Norinchukin Bank

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. In April 2020, we established a new policy for deforestation and palm oil farm development, which are regarded as environmental and social problems that also impact climate change. When considering an investment and finance client who conducts business in plantation and oil expression for palm oil production, we confirm that the client has a Roundtable on Sustainable Palm Oil (RSPO) certificate.

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. In April 2020, we established a new policy for deforestation and palm oil farm development, which are regarded as environmental and social problems that also impact climate change. When considering an investment and finance client who conducts business in plantation and oil expression for palm oil production, we confirm that the client has a Roundtable on Sustainable Palm Oil (RSPO) certificate.

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. In April 2020, we established a new policy for deforestation and palm oil farm development, which are regarded as environmental and social problems that also impact climate change. When considering an investment and finance client who conducts business in plantation and oil expression for palm oil production, we confirm that the client has a Roundtable on Sustainable Palm Oil (RSPO) certificate.

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. In April 2020, we established a new policy for deforestation and palm oil farm development, which are regarded as environmental and social problems that also impact climate change. When considering an investment and finance client who conducts business in plantation and oil expression for palm oil production, we confirm that the client has a Roundtable on Sustainable Palm Oil (RSPO) certificate.

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. In April 2020, we established a new policy for deforestation and palm oil farm development, which are regarded as environmental and social problems that also impact climate change. When considering an investment and finance client who conducts business in plantation and oil expression for palm oil production, we confirm that the client has a Roundtable on Sustainable Palm Oil (RSPO) certificate.

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. In April 2020, we established a new policy for deforestation and palm oil farm development, which are regarded as environmental and social problems that also impact climate change. When considering an investment and finance client who conducts business in plantation and oil expression for palm oil production, we confirm that the client has a Roundtable on Sustainable Palm Oil (RSPO) certificate."

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. In April 2020, we established a new policy for deforestation and palm oil farm development, which are regarded as environmental and social problems that also impact climate change. When considering an investment and finance client who conducts business in plantation and oil expression for palm oil production, we confirm that the client has a Roundtable on Sustainable Palm Oil (RSPO) certificate."

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. In April 2020, we established a new policy for deforestation and palm oil farm development, which are regarded as environmental and social problems that also impact climate change. When considering an investment and finance client who conducts business in plantation and oil expression for palm oil production, we confirm that the client has a Roundtable on Sustainable Palm Oil (RSPO) certificate."

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. In April 2020, we established a new policy for deforestation and palm oil farm development, which are regarded as environmental and social problems that also impact climate change. When considering an investment and finance client who conducts business in plantation and oil expression for palm oil production, we confirm that the client has a Roundtable on Sustainable Palm Oil (RSPO) certificate."

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. In April 2020, we established a new policy for deforestation and palm oil farm development, which are regarded as environmental and social problems that also impact climate change. When considering an investment and finance client who conducts business in plantation and oil expression for palm oil production, we confirm that the client has a Roundtable on Sustainable Palm Oil (RSPO) certificate."

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. In April 2020, we established a new policy for deforestation and palm oil farm development, which are regarded as environmental and social problems that also impact climate change. When considering an investment and finance client who conducts business in plantation and oil expression for palm oil production, we confirm that the client has a Roundtable on Sustainable Palm Oil (RSPO) certificate.

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. In April 2020, we established a new policy for deforestation and palm oil farm development, which are regarded as environmental and social problems that also impact climate change. When considering an investment and finance client who conducts business in plantation and oil expression for palm oil production, we confirm that the client has a Roundtable on Sustainable Palm Oil (RSPO) certificate.

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. In April 2020, we established a new policy for deforestation and palm oil farm development, which are regarded as environmental and social problems that also impact climate change. When considering an investment and finance client who conducts business in plantation and oil expression for palm oil production, we confirm that the client has a Roundtable on Sustainable Palm Oil (RSPO) certificate.

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. In April 2020, we established a new policy for deforestation and palm oil farm development, which are regarded as environmental and social problems that also impact climate change. When considering an investment and finance client who conducts business in plantation and oil expression for palm oil production, we confirm that the client has a Roundtable on Sustainable Palm Oil (RSPO) certificate.

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. In April 2020, we established a new policy for deforestation and palm oil farm development, which are regarded as environmental and social problems that also impact climate change. When considering an investment and finance client who conducts business in plantation and oil expression for palm oil production, we confirm that the client has a Roundtable on Sustainable Palm Oil (RSPO) certificate.

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. [...] When considering a client who conducts deforestation business in an emerging country, we confirm that the client has Forest Stewardship Council ® (FSC® ) or Program for the Endorsement of Forest Certification Schemes (PEFC® ) certifications."

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. [...] When considering a client who conducts deforestation business in an emerging country, we confirm that the client has Forest Stewardship Council ® (FSC® ) or Program for the Endorsement of Forest Certification Schemes (PEFC® ) certifications."

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. [...] When considering a client who conducts deforestation business in an emerging country, we confirm that the client has Forest Stewardship Council ® (FSC® ) or Program for the Endorsement of Forest Certification Schemes (PEFC® ) certifications."

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. [...] When considering a client who conducts deforestation business in an emerging country, we confirm that the client has Forest Stewardship Council ® (FSC® ) or Program for the Endorsement of Forest Certification Schemes (PEFC® ) certifications."

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. [...] When considering a client who conducts deforestation business in an emerging country, we confirm that the client has Forest Stewardship Council ® (FSC® ) or Program for the Endorsement of Forest Certification Schemes (PEFC® ) certifications."

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. [...] When considering a client who conducts deforestation business in an emerging country, we confirm that the client has Forest Stewardship Council ® (FSC® ) or Program for the Endorsement of Forest Certification Schemes (PEFC® ) certifications."

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. [...] When considering a client who conducts deforestation business in an emerging country, we confirm that the client has Forest Stewardship Council ® (FSC® ) or Program for the Endorsement of Forest Certification Schemes (PEFC® ) certifications."

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. [...] When considering a client who conducts deforestation business in an emerging country, we confirm that the client has Forest Stewardship Council ® (FSC® ) or Program for the Endorsement of Forest Certification Schemes (PEFC® ) certifications."

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. [...] When considering a client who conducts deforestation business in an emerging country, we confirm that the client has Forest Stewardship Council ® (FSC® ) or Program for the Endorsement of Forest Certification Schemes (PEFC® ) certifications."

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. [...] When considering a client who conducts deforestation business in an emerging country, we confirm that the client has Forest Stewardship Council ® (FSC® ) or Program for the Endorsement of Forest Certification Schemes (PEFC® ) certifications."

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. [...] When considering a client who conducts deforestation business in an emerging country, we confirm that the client has Forest Stewardship Council ® (FSC® ) or Program for the Endorsement of Forest Certification Schemes (PEFC® ) certifications."

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. [...] When considering a client who conducts deforestation business in an emerging country, we confirm that the client has Forest Stewardship Council ® (FSC® ) or Program for the Endorsement of Forest Certification Schemes (PEFC® ) certifications."

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. [...] When considering a client who conducts deforestation business in an emerging country, we confirm that the client has Forest Stewardship Council ® (FSC® ) or Program for the Endorsement of Forest Certification Schemes (PEFC® ) certifications."

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. [...] When considering a client who conducts deforestation business in an emerging country, we confirm that the client has Forest Stewardship Council ® (FSC® ) or Program for the Endorsement of Forest Certification Schemes (PEFC® ) certifications."

"We adopted an environmental and social risk management framework centered on investment and financing sector policy. This framework helps us manage environmental and social risks, including climate change, in investment and financing. In November 2019, we established the Environmental Policy as a basic policy to solve environmental issues. [...] When considering a client who conducts deforestation business in an emerging country, we confirm that the client has Forest Stewardship Council ® (FSC® ) or Program for the Endorsement of Forest Certification Schemes (PEFC® ) certifications."