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  • Overall approach
    5/10
    • Overarching commitment on deforestation
      2/6
      Zero net deforestation commitment
      2/6
      "NatWest Group plc is a founding member of the Soft Commodities Compact which was set up in 2014. Together with eleven other financial institutions, this is a voluntary initiative led by The Consumer Goods Forum (CGF) and The Banking Environment Initiative (BEI). The Compact aims to mobilise the banking industry to help transform soft commodity supply chains, thereby helping customers to achieve zero net deforestation by the end of 2020."
    • Deforestation as a business risk
      2/2
      Yes
      2/2
      How is awareness shown?: Signatory to the BEIs Soft Commodity Compact or another finance sector initiative on deforestation
      "We have been a founding member of the Compact, led by the Consumer Goods Forum and the Banking Environment Initiative (BEI), since its inception in 2014. In 2020, we reported against the Compact for the first time, detailing the extent to which our customers are certified against palm oil, soy and timber standards."
    • Target to reduce emissions in scope 1/2
      Yes
      0/0
      What is the target date for the financial institution to achieve their climate target?: 2030

      Type of climate target: Other/unclear
      "In February 2020, we set ourselves the challenge to at least halve the climate impact of our financing activity by 2030 and to do what is necessary to achieve alignment with the 2015 Paris Agreement. Financing activity refers to the loans and investments (debt securities and equity shares) on NatWest Group’s balance sheet. We use financed emissions as a key metric to estimate the climate impact of our financing activity on the real economy. Financed emissions are absolute Greenhouse Gas (GHG) emissions that NatWest Group finances through its lending and investment activity. These activities fall within Scope 3, category 15 of the GHG protocol."
    • Company must have anti-corruption policy
      1/2
      Yes, either an anti-corruption policy or a policy on prohibiting abusive tax arrangements
      1/2
      Natwest's code of conduct which contains it's anti-bribery/corruption policy applies to "all" aspects of it's business including investments - "Anti-bribery and corruption (ABC) RBS is committed to ensuring it acts responsibly and ethically, both when pursuing its own business opportunities and when awarding business. Consequently, it has embedded appropriate policies, mandatory procedures and controls to ensure its employees, and any other parties it does business with, understand these obligations and abide by them whenever they act for RBS. [...] RBS considers ABC risk in its business processes including, but not limited to, corporate donations, charitable sponsorships, political activities and commercial sponsorships. Where appropriate, there is a requirement for ABC contract clauses in written agreements." 
  • Commodity score
    28/90
    • Beef & Leather
      19/90
      • Commitment Strength
        9/31
        • Commodity-specific deforestation financing policy
          5.4/9.6
          • Commitment details
            Protects priority forests
            4/8
            Commitment details
            Protects priority forests
            4/8
            "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites." "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."; (Landscape protection) "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
             "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place." ; (All operations) "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites." "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
             "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place." ; (All deals) "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites." "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place." ; (All companies) "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites." "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place." ; (All supply chain stages) "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites." "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."
        • Companies must be legally operated
          2.9/4.6
          • Commitment details
            Companies own operations - Required
            1.5/3
            Commitment details
            Companies own operations - Required
            1.5/3
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
        • Companies must monitor operations
          0.4/5.6
          • Commitment details
            No
            0/4
            Commitment details
            No
            0/4
            Type of policy: Assurance mechanism
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Restricted: Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in:[...]Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must conduct risk assessments
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must specify a cut-off date
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Social Considerations
        5/27
        • Company must ensure Free, Prior and Informed Consent
          5.4/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must respect labour rights
          0/5.6
          • Commitment details
            No
            0/4
            Commitment details
            No
            0/4
            Type of policy: Forced Labour; Child Labour
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must resolve land conflicts
          0/1.6
          • Commitment details
            No
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Reporting and Implementation
        5/31
        • Commitments must be timebound
          Required
          5/5
          Commitments must be timebound
          Required
          5/5
           "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Cattle ranching – Membership of the Global Roundtable for Sustainable Beef (GRSB)."
        • Companies must disclose subsidiaries in commodity supply chains
          No
          0/4
        • Companies must disclose locations
          No
          0/4
        • Policy is reviewed and updated
          No
          0/2
        • Monitoring and non-compliance process
          No
          0/5
        • Engagement with non-compliant companies
          No
          0/5
        • Reporting on implementation of the policy
          No
          0/6
        • Ethical product in portfolio
          No
    • Palm oil
      31/90
      • Commitment Strength
        14/31
        • Commodity-specific deforestation financing policy
          5.4/9.6
          • Commitment details
            Protects priority forests
            4/8
            Commitment details
            Protects priority forests
            4/8
            "We expect our customers to commit to responsible practice frameworks such as the Roundtable on Sustainable Palm Oil, Roundtable on Responsible Soy, Forestry Stewardship Council or the Programme for the Endorsement of Forest Certification. Customers are encouraged to attain certification status by an agreed timeframe. Such customer relationships are subject to regular ESE assessments which include review of progress towards certification. Failure to achieve certification may result in us withdrawing our support for the relationship. [...] Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024.[...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "We expect our customers to commit to responsible practice frameworks such as the Roundtable on Sustainable Palm Oil, Roundtable on Responsible Soy, Forestry Stewardship Council or the Programme for the Endorsement of Forest Certification. Customers are encouraged to attain certification status by an agreed timeframe. Such customer relationships are subject to regular ESE assessments which include review of progress towards certification. Failure to achieve certification may result in us withdrawing our support for the relationship. [...] Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024.[...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "We expect our customers to commit to responsible practice frameworks such as the Roundtable on Sustainable Palm Oil, Roundtable on Responsible Soy, Forestry Stewardship Council or the Programme for the Endorsement of Forest Certification. Customers are encouraged to attain certification status by an agreed timeframe. Such customer relationships are subject to regular ESE assessments which include review of progress towards certification. Failure to achieve certification may result in us withdrawing our support for the relationship. [...] Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024.[...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "We expect our customers to commit to responsible practice frameworks such as the Roundtable on Sustainable Palm Oil, Roundtable on Responsible Soy, Forestry Stewardship Council or the Programme for the Endorsement of Forest Certification. Customers are encouraged to attain certification status by an agreed timeframe. Such customer relationships are subject to regular ESE assessments which include review of progress towards certification. Failure to achieve certification may result in us withdrawing our support for the relationship. [...] Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024.[...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "We expect our customers to commit to responsible practice frameworks such as the Roundtable on Sustainable Palm Oil, Roundtable on Responsible Soy, Forestry Stewardship Council or the Programme for the Endorsement of Forest Certification. Customers are encouraged to attain certification status by an agreed timeframe. Such customer relationships are subject to regular ESE assessments which include review of progress towards certification. Failure to achieve certification may result in us withdrawing our support for the relationship. [...] Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024.[...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas"
        • Companies must be legally operated
          2.9/4.6
          • Commitment details
            Companies own operations - Required
            1.5/3
            Commitment details
            Companies own operations - Required
            1.5/3
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks" Scope: "This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations" 
        • Companies must monitor operations
          5.4/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            Type of policy: Assurance mechanism

            Certification scheme (if applicable): RSPO
            "Palm Oil: 100% of customers (processors and growers) who fall into the scope are expected to be fully certified between 2020-2024."; "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "Palm Oil: 100% of customers (processors and growers) who fall into the scope are expected to be fully certified between 2020-2024."; "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Palm Oil: 100% of customers (processors and growers) who fall into the scope are expected to be fully certified between 2020-2024."; "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Palm Oil: 100% of customers (processors and growers) who fall into the scope are expected to be fully certified between 2020-2024."; "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Palm Oil: 100% of customers (processors and growers) who fall into the scope are expected to be fully certified between 2020-2024."; "Restrict[ing] Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Palm oil – Membership or certification to the Roundtable on Sustainable Palm Oil (RSPO)."
        • Companies must conduct risk assessments
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must specify a cut-off date
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Social Considerations
        3/27
        • Company must ensure Free, Prior and Informed Consent
          3.4/5.6
          • Commitment details
            Encouraged
            2/4
            Commitment details
            Encouraged
            2/4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must respect labour rights
          0/5.6
          • Commitment details
            No
            0/4
            Commitment details
            No
            0/4
            Type of policy: Forced Labour; Child Labour
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must resolve land conflicts
          0/1.6
          • Commitment details
            No
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Reporting and Implementation
        15/31
        • Commitments must be timebound
          Required
          5/5
          Commitments must be timebound
          Required
          5/5
          What is the deadline for the portfolio companies to become compliant with the policy?: 2024

          What is the length of time the portfolio companies are given to meet their time-bound plans?: Within 4 years
          "Palm Oil - 100% of our customers (processors and growers) who fall into the scope are expected to be fully certified between 2020 - 2024.[...]We expect our customers to commit to responsible practice frameworks such as the Roundtable on Sustainable Palm Oil, Roundtable on Responsible Soy, Forestry Stewardship Council or the Programme for the Endorsement of Forest Certification. Customers are encouraged to attain certification status by an agreed timeframe. Such customer relationships are subject to regular ESE assessments which include review of progress towards certification. Failure to achieve certification may result in us withdrawing our support for the relationship."
        • Companies must disclose subsidiaries in commodity supply chains
          No
          0/4
        • Companies must disclose locations
          No
          0/4
        • Policy is reviewed and updated
          No
          0/2
        • Monitoring and non-compliance process
          Screening and monitoring process
          5/5
          Monitoring and non-compliance process
          Screening and monitoring process
          5/5
          "We expect our customers to commit to responsible practice frameworks such as the Roundtable on Sustainable Palm Oil, Roundtable on Responsible Soy, Forestry Stewardship Council or the Programme for the Endorsement of Forest Certification. Customers are encouraged to attain certification status by an agreed timeframe. Such customer relationships are subject to regular ESE assessments which include review of progress towards certification. Failure to achieve certification may result in us withdrawing our support for the relationship."
        • Engagement with non-compliant companies
          Engage with non-compliant companies with a time-bound threat of divestment
          5/5
          Engagement with non-compliant companies
          Engage with non-compliant companies with a time-bound threat of divestment
          5/5
          "We expect our customers to commit to responsible practice frameworks such as the Roundtable on Sustainable Palm Oil, Roundtable on Responsible Soy, Forestry Stewardship Council or the Programme for the Endorsement of Forest Certification. Customers are encouraged to attain certification status by an agreed timeframe. Such customer relationships are subject to regular ESE assessments which include review of progress towards certification. Failure to achieve certification may result in us withdrawing our support for the relationship."
        • Reporting on implementation of the policy
          No
          0/6
        • Ethical product in portfolio
          No
    • Soy
      31/90
      • Commitment Strength
        14/31
        • Commodity-specific deforestation financing policy
          5.4/9.6
          • Commitment details
            Protects priority forests
            4/8
            Commitment details
            Protects priority forests
            4/8
            "We expect our customers to commit to responsible practice frameworks such as [...] Roundtable on Responsible Soy [...] Soy: 100% of our customers who fall into the scope were Roundtable certified, the extent of coverage is not reported.";  Prohibited: "Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "We expect our customers to commit to responsible practice frameworks such as [...] Roundtable on Responsible Soy [...] Soy: 100% of our customers who fall into the scope were Roundtable certified, the extent of coverage is not reported.";  Prohibited: "Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "We expect our customers to commit to responsible practice frameworks such as [...] Roundtable on Responsible Soy [...] Soy: 100% of our customers who fall into the scope were Roundtable certified, the extent of coverage is not reported.";  Prohibited: "Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "We expect our customers to commit to responsible practice frameworks such as [...] Roundtable on Responsible Soy [...] Soy: 100% of our customers who fall into the scope were Roundtable certified, the extent of coverage is not reported.";  Prohibited: "Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "We expect our customers to commit to responsible practice frameworks such as [...] Roundtable on Responsible Soy [...] Soy: 100% of our customers who fall into the scope were Roundtable certified, the extent of coverage is not reported.";  Prohibited: "Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas"
        • Companies must be legally operated
          2.9/4.6
          • Commitment details
            Companies own operations - Required
            1.5/3
            Commitment details
            Companies own operations - Required
            1.5/3
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
        • Companies must monitor operations
          5.4/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            Type of policy: Assurance mechanism

            Certification scheme (if applicable): RTRS
            "This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations.[....] Adherence to these recognized standards is required within specified timeframes and specified countries/ regions for significant activities in: [...] Soy – Certification to the Roundtable for Responsible Soy (RTRS)." [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations.[....] Adherence to these recognized standards is required within specified timeframes and specified countries/ regions for significant activities in: [...] Soy – Certification to the Roundtable for Responsible Soy (RTRS)." [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations.[....] Adherence to these recognized standards is required within specified timeframes and specified countries/ regions for significant activities in: [...] Soy – Certification to the Roundtable for Responsible Soy (RTRS)." [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations.[....] Adherence to these recognized standards is required within specified timeframes and specified countries/ regions for significant activities in: [...] Soy – Certification to the Roundtable for Responsible Soy (RTRS)." [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations.[....] Adherence to these recognized standards is required within specified timeframes and specified countries/ regions for significant activities in: [...] Soy – Certification to the Roundtable for Responsible Soy (RTRS)." [...] "Soy - 100% of our customers who fall into the scope are RTRS certified, the extent of coverage is not reported."
        • Companies must conduct risk assessments
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must specify a cut-off date
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Social Considerations
        3/27
        • Company must ensure Free, Prior and Informed Consent
          3.4/5.6
          • Commitment details
            Encouraged
            2/4
            Commitment details
            Encouraged
            2/4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must respect labour rights
          0/5.6
          • Commitment details
            No
            0/4
            Commitment details
            No
            0/4
            Type of policy: Forced Labour; Child Labour
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must resolve land conflicts
          0/1.6
          • Commitment details
            No
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Reporting and Implementation
        15/31
        • Commitments must be timebound
          Required
          5/5
          Commitments must be timebound
          Required
          5/5
          "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...]  Soy – Certification to the Roundtable for Responsible Soy (RTRS)"; "Soy: 100% of our customers who fall into the scope were Roundtable certified, the extent of coverage is not reported. [...] We expect our customers to commit to responsible practice frameworks such as the Roundtable on Sustainable Palm Oil, Roundtable on Responsible Soy, Forestry Stewardship Council or the Programme for the Endorsement of Forest Certification. Customers are encouraged to attain certification status by an agreed timeframe. Such customer relationships are subject to regular ESE assessments which include review of progress towards certification. Failure to achieve certification may result in us withdrawing our support for the relationship."
        • Companies must disclose subsidiaries in commodity supply chains
          No
          0/4
        • Companies must disclose locations
          No
          0/4
        • Policy is reviewed and updated
          No
          0/2
        • Monitoring and non-compliance process
          Screening and monitoring process
          5/5
          Monitoring and non-compliance process
          Screening and monitoring process
          5/5
          "We expect our customers to commit to responsible practice frameworks such as the Roundtable on Sustainable Palm Oil, Roundtable on Responsible Soy, Forestry Stewardship Council or the Programme for the Endorsement of Forest Certification. Customers are encouraged to attain certification status by an agreed timeframe. Such customer relationships are subject to regular ESE assessments which include review of progress towards certification. Failure to achieve certification may result in us withdrawing our support for the relationship."
        • Engagement with non-compliant companies
          Engage with non-compliant companies with a time-bound threat of divestment
          5/5
          Engagement with non-compliant companies
          Engage with non-compliant companies with a time-bound threat of divestment
          5/5
          "We expect our customers to commit to responsible practice frameworks such as the Roundtable on Sustainable Palm Oil, Roundtable on Responsible Soy, Forestry Stewardship Council or the Programme for the Endorsement of Forest Certification. Customers are encouraged to attain certification status by an agreed timeframe. Such customer relationships are subject to regular ESE assessments which include review of progress towards certification. Failure to achieve certification may result in us withdrawing our support for the relationship."
        • Reporting on implementation of the policy
          No
          0/6
        • Ethical product in portfolio
          No
    • Timber, Pulp & Paper
      31/90
      • Commitment Strength
        14/31
        • Commodity-specific deforestation financing policy
          5.4/9.6
          • Commitment details
            Protects priority forests
            4/8
            Commitment details
            Protects priority forests
            4/8
            "Direct involvement in illegal logging or the purchase of illegally harvested timber or companies using illegal and/or uncontrolled use of fire for land clearance" is prohibited. "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites" "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."; "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "Direct involvement in illegal logging or the purchase of illegally harvested timber or companies using illegal and/or uncontrolled use of fire for land clearance" is prohibited. "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites" "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."; "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Direct involvement in illegal logging or the purchase of illegally harvested timber or companies using illegal and/or uncontrolled use of fire for land clearance" is prohibited. "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites" "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."; "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Direct involvement in illegal logging or the purchase of illegally harvested timber or companies using illegal and/or uncontrolled use of fire for land clearance" is prohibited. "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites" "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."; "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Direct involvement in illegal logging or the purchase of illegally harvested timber or companies using illegal and/or uncontrolled use of fire for land clearance" is prohibited. "Restricted [...] Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites" "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."; "Project-specific lending The following prohibitions apply when lending to a specific project: • Projects involving unsustainable vegetation clearance or peatland clearance/extraction. Our definition is projects involving: • Degradation of areas (often forests) necessary to protect High Conservation Value areas. • The conversion of primary tropical forests; or land clearance by burning. • The conversion of High Carbon Stock tropical forests. • Clearance of peatlands, including peat extraction. [...] Restricted • Tree felling or clearance within High Conservation Value Forests, UNESCO World Heritage Sites or International Union for the Conservation of Nature IUCN (I – IV) Protected Sites. • Operations in Ramsar Convention Sites, UNESCO Man & Biosphere Sites, or Marine Protected Areas.[...] Clearing of peat lands for commercial plantations [by draining and/or burning] unless a clear and stringent peat land management procedure is in place."
        • Companies must be legally operated
          2.9/4.6
          • Commitment details
            Companies own operations - Required
            1.5/3
            Commitment details
            Companies own operations - Required
            1.5/3
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis. [...] The customer demonstrates compliance with international and local laws and has policies in place to manage ESE risks" Scope: "This policy covers the NatWest Group lending and services provided to companies and projects related to the forestry, fisheries and agriculture sectors. This includes activities such as timber, palm oil or soy production and plantations" 
        • Companies must monitor operations
          5.4/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            Certification scheme (if applicable): FSC

            Type of policy: Assurance mechanism
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
        • Companies must conduct risk assessments
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must specify a cut-off date
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Social Considerations
        3/27
        • Company must ensure Free, Prior and Informed Consent
          3.4/5.6
          • Commitment details
            Encouraged
            2/4
            Commitment details
            Encouraged
            2/4
            Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Within our policy we set out Prohibited, Restricted and Normal activities. We do not support customers and/or transactions involved in prohibited activities. Customers engaged in restricted activities undergo enhanced due diligence including review by a reputational risk forum or approver and evaluation every one or two years. Customers undertaking ‘normal’ (lower risk) activities are assessed for ESE on a five-yearly basis [...] Restricted - Clear evidence of the direct displacement of indigenous peoples without free prior and informed consent or resettlement of large numbers of people relating to a single project."
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must respect labour rights
          0/5.6
          • Commitment details
            No
            0/4
            Commitment details
            No
            0/4
            Type of policy: Forced Labour; Child Labour
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must resolve land conflicts
          0/1.6
          • Commitment details
            No
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Reporting and Implementation
        15/31
        • Commitments must be timebound
          Required
          5/5
          Commitments must be timebound
          Required
          5/5
          "Companies which do not meet recognised industry sustainability standards in the following specified sectors. Adherence to these recognised standards is required within specified timeframes and specified countries/ regions for significant activities in [...] Forestry/rubberwood – Certification by the Forest Stewardship Council or the Programme for the Endorsement of Forest Certification (PEFC)."
        • Companies must disclose subsidiaries in commodity supply chains
          No
          0/4
        • Companies must disclose locations
          No
          0/4
        • Policy is reviewed and updated
          No
          0/2
        • Monitoring and non-compliance process
          Screening and monitoring process
          5/5
          Monitoring and non-compliance process
          Screening and monitoring process
          5/5
          "We expect our customers to commit to responsible practice frameworks such as the Roundtable on Sustainable Palm Oil, Roundtable on Responsible Soy, Forestry Stewardship Council or the Programme for the Endorsement of Forest Certification. Customers are encouraged to attain certification status by an agreed timeframe. Such customer relationships are subject to regular ESE assessments which include review of progress towards certification. Failure to achieve certification may result in us withdrawing our support for the relationship."
        • Engagement with non-compliant companies
          Engage with non-compliant companies with a time-bound threat of divestment
          5/5
          Engagement with non-compliant companies
          Engage with non-compliant companies with a time-bound threat of divestment
          5/5
          "We expect our customers to commit to responsible practice frameworks such as the Roundtable on Sustainable Palm Oil, Roundtable on Responsible Soy, Forestry Stewardship Council or the Programme for the Endorsement of Forest Certification. Customers are encouraged to attain certification status by an agreed timeframe. Such customer relationships are subject to regular ESE assessments which include review of progress towards certification. Failure to achieve certification may result in us withdrawing our support for the relationship."
        • Reporting on implementation of the policy
          No
          0/6
        • Ethical product in portfolio
          No
  • Commitment strength
    12/31
    Avg. score
  • Reporting and Implementation
    13/31
    Avg. score
  • Social considerations
    4/28
    Avg. score

Profile

The NatWest Group are an international banking company headquartered in the UK serving private, corporate and institutional clients. Through their subsidiaries, including Royal Bank of Scotland and Natwest, their services cover: corporate finance, securities, wealth management, insurance, and retail banking services. NatWest Group are among the top lenders to Forest 500 companies. 

HQ
HQ 
United Kingdom
Financial institution type
Financial institution type 
Bank

How we assess the Forest 500

Investors and lenders need to adopt and implement strong deforestation policies that ensure their investments are not funding the destruction of forests.

All assessments use policies published on financial institution websites, some links may have changed or been removed since the time of assessment.

Disclaimer

This assessment has been carried out following the methodology developed for the Forest 500 project, available here. Please see our disclaimer applicable to all information contained within this site and our terms and conditions for use of data presented on this site.

All assessments use policies published on company and financial institution websites, and while we endeavor to keep them updated some links may have changed or been removed since the time of assessment.

Please contact us with any concerns or feedback about this or other assessments included in the Forest 500.