NatWest Group

"Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites." "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."; (Landscape protection) "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."

 "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place." ; (All operations) "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites." "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."

 "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place." ; (All deals) "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites." "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."

"Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place." ; (All companies) "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites." "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."

"Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place." ; (All supply chain stages) "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites." "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"

"Restricted: Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in:[...]Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."

"We expect our customers to commit to responsible practice frameworks such as the Roundtable on Sustainable Palm Oil, Roundtable on Responsible Soy, Forestry Stewardship Council or the Programme for the Endorsement of Forest Certification. Customers are encouraged to attain certification status by an agreed timeframe. Such customer relationships are subject to regular ESE assessments which include review of progress towards certification. Failure to achieve certification may result in us withdrawing our support for the relationship. [...] Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024.[...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas"

"We expect our customers to commit to responsible practice frameworks such as the Roundtable on Sustainable Palm Oil, Roundtable on Responsible Soy, Forestry Stewardship Council or the Programme for the Endorsement of Forest Certification. Customers are encouraged to attain certification status by an agreed timeframe. Such customer relationships are subject to regular ESE assessments which include review of progress towards certification. Failure to achieve certification may result in us withdrawing our support for the relationship. [...] Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024.[...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas"

"We expect our customers to commit to responsible practice frameworks such as the Roundtable on Sustainable Palm Oil, Roundtable on Responsible Soy, Forestry Stewardship Council or the Programme for the Endorsement of Forest Certification. Customers are encouraged to attain certification status by an agreed timeframe. Such customer relationships are subject to regular ESE assessments which include review of progress towards certification. Failure to achieve certification may result in us withdrawing our support for the relationship. [...] Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024.[...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas"

"We expect our customers to commit to responsible practice frameworks such as the Roundtable on Sustainable Palm Oil, Roundtable on Responsible Soy, Forestry Stewardship Council or the Programme for the Endorsement of Forest Certification. Customers are encouraged to attain certification status by an agreed timeframe. Such customer relationships are subject to regular ESE assessments which include review of progress towards certification. Failure to achieve certification may result in us withdrawing our support for the relationship. [...] Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024.[...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas"

"We expect our customers to commit to responsible practice frameworks such as the Roundtable on Sustainable Palm Oil, Roundtable on Responsible Soy, Forestry Stewardship Council or the Programme for the Endorsement of Forest Certification. Customers are encouraged to attain certification status by an agreed timeframe. Such customer relationships are subject to regular ESE assessments which include review of progress towards certification. Failure to achieve certification may result in us withdrawing our support for the relationship. [...] Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024.[...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas"

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks" Scope: "This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations" 

"Palm Oil: 100% of customers (processors and growers) who fall into the scope are expected to be fully certified between 2020-2024."; "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."

"Palm Oil: 100% of customers (processors and growers) who fall into the scope are expected to be fully certified between 2020-2024."; "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."

"Palm Oil: 100% of customers (processors and growers) who fall into the scope are expected to be fully certified between 2020-2024."; "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."

"Palm Oil: 100% of customers (processors and growers) who fall into the scope are expected to be fully certified between 2020-2024."; "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."

"Palm Oil: 100% of customers (processors and growers) who fall into the scope are expected to be fully certified between 2020-2024."; "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."

"We expect our customers to commit to responsible practice frameworks such as [...] Roundtable on Responsible Soy [...] Soy: 100% of our customers who fall into the scope were Roundtable certified, the extent of coverage is not reported.";  Prohibited: "Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas"

"We expect our customers to commit to responsible practice frameworks such as [...] Roundtable on Responsible Soy [...] Soy: 100% of our customers who fall into the scope were Roundtable certified, the extent of coverage is not reported.";  Prohibited: "Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas"

"We expect our customers to commit to responsible practice frameworks such as [...] Roundtable on Responsible Soy [...] Soy: 100% of our customers who fall into the scope were Roundtable certified, the extent of coverage is not reported.";  Prohibited: "Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas"

"We expect our customers to commit to responsible practice frameworks such as [...] Roundtable on Responsible Soy [...] Soy: 100% of our customers who fall into the scope were Roundtable certified, the extent of coverage is not reported.";  Prohibited: "Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas"

"We expect our customers to commit to responsible practice frameworks such as [...] Roundtable on Responsible Soy [...] Soy: 100% of our customers who fall into the scope were Roundtable certified, the extent of coverage is not reported.";  Prohibited: "Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas"

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"

"This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations.[....] Adherence to these recognized standards is required within specified timeframes and specified countries/ regions for significant activities in: [...] Soy – Certification to the Roundtable for Responsible Soy (RTRS)." [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."

"This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations.[....] Adherence to these recognized standards is required within specified timeframes and specified countries/ regions for significant activities in: [...] Soy – Certification to the Roundtable for Responsible Soy (RTRS)." [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."

"This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations.[....] Adherence to these recognized standards is required within specified timeframes and specified countries/ regions for significant activities in: [...] Soy – Certification to the Roundtable for Responsible Soy (RTRS)." [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."

"This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations.[....] Adherence to these recognized standards is required within specified timeframes and specified countries/ regions for significant activities in: [...] Soy – Certification to the Roundtable for Responsible Soy (RTRS)." [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."

"This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations.[....] Adherence to these recognized standards is required within specified timeframes and specified countries/ regions for significant activities in: [...] Soy – Certification to the Roundtable for Responsible Soy (RTRS)." [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."

"Direct involvement in illegal logging or the purchase of illegally harvested timber or companies using illegal and/or uncontrolled use of fire for land clearance" is prohibited. "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites" "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."; "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."

"Direct involvement in illegal logging or the purchase of illegally harvested timber or companies using illegal and/or uncontrolled use of fire for land clearance" is prohibited. "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites" "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."; "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."

"Direct involvement in illegal logging or the purchase of illegally harvested timber or companies using illegal and/or uncontrolled use of fire for land clearance" is prohibited. "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites" "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."; "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."

"Direct involvement in illegal logging or the purchase of illegally harvested timber or companies using illegal and/or uncontrolled use of fire for land clearance" is prohibited. "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites" "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."; "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."

"Direct involvement in illegal logging or the purchase of illegally harvested timber or companies using illegal and/or uncontrolled use of fire for land clearance" is prohibited. "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites" "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."; "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"

"Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks" Scope: "This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations" 

"Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."

"Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."

"Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."

"Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."

"Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."

Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."

Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."

Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."

Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."

Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."