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Select an assessment year:

  • Overall approach
    10/16
    • Overarching commitment on deforestation
      10/14
      Deforestation commitment
      Zero net deforestation
      10/14
      "We are guided by our Position Statements which outline the minimum criteria we require from our clients to achieve the goal of zero net deforestation in soft commodity supply chains by 2020. To ensure our clients meet our standards and requirements for financing, we embed our Environmental & Social (“E&S”) framework directly into our credit approval process. Our relationship managers carry out an Environmental & Social Risk Assessment (“ESRA”), which allows us to evaluate a client’s management systems and E&S performance against our criteria. The ESRA is reviewed each year to capture any changes to the client’s level of compliance with our Position Statements and their associated risk profile."
    • Company must have anti-corruption policy
      0/2
  • Commodity score
    39/64
    • Beef & Leather
      33/64
      • Commitment Strength
        28/42
        • Commodity-specific financing policy
          9.3/9.6
          • Commitment details
            Yes
            8/8
            Commitment details
            Yes
            8/8
            Type of policy: Reduce deforestation
            "We will not provide financial services directly towards: • New plantations or livestock ranches which convert or degrade High Conservation Value (HCV) or High Carbon Stock (HCS) Primary forests, peatlands or designated legally protected areas"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not provide financial services directly towards: • New plantations or livestock ranches which convert or degrade High Conservation Value (HCV) or High Carbon Stock (HCS) Primary forests, peatlands or designated legally protected areas"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not provide financial services directly towards: • New plantations or livestock ranches which convert or degrade High Conservation Value (HCV) or High Carbon Stock (HCS) Primary forests, peatlands or designated legally protected areas"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not provide financial services directly towards: • New plantations or livestock ranches which convert or degrade High Conservation Value (HCV) or High Carbon Stock (HCS) Primary forests, peatlands or designated legally protected areas"
          • Policy applies to all stages of the supply chain
            Producers
            0.1/0.4
            Policy applies to all stages of the supply chain
            Producers
            0.1/0.4
            "We will not provide financial services directly towards: • New plantations or livestock ranches which convert or degrade High Conservation Value (HCV) or High Carbon Stock (HCS) Primary forests, peatlands or designated legally protected areas"
        • Companies must be legally operated
          3.6/5.6
          • Commitment details
            Own operations - Require
            2/4
            Commitment details
            Own operations - Require
            2/4
            "Laws, regulations and performance standards - We expect our clients to comply with all applicable local laws and regulations, as well as international conventions that their country has ratified."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Laws, regulations and performance standards - We expect our clients to comply with all applicable local laws and regulations, as well as international conventions that their country has ratified."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Laws, regulations and performance standards - We expect our clients to comply with all applicable local laws and regulations, as well as international conventions that their country has ratified."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Laws, regulations and performance standards - We expect our clients to comply with all applicable local laws and regulations, as well as international conventions that their country has ratified."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "Laws, regulations and performance standards - We expect our clients to comply with all applicable local laws and regulations, as well as international conventions that their country has ratified."
        • Companies must protect priority forests or globally important landscapes
          9.4/9.6
          • Commitment details
            All high priority landscapes - Required
            8/8
            Commitment details
            All high priority landscapes - Required
            8/8
            "We will not provide financial services to clients who: [...] Have operations that adversely impact upon the Outstanding Universal Value of UNESCO World Heritage SitesHave operations that are located within, or significantly impact negatively upon wetlands designated under the Ramsar Convention on Wetlands of International ImportanceConvert or degrade High Conservation Value (HCV), High Carbon Stock (HCS) forests, or peatlandsTrade or process species listed on the Convention of International Trade in Endangered Species of Wild Fauna and Flora (CITES)"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not provide financial services to clients who: [...] Have operations that adversely impact upon the Outstanding Universal Value of UNESCO World Heritage SitesHave operations that are located within, or significantly impact negatively upon wetlands designated under the Ramsar Convention on Wetlands of International ImportanceConvert or degrade High Conservation Value (HCV), High Carbon Stock (HCS) forests, or peatlandsTrade or process species listed on the Convention of International Trade in Endangered Species of Wild Fauna and Flora (CITES)"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not provide financial services to clients who: [...] Have operations that adversely impact upon the Outstanding Universal Value of UNESCO World Heritage SitesHave operations that are located within, or significantly impact negatively upon wetlands designated under the Ramsar Convention on Wetlands of International ImportanceConvert or degrade High Conservation Value (HCV), High Carbon Stock (HCS) forests, or peatlandsTrade or process species listed on the Convention of International Trade in Endangered Species of Wild Fauna and Flora (CITES)"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not provide financial services to clients who: [...] Have operations that adversely impact upon the Outstanding Universal Value of UNESCO World Heritage SitesHave operations that are located within, or significantly impact negatively upon wetlands designated under the Ramsar Convention on Wetlands of International ImportanceConvert or degrade High Conservation Value (HCV), High Carbon Stock (HCS) forests, or peatlandsTrade or process species listed on the Convention of International Trade in Endangered Species of Wild Fauna and Flora (CITES)"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "We will not provide financial services to clients who: [...] Have operations that adversely impact upon the Outstanding Universal Value of UNESCO World Heritage SitesHave operations that are located within, or significantly impact negatively upon wetlands designated under the Ramsar Convention on Wetlands of International ImportanceConvert or degrade High Conservation Value (HCV), High Carbon Stock (HCS) forests, or peatlandsTrade or process species listed on the Convention of International Trade in Endangered Species of Wild Fauna and Flora (CITES)"
        • Assurance mechanism to ensure compliance
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
        • Commitments must be timebound
          5.3/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Type of policy: Compliance is prerequisite for financing
            "We will not provide financial services directly towards: • New plantations or livestock ranches which convert or degrade High Conservation Value (HCV) or High Carbon Stock (HCS) Primary forests, peatlands or designated legally protected areas"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not provide financial services directly towards: • New plantations or livestock ranches which convert or degrade High Conservation Value (HCV) or High Carbon Stock (HCS) Primary forests, peatlands or designated legally protected areas"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not provide financial services directly towards: • New plantations or livestock ranches which convert or degrade High Conservation Value (HCV) or High Carbon Stock (HCS) Primary forests, peatlands or designated legally protected areas"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not provide financial services directly towards: • New plantations or livestock ranches which convert or degrade High Conservation Value (HCV) or High Carbon Stock (HCS) Primary forests, peatlands or designated legally protected areas"
          • Policy applies to all stages of the supply chain
            Producers
            0.1/0.4
            Policy applies to all stages of the supply chain
            Producers
            0.1/0.4
            "We will not provide financial services directly towards: • New plantations or livestock ranches which convert or degrade High Conservation Value (HCV) or High Carbon Stock (HCS) Primary forests, peatlands or designated legally protected areas"
      • Social Considerations
        6/22
        • Company must ensure Free, Prior and Informed Consent
          3.4/5.6
          • Commitment details
            Yes - Encourage
            2/4
            Commitment details
            Yes - Encourage
            2/4
            "We recognise that communities outside mainstream society may be especially vulnerable. If we believe that we are financing operations that may adversely impact indigenous peoples, we will [...] take key mitigation measures, guided by the principle of Free, Prior and Informed Consent (as detailed in IFC Performance Standard 7)"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We recognise that communities outside mainstream society may be especially vulnerable. If we believe that we are financing operations that may adversely impact indigenous peoples, we will [...] take key mitigation measures, guided by the principle of Free, Prior and Informed Consent (as detailed in IFC Performance Standard 7)"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We recognise that communities outside mainstream society may be especially vulnerable. If we believe that we are financing operations that may adversely impact indigenous peoples, we will [...] take key mitigation measures, guided by the principle of Free, Prior and Informed Consent (as detailed in IFC Performance Standard 7)"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We recognise that communities outside mainstream society may be especially vulnerable. If we believe that we are financing operations that may adversely impact indigenous peoples, we will [...] take key mitigation measures, guided by the principle of Free, Prior and Informed Consent (as detailed in IFC Performance Standard 7)"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "We recognise that communities outside mainstream society may be especially vulnerable. If we believe that we are financing operations that may adversely impact indigenous peoples, we will [...] take key mitigation measures, guided by the principle of Free, Prior and Informed Consent (as detailed in IFC Performance Standard 7)"
        • Company must respect labour rights
          2.6/5.6
          • Commitment details
            Own operations - Encourage
            1/4
            Commitment details
            Own operations - Encourage
            1/4
            Type of policy: ILO; UNGP
            "We are committed to respecting universal human rights. We assess our clients against the following international principles [...] International Bill of Human Rights [...] International Labour Organisation (ILO) Declaration on Fundamental Principles and Rights at Work [...] International Labour Organisation (ILO) Conventions 138 (Minimum Age) and 182 (Worst Forms of Child Labour) [...] UN Guiding Principles on Business and Human Rights (the ‘Ruggie Principles’)[...] UN Convention on the Rights of the Child [...] UN Global Compact[...] Thun Group Guiding Principles: an interpretation for banks"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We are committed to respecting universal human rights. We assess our clients against the following international principles [...] International Bill of Human Rights [...] International Labour Organisation (ILO) Declaration on Fundamental Principles and Rights at Work [...] International Labour Organisation (ILO) Conventions 138 (Minimum Age) and 182 (Worst Forms of Child Labour) [...] UN Guiding Principles on Business and Human Rights (the ‘Ruggie Principles’)[...] UN Convention on the Rights of the Child [...] UN Global Compact[...] Thun Group Guiding Principles: an interpretation for banks"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We are committed to respecting universal human rights. We assess our clients against the following international principles [...] International Bill of Human Rights [...] International Labour Organisation (ILO) Declaration on Fundamental Principles and Rights at Work [...] International Labour Organisation (ILO) Conventions 138 (Minimum Age) and 182 (Worst Forms of Child Labour) [...] UN Guiding Principles on Business and Human Rights (the ‘Ruggie Principles’)[...] UN Convention on the Rights of the Child [...] UN Global Compact[...] Thun Group Guiding Principles: an interpretation for banks"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We are committed to respecting universal human rights. We assess our clients against the following international principles [...] International Bill of Human Rights [...] International Labour Organisation (ILO) Declaration on Fundamental Principles and Rights at Work [...] International Labour Organisation (ILO) Conventions 138 (Minimum Age) and 182 (Worst Forms of Child Labour) [...] UN Guiding Principles on Business and Human Rights (the ‘Ruggie Principles’)[...] UN Convention on the Rights of the Child [...] UN Global Compact[...] Thun Group Guiding Principles: an interpretation for banks"
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "We are committed to respecting universal human rights. We assess our clients against the following international principles [...] International Bill of Human Rights [...] International Labour Organisation (ILO) Declaration on Fundamental Principles and Rights at Work [...] International Labour Organisation (ILO) Conventions 138 (Minimum Age) and 182 (Worst Forms of Child Labour) [...] UN Guiding Principles on Business and Human Rights (the ‘Ruggie Principles’)[...] UN Convention on the Rights of the Child [...] UN Global Compact[...] Thun Group Guiding Principles: an interpretation for banks"
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
    • Palm oil
      47/64
      • Commitment Strength
        33/42
        • Commodity-specific financing policy
          9.4/9.6
          • Commitment details
            Yes
            8/8
            Commitment details
            Yes
            8/8
            Type of policy: Deforestation-free
            "We will only provide financial services to clients who: Have RSPO membership at the parent or subsidiary level, and achieve 100% RSPO certification of owned or managed units of production, within 5 years – applicable to Producers. Publicly commit to No Deforestation, No Peat and No Exploitation (NDPE), verified by credible assessors when developing new plantations – applicable to Producers. Have RSPO membership at the parent or subsidiary level, and have a time-bound plan to achieve RSPO Supply Chain Certification of owned facilities, and/or obtain a Traders License – applicable to Refiners and Traders with direct linkages to units of production (plantations)."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will only provide financial services to clients who: Have RSPO membership at the parent or subsidiary level, and achieve 100% RSPO certification of owned or managed units of production, within 5 years – applicable to Producers. Publicly commit to No Deforestation, No Peat and No Exploitation (NDPE), verified by credible assessors when developing new plantations – applicable to Producers. Have RSPO membership at the parent or subsidiary level, and have a time-bound plan to achieve RSPO Supply Chain Certification of owned facilities, and/or obtain a Traders License – applicable to Refiners and Traders with direct linkages to units of production (plantations)."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will only provide financial services to clients who: Have RSPO membership at the parent or subsidiary level, and achieve 100% RSPO certification of owned or managed units of production, within 5 years – applicable to Producers. Publicly commit to No Deforestation, No Peat and No Exploitation (NDPE), verified by credible assessors when developing new plantations – applicable to Producers. Have RSPO membership at the parent or subsidiary level, and have a time-bound plan to achieve RSPO Supply Chain Certification of owned facilities, and/or obtain a Traders License – applicable to Refiners and Traders with direct linkages to units of production (plantations)."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will only provide financial services to clients who: Have RSPO membership at the parent or subsidiary level, and achieve 100% RSPO certification of owned or managed units of production, within 5 years – applicable to Producers. Publicly commit to No Deforestation, No Peat and No Exploitation (NDPE), verified by credible assessors when developing new plantations – applicable to Producers. Have RSPO membership at the parent or subsidiary level, and have a time-bound plan to achieve RSPO Supply Chain Certification of owned facilities, and/or obtain a Traders License – applicable to Refiners and Traders with direct linkages to units of production (plantations)."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "We will only provide financial services to clients who: Have RSPO membership at the parent or subsidiary level, and achieve 100% RSPO certification of owned or managed units of production, within 5 years – applicable to Producers. Publicly commit to No Deforestation, No Peat and No Exploitation (NDPE), verified by credible assessors when developing new plantations – applicable to Producers. Have RSPO membership at the parent or subsidiary level, and have a time-bound plan to achieve RSPO Supply Chain Certification of owned facilities, and/or obtain a Traders License – applicable to Refiners and Traders with direct linkages to units of production (plantations)."
        • Companies must be legally operated
          3.6/5.6
          • Commitment details
            Own operations - Require
            2/4
            Commitment details
            Own operations - Require
            2/4
            "Laws, regulations and performance standards - We expect our clients to comply with all applicable local laws and regulations, as well as international conventions that their country has ratified."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Laws, regulations and performance standards - We expect our clients to comply with all applicable local laws and regulations, as well as international conventions that their country has ratified."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Laws, regulations and performance standards - We expect our clients to comply with all applicable local laws and regulations, as well as international conventions that their country has ratified."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Laws, regulations and performance standards - We expect our clients to comply with all applicable local laws and regulations, as well as international conventions that their country has ratified."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "Laws, regulations and performance standards - We expect our clients to comply with all applicable local laws and regulations, as well as international conventions that their country has ratified."
        • Companies must protect priority forests or globally important landscapes
          9.4/9.6
          • Commitment details
            All high priority landscapes - Required
            8/8
            Commitment details
            All high priority landscapes - Required
            8/8
            "We will not provide financial services to clients who: [...] Have operations that adversely impact upon the Outstanding Universal Value of UNESCO World Heritage SitesHave operations that are located within, or significantly impact negatively upon wetlands designated under the Ramsar Convention on Wetlands of International ImportanceConvert or degrade High Conservation Value (HCV), High Carbon Stock (HCS) forests, or peatlandsTrade or process species listed on the Convention of International Trade in Endangered Species of Wild Fauna and Flora (CITES)"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not provide financial services to clients who: [...] Have operations that adversely impact upon the Outstanding Universal Value of UNESCO World Heritage SitesHave operations that are located within, or significantly impact negatively upon wetlands designated under the Ramsar Convention on Wetlands of International ImportanceConvert or degrade High Conservation Value (HCV), High Carbon Stock (HCS) forests, or peatlandsTrade or process species listed on the Convention of International Trade in Endangered Species of Wild Fauna and Flora (CITES)"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not provide financial services to clients who: [...] Have operations that adversely impact upon the Outstanding Universal Value of UNESCO World Heritage SitesHave operations that are located within, or significantly impact negatively upon wetlands designated under the Ramsar Convention on Wetlands of International ImportanceConvert or degrade High Conservation Value (HCV), High Carbon Stock (HCS) forests, or peatlandsTrade or process species listed on the Convention of International Trade in Endangered Species of Wild Fauna and Flora (CITES)"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not provide financial services to clients who: [...] Have operations that adversely impact upon the Outstanding Universal Value of UNESCO World Heritage SitesHave operations that are located within, or significantly impact negatively upon wetlands designated under the Ramsar Convention on Wetlands of International ImportanceConvert or degrade High Conservation Value (HCV), High Carbon Stock (HCS) forests, or peatlandsTrade or process species listed on the Convention of International Trade in Endangered Species of Wild Fauna and Flora (CITES)"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "We will not provide financial services to clients who: [...] Have operations that adversely impact upon the Outstanding Universal Value of UNESCO World Heritage SitesHave operations that are located within, or significantly impact negatively upon wetlands designated under the Ramsar Convention on Wetlands of International ImportanceConvert or degrade High Conservation Value (HCV), High Carbon Stock (HCS) forests, or peatlandsTrade or process species listed on the Convention of International Trade in Endangered Species of Wild Fauna and Flora (CITES)"
        • Assurance mechanism to ensure compliance
          5.3/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Verification method: Certification Scheme

            Certification scheme (if applicable): RSPO
            "We will only provide financial services to clients who: Have RSPO membership at the parent or subsidiary level, and achieve 100% RSPO certification of owned or managed units of production, within 5 years – applicable to Producers. Publicly commit to No Deforestation, No Peat and No Exploitation (NDPE), verified by credible assessors when developing new plantations – applicable to Producers."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will only provide financial services to clients who: Have RSPO membership at the parent or subsidiary level, and achieve 100% RSPO certification of owned or managed units of production, within 5 years – applicable to Producers. Publicly commit to No Deforestation, No Peat and No Exploitation (NDPE), verified by credible assessors when developing new plantations – applicable to Producers."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will only provide financial services to clients who: Have RSPO membership at the parent or subsidiary level, and achieve 100% RSPO certification of owned or managed units of production, within 5 years – applicable to Producers. Publicly commit to No Deforestation, No Peat and No Exploitation (NDPE), verified by credible assessors when developing new plantations – applicable to Producers."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will only provide financial services to clients who: Have RSPO membership at the parent or subsidiary level, and achieve 100% RSPO certification of owned or managed units of production, within 5 years – applicable to Producers. Publicly commit to No Deforestation, No Peat and No Exploitation (NDPE), verified by credible assessors when developing new plantations – applicable to Producers."
          • Policy applies to all stages of the supply chain
            Producers
            0.1/0.4
            Policy applies to all stages of the supply chain
            Producers
            0.1/0.4
            "We will only provide financial services to clients who: Have RSPO membership at the parent or subsidiary level, and achieve 100% RSPO certification of owned or managed units of production, within 5 years – applicable to Producers. Publicly commit to No Deforestation, No Peat and No Exploitation (NDPE), verified by credible assessors when developing new plantations – applicable to Producers."
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
        • Commitments must be timebound
          5.4/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Type of policy: Companies set own deadline but must be timebound; Compliance is prerequisite for financing
            "We will only provide financial services to clients who: Have RSPO membership at the parent or subsidiary level, and achieve 100% RSPO certification of owned or managed units of production, within 5 years – applicable to Producers. Publicly commit to No Deforestation, No Peat and No Exploitation (NDPE), verified by credible assessors when developing new plantations – applicable to Producers. Have RSPO membership at the parent or subsidiary level, and have a time-bound plan to achieve RSPO Supply Chain Certification of owned facilities, and/or obtain a Traders License – applicable to Refiners and Traders with direct linkages to units of production (plantations)."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will only provide financial services to clients who: Have RSPO membership at the parent or subsidiary level, and achieve 100% RSPO certification of owned or managed units of production, within 5 years – applicable to Producers. Publicly commit to No Deforestation, No Peat and No Exploitation (NDPE), verified by credible assessors when developing new plantations – applicable to Producers. Have RSPO membership at the parent or subsidiary level, and have a time-bound plan to achieve RSPO Supply Chain Certification of owned facilities, and/or obtain a Traders License – applicable to Refiners and Traders with direct linkages to units of production (plantations)."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will only provide financial services to clients who: Have RSPO membership at the parent or subsidiary level, and achieve 100% RSPO certification of owned or managed units of production, within 5 years – applicable to Producers. Publicly commit to No Deforestation, No Peat and No Exploitation (NDPE), verified by credible assessors when developing new plantations – applicable to Producers. Have RSPO membership at the parent or subsidiary level, and have a time-bound plan to achieve RSPO Supply Chain Certification of owned facilities, and/or obtain a Traders License – applicable to Refiners and Traders with direct linkages to units of production (plantations)."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will only provide financial services to clients who: Have RSPO membership at the parent or subsidiary level, and achieve 100% RSPO certification of owned or managed units of production, within 5 years – applicable to Producers. Publicly commit to No Deforestation, No Peat and No Exploitation (NDPE), verified by credible assessors when developing new plantations – applicable to Producers. Have RSPO membership at the parent or subsidiary level, and have a time-bound plan to achieve RSPO Supply Chain Certification of owned facilities, and/or obtain a Traders License – applicable to Refiners and Traders with direct linkages to units of production (plantations)."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "We will only provide financial services to clients who: Have RSPO membership at the parent or subsidiary level, and achieve 100% RSPO certification of owned or managed units of production, within 5 years – applicable to Producers. Publicly commit to No Deforestation, No Peat and No Exploitation (NDPE), verified by credible assessors when developing new plantations – applicable to Producers. Have RSPO membership at the parent or subsidiary level, and have a time-bound plan to achieve RSPO Supply Chain Certification of owned facilities, and/or obtain a Traders License – applicable to Refiners and Traders with direct linkages to units of production (plantations)."
      • Social Considerations
        13/22
        • Company must ensure Free, Prior and Informed Consent
          5.4/5.6
          • Commitment details
            Yes - Require
            4/4
            Commitment details
            Yes - Require
            4/4
            "We will not provide financial services to clients who [...]Exploit people or local communities – we expect consent to have been obtained through a credible Free Prior Informed Consent process (as applicable)".
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not provide financial services to clients who [...]Exploit people or local communities – we expect consent to have been obtained through a credible Free Prior Informed Consent process (as applicable)".
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not provide financial services to clients who [...]Exploit people or local communities – we expect consent to have been obtained through a credible Free Prior Informed Consent process (as applicable)".
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not provide financial services to clients who [...]Exploit people or local communities – we expect consent to have been obtained through a credible Free Prior Informed Consent process (as applicable)".
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "We will not provide financial services to clients who [...]Exploit people or local communities – we expect consent to have been obtained through a credible Free Prior Informed Consent process (as applicable)".
        • Company must respect labour rights
          2.6/5.6
          • Commitment details
            Own operations - Encourage
            1/4
            Commitment details
            Own operations - Encourage
            1/4
            Type of policy: ILO; UNGP; Forced Labour; Child Labour
            "We are committed to respecting universal human rights. We assess our clients against the following international principles [...] International Bill of Human Rights [...] International Labour Organisation (ILO) Declaration on Fundamental Principles and Rights at Work [...] International Labour Organisation (ILO) Conventions 138 (Minimum Age) and 182 (Worst Forms of Child Labour) [...] UN Guiding Principles on Business and Human Rights (the ‘Ruggie Principles’)[...] UN Convention on the Rights of the Child [...] UN Global Compact[...] Thun Group Guiding Principles: an interpretation for banks"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We are committed to respecting universal human rights. We assess our clients against the following international principles [...] International Bill of Human Rights [...] International Labour Organisation (ILO) Declaration on Fundamental Principles and Rights at Work [...] International Labour Organisation (ILO) Conventions 138 (Minimum Age) and 182 (Worst Forms of Child Labour) [...] UN Guiding Principles on Business and Human Rights (the ‘Ruggie Principles’)[...] UN Convention on the Rights of the Child [...] UN Global Compact[...] Thun Group Guiding Principles: an interpretation for banks"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We are committed to respecting universal human rights. We assess our clients against the following international principles [...] International Bill of Human Rights [...] International Labour Organisation (ILO) Declaration on Fundamental Principles and Rights at Work [...] International Labour Organisation (ILO) Conventions 138 (Minimum Age) and 182 (Worst Forms of Child Labour) [...] UN Guiding Principles on Business and Human Rights (the ‘Ruggie Principles’)[...] UN Convention on the Rights of the Child [...] UN Global Compact[...] Thun Group Guiding Principles: an interpretation for banks"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We are committed to respecting universal human rights. We assess our clients against the following international principles [...] International Bill of Human Rights [...] International Labour Organisation (ILO) Declaration on Fundamental Principles and Rights at Work [...] International Labour Organisation (ILO) Conventions 138 (Minimum Age) and 182 (Worst Forms of Child Labour) [...] UN Guiding Principles on Business and Human Rights (the ‘Ruggie Principles’)[...] UN Convention on the Rights of the Child [...] UN Global Compact[...] Thun Group Guiding Principles: an interpretation for banks"
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "We are committed to respecting universal human rights. We assess our clients against the following international principles [...] International Bill of Human Rights [...] International Labour Organisation (ILO) Declaration on Fundamental Principles and Rights at Work [...] International Labour Organisation (ILO) Conventions 138 (Minimum Age) and 182 (Worst Forms of Child Labour) [...] UN Guiding Principles on Business and Human Rights (the ‘Ruggie Principles’)[...] UN Convention on the Rights of the Child [...] UN Global Compact[...] Thun Group Guiding Principles: an interpretation for banks"
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          5.4/5.6
          • Commitment details
            Yes - Require
            4/4
            Commitment details
            Yes - Require
            4/4
            "Palm Oil refers to palm oil plantations and mills, scheme smallholders, independent small holders, and palm oil refiners and related traders. [...] We will only provide financial services to clients who: • Have RSPO membership at the parent or subsidiary level, and achieve 100% RSPO certification of owned or managed units of production, within 5 years – applicable to Producers."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Palm Oil refers to palm oil plantations and mills, scheme smallholders, independent small holders, and palm oil refiners and related traders. [...] We will only provide financial services to clients who: • Have RSPO membership at the parent or subsidiary level, and achieve 100% RSPO certification of owned or managed units of production, within 5 years – applicable to Producers."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Palm Oil refers to palm oil plantations and mills, scheme smallholders, independent small holders, and palm oil refiners and related traders. [...] We will only provide financial services to clients who: • Have RSPO membership at the parent or subsidiary level, and achieve 100% RSPO certification of owned or managed units of production, within 5 years – applicable to Producers."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Palm Oil refers to palm oil plantations and mills, scheme smallholders, independent small holders, and palm oil refiners and related traders. [...] We will only provide financial services to clients who: • Have RSPO membership at the parent or subsidiary level, and achieve 100% RSPO certification of owned or managed units of production, within 5 years – applicable to Producers."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "Palm Oil refers to palm oil plantations and mills, scheme smallholders, independent small holders, and palm oil refiners and related traders. [...] We will only provide financial services to clients who: • Have RSPO membership at the parent or subsidiary level, and achieve 100% RSPO certification of owned or managed units of production, within 5 years – applicable to Producers."
    • Soy
      38/64
      • Commitment Strength
        32/42
        • Commodity-specific financing policy
          9/9.6
          • Commitment details
            Yes
            8/8
            Commitment details
            Yes
            8/8
            Type of policy: Deforestation-free
            "For clients who source, process or trade soy from the Brazilian Cerrado: We will only provide financial services to clients who can demonstrate: A sustainable sourcing policy with the explicit aim of protecting High Carbon Stock (“HCS”) and High Conservation Value (“HCV”) land; and commitment to no deforestation and protection of native vegetation; and Active participation in sustainability forums designed to protect HCV areas and stop land conversion (such as the Soft Commodities Forum (“SCF”), the Cerrado Working Group (“GTC”), the Roundtable on Responsible Soy (“RTRS”) or the Cerrado Manifesto"
          • Policy applies to all operations and financing
            No
            0/0.4
            Policy applies to all operations and financing
            No
            0/0.4
            "For clients who source, process or trade soy from the Brazilian Cerrado: We will only provide financial services to clients who can demonstrate: A sustainable sourcing policy with the explicit aim of protecting High Carbon Stock (“HCS”) and High Conservation Value (“HCV”) land; and commitment to no deforestation and protection of native vegetation; and Active participation in sustainability forums designed to protect HCV areas and stop land conversion (such as the Soft Commodities Forum (“SCF”), the Cerrado Working Group (“GTC”), the Roundtable on Responsible Soy (“RTRS”) or the Cerrado Manifesto"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "For clients who source, process or trade soy from the Brazilian Cerrado: We will only provide financial services to clients who can demonstrate: A sustainable sourcing policy with the explicit aim of protecting High Carbon Stock (“HCS”) and High Conservation Value (“HCV”) land; and commitment to no deforestation and protection of native vegetation; and Active participation in sustainability forums designed to protect HCV areas and stop land conversion (such as the Soft Commodities Forum (“SCF”), the Cerrado Working Group (“GTC”), the Roundtable on Responsible Soy (“RTRS”) or the Cerrado Manifesto"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "For clients who source, process or trade soy from the Brazilian Cerrado: We will only provide financial services to clients who can demonstrate: A sustainable sourcing policy with the explicit aim of protecting High Carbon Stock (“HCS”) and High Conservation Value (“HCV”) land; and commitment to no deforestation and protection of native vegetation; and Active participation in sustainability forums designed to protect HCV areas and stop land conversion (such as the Soft Commodities Forum (“SCF”), the Cerrado Working Group (“GTC”), the Roundtable on Responsible Soy (“RTRS”) or the Cerrado Manifesto"
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "For clients who source, process or trade soy from the Brazilian Cerrado: We will only provide financial services to clients who can demonstrate: A sustainable sourcing policy with the explicit aim of protecting High Carbon Stock (“HCS”) and High Conservation Value (“HCV”) land; and commitment to no deforestation and protection of native vegetation; and Active participation in sustainability forums designed to protect HCV areas and stop land conversion (such as the Soft Commodities Forum (“SCF”), the Cerrado Working Group (“GTC”), the Roundtable on Responsible Soy (“RTRS”) or the Cerrado Manifesto"
        • Companies must be legally operated
          3.6/5.6
          • Commitment details
            Own operations - Require
            2/4
            Commitment details
            Own operations - Require
            2/4
            "Laws, regulations and performance standards - We expect our clients to comply with all applicable local laws and regulations, as well as international conventions that their country has ratified."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Laws, regulations and performance standards - We expect our clients to comply with all applicable local laws and regulations, as well as international conventions that their country has ratified."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Laws, regulations and performance standards - We expect our clients to comply with all applicable local laws and regulations, as well as international conventions that their country has ratified."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Laws, regulations and performance standards - We expect our clients to comply with all applicable local laws and regulations, as well as international conventions that their country has ratified."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "Laws, regulations and performance standards - We expect our clients to comply with all applicable local laws and regulations, as well as international conventions that their country has ratified."
        • Companies must protect priority forests or globally important landscapes
          9.4/9.6
          • Commitment details
            All high priority landscapes - Required
            8/8
            Commitment details
            All high priority landscapes - Required
            8/8
            "We will not provide financial services to clients who: [...] Have operations that adversely impact upon the Outstanding Universal Value of UNESCO World Heritage SitesHave operations that are located within, or significantly impact negatively upon wetlands designated under the Ramsar Convention on Wetlands of International ImportanceConvert or degrade High Conservation Value (HCV), High Carbon Stock (HCS) forests, or peatlandsTrade or process species listed on the Convention of International Trade in Endangered Species of Wild Fauna and Flora (CITES)"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not provide financial services to clients who: [...] Have operations that adversely impact upon the Outstanding Universal Value of UNESCO World Heritage SitesHave operations that are located within, or significantly impact negatively upon wetlands designated under the Ramsar Convention on Wetlands of International ImportanceConvert or degrade High Conservation Value (HCV), High Carbon Stock (HCS) forests, or peatlandsTrade or process species listed on the Convention of International Trade in Endangered Species of Wild Fauna and Flora (CITES)"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not provide financial services to clients who: [...] Have operations that adversely impact upon the Outstanding Universal Value of UNESCO World Heritage SitesHave operations that are located within, or significantly impact negatively upon wetlands designated under the Ramsar Convention on Wetlands of International ImportanceConvert or degrade High Conservation Value (HCV), High Carbon Stock (HCS) forests, or peatlandsTrade or process species listed on the Convention of International Trade in Endangered Species of Wild Fauna and Flora (CITES)"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not provide financial services to clients who: [...] Have operations that adversely impact upon the Outstanding Universal Value of UNESCO World Heritage SitesHave operations that are located within, or significantly impact negatively upon wetlands designated under the Ramsar Convention on Wetlands of International ImportanceConvert or degrade High Conservation Value (HCV), High Carbon Stock (HCS) forests, or peatlandsTrade or process species listed on the Convention of International Trade in Endangered Species of Wild Fauna and Flora (CITES)"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "We will not provide financial services to clients who: [...] Have operations that adversely impact upon the Outstanding Universal Value of UNESCO World Heritage SitesHave operations that are located within, or significantly impact negatively upon wetlands designated under the Ramsar Convention on Wetlands of International ImportanceConvert or degrade High Conservation Value (HCV), High Carbon Stock (HCS) forests, or peatlandsTrade or process species listed on the Convention of International Trade in Endangered Species of Wild Fauna and Flora (CITES)"
        • Assurance mechanism to ensure compliance
          5/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Certification scheme (if applicable): RTRS

            Verification method: Certification Scheme
            "For clients who source, process or trade soy from the Brazilian Cerrado: We will only provide financial services to clients who can demonstrate: A sustainable sourcing policy with the explicit aim of protecting High Carbon Stock (“HCS”) and High Conservation Value (“HCV”) land; and commitment to no deforestation and protection of native vegetation; and Active participation in sustainability forums designed to protect HCV areas and stop land conversion (such as the Soft Commodities Forum (“SCF”), the Cerrado Working Group (“GTC”), the Roundtable on Responsible Soy (“RTRS”) or the Cerrado Manifesto"
          • Policy applies to all operations and financing
            No
            0/0.4
            Policy applies to all operations and financing
            No
            0/0.4
            "For clients who source, process or trade soy from the Brazilian Cerrado: We will only provide financial services to clients who can demonstrate: A sustainable sourcing policy with the explicit aim of protecting High Carbon Stock (“HCS”) and High Conservation Value (“HCV”) land; and commitment to no deforestation and protection of native vegetation; and Active participation in sustainability forums designed to protect HCV areas and stop land conversion (such as the Soft Commodities Forum (“SCF”), the Cerrado Working Group (“GTC”), the Roundtable on Responsible Soy (“RTRS”) or the Cerrado Manifesto"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "For clients who source, process or trade soy from the Brazilian Cerrado: We will only provide financial services to clients who can demonstrate: A sustainable sourcing policy with the explicit aim of protecting High Carbon Stock (“HCS”) and High Conservation Value (“HCV”) land; and commitment to no deforestation and protection of native vegetation; and Active participation in sustainability forums designed to protect HCV areas and stop land conversion (such as the Soft Commodities Forum (“SCF”), the Cerrado Working Group (“GTC”), the Roundtable on Responsible Soy (“RTRS”) or the Cerrado Manifesto"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "For clients who source, process or trade soy from the Brazilian Cerrado: We will only provide financial services to clients who can demonstrate: A sustainable sourcing policy with the explicit aim of protecting High Carbon Stock (“HCS”) and High Conservation Value (“HCV”) land; and commitment to no deforestation and protection of native vegetation; and Active participation in sustainability forums designed to protect HCV areas and stop land conversion (such as the Soft Commodities Forum (“SCF”), the Cerrado Working Group (“GTC”), the Roundtable on Responsible Soy (“RTRS”) or the Cerrado Manifesto"
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "For clients who source, process or trade soy from the Brazilian Cerrado: We will only provide financial services to clients who can demonstrate: A sustainable sourcing policy with the explicit aim of protecting High Carbon Stock (“HCS”) and High Conservation Value (“HCV”) land; and commitment to no deforestation and protection of native vegetation; and Active participation in sustainability forums designed to protect HCV areas and stop land conversion (such as the Soft Commodities Forum (“SCF”), the Cerrado Working Group (“GTC”), the Roundtable on Responsible Soy (“RTRS”) or the Cerrado Manifesto"
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
        • Commitments must be timebound
          5/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Type of policy: Compliance is prerequisite for financing
            "For clients who source, process or trade soy from the Brazilian Cerrado: We will only provide financial services to clients who can demonstrate: A sustainable sourcing policy with the explicit aim of protecting High Carbon Stock (“HCS”) and High Conservation Value (“HCV”) land; and commitment to no deforestation and protection of native vegetation; and Active participation in sustainability forums designed to protect HCV areas and stop land conversion (such as the Soft Commodities Forum (“SCF”), the Cerrado Working Group (“GTC”), the Roundtable on Responsible Soy (“RTRS”) or the Cerrado Manifesto"
          • Policy applies to all operations and financing
            No
            0/0.4
            Policy applies to all operations and financing
            No
            0/0.4
            "For clients who source, process or trade soy from the Brazilian Cerrado: We will only provide financial services to clients who can demonstrate: A sustainable sourcing policy with the explicit aim of protecting High Carbon Stock (“HCS”) and High Conservation Value (“HCV”) land; and commitment to no deforestation and protection of native vegetation; and Active participation in sustainability forums designed to protect HCV areas and stop land conversion (such as the Soft Commodities Forum (“SCF”), the Cerrado Working Group (“GTC”), the Roundtable on Responsible Soy (“RTRS”) or the Cerrado Manifesto"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "For clients who source, process or trade soy from the Brazilian Cerrado: We will only provide financial services to clients who can demonstrate: A sustainable sourcing policy with the explicit aim of protecting High Carbon Stock (“HCS”) and High Conservation Value (“HCV”) land; and commitment to no deforestation and protection of native vegetation; and Active participation in sustainability forums designed to protect HCV areas and stop land conversion (such as the Soft Commodities Forum (“SCF”), the Cerrado Working Group (“GTC”), the Roundtable on Responsible Soy (“RTRS”) or the Cerrado Manifesto"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "For clients who source, process or trade soy from the Brazilian Cerrado: We will only provide financial services to clients who can demonstrate: A sustainable sourcing policy with the explicit aim of protecting High Carbon Stock (“HCS”) and High Conservation Value (“HCV”) land; and commitment to no deforestation and protection of native vegetation; and Active participation in sustainability forums designed to protect HCV areas and stop land conversion (such as the Soft Commodities Forum (“SCF”), the Cerrado Working Group (“GTC”), the Roundtable on Responsible Soy (“RTRS”) or the Cerrado Manifesto"
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders
            0.2/0.4
            "For clients who source, process or trade soy from the Brazilian Cerrado: We will only provide financial services to clients who can demonstrate: A sustainable sourcing policy with the explicit aim of protecting High Carbon Stock (“HCS”) and High Conservation Value (“HCV”) land; and commitment to no deforestation and protection of native vegetation; and Active participation in sustainability forums designed to protect HCV areas and stop land conversion (such as the Soft Commodities Forum (“SCF”), the Cerrado Working Group (“GTC”), the Roundtable on Responsible Soy (“RTRS”) or the Cerrado Manifesto"
      • Social Considerations
        6/22
        • Company must ensure Free, Prior and Informed Consent
          3.4/5.6
          • Commitment details
            Yes - Encourage
            2/4
            Commitment details
            Yes - Encourage
            2/4
            "We recognise that communities outside mainstream society may be especially vulnerable. If we believe that we are financing operations that may adversely impact indigenous peoples, we will [...] take key mitigation measures, guided by the principle of Free, Prior and Informed Consent (as detailed in IFC Performance Standard 7)"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We recognise that communities outside mainstream society may be especially vulnerable. If we believe that we are financing operations that may adversely impact indigenous peoples, we will [...] take key mitigation measures, guided by the principle of Free, Prior and Informed Consent (as detailed in IFC Performance Standard 7)"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We recognise that communities outside mainstream society may be especially vulnerable. If we believe that we are financing operations that may adversely impact indigenous peoples, we will [...] take key mitigation measures, guided by the principle of Free, Prior and Informed Consent (as detailed in IFC Performance Standard 7)"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We recognise that communities outside mainstream society may be especially vulnerable. If we believe that we are financing operations that may adversely impact indigenous peoples, we will [...] take key mitigation measures, guided by the principle of Free, Prior and Informed Consent (as detailed in IFC Performance Standard 7)"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "We recognise that communities outside mainstream society may be especially vulnerable. If we believe that we are financing operations that may adversely impact indigenous peoples, we will [...] take key mitigation measures, guided by the principle of Free, Prior and Informed Consent (as detailed in IFC Performance Standard 7)"
        • Company must respect labour rights
          2.6/5.6
          • Commitment details
            Own operations - Encourage
            1/4
            Commitment details
            Own operations - Encourage
            1/4
            Type of policy: ILO; UNGP
            "We are committed to respecting universal human rights. We assess our clients against the following international principles [...] International Bill of Human Rights [...] International Labour Organisation (ILO) Declaration on Fundamental Principles and Rights at Work [...] International Labour Organisation (ILO) Conventions 138 (Minimum Age) and 182 (Worst Forms of Child Labour) [...] UN Guiding Principles on Business and Human Rights (the ‘Ruggie Principles’)[...] UN Convention on the Rights of the Child [...] UN Global Compact[...] Thun Group Guiding Principles: an interpretation for banks"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We are committed to respecting universal human rights. We assess our clients against the following international principles [...] International Bill of Human Rights [...] International Labour Organisation (ILO) Declaration on Fundamental Principles and Rights at Work [...] International Labour Organisation (ILO) Conventions 138 (Minimum Age) and 182 (Worst Forms of Child Labour) [...] UN Guiding Principles on Business and Human Rights (the ‘Ruggie Principles’)[...] UN Convention on the Rights of the Child [...] UN Global Compact[...] Thun Group Guiding Principles: an interpretation for banks"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We are committed to respecting universal human rights. We assess our clients against the following international principles [...] International Bill of Human Rights [...] International Labour Organisation (ILO) Declaration on Fundamental Principles and Rights at Work [...] International Labour Organisation (ILO) Conventions 138 (Minimum Age) and 182 (Worst Forms of Child Labour) [...] UN Guiding Principles on Business and Human Rights (the ‘Ruggie Principles’)[...] UN Convention on the Rights of the Child [...] UN Global Compact[...] Thun Group Guiding Principles: an interpretation for banks"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We are committed to respecting universal human rights. We assess our clients against the following international principles [...] International Bill of Human Rights [...] International Labour Organisation (ILO) Declaration on Fundamental Principles and Rights at Work [...] International Labour Organisation (ILO) Conventions 138 (Minimum Age) and 182 (Worst Forms of Child Labour) [...] UN Guiding Principles on Business and Human Rights (the ‘Ruggie Principles’)[...] UN Convention on the Rights of the Child [...] UN Global Compact[...] Thun Group Guiding Principles: an interpretation for banks"
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "We are committed to respecting universal human rights. We assess our clients against the following international principles [...] International Bill of Human Rights [...] International Labour Organisation (ILO) Declaration on Fundamental Principles and Rights at Work [...] International Labour Organisation (ILO) Conventions 138 (Minimum Age) and 182 (Worst Forms of Child Labour) [...] UN Guiding Principles on Business and Human Rights (the ‘Ruggie Principles’)[...] UN Convention on the Rights of the Child [...] UN Global Compact[...] Thun Group Guiding Principles: an interpretation for banks"
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
    • Timber, Pulp & Paper
      39/64
      • Commitment Strength
        33/42
        • Commodity-specific financing policy
          9.3/9.6
          • Commitment details
            Yes
            8/8
            Commitment details
            Yes
            8/8
            Type of policy: Reduce deforestation
            "We will not provide financial services to clients who [...] Develop new plantations by converting or degrading High Conservation Value (HCV) or High Carbon Stock (HCS) forests, legally protected areas, or peatlands." "Have Forest Stewardship Council (FSC) or Programme for the Endorsement of Forest Certification (PEFC) certification for their production sites; or have an agreed time-bound plan to achieve certification – applicable to Producers"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not provide financial services to clients who [...] Develop new plantations by converting or degrading High Conservation Value (HCV) or High Carbon Stock (HCS) forests, legally protected areas, or peatlands." "Have Forest Stewardship Council (FSC) or Programme for the Endorsement of Forest Certification (PEFC) certification for their production sites; or have an agreed time-bound plan to achieve certification – applicable to Producers"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not provide financial services to clients who [...] Develop new plantations by converting or degrading High Conservation Value (HCV) or High Carbon Stock (HCS) forests, legally protected areas, or peatlands." "Have Forest Stewardship Council (FSC) or Programme for the Endorsement of Forest Certification (PEFC) certification for their production sites; or have an agreed time-bound plan to achieve certification – applicable to Producers"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not provide financial services to clients who [...] Develop new plantations by converting or degrading High Conservation Value (HCV) or High Carbon Stock (HCS) forests, legally protected areas, or peatlands." "Have Forest Stewardship Council (FSC) or Programme for the Endorsement of Forest Certification (PEFC) certification for their production sites; or have an agreed time-bound plan to achieve certification – applicable to Producers"
          • Policy applies to all stages of the supply chain
            Producers
            0.1/0.4
            Policy applies to all stages of the supply chain
            Producers
            0.1/0.4
            "We will not provide financial services to clients who [...] Develop new plantations by converting or degrading High Conservation Value (HCV) or High Carbon Stock (HCS) forests, legally protected areas, or peatlands." "Have Forest Stewardship Council (FSC) or Programme for the Endorsement of Forest Certification (PEFC) certification for their production sites; or have an agreed time-bound plan to achieve certification – applicable to Producers"
        • Companies must be legally operated
          3.6/5.6
          • Commitment details
            Own operations - Require
            2/4
            Commitment details
            Own operations - Require
            2/4
            "Laws, regulations and performance standards - We expect our clients to comply with all applicable local laws and regulations, as well as international conventions that their country has ratified."
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "Laws, regulations and performance standards - We expect our clients to comply with all applicable local laws and regulations, as well as international conventions that their country has ratified."
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "Laws, regulations and performance standards - We expect our clients to comply with all applicable local laws and regulations, as well as international conventions that their country has ratified."
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "Laws, regulations and performance standards - We expect our clients to comply with all applicable local laws and regulations, as well as international conventions that their country has ratified."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "Laws, regulations and performance standards - We expect our clients to comply with all applicable local laws and regulations, as well as international conventions that their country has ratified."
        • Companies must protect priority forests or globally important landscapes
          9.4/9.6
          • Commitment details
            All high priority landscapes - Required
            8/8
            Commitment details
            All high priority landscapes - Required
            8/8
            "We will not provide financial services to clients who: [...] Have operations that adversely impact upon the Outstanding Universal Value of UNESCO World Heritage SitesHave operations that are located within, or significantly impact negatively upon wetlands designated under the Ramsar Convention on Wetlands of International ImportanceConvert or degrade High Conservation Value (HCV), High Carbon Stock (HCS) forests, or peatlandsTrade or process species listed on the Convention of International Trade in Endangered Species of Wild Fauna and Flora (CITES)"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not provide financial services to clients who: [...] Have operations that adversely impact upon the Outstanding Universal Value of UNESCO World Heritage SitesHave operations that are located within, or significantly impact negatively upon wetlands designated under the Ramsar Convention on Wetlands of International ImportanceConvert or degrade High Conservation Value (HCV), High Carbon Stock (HCS) forests, or peatlandsTrade or process species listed on the Convention of International Trade in Endangered Species of Wild Fauna and Flora (CITES)"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not provide financial services to clients who: [...] Have operations that adversely impact upon the Outstanding Universal Value of UNESCO World Heritage SitesHave operations that are located within, or significantly impact negatively upon wetlands designated under the Ramsar Convention on Wetlands of International ImportanceConvert or degrade High Conservation Value (HCV), High Carbon Stock (HCS) forests, or peatlandsTrade or process species listed on the Convention of International Trade in Endangered Species of Wild Fauna and Flora (CITES)"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not provide financial services to clients who: [...] Have operations that adversely impact upon the Outstanding Universal Value of UNESCO World Heritage SitesHave operations that are located within, or significantly impact negatively upon wetlands designated under the Ramsar Convention on Wetlands of International ImportanceConvert or degrade High Conservation Value (HCV), High Carbon Stock (HCS) forests, or peatlandsTrade or process species listed on the Convention of International Trade in Endangered Species of Wild Fauna and Flora (CITES)"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "We will not provide financial services to clients who: [...] Have operations that adversely impact upon the Outstanding Universal Value of UNESCO World Heritage SitesHave operations that are located within, or significantly impact negatively upon wetlands designated under the Ramsar Convention on Wetlands of International ImportanceConvert or degrade High Conservation Value (HCV), High Carbon Stock (HCS) forests, or peatlandsTrade or process species listed on the Convention of International Trade in Endangered Species of Wild Fauna and Flora (CITES)"
        • Assurance mechanism to ensure compliance
          5.3/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Certification scheme (if applicable): FSC

            Verification method: Certification Scheme
            "We will not provide financial services to clients who [...] Develop new plantations by converting or degrading High Conservation Value (HCV) or High Carbon Stock (HCS) forests, legally protected areas, or peatlands." "Have Forest Stewardship Council (FSC) or Programme for the Endorsement of Forest Certification (PEFC) certification for their production sites; or have an agreed time-bound plan to achieve certification – applicable to Producers"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not provide financial services to clients who [...] Develop new plantations by converting or degrading High Conservation Value (HCV) or High Carbon Stock (HCS) forests, legally protected areas, or peatlands." "Have Forest Stewardship Council (FSC) or Programme for the Endorsement of Forest Certification (PEFC) certification for their production sites; or have an agreed time-bound plan to achieve certification – applicable to Producers"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not provide financial services to clients who [...] Develop new plantations by converting or degrading High Conservation Value (HCV) or High Carbon Stock (HCS) forests, legally protected areas, or peatlands." "Have Forest Stewardship Council (FSC) or Programme for the Endorsement of Forest Certification (PEFC) certification for their production sites; or have an agreed time-bound plan to achieve certification – applicable to Producers"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not provide financial services to clients who [...] Develop new plantations by converting or degrading High Conservation Value (HCV) or High Carbon Stock (HCS) forests, legally protected areas, or peatlands." "Have Forest Stewardship Council (FSC) or Programme for the Endorsement of Forest Certification (PEFC) certification for their production sites; or have an agreed time-bound plan to achieve certification – applicable to Producers"
          • Policy applies to all stages of the supply chain
            Producers
            0.1/0.4
            Policy applies to all stages of the supply chain
            Producers
            0.1/0.4
            "We will not provide financial services to clients who [...] Develop new plantations by converting or degrading High Conservation Value (HCV) or High Carbon Stock (HCS) forests, legally protected areas, or peatlands." "Have Forest Stewardship Council (FSC) or Programme for the Endorsement of Forest Certification (PEFC) certification for their production sites; or have an agreed time-bound plan to achieve certification - applicable to Producers"
        • Companies must have a grievance mechanism
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
        • Commitments must be timebound
          5.4/5.6
          • Commitment details
            Require
            4/4
            Commitment details
            Require
            4/4
            Type of policy: Companies set own deadline but must be timebound; Compliance is prerequisite for financing
            "We will not provide financial services to clients who [...] Develop new plantations by converting or degrading High Conservation Value (HCV) or High Carbon Stock (HCS) forests, legally protected areas, or peatlands." "Have Forest Stewardship Council (FSC) or Programme for the Endorsement of Forest Certification (PEFC) certification for their production sites; or have an agreed time-bound plan to achieve certification – applicable to Producers"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We will not provide financial services to clients who [...] Develop new plantations by converting or degrading High Conservation Value (HCV) or High Carbon Stock (HCS) forests, legally protected areas, or peatlands." "Have Forest Stewardship Council (FSC) or Programme for the Endorsement of Forest Certification (PEFC) certification for their production sites; or have an agreed time-bound plan to achieve certification – applicable to Producers"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We will not provide financial services to clients who [...] Develop new plantations by converting or degrading High Conservation Value (HCV) or High Carbon Stock (HCS) forests, legally protected areas, or peatlands." "Have Forest Stewardship Council (FSC) or Programme for the Endorsement of Forest Certification (PEFC) certification for their production sites; or have an agreed time-bound plan to achieve certification – applicable to Producers"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We will not provide financial services to clients who [...] Develop new plantations by converting or degrading High Conservation Value (HCV) or High Carbon Stock (HCS) forests, legally protected areas, or peatlands." "Have Forest Stewardship Council (FSC) or Programme for the Endorsement of Forest Certification (PEFC) certification for their production sites; or have an agreed time-bound plan to achieve certification – applicable to Producers"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "We will not provide financial services to clients who [...] Develop new plantations by converting or degrading High Conservation Value (HCV) or High Carbon Stock (HCS) forests, legally protected areas, or peatlands." "Have Forest Stewardship Council (FSC) or Programme for the Endorsement of Forest Certification (PEFC) certification for their production sites; or have an agreed time-bound plan to achieve certification – applicable to Producers"
      • Social Considerations
        6/22
        • Company must ensure Free, Prior and Informed Consent
          3.4/5.6
          • Commitment details
            Yes - Encourage
            2/4
            Commitment details
            Yes - Encourage
            2/4
            "We recognise that communities outside mainstream society may be especially vulnerable. If we believe that we are financing operations that may adversely impact indigenous peoples, we will [...] take key mitigation measures, guided by the principle of Free, Prior and Informed Consent (as detailed in IFC Performance Standard 7)"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We recognise that communities outside mainstream society may be especially vulnerable. If we believe that we are financing operations that may adversely impact indigenous peoples, we will [...] take key mitigation measures, guided by the principle of Free, Prior and Informed Consent (as detailed in IFC Performance Standard 7)"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We recognise that communities outside mainstream society may be especially vulnerable. If we believe that we are financing operations that may adversely impact indigenous peoples, we will [...] take key mitigation measures, guided by the principle of Free, Prior and Informed Consent (as detailed in IFC Performance Standard 7)"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We recognise that communities outside mainstream society may be especially vulnerable. If we believe that we are financing operations that may adversely impact indigenous peoples, we will [...] take key mitigation measures, guided by the principle of Free, Prior and Informed Consent (as detailed in IFC Performance Standard 7)"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "We recognise that communities outside mainstream society may be especially vulnerable. If we believe that we are financing operations that may adversely impact indigenous peoples, we will [...] take key mitigation measures, guided by the principle of Free, Prior and Informed Consent (as detailed in IFC Performance Standard 7)"
        • Company must respect labour rights
          2.6/5.6
          • Commitment details
            Own operations - Encourage
            1/4
            Commitment details
            Own operations - Encourage
            1/4
            Type of policy: ILO; UNGP; Forced Labour; Child Labour
            "We are committed to respecting universal human rights. We assess our clients against the following international principles [...] International Bill of Human Rights [...] International Labour Organisation (ILO) Declaration on Fundamental Principles and Rights at Work [...] International Labour Organisation (ILO) Conventions 138 (Minimum Age) and 182 (Worst Forms of Child Labour) [...] UN Guiding Principles on Business and Human Rights (the ‘Ruggie Principles’)[...] UN Convention on the Rights of the Child [...] UN Global Compact[...] Thun Group Guiding Principles: an interpretation for banks"
          • Policy applies to all operations and financing
            All
            0.4/0.4
            Policy applies to all operations and financing
            All
            0.4/0.4
            "We are committed to respecting universal human rights. We assess our clients against the following international principles [...] International Bill of Human Rights [...] International Labour Organisation (ILO) Declaration on Fundamental Principles and Rights at Work [...] International Labour Organisation (ILO) Conventions 138 (Minimum Age) and 182 (Worst Forms of Child Labour) [...] UN Guiding Principles on Business and Human Rights (the ‘Ruggie Principles’)[...] UN Convention on the Rights of the Child [...] UN Global Compact[...] Thun Group Guiding Principles: an interpretation for banks"
          • Policy applies to all deals
            All
            0.4/0.4
            Policy applies to all deals
            All
            0.4/0.4
            "We are committed to respecting universal human rights. We assess our clients against the following international principles [...] International Bill of Human Rights [...] International Labour Organisation (ILO) Declaration on Fundamental Principles and Rights at Work [...] International Labour Organisation (ILO) Conventions 138 (Minimum Age) and 182 (Worst Forms of Child Labour) [...] UN Guiding Principles on Business and Human Rights (the ‘Ruggie Principles’)[...] UN Convention on the Rights of the Child [...] UN Global Compact[...] Thun Group Guiding Principles: an interpretation for banks"
          • Policy applies to all companies
            All
            0.4/0.4
            Policy applies to all companies
            All
            0.4/0.4
            "We are committed to respecting universal human rights. We assess our clients against the following international principles [...] International Bill of Human Rights [...] International Labour Organisation (ILO) Declaration on Fundamental Principles and Rights at Work [...] International Labour Organisation (ILO) Conventions 138 (Minimum Age) and 182 (Worst Forms of Child Labour) [...] UN Guiding Principles on Business and Human Rights (the ‘Ruggie Principles’)[...] UN Convention on the Rights of the Child [...] UN Global Compact[...] Thun Group Guiding Principles: an interpretation for banks"
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "We are committed to respecting universal human rights. We assess our clients against the following international principles [...] International Bill of Human Rights [...] International Labour Organisation (ILO) Declaration on Fundamental Principles and Rights at Work [...] International Labour Organisation (ILO) Conventions 138 (Minimum Age) and 182 (Worst Forms of Child Labour) [...] UN Guiding Principles on Business and Human Rights (the ‘Ruggie Principles’)[...] UN Convention on the Rights of the Child [...] UN Global Compact[...] Thun Group Guiding Principles: an interpretation for banks"
        • Company must address gender equality issues
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            0/0.4
          • Policy applies to all deals
            0/0.4
          • Policy applies to all companies
            0/0.4
          • Policy applies to all stages of the supply chain
            0/0.4
  • Reporting & Implementation
    15/20
    • Policy is reviewed and updated
      5/5
      Policy review
      Commit to update policy - Annually or more frequent
      5/5
      "The client ESRA [Environmental & Social Risk Assessment] is also reviewed every year". 
    • Companies must disclose subsidiaries in commodity supply chains
      0/5
    • Monitoring and non-compliance process
      5/5
      Monitoring compliance
      Yes - Timebound non-compliance statement
      5/5
      "We set, and regularly review, standards for clients via our position statements, in order to manage environmental and social challenges based on international good practice. We expect our clients to meet these standards. For clients who do not meet our standards, we will work with them to raise their standards in accordance with time bound and specific plans."
    • Reporting on implementation of the policy
      5/5
      Reporting
      Yes - Annually
      5/5
      Type of Reporting: Traffic light system with % of compliance

      Numbers:
      "Our refreshed Position Statements came into effect from March 2019. These outline new, stricter standards that Standard Chartered expects clients to meet, who operate in industries known to have the potential for severe negative environmental or social impacts.[...] We continue to track our clients’ performance, on a quarterly basis, against our metrics and report our progress to our Group Reputational Risk Committee.The below table shows our clients alignment with our revised Position Statement requirements" - compliance is shown in % and in a traffic light system of rating
  • Commitment strength
    31/42
    Avg. score
  • Social considerations
    8/22
    Avg. score

Profile

Standard Chartered are an international banking group headquartered in London, providing banking products and services for both personal and business customers. Their services include commercial banking and corporate finance, as well as retail banking, insurance, investment and wealth management. As of 2017, Standard Chartered's total assets stand at over 650 billion USD, their lending amounts to more than 260 billion USD, and they have nearly 60 billion USD in assets under management for private customers. Standard Chartered are among the top 15 lenders to Forest 500 companies, with more than 30 billion dollars of loans to companies exposed to forest risk commodities, predominantly in the food products and agriculture sectors.

HQ
HQ 
United Kingdom
Financial institution type
Financial institution type 
Asset management, Bank, Insurance Company

How we assess the Forest 500

Investors and lenders need to adopt and implement strong deforestation policies that ensure their investments are not funding the destruction of forests.

All assessments use policies published on financial institution websites, some links may have changed or been removed since the time of assessment.

Disclaimer

This assessment has been carried out following the methodology developed for the Forest 500 project, available here. Please see our disclaimer applicable to all information contained within this site and our terms and conditions for use of data presented on this site.

All assessments use policies published on company and financial institution websites, and while we endeavor to keep them updated some links may have changed or been removed since the time of assessment.

Please contact us with any concerns or feedback about this or other assessments included in the Forest 500.