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Select an assessment year:

  • Overall approach
    11/16
    • Overarching commitment on deforestation
      10/14
      Deforestation commitment
      Zero net deforestation
      10/14
    • Company must have anti-corruption policy
      1/2
      Anti-corruption
      Anti-corruption policy
      1/2
      Natwest's code of conduct which contains it's anti-bribery/corruption policy applies to "all" aspects of it's business including investments - "Anti-bribery and corruption (ABC) RBS is committed to ensuring it acts responsibly and ethically, both when pursuing its own business opportunities and when awarding business. Consequently, it has embedded appropriate policies, mandatory procedures and controls to ensure its employees, and any other parties it does business with, understand these obligations and abide by them whenever they act for RBS. [...] RBS considers ABC risk in its business processes including, but not limited to, corporate donations, charitable sponsorships, political activities and commercial sponsorships. Where appropriate, there is a requirement for ABC contract clauses in written agreements."
  • Commodity score
    35/64
    • Beef & Leather
      31/64
      • Commitment Strength
        27/42
        • Commodity-specific financing policy
          9.4/9.6
          • Commitment details
            Yes
            8/8
            Commitment details
            Yes
            8/8
            Type of policy: Reduce deforestation
            "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites." "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites." "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites." "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites." "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites." "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."
        • Companies must be legally operated
          3.4/5.6
          • Commitment details
            Own operations - Require
            2/4
            Commitment details
            Own operations - Require
            2/4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
        • Companies must protect priority forests or globally important landscapes
          9.4/9.6
          • Commitment details
            All high priority landscapes - Required
            8/8
            Commitment details
            All high priority landscapes - Required
            8/8
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
        • Assurance mechanism to ensure compliance
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
        • Commitments must be timebound
          5.4/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Type of policy: FI allows specific time from onboarding to become compliant
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."
      • Social Considerations
        3/22
        • Company must ensure Free, Prior and Informed Consent
          3.4/5.6
          • Commitment details
            Yes - Encourage
            2/4
            Commitment details
            Yes - Encourage
            2/4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
        • Company must respect labour rights
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
    • Palm oil
      36/64
      • Commitment Strength
        33/42
        • Commodity-specific financing policy
          9.4/9.6
          • Commitment details
            Yes
            8/8
            Commitment details
            Yes
            8/8
            Type of policy: Deforestation-free
            "Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024." "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024." "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024." "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024." "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)." "The following prohibitions apply when lending to a specific project [...] Projects involving unsustainable vegetation clearance or peatland clearance/extraction."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024." "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)." "This includes activities such as timber, palm oil or soy production and plantations, significant cattle ranching in specified countries".
        • Companies must be legally operated
          3.4/5.6
          • Commitment details
            Own operations - Require
            2/4
            Commitment details
            Own operations - Require
            2/4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
        • Companies must protect priority forests or globally important landscapes
          9.4/9.6
          • Commitment details
            All high priority landscapes - Required
            8/8
            Commitment details
            All high priority landscapes - Required
            8/8
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
        • Assurance mechanism to ensure compliance
          5.4/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Verification method: Certification Scheme

            Certification scheme (if applicable): RSPO
            "Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024." "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024." "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024." "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024." "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024." "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)." "This includes activities such as timber, palm oil or soy production and plantations, significant cattle ranching in specified countries".
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
        • Commitments must be timebound
          5.4/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Type of policy: FI allows specific time from onboarding to become compliant
            "Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024." "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024." "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024." "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024." "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024." "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)." "This includes activities such as timber, palm oil or soy production and plantations, significant cattle ranching in specified countries".
      • Social Considerations
        3/22
        • Company must ensure Free, Prior and Informed Consent
          3.4/5.6
          • Commitment details
            Yes - Encourage
            2/4
            Commitment details
            Yes - Encourage
            2/4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
        • Company must respect labour rights
          0/5.6
          • Commitment details
            No
            0/4
            Commitment details
            No
            0/4
            Type of policy: ILO; Forced Labour; Child Labour
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
    • Soy
      36/64
      • Commitment Strength
        33/42
        • Commodity-specific financing policy
          9.4/9.6
          • Commitment details
            Yes
            8/8
            Commitment details
            Yes
            8/8
            Type of policy: Deforestation-free
            "This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations.[....] Adherence to these recognized standards is required within specified timeframes and specified countries/ regions for significant activities in: [...] Soy – Certification to the Roundtable for Responsible Soy (RTRS)." [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations.[....] Adherence to these recognized standards is required within specified timeframes and specified countries/ regions for significant activities in: [...] Soy – Certification to the Roundtable for Responsible Soy (RTRS)." [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations.[....] Adherence to these recognized standards is required within specified timeframes and specified countries/ regions for significant activities in: [...] Soy – Certification to the Roundtable for Responsible Soy (RTRS)." [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations.[....] Adherence to these recognized standards is required within specified timeframes and specified countries/ regions for significant activities in: [...] Soy – Certification to the Roundtable for Responsible Soy (RTRS)." [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations.[....] Adherence to these recognized standards is required within specified timeframes and specified countries/ regions for significant activities in: [...] Soy – Certification to the Roundtable for Responsible Soy (RTRS)." [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."
        • Companies must be legally operated
          3.4/5.6
          • Commitment details
            Own operations - Require
            2/4
            Commitment details
            Own operations - Require
            2/4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
        • Companies must protect priority forests or globally important landscapes
          9.4/9.6
          • Commitment details
            All high priority landscapes - Required
            8/8
            Commitment details
            All high priority landscapes - Required
            8/8
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
        • Assurance mechanism to ensure compliance
          5.4/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Certification scheme (if applicable): RTRS

            Verification method: Certification Scheme
            "This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations.[....] Adherence to these recognized standards is required within specified timeframes and specified countries/ regions for significant activities in: [...] Soy – Certification to the Roundtable for Responsible Soy (RTRS)." [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations.[....] Adherence to these recognized standards is required within specified timeframes and specified countries/ regions for significant activities in: [...] Soy – Certification to the Roundtable for Responsible Soy (RTRS)." [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations.[....] Adherence to these recognized standards is required within specified timeframes and specified countries/ regions for significant activities in: [...] Soy – Certification to the Roundtable for Responsible Soy (RTRS)." [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations.[....] Adherence to these recognized standards is required within specified timeframes and specified countries/ regions for significant activities in: [...] Soy – Certification to the Roundtable for Responsible Soy (RTRS)." [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations.[....] Adherence to these recognized standards is required within specified timeframes and specified countries/ regions for significant activities in: [...] Soy – Certification to the Roundtable for Responsible Soy (RTRS)." [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Commitments must be timebound
          5.4/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Type of policy: FI allows specific time from onboarding to become compliant
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] – Soy – Certification to the Roundtable for Responsible Soy (RTRS)" [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] – Soy – Certification to the Roundtable for Responsible Soy (RTRS)" [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] – Soy – Certification to the Roundtable for Responsible Soy (RTRS)" [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] – Soy – Certification to the Roundtable for Responsible Soy (RTRS)" [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] – Soy – Certification to the Roundtable for Responsible Soy (RTRS)" [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."
      • Social Considerations
        3/22
        • Company must ensure Free, Prior and Informed Consent
          3.4/5.6
          • Commitment details
            Yes - Encourage
            2/4
            Commitment details
            Yes - Encourage
            2/4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
        • Company must respect labour rights
          0/5.6
          • Commitment details
            No
            0/4
            Commitment details
            No
            0/4
            Type of policy: Forced Labour; Child Labour
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
    • Timber, Pulp & Paper
      36/64
      • Commitment Strength
        33/42
        • Commodity-specific financing policy
          9.4/9.6
          • Commitment details
            Yes
            8/8
            Commitment details
            Yes
            8/8
            Type of policy: Zero net deforestation
            "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites" "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites" "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites" "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites" "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites" "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
        • Companies must be legally operated
          3.4/5.6
          • Commitment details
            Own operations - Require
            2/4
            Commitment details
            Own operations - Require
            2/4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
        • Companies must protect priority forests or globally important landscapes
          9.4/9.6
          • Commitment details
            All high priority landscapes - Required
            8/8
            Commitment details
            All high priority landscapes - Required
            8/8
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
        • Assurance mechanism to ensure compliance
          5.4/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Verification method: Certification Scheme

            Certification scheme (if applicable): FSC
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Commitments must be timebound
          5.4/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Type of policy: FI allows specific time from onboarding to become compliant
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
      • Social Considerations
        3/22
        • Company must ensure Free, Prior and Informed Consent
          3.4/5.6
          • Commitment details
            Yes - Encourage
            2/4
            Commitment details
            Yes - Encourage
            2/4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
        • Company must respect labour rights
          0/5.6
          • Commitment details
            No
            0/4
            Commitment details
            No
            0/4
            Type of policy: Forced Labour; Child Labour
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
  • Reporting & Implementation
    8/20
    • Policy is reviewed and updated
      0/5
    • Companies must disclose subsidiaries in commodity supply chains
      0/5
    • Monitoring and non-compliance process
      5/5
      Monitoring compliance
      Yes - Screening and monitoring process
      5/5
      "Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years".
    • Reporting on implementation of the policy
      3/5
      Reporting
      Yes - Less than Annually or ad hoc
      3/5
      Numbers: 68% RSPO certified, 71% FSC certified
      Natwest Group report the proportion of palm oil and timber policies which are certified by either RSPO or FSC.
  • Commitment strength
    31/42
    Avg. score
  • Social considerations
    3/22
    Avg. score

Profile

The Royal Bank of Scotland (RBS) are an international banking company headquartered in the UK serving private, corporate and institutional clients. Through their subsidiaries their services cover: corporate finance, securities, wealth management, insurance, and retail banking services. As of 2017, RBS's total assets amount to more than 750 billion GBP, with more than 320 billion GBP in net loans. RBS are among the top 20 lenders to Forest 500 companies, with loans amounting to more than 32 billion USD. 

HQ
HQ 
United Kingdom
Financial institution type
Financial institution type 
Asset management, Bank

How we assess the Forest 500

Investors and lenders need to adopt and implement strong deforestation policies that ensure their investments are not funding the destruction of forests.

All assessments use policies published on financial institution websites, some links may have changed or been removed since the time of assessment.

Disclaimer

This assessment has been carried out following the methodology developed for the Forest 500 project, available here. Please see our disclaimer applicable to all information contained within this site and our terms and conditions for use of data presented on this site.

All assessments use policies published on company and financial institution websites, and while we endeavor to keep them updated some links may have changed or been removed since the time of assessment.

Please contact us with any concerns or feedback about this or other assessments included in the Forest 500.