Nomura

"World Heritage Sites: We will not finance transactions that support the development or expansion of projects in World Heritage Sites and/or within their buffer zones, unless there is prior consensus with both the host country and UNESCO that such development will not adversely affect the Outstanding Universal Value of the site. • Ramsar wetlands: We will not finance transactions that support the development or expansion of projects situated in Ramsar Wetlands, unless there is prior consensus with the host country that such development will not adversely affect the special characteristics of a Ramsar designated site"

"World Heritage Sites: We will not finance transactions that support the development or expansion of projects in World Heritage Sites and/or within their buffer zones, unless there is prior consensus with both the host country and UNESCO that such development will not adversely affect the Outstanding Universal Value of the site. • Ramsar wetlands: We will not finance transactions that support the development or expansion of projects situated in Ramsar Wetlands, unless there is prior consensus with the host country that such development will not adversely affect the special characteristics of a Ramsar designated site"

"World Heritage Sites: We will not finance transactions that support the development or expansion of projects in World Heritage Sites and/or within their buffer zones, unless there is prior consensus with both the host country and UNESCO that such development will not adversely affect the Outstanding Universal Value of the site. • Ramsar wetlands: We will not finance transactions that support the development or expansion of projects situated in Ramsar Wetlands, unless there is prior consensus with the host country that such development will not adversely affect the special characteristics of a Ramsar designated site"

"World Heritage Sites: We will not finance transactions that support the development or expansion of projects in World Heritage Sites and/or within their buffer zones, unless there is prior consensus with both the host country and UNESCO that such development will not adversely affect the Outstanding Universal Value of the site. • Ramsar wetlands: We will not finance transactions that support the development or expansion of projects situated in Ramsar Wetlands, unless there is prior consensus with the host country that such development will not adversely affect the special characteristics of a Ramsar designated site"

"World Heritage Sites: We will not finance transactions that support the development or expansion of projects in World Heritage Sites and/or within their buffer zones, unless there is prior consensus with both the host country and UNESCO that such development will not adversely affect the Outstanding Universal Value of the site. • Ramsar wetlands: We will not finance transactions that support the development or expansion of projects situated in Ramsar Wetlands, unless there is prior consensus with the host country that such development will not adversely affect the special characteristics of a Ramsar designated site"

"We are enhancing our existing transaction approval processes with screening of all relevant transactions1 for ESG risks. Wherever significant ESG risks are identified, we will undertake ESG due diligence, including engagement with clients and external assessments on the client’s management of environmental and social risks, where necessary. Transactions that have significant ESG risks will be escalated for consideration by the senior management committees. Many of our customers have a diverse portfolio of businesses that operate across a wide range of sectors. In such cases, we will not finance any activity that does not meet our ESG requirements. "

"We are enhancing our existing transaction approval processes with screening of all relevant transactions1 for ESG risks. Wherever significant ESG risks are identified, we will undertake ESG due diligence, including engagement with clients and external assessments on the client’s management of environmental and social risks, where necessary. Transactions that have significant ESG risks will be escalated for consideration by the senior management committees. Many of our customers have a diverse portfolio of businesses that operate across a wide range of sectors. In such cases, we will not finance any activity that does not meet our ESG requirements. "

"We are enhancing our existing transaction approval processes with screening of all relevant transactions1 for ESG risks. Wherever significant ESG risks are identified, we will undertake ESG due diligence, including engagement with clients and external assessments on the client’s management of environmental and social risks, where necessary. Transactions that have significant ESG risks will be escalated for consideration by the senior management committees. Many of our customers have a diverse portfolio of businesses that operate across a wide range of sectors. In such cases, we will not finance any activity that does not meet our ESG requirements. "

"We are enhancing our existing transaction approval processes with screening of all relevant transactions1 for ESG risks. Wherever significant ESG risks are identified, we will undertake ESG due diligence, including engagement with clients and external assessments on the client’s management of environmental and social risks, where necessary. Transactions that have significant ESG risks will be escalated for consideration by the senior management committees. Many of our customers have a diverse portfolio of businesses that operate across a wide range of sectors. In such cases, we will not finance any activity that does not meet our ESG requirements. "

"We are enhancing our existing transaction approval processes with screening of all relevant transactions1 for ESG risks. Wherever significant ESG risks are identified, we will undertake ESG due diligence, including engagement with clients and external assessments on the client’s management of environmental and social risks, where necessary. Transactions that have significant ESG risks will be escalated for consideration by the senior management committees. Many of our customers have a diverse portfolio of businesses that operate across a wide range of sectors. In such cases, we will not finance any activity that does not meet our ESG requirements. "

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] World Heritage Sites: We will not finance transactions that support the development or expansion of projects in World Heritage Sites and/or within their buffer zones, unless there is prior consensus with both the host country and UNESCO that such development will not adversely affect the Outstanding Universal Value of the site. • Ramsar wetlands: We will not finance transactions that support the development or expansion of projects situated in Ramsar Wetlands, unless there is prior consensus with the host country that such development will not adversely affect the special characteristics of a Ramsar designated site"

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. "

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. "

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. "

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. "

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We are enhancing our existing transaction approval processes with screening of all relevant transactions1 for ESG risks. Wherever significant ESG risks are identified, we will undertake ESG due diligence, including engagement with clients and external assessments on the client’s management of environmental and social risks, where necessary. Transactions that have significant ESG risks will be escalated for consideration by the senior management committees. Many of our customers have a diverse portfolio of businesses that operate across a wide range of sectors. In such cases, we will not finance any activity that does not meet our ESG requirements. "

"We are enhancing our existing transaction approval processes with screening of all relevant transactions1 for ESG risks. Wherever significant ESG risks are identified, we will undertake ESG due diligence, including engagement with clients and external assessments on the client’s management of environmental and social risks, where necessary. Transactions that have significant ESG risks will be escalated for consideration by the senior management committees. Many of our customers have a diverse portfolio of businesses that operate across a wide range of sectors. In such cases, we will not finance any activity that does not meet our ESG requirements. "

"We are enhancing our existing transaction approval processes with screening of all relevant transactions1 for ESG risks. Wherever significant ESG risks are identified, we will undertake ESG due diligence, including engagement with clients and external assessments on the client’s management of environmental and social risks, where necessary. Transactions that have significant ESG risks will be escalated for consideration by the senior management committees. Many of our customers have a diverse portfolio of businesses that operate across a wide range of sectors. In such cases, we will not finance any activity that does not meet our ESG requirements. "

"We are enhancing our existing transaction approval processes with screening of all relevant transactions1 for ESG risks. Wherever significant ESG risks are identified, we will undertake ESG due diligence, including engagement with clients and external assessments on the client’s management of environmental and social risks, where necessary. Transactions that have significant ESG risks will be escalated for consideration by the senior management committees. Many of our customers have a diverse portfolio of businesses that operate across a wide range of sectors. In such cases, we will not finance any activity that does not meet our ESG requirements. "

"We are enhancing our existing transaction approval processes with screening of all relevant transactions1 for ESG risks. Wherever significant ESG risks are identified, we will undertake ESG due diligence, including engagement with clients and external assessments on the client’s management of environmental and social risks, where necessary. Transactions that have significant ESG risks will be escalated for consideration by the senior management committees. Many of our customers have a diverse portfolio of businesses that operate across a wide range of sectors. In such cases, we will not finance any activity that does not meet our ESG requirements. "

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] World Heritage Sites: We will not finance transactions that support the development or expansion of projects in World Heritage Sites and/or within their buffer zones, unless there is prior consensus with both the host country and UNESCO that such development will not adversely affect the Outstanding Universal Value of the site. • Ramsar wetlands: We will not finance transactions that support the development or expansion of projects situated in Ramsar Wetlands, unless there is prior consensus with the host country that such development will not adversely affect the special characteristics of a Ramsar designated site"

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] World Heritage Sites: We will not finance transactions that support the development or expansion of projects in World Heritage Sites and/or within their buffer zones, unless there is prior consensus with both the host country and UNESCO that such development will not adversely affect the Outstanding Universal Value of the site. • Ramsar wetlands: We will not finance transactions that support the development or expansion of projects situated in Ramsar Wetlands, unless there is prior consensus with the host country that such development will not adversely affect the special characteristics of a Ramsar designated site"

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] World Heritage Sites: We will not finance transactions that support the development or expansion of projects in World Heritage Sites and/or within their buffer zones, unless there is prior consensus with both the host country and UNESCO that such development will not adversely affect the Outstanding Universal Value of the site. • Ramsar wetlands: We will not finance transactions that support the development or expansion of projects situated in Ramsar Wetlands, unless there is prior consensus with the host country that such development will not adversely affect the special characteristics of a Ramsar designated site"

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] World Heritage Sites: We will not finance transactions that support the development or expansion of projects in World Heritage Sites and/or within their buffer zones, unless there is prior consensus with both the host country and UNESCO that such development will not adversely affect the Outstanding Universal Value of the site. • Ramsar wetlands: We will not finance transactions that support the development or expansion of projects situated in Ramsar Wetlands, unless there is prior consensus with the host country that such development will not adversely affect the special characteristics of a Ramsar designated site"

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] World Heritage Sites: We will not finance transactions that support the development or expansion of projects in World Heritage Sites and/or within their buffer zones, unless there is prior consensus with both the host country and UNESCO that such development will not adversely affect the Outstanding Universal Value of the site. • Ramsar wetlands: We will not finance transactions that support the development or expansion of projects situated in Ramsar Wetlands, unless there is prior consensus with the host country that such development will not adversely affect the special characteristics of a Ramsar designated site"

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We are enhancing our existing transaction approval processes with screening of all relevant transactions1 for ESG risks. Wherever significant ESG risks are identified, we will undertake ESG due diligence, including engagement with clients and external assessments on the client’s management of environmental and social risks, where necessary. Transactions that have significant ESG risks will be escalated for consideration by the senior management committees. Many of our customers have a diverse portfolio of businesses that operate across a wide range of sectors. In such cases, we will not finance any activity that does not meet our ESG requirements. "

"We are enhancing our existing transaction approval processes with screening of all relevant transactions1 for ESG risks. Wherever significant ESG risks are identified, we will undertake ESG due diligence, including engagement with clients and external assessments on the client’s management of environmental and social risks, where necessary. Transactions that have significant ESG risks will be escalated for consideration by the senior management committees. Many of our customers have a diverse portfolio of businesses that operate across a wide range of sectors. In such cases, we will not finance any activity that does not meet our ESG requirements. "

"We are enhancing our existing transaction approval processes with screening of all relevant transactions1 for ESG risks. Wherever significant ESG risks are identified, we will undertake ESG due diligence, including engagement with clients and external assessments on the client’s management of environmental and social risks, where necessary. Transactions that have significant ESG risks will be escalated for consideration by the senior management committees. Many of our customers have a diverse portfolio of businesses that operate across a wide range of sectors. In such cases, we will not finance any activity that does not meet our ESG requirements. "

"We are enhancing our existing transaction approval processes with screening of all relevant transactions1 for ESG risks. Wherever significant ESG risks are identified, we will undertake ESG due diligence, including engagement with clients and external assessments on the client’s management of environmental and social risks, where necessary. Transactions that have significant ESG risks will be escalated for consideration by the senior management committees. Many of our customers have a diverse portfolio of businesses that operate across a wide range of sectors. In such cases, we will not finance any activity that does not meet our ESG requirements. "

"We are enhancing our existing transaction approval processes with screening of all relevant transactions1 for ESG risks. Wherever significant ESG risks are identified, we will undertake ESG due diligence, including engagement with clients and external assessments on the client’s management of environmental and social risks, where necessary. Transactions that have significant ESG risks will be escalated for consideration by the senior management committees. Many of our customers have a diverse portfolio of businesses that operate across a wide range of sectors. In such cases, we will not finance any activity that does not meet our ESG requirements. "

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] World Heritage Sites: We will not finance transactions that support the development or expansion of projects in World Heritage Sites and/or within their buffer zones, unless there is prior consensus with both the host country and UNESCO that such development will not adversely affect the Outstanding Universal Value of the site. • Ramsar wetlands: We will not finance transactions that support the development or expansion of projects situated in Ramsar Wetlands, unless there is prior consensus with the host country that such development will not adversely affect the special characteristics of a Ramsar designated site"

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] World Heritage Sites: We will not finance transactions that support the development or expansion of projects in World Heritage Sites and/or within their buffer zones, unless there is prior consensus with both the host country and UNESCO that such development will not adversely affect the Outstanding Universal Value of the site. • Ramsar wetlands: We will not finance transactions that support the development or expansion of projects situated in Ramsar Wetlands, unless there is prior consensus with the host country that such development will not adversely affect the special characteristics of a Ramsar designated site"

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] World Heritage Sites: We will not finance transactions that support the development or expansion of projects in World Heritage Sites and/or within their buffer zones, unless there is prior consensus with both the host country and UNESCO that such development will not adversely affect the Outstanding Universal Value of the site. • Ramsar wetlands: We will not finance transactions that support the development or expansion of projects situated in Ramsar Wetlands, unless there is prior consensus with the host country that such development will not adversely affect the special characteristics of a Ramsar designated site"

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] World Heritage Sites: We will not finance transactions that support the development or expansion of projects in World Heritage Sites and/or within their buffer zones, unless there is prior consensus with both the host country and UNESCO that such development will not adversely affect the Outstanding Universal Value of the site. • Ramsar wetlands: We will not finance transactions that support the development or expansion of projects situated in Ramsar Wetlands, unless there is prior consensus with the host country that such development will not adversely affect the special characteristics of a Ramsar designated site"

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] World Heritage Sites: We will not finance transactions that support the development or expansion of projects in World Heritage Sites and/or within their buffer zones, unless there is prior consensus with both the host country and UNESCO that such development will not adversely affect the Outstanding Universal Value of the site. • Ramsar wetlands: We will not finance transactions that support the development or expansion of projects situated in Ramsar Wetlands, unless there is prior consensus with the host country that such development will not adversely affect the special characteristics of a Ramsar designated site"

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We will not provide financing to the following: • Activities undertaken on peatlands regardless of the depth of development • Activities that require conversion of High Conservation Value Areas (HCVAs), high carbon stock (HCS) forests; primary tropical forests, or Ramsar wetlands • Activities that require/assume land clearance by burning or use of uncontrolled fire • Activities involving any illegal or destructive logging. [...] We place important value on soy and palm oil production certification (RTRS or comparable certification and RSPO or comparable certification respectively) and forestry certification (FSC or comparable) by using them as tools in our ESG screening and due diligence."

"We are enhancing our existing transaction approval processes with screening of all relevant transactions1 for ESG risks. Wherever significant ESG risks are identified, we will undertake ESG due diligence, including engagement with clients and external assessments on the client’s management of environmental and social risks, where necessary. Transactions that have significant ESG risks will be escalated for consideration by the senior management committees. Many of our customers have a diverse portfolio of businesses that operate across a wide range of sectors. In such cases, we will not finance any activity that does not meet our ESG requirements. "

"We are enhancing our existing transaction approval processes with screening of all relevant transactions1 for ESG risks. Wherever significant ESG risks are identified, we will undertake ESG due diligence, including engagement with clients and external assessments on the client’s management of environmental and social risks, where necessary. Transactions that have significant ESG risks will be escalated for consideration by the senior management committees. Many of our customers have a diverse portfolio of businesses that operate across a wide range of sectors. In such cases, we will not finance any activity that does not meet our ESG requirements. "

"We are enhancing our existing transaction approval processes with screening of all relevant transactions1 for ESG risks. Wherever significant ESG risks are identified, we will undertake ESG due diligence, including engagement with clients and external assessments on the client’s management of environmental and social risks, where necessary. Transactions that have significant ESG risks will be escalated for consideration by the senior management committees. Many of our customers have a diverse portfolio of businesses that operate across a wide range of sectors. In such cases, we will not finance any activity that does not meet our ESG requirements. "

"We are enhancing our existing transaction approval processes with screening of all relevant transactions1 for ESG risks. Wherever significant ESG risks are identified, we will undertake ESG due diligence, including engagement with clients and external assessments on the client’s management of environmental and social risks, where necessary. Transactions that have significant ESG risks will be escalated for consideration by the senior management committees. Many of our customers have a diverse portfolio of businesses that operate across a wide range of sectors. In such cases, we will not finance any activity that does not meet our ESG requirements. "

"We are enhancing our existing transaction approval processes with screening of all relevant transactions1 for ESG risks. Wherever significant ESG risks are identified, we will undertake ESG due diligence, including engagement with clients and external assessments on the client’s management of environmental and social risks, where necessary. Transactions that have significant ESG risks will be escalated for consideration by the senior management committees. Many of our customers have a diverse portfolio of businesses that operate across a wide range of sectors. In such cases, we will not finance any activity that does not meet our ESG requirements. "