Santander

"These standards involve the enforcement of recognised standards that aim to sustainably manage these resources and help prevent deforestation. [...] This policy takes into account best practices, international standards and treaties, [...] This document sets out Santander Group’s policy on providing financial products and/or services to customers with an impact on tropical forests, tropical savannahs, and savannah biomes or located in High Risk Geographies, involved in the following activities:[...] • Agriculture and cattle ranching"

"These standards involve the enforcement of recognised standards that aim to sustainably manage these resources and help prevent deforestation. [...] This policy takes into account best practices, international standards and treaties, [...] This document sets out Santander Group’s policy on providing financial products and/or services to customers with an impact on tropical forests, tropical savannahs, and savannah biomes or located in High Risk Geographies, involved in the following activities:[...] • Agriculture and cattle ranching"

"These standards involve the enforcement of recognised standards that aim to sustainably manage these resources and help prevent deforestation. [...] This policy takes into account best practices, international standards and treaties, [...] This document sets out Santander Group’s policy on providing financial products and/or services to customers with an impact on tropical forests, tropical savannahs, and savannah biomes or located in High Risk Geographies, involved in the following activities:[...] • Agriculture and cattle ranching"

"These standards involve the enforcement of recognised standards that aim to sustainably manage these resources and help prevent deforestation. [...] This policy takes into account best practices, international standards and treaties, [...] This document sets out Santander Group’s policy on providing financial products and/or services to customers with an impact on tropical forests, tropical savannahs, and savannah biomes or located in High Risk Geographies, involved in the following activities:[...] • Agriculture and cattle ranching"

"These standards involve the enforcement of recognised standards that aim to sustainably manage these resources and help prevent deforestation. [...] This policy takes into account best practices, international standards and treaties, [...] This document sets out Santander Group’s policy on providing financial products and/or services to customers with an impact on tropical forests, tropical savannahs, and savannah biomes or located in High Risk Geographies, involved in the following activities:[...] • Agriculture and cattle ranching"

"Santander Group will not provide financial products and/or services to any of the following activities [including] production facilities located in areas classified as Ramsar Sites, World Heritage Sites, or by the International Union for Conservation of Nature as categories I,II, III or IV." They also will not finance "deforestation of declared protected forests or of high conservation or ecological value".

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ...."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..." "These standards involve the enforcement of recognised standards that aim to sustainably manage these resources and help prevent deforestation. [...] This policy takes into account best practices, international standards and treaties, [...] This document sets out Santander Group’s policy on providing financial products and/or services to customers with an impact on tropical forests, tropical savannahs, and savannah biomes or located in High Risk Geographies, involved in the following activities:[...] • Agriculture and cattle ranching"

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ...."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... � Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."�"These standards involve the enforcement of recognised standards that aim to sustainably manage these resources and help prevent deforestation. [...] This policy takes into account best practices, international standards and treaties, [...] This document sets out Santander Group�s policy on providing financial products and/or services to customers with an impact on tropical forests, tropical savannahs, and savannah biomes or located in High Risk Geographies, involved in the following activities:[...] � Agriculture and cattle ranching"

"These standards involve the enforcement of recognised standards that aim to sustainably manage these resources and help prevent deforestation. [...] This policy takes into account best practices, international standards and treaties, such as: Principles and Criteria for the Production of Sustainable Palm Oil (2013) issued by the Roundtable on Sustainable Palm Oil (RSPO). [...] This document sets out Santander Group’s policy on providing financial products and/or services to customers with an impact on tropical forests, tropical savannahs, and savannah biomes or located in High Risk Geographies, involved in the following activities:[...] Oil palm plantations"

"These standards involve the enforcement of recognised standards that aim to sustainably manage these resources and help prevent deforestation. [...] This policy takes into account best practices, international standards and treaties, such as: Principles and Criteria for the Production of Sustainable Palm Oil (2013) issued by the Roundtable on Sustainable Palm Oil (RSPO). [...] This document sets out Santander Group’s policy on providing financial products and/or services to customers with an impact on tropical forests, tropical savannahs, and savannah biomes or located in High Risk Geographies, involved in the following activities:[...] Oil palm plantations"

"These standards involve the enforcement of recognised standards that aim to sustainably manage these resources and help prevent deforestation. [...] This policy takes into account best practices, international standards and treaties, such as: Principles and Criteria for the Production of Sustainable Palm Oil (2013) issued by the Roundtable on Sustainable Palm Oil (RSPO). [...] This document sets out Santander Group’s policy on providing financial products and/or services to customers with an impact on tropical forests, tropical savannahs, and savannah biomes or located in High Risk Geographies, involved in the following activities:[...] Oil palm plantations"

"These standards involve the enforcement of recognised standards that aim to sustainably manage these resources and help prevent deforestation. [...] This policy takes into account best practices, international standards and treaties, such as: Principles and Criteria for the Production of Sustainable Palm Oil (2013) issued by the Roundtable on Sustainable Palm Oil (RSPO). [...] This document sets out Santander Group’s policy on providing financial products and/or services to customers with an impact on tropical forests, tropical savannahs, and savannah biomes or located in High Risk Geographies, involved in the following activities:[...] Oil palm plantations"

"These standards involve the enforcement of recognised standards that aim to sustainably manage these resources and help prevent deforestation. [...] This policy takes into account best practices, international standards and treaties, such as: Principles and Criteria for the Production of Sustainable Palm Oil (2013) issued by the Roundtable on Sustainable Palm Oil (RSPO). [...] This document sets out Santander Group’s policy on providing financial products and/or services to customers with an impact on tropical forests, tropical savannahs, and savannah biomes or located in High Risk Geographies, involved in the following activities:[...] Oil palm plantations [...] • Processing of soy, palm oil or rubber."

"Santander Group will not provide financial products and/or services to any of the following activities [including] production facilities located in areas classified as Ramsar Sites, World Heritage Sites, or by the International Union for Conservation of Nature as categories I,II, III or IV." They also will not finance "deforestation of declared protected forests or of high conservation or ecological value".

"Santander Group will not provide financial products and/or services to any of the following activities [including] production facilities located in areas classified as Ramsar Sites, World Heritage Sites, or by the International Union for Conservation of Nature as categories I,II, III or IV." They also will not finance "deforestation of declared protected forests or of high conservation or ecological value".

"Santander Group will not provide financial products and/or services to any of the following activities [including] production facilities located in areas classified as Ramsar Sites, World Heritage Sites, or by the International Union for Conservation of Nature as categories I,II, III or IV." They also will not finance "deforestation of declared protected forests or of high conservation or ecological value".

"Santander Group will not provide financial products and/or services to any of the following activities [including] production facilities located in areas classified as Ramsar Sites, World Heritage Sites, or by the International Union for Conservation of Nature as categories I,II, III or IV." They also will not finance "deforestation of declared protected forests or of high conservation or ecological value".

"Santander Group will not provide financial products and/or services to any of the following activities [including] production facilities located in areas classified as Ramsar Sites, World Heritage Sites, or by the International Union for Conservation of Nature as categories I,II, III or IV." They also will not finance "deforestation of declared protected forests or of high conservation or ecological value". Includes "This document sets out Santander Group’s policy on providing financial products and/or services to customers with an impact on tropical forests, tropical savannahs, and savannah biomes or located in High Risk Geographies, involved in the following activities: [...] palm plantations [...] Processing of soy, palm oil or rubber."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ... "

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ... "

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."

"These standards involve the enforcement of recognised standards that aim to sustainably manage these resources and help prevent deforestation. [...] This policy takes into account best practices, international standards and treaties, such as: • Standard for Responsible Soy Production issued by the Round Table on Responsible Soy (RTRS). [...] This document sets out Santander Group’s policy on providing financial products and/or services to customers with an impact on tropical forests, tropical savannahs, and savannah biomes or located in High Risk Geographies, involved in the following activities:[...] Soy plantations "

"These standards involve the enforcement of recognised standards that aim to sustainably manage these resources and help prevent deforestation. [...] This policy takes into account best practices, international standards and treaties, such as: • Standard for Responsible Soy Production issued by the Round Table on Responsible Soy (RTRS). [...] This document sets out Santander Group’s policy on providing financial products and/or services to customers with an impact on tropical forests, tropical savannahs, and savannah biomes or located in High Risk Geographies, involved in the following activities:[...] Soy plantations "

"These standards involve the enforcement of recognised standards that aim to sustainably manage these resources and help prevent deforestation. [...] This policy takes into account best practices, international standards and treaties, such as: • Standard for Responsible Soy Production issued by the Round Table on Responsible Soy (RTRS). [...] This document sets out Santander Group’s policy on providing financial products and/or services to customers with an impact on tropical forests, tropical savannahs, and savannah biomes or located in High Risk Geographies, involved in the following activities:[...] Soy plantations "

"These standards involve the enforcement of recognised standards that aim to sustainably manage these resources and help prevent deforestation. [...] This policy takes into account best practices, international standards and treaties, such as: • Standard for Responsible Soy Production issued by the Round Table on Responsible Soy (RTRS). [...] This document sets out Santander Group’s policy on providing financial products and/or services to customers with an impact on tropical forests, tropical savannahs, and savannah biomes or located in High Risk Geographies, involved in the following activities:[...] Soy plantations "

"These standards involve the enforcement of recognised standards that aim to sustainably manage these resources and help prevent deforestation. [...] This policy takes into account best practices, international standards and treaties, such as: • Standard for Responsible Soy Production issued by the Round Table on Responsible Soy (RTRS). [...] This document sets out Santander Group’s policy on providing financial products and/or services to customers with an impact on tropical forests, tropical savannahs, and savannah biomes or located in High Risk Geographies, involved in the following activities:[...] Soy plantations [...] Processing of soy, palm oil or rubber. "

"Santander Group will not provide financial products and/or services to any of the following activities [including] production facilities located in areas classified as Ramsar Sites, World Heritage Sites, or by the International Union for Conservation of Nature as categories I,II, III or IV." They also will not finance "deforestation of declared protected forests or of high conservation or ecological value".

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ... "

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..." "These standards involve the enforcement of recognised standards that aim to sustainably manage these resources and help prevent deforestation. [...] This policy takes into account best practices, international standards and treaties, such as: • Standard for Responsible Soy Production issued by the Round Table on Responsible Soy (RTRS). [...] This document sets out Santander Group’s policy on providing financial products and/or services to customers with an impact on tropical forests, tropical savannahs, and savannah biomes or located in High Risk Geographies, involved in the following activities:[...] Soy plantations [...] Processing of soy, palm oil or rubber. "

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ... Restricted activities: When providing financial products and/or services, Santander Group will pay particular attention to4 the environmental and social risks arising from the location of the facilities used for the following activities: • Processes with an environmental impact in high ecological or social value forests listed as UNESCO World Heritage Sites."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ... Restricted activities: When providing financial products and/or services, Santander Group will pay particular attention to4 the environmental and social risks arising from the location of the facilities used for the following activities: • Processes with an environmental impact in high ecological or social value forests listed as UNESCO World Heritage Sites."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ... Restricted activities: When providing financial products and/or services, Santander Group will pay particular attention to4 the environmental and social risks arising from the location of the facilities used for the following activities: • Processes with an environmental impact in high ecological or social value forests listed as UNESCO World Heritage Sites."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ... Restricted activities: When providing financial products and/or services, Santander Group will pay particular attention to4 the environmental and social risks arising from the location of the facilities used for the following activities: • Processes with an environmental impact in high ecological or social value forests listed as UNESCO World Heritage Sites."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."

"Extraction and sale of native tropical wood species not certified to Forest Stewardship Council is one of the prohibited activities in relation to the soft commodities sector that this policy provides." [...] "Santander Group will not provide financial products and/or services to any of the following activities: • Extraction and sale of native tropical wood species not certified to FSC."

"Extraction and sale of native tropical wood species not certified to Forest Stewardship Council is one of the prohibited activities in relation to the soft commodities sector that this policy provides." [...] "Santander Group will not provide financial products and/or services to any of the following activities: • Extraction and sale of native tropical wood species not certified to FSC."

"Extraction and sale of native tropical wood species not certified to Forest Stewardship Council is one of the prohibited activities in relation to the soft commodities sector that this policy provides." [...] "Santander Group will not provide financial products and/or services to any of the following activities: • Extraction and sale of native tropical wood species not certified to FSC."

"Extraction and sale of native tropical wood species not certified to Forest Stewardship Council is one of the prohibited activities in relation to the soft commodities sector that this policy provides." [...] "Santander Group will not provide financial products and/or services to any of the following activities: • Extraction and sale of native tropical wood species not certified to FSC."

"Extraction and sale of native tropical wood species not certified to Forest Stewardship Council is one of the prohibited activities in relation to the soft commodities sector that this policy provides." [...] "Santander Group will not provide financial products and/or services to any of the following activities: • Extraction and sale of native tropical wood species not certified to FSC." "Extraction and processing of timber products [...] Supply chain of the raw materials used in the manufacture and/or processing of wood-based cellulose, paper and textiles"

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."; "Extraction and sale of native tropical wood species not certified to Forest Stewardship Council is one of the prohibited activities in relation to the soft commodities sector that this policy provides." [...] "Santander Group will not provide financial products and/or services to any of the following activities: • Extraction and sale of native tropical wood species not certified to FSC."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."; "Extraction and sale of native tropical wood species not certified to Forest Stewardship Council is one of the prohibited activities in relation to the soft commodities sector that this policy provides." [...] "Santander Group will not provide financial products and/or services to any of the following activities: • Extraction and sale of native tropical wood species not certified to FSC."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."; "Extraction and sale of native tropical wood species not certified to Forest Stewardship Council is one of the prohibited activities in relation to the soft commodities sector that this policy provides." [...] "Santander Group will not provide financial products and/or services to any of the following activities: • Extraction and sale of native tropical wood species not certified to FSC."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."; "Extraction and sale of native tropical wood species not certified to Forest Stewardship Council is one of the prohibited activities in relation to the soft commodities sector that this policy provides." [...] "Santander Group will not provide financial products and/or services to any of the following activities: • Extraction and sale of native tropical wood species not certified to FSC."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."; "Extraction and sale of native tropical wood species not certified to Forest Stewardship Council is one of the prohibited activities in relation to the soft commodities sector that this policy provides." [...] "Santander Group will not provide financial products and/or services to any of the following activities: • Extraction and sale of native tropical wood species not certified to FSC." "Extraction and processing of timber products [...] Supply chain of the raw materials used in the manufacture and/or processing of wood-based cellulose, paper and textiles"

"Extraction and sale of native tropical wood species not certified to Forest Stewardship Council is one of the prohibited activities in relation to the soft commodities sector that this policy provides." [...] "Santander Group will not provide financial products and/or services to any of the following activities: • Extraction and sale of native tropical wood species not certified to FSC."

"Extraction and sale of native tropical wood species not certified to Forest Stewardship Council is one of the prohibited activities in relation to the soft commodities sector that this policy provides." [...] "Santander Group will not provide financial products and/or services to any of the following activities: • Extraction and sale of native tropical wood species not certified to FSC."

"Extraction and sale of native tropical wood species not certified to Forest Stewardship Council is one of the prohibited activities in relation to the soft commodities sector that this policy provides." [...] "Santander Group will not provide financial products and/or services to any of the following activities: • Extraction and sale of native tropical wood species not certified to FSC."

"Extraction and sale of native tropical wood species not certified to Forest Stewardship Council is one of the prohibited activities in relation to the soft commodities sector that this policy provides." [...] "Santander Group will not provide financial products and/or services to any of the following activities: • Extraction and sale of native tropical wood species not certified to FSC."

"Extraction and sale of native tropical wood species not certified to Forest Stewardship Council is one of the prohibited activities in relation to the soft commodities sector that this policy provides." [...] "Santander Group will not provide financial products and/or services to any of the following activities: • Extraction and sale of native tropical wood species not certified to FSC."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."

"Prohibited activities Santander Group will not provide financial products and/or services to any of the following activities: ... • Projects or activities located in areas classified as Ramsar Sites, World Heritage Sites or by the International Union for Conservation of Nature (IUCN) as categories I, II, III or IV ..."