-bound plan;3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy applicable to theirown operations and their entire supply chains [...] Traders and refiners are: a) An RSPO member or in the process of becoming a RSPO member; b) Committed to trading RSPO-certified palm oil as much as possible and be willing progressively to increase trading to 100% RSPO-certified palm oil within an agreed timeline; c) Transparent about their sourcing policies, which select and maintain suppliers based on ESR criteria relevant for the palm oil industry; d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "ING has no intention to expand its palm oil client base.For existing clients, ING performs strict assessment criteria that are closely monitored. The closer aclient is to the source the more stringent our assessment becomes. Therefore, we make a distinctionbetween production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are:a) An RSPO member or in the process of becoming a member.b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan.We require our existing clients to:1) Reach this within an (acceptable) time span of 3 - 5 years;2) Provide regular reports demonstrating their progress against the time-bound plan;3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy applicable to theirown operations and their entire supply chains [...] Traders and refiners are: a) An RSPO member or in the process of becoming a RSPO member; b) Committed to trading RSPO-certified palm oil as much as possible and be willing progressively to increase trading to 100% RSPO-certified palm oil within an agreed timeline; c) Transparent about their sourcing policies, which select and maintain suppliers based on ESR criteria relevant for the palm oil industry; d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."
        • Companies must have a grievance mechanism
          5.4/5.6
          • Commitment details
            Yes - Require
            4/4
            Commitment details
            Yes - Require
            4/4
            "We make a distinctionbetween production companies and traders in the standards we expect of our existing clients: [...] Plantations/crushing mills [must] [...] Have a stakeholder engagement plan which addresses concerns/grievances of key stakeholders in an acceptable way (key stakeholders include at minimum local communities, workers and indigenous people). This is also embedded in the NDPE under No Exploitation."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We make a distinctionbetween production companies and traders in the standards we expect of our existing clients: [...] Plantations/crushing mills [must] [...] Have a stakeholder engagement plan which addresses concerns/grievances of key stakeholders in an acceptable way (key stakeholders include at minimum local communities, workers and indigenous people). This is also embedded in the NDPE under No Exploitation."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We make a distinctionbetween production companies and traders in the standards we expect of our existing clients: [...] Plantations/crushing mills [must] [...] Have a stakeholder engagement plan which addresses concerns/grievances of key stakeholders in an acceptable way (key stakeholders include at minimum local communities, workers and indigenous people). This is also embedded in the NDPE under No Exploitation."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We make a distinctionbetween production companies and traders in the standards we expect of our existing clients: [...] Plantations/crushing mills [must] [...] Have a stakeholder engagement plan which addresses concerns/grievances of key stakeholders in an acceptable way (key stakeholders include at minimum local communities, workers and indigenous people). This is also embedded in the NDPE under No Exploitation."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "We make a distinctionbetween production companies and traders in the standards we expect of our existing clients: [...] Plantations/crushing mills [must] [...] Have a stakeholder engagement plan which addresses concerns/grievances of key stakeholders in an acceptable way (key stakeholders include at minimum local communities, workers and indigenous people). This is also embedded in the NDPE under No Exploitation."
        • Commitments must be timebound
          5.4/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Type of policy: Companies set own deadline but must be timebound
            "Therefore, we make a distinction between production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are: a) An RSPO member or in the process of becoming a member. b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan....Traders and refiners are:. . . d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "Therefore, we make a distinction between production companies and traders in the standards we expect of our existing clients:Plantations/crushing mills are: a) An RSPO member or in the process of becoming a member. b) Have a commitment to having their operations RSPO 100% certified set out in a time-bound plan....Traders and refiners are:. . . d) Committed to NDPE in their supply chains and have a time-bound plan to comply with that."
      • Social Considerations
        13/22
        • Company must ensure Free, Prior and Informed Consent
          5.4/5.6
          • Commitment details
            Yes - Require
            4/4
            Commitment details
            Yes - Require
            4/4
            "We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."
        • Company must respect labour rights
          2.6/5.6
          • Commitment details
            Own operations - Encourage
            1/4
            Commitment details
            Own operations - Encourage
            1/4
            Type of policy: ILO; UNGP; Child Labour
            "We expect our clients [�] to seek to meet the standards as set out in the Universal Declaration of Human Rights, where local law does not meet these standards"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          5.4/5.6
          • Commitment details
            Yes - Require
            4/4
            Commitment details
            Yes - Require
            4/4
            We require our existing clients to: . . .3) Commit to having a No Deforestation, No Peat, No Exploitation (NDPE)27 policy. . .27 No Exploitation of People and Local Communities: respect and support the Universal Declaration of Human Rights; respect and recognise the rights of all workers including contract, temporary and migrant workers and avoidance of child labour; facilitate the inclusion of smallholders into the supply chain"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "Plantations/crushing mills" and "Traders and refiners"
    • Soy
      43/64
      • Commitment Strength
        34/42
        • Commodity-specific financing policy
          9.4/9.6
          • Commitment details
            Yes
            8/8
            Commitment details
            Yes
            8/8
            Type of policy: deforestation-free
            The ING Group lists "deforestation and/or burning down of tropical forests as a "restricted activity" for all clients. 
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "The agri-commodity sector includes: Plantations...• Milling, refining and processing agri-commodities ...• Trading in agri-commodities "
        • Companies must be legally operated
          3.4/5.6
          • Commitment details
            Own operations - Require
            2/4
            Commitment details
            Own operations - Require
            2/4
            "Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."
        • Companies must protect priority forests or globally important landscapes
          9.4/9.6
          • Commitment details
            All high priority landscapes - Required
            8/8
            Commitment details
            All high priority landscapes - Required
            8/8
            "Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."
        • Assurance mechanism to ensure compliance
          3.4/5.6
          • Commitment details
            Encourage
            2/4
            Commitment details
            Encourage
            2/4
            Certification scheme (if applicable): RTRS

            Verification method: Certification Scheme
            "ING encourages clients in the forestry and agri-commodity sector to seek continuous improvement in environmental, health and safety management. It encourages them to follow best practices, which include:...Soy • Roundtable on Responsible Soy Association (RTRS) • Basel Criteria for Responsible Soy Production • Pro Terra Certificate"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "The agri-commodity sector includes: Plantations...• Milling, refining and processing agri-commodities ...• Trading in agri-commodities "
        • Companies must have a grievance mechanism
          3.6/5.6
          • Commitment details
            Yes - Encourage
            2/4
            Commitment details
            Yes - Encourage
            2/4
            " We acknowledge the importance of access to processes for potential remedies and encourage clients to establish effective grievance mechanisms"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "The agri-commodity sector includes: Plantations...• Milling, refining and processing agri-commodities ...• Trading in agri-commodities "
        • Commitments must be timebound
          5.3/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Type of policy: Companies set own deadline but must be timebound
            "Traders are expected to have a sustainability/ESR sourcing policy in place. If not, the trader is expected to put such a policy in place within a reasonable timeframe. Compliance and progress on this standard is to be monitored on a regular basis."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Traders are expected to have a sustainability/ESR sourcing policy in place. If not, the trader is expected to put such a policy in place within a reasonable timeframe. Compliance and progress on this standard is to be monitored on a regular basis."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Traders are expected to have a sustainability/ESR sourcing policy in place. If not, the trader is expected to put such a policy in place within a reasonable timeframe. Compliance and progress on this standard is to be monitored on a regular basis."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Traders are expected to have a sustainability/ESR sourcing policy in place. If not, the trader is expected to put such a policy in place within a reasonable timeframe. Compliance and progress on this standard is to be monitored on a regular basis."
          • Policy applies to all stages of the supply chain
            Traders
            0.1/0.4
            Policy applies to all stages of the supply chain
            Traders
            0.1/0.4
            "Traders are expected to have a sustainability/ESR sourcing policy in place. If not, the trader is expected to put such a policy in place within a reasonable timeframe. Compliance and progress on this standard is to be monitored on a regular basis."
      • Social Considerations
        8/22
        • Company must ensure Free, Prior and Informed Consent
          5.4/5.6
          • Commitment details
            Yes - Require
            4/4
            Commitment details
            Yes - Require
            4/4
            "We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."
        • Company must respect labour rights
          2.6/5.6
          • Commitment details
            Own operations - Encourage
            1/4
            Commitment details
            Own operations - Encourage
            1/4
            Type of policy: ILO; UNGP; Child Labour
            "We expect our clients [�] to seek to meet the standards as set out in the Universal Declaration of Human Rights, where local law does not meet these standards"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
    • Timber, Pulp & Paper
      45/64
      • Commitment Strength
        37/42
        • Commodity-specific financing policy
          9.5/9.6
          • Commitment details
            Yes
            8/8
            Commitment details
            Yes
            8/8
            Type of policy: Deforestation-free
            The ING Group lists "deforestation and/or burning down of tropical forests as a "restricted activity" for all clients. 
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers
            0.3/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers
            0.3/0.4
            "The forestry sector includes: • Growing, harvesting forests and logging; • Timber processing e.g. manufacturing wooden furniture; • Pulp and paper mills; • Trading in forestry (related) products."
        • Companies must be legally operated
          3.5/5.6
          • Commitment details
            Own operations - Require
            2/4
            Commitment details
            Own operations - Require
            2/4
            "Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers
            0.3/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers
            0.3/0.4
            "Our clients are required by law to be compliant with local environmental and social legislation, regulation and permit requirements. ING acknowledges different jurisdictions to have various levels of advancements. Therefore, local distinctions are respected and companies are given time to implement new policies and standards where necessary to align with our standards."
        • Companies must protect priority forests or globally important landscapes
          9.5/9.6
          • Commitment details
            All high priority landscapes - Required
            8/8
            Commitment details
            All high priority landscapes - Required
            8/8
            "Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers
            0.3/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers
            0.3/0.4
            "Restricted activities [...] Deforestation and/or burning down of tropical forests;Removal of primary or High Conservation (HCV) forests; Operations located in or significantly impacting UNESCO World Heritage Sites, wetlands registeredby the Ramsar Convention and critical natural habitats registered by the International Union for theConservation of Nature (IUCN) Category I and II."
        • Assurance mechanism to ensure compliance
          5.5/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Verification method: Certification Scheme

            Certification scheme (if applicable): FSC
            "ING requires all relevant clients to adopt the Forest Stewardship Council (FSC) Schemes or the Programme for the endorsement of Forest Certification schemes. This includes wood plantations, traders, pulp producers and secondary processors. "
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers
            0.3/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers
            0.3/0.4
            "The forestry sector includes: • Growing, harvesting forests and logging; • Timber processing e.g. manufacturing wooden furniture; • Pulp and paper mills; • Trading in forestry (related) products."
        • Companies must have a grievance mechanism
          3.6/5.6
          • Commitment details
            Yes - Encourage
            2/4
            Commitment details
            Yes - Encourage
            2/4
            " We acknowledge the importance of access to processes for potential remedies and encourage clients to establish effective grievance mechanisms"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "The forestry sector includes: • Growing, harvesting forests and logging; • Timber processing e.g. manufacturing wooden furniture; • Pulp and paper mills; • Trading in forestry (related) products."
        • Commitments must be timebound
          5.3/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Type of policy: Companies set own deadline but must be timebound
            "Traders are expected to have a sustainability/ESR sourcing policy in place. If not, the trader is expected to put such a policy in place within a reasonable timeframe. Compliance and progress on this standard is to be monitored on a regular basis."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Traders are expected to have a sustainability/ESR sourcing policy in place. If not, the trader is expected to put such a policy in place within a reasonable timeframe. Compliance and progress on this standard is to be monitored on a regular basis."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Traders are expected to have a sustainability/ESR sourcing policy in place. If not, the trader is expected to put such a policy in place within a reasonable timeframe. Compliance and progress on this standard is to be monitored on a regular basis."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Traders are expected to have a sustainability/ESR sourcing policy in place. If not, the trader is expected to put such a policy in place within a reasonable timeframe. Compliance and progress on this standard is to be monitored on a regular basis."
          • Policy applies to all stages of the supply chain
            Traders
            0.1/0.4
            Policy applies to all stages of the supply chain
            Traders
            0.1/0.4
            "Traders are expected to have a sustainability/ESR sourcing policy in place. If not, the trader is expected to put such a policy in place within a reasonable timeframe. Compliance and progress on this standard is to be monitored on a regular basis."
      • Social Considerations
        8/22
        • Company must ensure Free, Prior and Informed Consent
          5.4/5.6
          • Commitment details
            Yes - Require
            4/4
            Commitment details
            Yes - Require
            4/4
            "We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "We expect our clients in forestry and agri-commodities:To comply with IFC Performance Standards and EHS Guidelines (incl. Free, Prior and Informed Consent (FPIC) requirements) when financing projects in scope of EP."
        • Company must respect labour rights
          2.6/5.6
          • Commitment details
            Own operations - Encourage
            1/4
            Commitment details
            Own operations - Encourage
            1/4
            Type of policy: ILO; UNGP; Child Labour
            "We expect our clients [�] to seek to meet the standards as set out in the Universal Declaration of Human Rights, where local law does not meet these standards"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "The human rights and climate policies are the two overarching fundamental policies in ING’s ESR Framework. . .The ESR Framework applies to: a) ING Bank NV and all its majority-owned legal entities and branches. Legal entities where ING Bank NV has a minority interest are actively encouraged to apply the spirit of ING’s ESR Framework. "
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
  • Reporting & Implementation
    10/20
    • Policy is reviewed and updated
      3/5
      Policy review
      Commit to update policy - Less than annual
      3/5
      "Conduct a comprehensive review of the full ESR Framework every 3 years, for final approval by the GCTP;"
    • Companies must disclose subsidiaries in commodity supply chains
      0/5
    • Monitoring and non-compliance process
      5/5
      Monitoring compliance
      Yes - Screening and monitoring process
      5/5
      "e) Review and Monitoring: 1) ‘’Low Risk’ or ’Normal Risk’ clients are re-assessed every five or three years, respectively; 2) ‘Increased Risk’ clients are re-assessed annually; 3) Furthermore, ad hoc revision might be triggered by a major change in the strategy of the company or a material social or environmental incident."
      </