Sumitomo Mitsui Trust

"Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"

"Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"

"Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"

"Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"

"SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"

"SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"

"SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"

"SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"

"SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "

"SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "

 "SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "

"Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Palm oil is derived from “oil palms” grown on plantations. While palm oil demand is rapidly growing owing to its convenience and rising preference for wholesome foods, environmentally destructive developments are the main causes for the devastation of tropical rainforests and the decline in biodiversity. SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"

"Palm oil is derived from “oil palms” grown on plantations. While palm oil demand is rapidly growing owing to its convenience and rising preference for wholesome foods, environmentally destructive developments are the main causes for the devastation of tropical rainforests and the decline in biodiversity. SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"

"Palm oil is derived from “oil palms” grown on plantations. While palm oil demand is rapidly growing owing to its convenience and rising preference for wholesome foods, environmentally destructive developments are the main causes for the devastation of tropical rainforests and the decline in biodiversity. SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"

"Palm oil is derived from “oil palms” grown on plantations. While palm oil demand is rapidly growing owing to its convenience and rising preference for wholesome foods, environmentally destructive developments are the main causes for the devastation of tropical rainforests and the decline in biodiversity. SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"

"Palm oil is derived from “oil palms” grown on plantations. While palm oil demand is rapidly growing owing to its convenience and rising preference for wholesome foods, environmentally destructive developments are the main causes for the devastation of tropical rainforests and the decline in biodiversity. SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"

"Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"

"Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"

"Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"

"Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"

"Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"

"SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"

"SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"

"SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"

"SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"

"SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"

"It should be confirmed by SMTB that the client will implement Environmental and Social Impact Assessment (ESIA) when it is expected at the investigation phase that the project will not have undesirable environmental and social effects during the loan period"

"It should be confirmed by SMTB that the client will implement Environmental and Social Impact Assessment (ESIA) when it is expected at the investigation phase that the project will not have undesirable environmental and social effects during the loan period"

"It should be confirmed by SMTB that the client will implement Environmental and Social Impact Assessment (ESIA) when it is expected at the investigation phase that the project will not have undesirable environmental and social effects during the loan period"

"It should be confirmed by SMTB that the client will implement Environmental and Social Impact Assessment (ESIA) when it is expected at the investigation phase that the project will not have undesirable environmental and social effects during the loan period"

"It should be confirmed by SMTB that the client will implement Environmental and Social Impact Assessment (ESIA) when it is expected at the investigation phase that the project will not have undesirable environmental and social effects during the loan period"

"SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"

"SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"

"SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"

"SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"

"SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"

"SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "

"SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "

"SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "

"SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "

"SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "

 "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

 "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

 "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

 "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"

"Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"

"Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"

"Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"

"Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"

"SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"

"SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"

"SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"

"SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"

"SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"

"SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "

"SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "

"SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "

 "SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "

 "SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "

 "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"SuMi TRUST Bank engages with timber manufacturers and manufacturers using timbers as raw materials only after careful consideration such as checking their international forest certification status*1 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *1 FMC (Forest Management Certification) issued by FSC (the Forest Stewardship Council) for forestry management and forestry business operations; CoC (Chain of Custody Certification) for processing and distribution management of certified forest products, and others"

"SuMi TRUST Bank engages with timber manufacturers and manufacturers using timbers as raw materials only after careful consideration such as checking their international forest certification status*1 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *1 FMC (Forest Management Certification) issued by FSC (the Forest Stewardship Council) for forestry management and forestry business operations; CoC (Chain of Custody Certification) for processing and distribution management of certified forest products, and others"

"SuMi TRUST Bank engages with timber manufacturers and manufacturers using timbers as raw materials only after careful consideration such as checking their international forest certification status*1 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *1 FMC (Forest Management Certification) issued by FSC (the Forest Stewardship Council) for forestry management and forestry business operations; CoC (Chain of Custody Certification) for processing and distribution management of certified forest products, and others"

"SuMi TRUST Bank engages with timber manufacturers and manufacturers using timbers as raw materials only after careful consideration such as checking their international forest certification status*1 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *1 FMC (Forest Management Certification) issued by FSC (the Forest Stewardship Council) for forestry management and forestry business operations; CoC (Chain of Custody Certification) for processing and distribution management of certified forest products, and others"

"SuMi TRUST Bank engages with timber manufacturers and manufacturers using timbers as raw materials only after careful consideration such as checking their international forest certification status*1 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *1 FMC (Forest Management Certification) issued by FSC (the Forest Stewardship Council) for forestry management and forestry business operations; CoC (Chain of Custody Certification) for processing and distribution management of certified forest products, and others"

"Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"

"Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"

"Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"

 "Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"

"SuMi TRUST Bank engages with timber manufacturers and manufacturers using timbers as raw materials only after careful consideration such as checking their international forest certification status*1 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *1 FMC (Forest Management Certification) issued by FSC (the Forest Stewardship Council) for forestry management and forestry business operations; CoC (Chain of Custody Certification) for processing and distribution management of certified forest products, and others"

"SuMi TRUST Bank engages with timber manufacturers and manufacturers using timbers as raw materials only after careful consideration such as checking their international forest certification status*1 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *1 FMC (Forest Management Certification) issued by FSC (the Forest Stewardship Council) for forestry management and forestry business operations; CoC (Chain of Custody Certification) for processing and distribution management of certified forest products, and others"

"SuMi TRUST Bank engages with timber manufacturers and manufacturers using timbers as raw materials only after careful consideration such as checking their international forest certification status*1 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *1 FMC (Forest Management Certification) issued by FSC (the Forest Stewardship Council) for forestry management and forestry business operations; CoC (Chain of Custody Certification) for processing and distribution management of certified forest products, and others"

"SuMi TRUST Bank engages with timber manufacturers and manufacturers using timbers as raw materials only after careful consideration such as checking their international forest certification status*1 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *1 FMC (Forest Management Certification) issued by FSC (the Forest Stewardship Council) for forestry management and forestry business operations; CoC (Chain of Custody Certification) for processing and distribution management of certified forest products, and others"

"SuMi TRUST Bank engages with timber manufacturers and manufacturers using timbers as raw materials only after careful consideration such as checking their international forest certification status*1 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *1 FMC (Forest Management Certification) issued by FSC (the Forest Stewardship Council) for forestry management and forestry business operations; CoC (Chain of Custody Certification) for processing and distribution management of certified forest products, and others"

"It should be confirmed by SMTB that the client will implement Environmental and Social Impact Assessment (ESIA) when it is expected at the investigation phase that the project will not have undesirable environmental and social effects during the loan period"

"It should be confirmed by SMTB that the client will implement Environmental and Social Impact Assessment (ESIA) when it is expected at the investigation phase that the project will not have undesirable environmental and social effects during the loan period"

"It should be confirmed by SMTB that the client will implement Environmental and Social Impact Assessment (ESIA) when it is expected at the investigation phase that the project will not have undesirable environmental and social effects during the loan period"

"It should be confirmed by SMTB that the client will implement Environmental and Social Impact Assessment (ESIA) when it is expected at the investigation phase that the project will not have undesirable environmental and social effects during the loan period"

"It should be confirmed by SMTB that the client will implement Environmental and Social Impact Assessment (ESIA) when it is expected at the investigation phase that the project will not have undesirable environmental and social effects during the loan period"

"SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"

 "SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"

"SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"

"SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"

"SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "

"SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "

 "SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "

 "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."

"Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."