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Select an assessment year:

  • Overall approach
    1/10
    • Overarching commitment on deforestation
      0/6
    • Deforestation as a business risk
      0/2
    • Target to reduce emissions in scope 1/2
    • Company must have anti-corruption policy
      1/2
      Yes, either an anti-corruption policy or a policy on prohibiting abusive tax arrangements
      1/2
      "As a “responsible institutional investor,” Sumitomo Mitsui Trust Asset Management institutes the ESG Guidelines. The contents of the guidelines are based on the UN Global Compact, an international corporate code of conduct. The guidelines clearly spell out expectations on investee companies to minimize their environmental impact, uphold international labor rights, ban discriminatory hiring practices, prohibit child labor, stamp out forced labor, prevent every form of corruption, including extortion and bribery, and more"
  • Commodity score
    29/90
    • Beef & Leather
      17/90
      • Commitment Strength
        2/31
        • Commodity-specific deforestation financing policy
          0/9.6
          • Commitment details
            No commitment
            0/8
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must be legally operated
          2.2/4.6
          • Commitment details
            Companies own operations - Encouraged
            1/3
            Commitment details
            Companies own operations - Encouraged
            1/3
            "Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"
        • Companies must monitor operations
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must conduct risk assessments
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must specify a cut-off date
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Social Considerations
        15/27
        • Company must ensure Free, Prior and Informed Consent
          5/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"
        • Companies must have a grievance mechanism
          4.6/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
             "SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "
        • Company must respect labour rights
          3.6/5.6
          • Commitment details
            Companies own operations - Required
            2/4
            Commitment details
            Companies own operations - Required
            2/4
            Type of policy: Discrimination; Forced Labour; Child Labour; Freedom of Association
            "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
        • Company must address gender equality issues
          2.6/5.6
          • Commitment details
            Companies must address gender related worker and labour rights only for own operations - Required
            1/4
            Commitment details
            Companies must address gender related worker and labour rights only for own operations - Required
            1/4
            "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must resolve land conflicts
          0/1.6
          • Commitment details
            No
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Reporting and Implementation
        0/31
        • Commitments must be timebound
          No
          0/5
        • Companies must disclose subsidiaries in commodity supply chains
          No
          0/4
        • Companies must disclose locations
          No
          0/4
        • Policy is reviewed and updated
          No
          0/2
        • Monitoring and non-compliance process
          No
          0/5
        • Engagement with non-compliant companies
          No
          0/5
        • Reporting on implementation of the policy
          No
          0/6
        • Ethical product in portfolio
          No
    • Palm oil
      42/90
      • Commitment Strength
        18/31
        • Commodity-specific deforestation financing policy
          7.4/9.6
          • Commitment details
            Zero-gross deforestation
            6/8
            Commitment details
            Zero-gross deforestation
            6/8
            "Palm oil is derived from “oil palms” grown on plantations. While palm oil demand is rapidly growing owing to its convenience and rising preference for wholesome foods, environmentally destructive developments are the main causes for the devastation of tropical rainforests and the decline in biodiversity. SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "Palm oil is derived from “oil palms” grown on plantations. While palm oil demand is rapidly growing owing to its convenience and rising preference for wholesome foods, environmentally destructive developments are the main causes for the devastation of tropical rainforests and the decline in biodiversity. SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Palm oil is derived from “oil palms” grown on plantations. While palm oil demand is rapidly growing owing to its convenience and rising preference for wholesome foods, environmentally destructive developments are the main causes for the devastation of tropical rainforests and the decline in biodiversity. SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Palm oil is derived from “oil palms” grown on plantations. While palm oil demand is rapidly growing owing to its convenience and rising preference for wholesome foods, environmentally destructive developments are the main causes for the devastation of tropical rainforests and the decline in biodiversity. SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "Palm oil is derived from “oil palms” grown on plantations. While palm oil demand is rapidly growing owing to its convenience and rising preference for wholesome foods, environmentally destructive developments are the main causes for the devastation of tropical rainforests and the decline in biodiversity. SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"
        • Companies must be legally operated
          2.2/4.6
          • Commitment details
            Companies own operations - Encouraged
            1/3
            Commitment details
            Companies own operations - Encouraged
            1/3
            "Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"
          • Policy applies to all operations and financing
            No
            0/0.4
            Policy applies to all operations and financing
            No
            0/0.4
            "Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"
        • Companies must monitor operations
          3.4/5.6
          • Commitment details
            Encouraged
            2/4
            Commitment details
            Encouraged
            2/4
            Type of policy: Assurance mechanism

            Certification scheme (if applicable): RSPO 
            "SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"
        • Companies must conduct risk assessments
          5.4/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "It should be confirmed by SMTB that the client will implement Environmental and Social Impact Assessment (ESIA) when it is expected at the investigation phase that the project will not have undesirable environmental and social effects during the loan period"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "It should be confirmed by SMTB that the client will implement Environmental and Social Impact Assessment (ESIA) when it is expected at the investigation phase that the project will not have undesirable environmental and social effects during the loan period"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "It should be confirmed by SMTB that the client will implement Environmental and Social Impact Assessment (ESIA) when it is expected at the investigation phase that the project will not have undesirable environmental and social effects during the loan period"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "It should be confirmed by SMTB that the client will implement Environmental and Social Impact Assessment (ESIA) when it is expected at the investigation phase that the project will not have undesirable environmental and social effects during the loan period"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "It should be confirmed by SMTB that the client will implement Environmental and Social Impact Assessment (ESIA) when it is expected at the investigation phase that the project will not have undesirable environmental and social effects during the loan period"
        • Companies must specify a cut-off date
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Social Considerations
        15/27
        • Company must ensure Free, Prior and Informed Consent
          5/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"
          • Policy applies to all operations and financing
            No
            0/0.4
            Policy applies to all operations and financing
            No
            0/0.4
            "SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"
        • Companies must have a grievance mechanism
          4.6/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "
          • Policy applies to all operations and financing
            No
            0/0.4
            Policy applies to all operations and financing
            No
            0/0.4
            "SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "
          • Policy applies to all deals
            No
            0/0.4
            Policy applies to all deals
            No
            0/0.4
            "SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "
        • Company must respect labour rights
          3.6/5.6
          • Commitment details
            Companies own operations - Required
            2/4
            Commitment details
            Companies own operations - Required
            2/4
            Type of policy: Discrimination; Forced Labour; Child Labour; Freedom of Association
             "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
        • Company must address gender equality issues
          2.6/5.6
          • Commitment details
            Companies must address gender related worker and labour rights only for own operations - Required
            1/4
            Commitment details
            Companies must address gender related worker and labour rights only for own operations - Required
            1/4
             "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
             "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
             "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must resolve land conflicts
          0/1.6
          • Commitment details
            No
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Reporting and Implementation
        9/31
        • Commitments must be timebound
          Encouraged
          2.5/5
          Commitments must be timebound
          Encouraged
          2.5/5
          " SuMi TRUST Bank engages with producers of palm oil and manufacturers using palm oil as a raw material only after careful consideration such as checking their international/ local sustainable palm oil certification status*2 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *2 RSPO (Roundtable on Sustainable Palm Oil) and others that aim to observe NDPE (No-deforestation, No-peat and No-exploitation) and the preservation of HCS (High Carbon Stock) forests"
        • Companies must disclose subsidiaries in commodity supply chains
          No
          0/4
        • Companies must disclose locations
          No
          0/4
        • Policy is reviewed and updated
          Timeline for review unclear or review conducted less frequently than annually
          1/2
          Policy is reviewed and updated
          Timeline for review unclear or review conducted less frequently than annually
          1/2
          "SuMi TRUST Bank regularly reviews the suitability of established sector policies and the status of how transactions are being addressed at Sustainability Promotion Committee in our Executive Committee, etc., to reconsider the policies as well as make improvements to our operations as necessary."
        • Monitoring and non-compliance process
          Ad-hoc audits
          2.5/5
          Monitoring and non-compliance process
          Ad-hoc audits
          2.5/5
          "Regarding project finance, for all Category A projects and Category B projects identified by Environmental and Social Impact Review results an independent environmental and social consultant, not directly associated with the client, will carry out an independent review of the Assessment Documentation including the Environmental and Social Management System, and the Stakeholder Engagement process documentation in order to assess Equator Principles compliance [...] Where a client is not in compliance with its environmental and social covenants, SMTB will work with the client on remedial actions to bring the project back into compliance to the extent feasible. If the client fails to re-establish compliance within an agreed grace period, SMTB reserves the right to exercise remedies, as considered appropriate."
        • Engagement with non-compliant companies
          Engage with non-compliant companies without a time-bound threat of divestment
          2.5/5
          Engagement with non-compliant companies
          Engage with non-compliant companies without a time-bound threat of divestment
          2.5/5
          "Where a client is not in compliance with its environmental and social covenants, SMTB will work with the client on remedial actions to bring the project back into compliance to the extent feasible. If the client fails to re-establish compliance within an agreed grace period, SMTB reserves the right to exercise remedies, as considered appropriate."
        • Reporting on implementation of the policy
          No
          0/6
        • Ethical product in portfolio
          No
    • Soy
      18/90
      • Commitment Strength
        3/31
        • Commodity-specific deforestation financing policy
          0/9.6
          • Commitment details
            No commitment
            0/8
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must be legally operated
          2.7/4.6
          • Commitment details
            Companies own operations - Required
            1.5/3
            Commitment details
            Companies own operations - Required
            1.5/3
            "Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"
          • Policy applies to all operations and financing
            No
            0/0.4
            Policy applies to all operations and financing
            No
            0/0.4
            "Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"
        • Companies must monitor operations
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must conduct risk assessments
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must specify a cut-off date
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Social Considerations
        15/27
        • Company must ensure Free, Prior and Informed Consent
          5/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"
          • Policy applies to all operations and financing
            No
            0/0.4
            Policy applies to all operations and financing
            No
            0/0.4
            "SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"
        • Companies must have a grievance mechanism
          4.6/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "
          • Policy applies to all operations and financing
            No
            0/0.4
            Policy applies to all operations and financing
            No
            0/0.4
            "SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "
          • Policy applies to all deals
            No
            0/0.4
            Policy applies to all deals
            No
            0/0.4
            "SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
             "SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
             "SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "
        • Company must respect labour rights
          3.6/5.6
          • Commitment details
            Companies own operations - Required
            2/4
            Commitment details
            Companies own operations - Required
            2/4
            Type of policy: Discrimination; Forced Labour; Child Labour; Freedom of Association
             "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
        • Company must address gender equality issues
          2.6/5.6
          • Commitment details
            Companies must address gender related worker and labour rights only for own operations - Required
            1/4
            Commitment details
            Companies must address gender related worker and labour rights only for own operations - Required
            1/4
            "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must resolve land conflicts
          0/1.6
          • Commitment details
            No
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Reporting and Implementation
        0/31
        • Commitments must be timebound
          No
          0/5
        • Companies must disclose subsidiaries in commodity supply chains
          No
          0/4
        • Companies must disclose locations
          No
          0/4
        • Policy is reviewed and updated
          No
          0/2
        • Monitoring and non-compliance process
          No
          0/5
        • Engagement with non-compliant companies
          No
          0/5
        • Reporting on implementation of the policy
          No
          0/6
        • Ethical product in portfolio
          No
    • Timber, Pulp & Paper
      37/90
      • Commitment Strength
        17/31
        • Commodity-specific deforestation financing policy
          5.5/9.6
          • Commitment details
            Certification
            4/8
            Commitment details
            Certification
            4/8
            "SuMi TRUST Bank engages with timber manufacturers and manufacturers using timbers as raw materials only after careful consideration such as checking their international forest certification status*1 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *1 FMC (Forest Management Certification) issued by FSC (the Forest Stewardship Council) for forestry management and forestry business operations; CoC (Chain of Custody Certification) for processing and distribution management of certified forest products, and others"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "SuMi TRUST Bank engages with timber manufacturers and manufacturers using timbers as raw materials only after careful consideration such as checking their international forest certification status*1 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *1 FMC (Forest Management Certification) issued by FSC (the Forest Stewardship Council) for forestry management and forestry business operations; CoC (Chain of Custody Certification) for processing and distribution management of certified forest products, and others"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "SuMi TRUST Bank engages with timber manufacturers and manufacturers using timbers as raw materials only after careful consideration such as checking their international forest certification status*1 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *1 FMC (Forest Management Certification) issued by FSC (the Forest Stewardship Council) for forestry management and forestry business operations; CoC (Chain of Custody Certification) for processing and distribution management of certified forest products, and others"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "SuMi TRUST Bank engages with timber manufacturers and manufacturers using timbers as raw materials only after careful consideration such as checking their international forest certification status*1 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *1 FMC (Forest Management Certification) issued by FSC (the Forest Stewardship Council) for forestry management and forestry business operations; CoC (Chain of Custody Certification) for processing and distribution management of certified forest products, and others"
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers
            0.3/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers
            0.3/0.4
            "SuMi TRUST Bank engages with timber manufacturers and manufacturers using timbers as raw materials only after careful consideration such as checking their international forest certification status*1 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *1 FMC (Forest Management Certification) issued by FSC (the Forest Stewardship Council) for forestry management and forestry business operations; CoC (Chain of Custody Certification) for processing and distribution management of certified forest products, and others"
        • Companies must be legally operated
          2.2/4.6
          • Commitment details
            Companies own operations - Encouraged
            1/3
            Commitment details
            Companies own operations - Encouraged
            1/3
            "Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
             "Companies are expected to be responsible for the impacts of their products and activities on the environment in the following ways: 1) Comply with all environmental laws and regulations"
        • Companies must monitor operations
          3.5/5.6
          • Commitment details
            Encouraged
            2/4
            Commitment details
            Encouraged
            2/4
            Type of policy: Assurance mechanism

            Certification scheme (if applicable): FSC
            "SuMi TRUST Bank engages with timber manufacturers and manufacturers using timbers as raw materials only after careful consideration such as checking their international forest certification status*1 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *1 FMC (Forest Management Certification) issued by FSC (the Forest Stewardship Council) for forestry management and forestry business operations; CoC (Chain of Custody Certification) for processing and distribution management of certified forest products, and others"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "SuMi TRUST Bank engages with timber manufacturers and manufacturers using timbers as raw materials only after careful consideration such as checking their international forest certification status*1 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *1 FMC (Forest Management Certification) issued by FSC (the Forest Stewardship Council) for forestry management and forestry business operations; CoC (Chain of Custody Certification) for processing and distribution management of certified forest products, and others"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "SuMi TRUST Bank engages with timber manufacturers and manufacturers using timbers as raw materials only after careful consideration such as checking their international forest certification status*1 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *1 FMC (Forest Management Certification) issued by FSC (the Forest Stewardship Council) for forestry management and forestry business operations; CoC (Chain of Custody Certification) for processing and distribution management of certified forest products, and others"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "SuMi TRUST Bank engages with timber manufacturers and manufacturers using timbers as raw materials only after careful consideration such as checking their international forest certification status*1 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *1 FMC (Forest Management Certification) issued by FSC (the Forest Stewardship Council) for forestry management and forestry business operations; CoC (Chain of Custody Certification) for processing and distribution management of certified forest products, and others"
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers
            0.3/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers
            0.3/0.4
            "SuMi TRUST Bank engages with timber manufacturers and manufacturers using timbers as raw materials only after careful consideration such as checking their international forest certification status*1 as well as fully taking into account whether or not there are existing problems with original inhabitants and local communities. *1 FMC (Forest Management Certification) issued by FSC (the Forest Stewardship Council) for forestry management and forestry business operations; CoC (Chain of Custody Certification) for processing and distribution management of certified forest products, and others"
        • Companies must conduct risk assessments
          5.4/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "It should be confirmed by SMTB that the client will implement Environmental and Social Impact Assessment (ESIA) when it is expected at the investigation phase that the project will not have undesirable environmental and social effects during the loan period"
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "It should be confirmed by SMTB that the client will implement Environmental and Social Impact Assessment (ESIA) when it is expected at the investigation phase that the project will not have undesirable environmental and social effects during the loan period"
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "It should be confirmed by SMTB that the client will implement Environmental and Social Impact Assessment (ESIA) when it is expected at the investigation phase that the project will not have undesirable environmental and social effects during the loan period"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "It should be confirmed by SMTB that the client will implement Environmental and Social Impact Assessment (ESIA) when it is expected at the investigation phase that the project will not have undesirable environmental and social effects during the loan period"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "It should be confirmed by SMTB that the client will implement Environmental and Social Impact Assessment (ESIA) when it is expected at the investigation phase that the project will not have undesirable environmental and social effects during the loan period"
        • Companies must specify a cut-off date
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Social Considerations
        15/27
        • Company must ensure Free, Prior and Informed Consent
          5/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
             "SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            "SMTB recognizes that indigenous peoples may represent vulnerable segments of project-affected communities. SMTB shall confirm that for projects affecting indigenous peoples a process of Informed Consultation and Participation is implemented. Such projects need to comply with the rights and protections for indigenous peoples contained in relevant national law, including those laws implementing host country obligations under international law. For projects located in Non-Designated Countries, projects with adverse impacts on indigenous people will require their Free, Prior and 10 Informed Consent (FPIC) consistent with the special circumstances described in IFC Performance Standard 7"
        • Companies must have a grievance mechanism
          4.6/5.6
          • Commitment details
            Required
            4/4
            Commitment details
            Required
            4/4
            "SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "
          • Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors
            0.2/0.4
             "SMTB will confirm for all Category A projects and Category B projects identified by Environmental and Social Impacts Review results whether the client, as part of the Environmental Social Management System, has established a grievance mechanism and complies with the following requirements.  The grievance mechanism is required to be scaled to the risks and impacts of the project and have affected communities as its primary user.  The grievance mechanism shall seek to resolve concerns promptly, using an understandable and transparent consultative process that is culturally appropriate. "
        • Company must respect labour rights
          3.6/5.6
          • Commitment details
            Companies own operations - Required
            2/4
            Commitment details
            Companies own operations - Required
            2/4
            Type of policy: Discrimination; Forced Labour; Child Labour; Freedom of Association
             "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "Respect International Standards We respect international standards on human rights, such as The Universal Declaration of Human Rights and corporate codes of conduct based on the United Nations Global Compact. [....] Discrimination [...] Forced Labour [...] Child Labour [...] Freedom of association [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
        • Company must address gender equality issues
          2.6/5.6
          • Commitment details
            Companies must address gender related worker and labour rights only for own operations - Required
            1/4
            Commitment details
            Companies must address gender related worker and labour rights only for own operations - Required
            1/4
            "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all operations and financing
            All financing
            0.4/0.4
            Policy applies to all operations and financing
            All financing
            0.4/0.4
            "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all deals
            All financing
            0.4/0.4
            Policy applies to all deals
            All financing
            0.4/0.4
            "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all companies
            All financing
            0.4/0.4
            Policy applies to all companies
            All financing
            0.4/0.4
            "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
          • Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            Policy applies to all stages of the supply chain
            Producers; Processors; Traders; Manufacturers; Retailers
            0.4/0.4
            "Prohibit Discrimination We reject, in all our corporate activities, discrimination and infringement of human rights based on race, nationality, gender, sexual orientation, gender identify, origin, social status, beliefs, religion, disability, physical characteristics, and the like [....] The above-mentioned policy also applies to our overseas network, and the Group gathers information on cases where the corporate activities of our domestic and overseas suppliers and contractors (supply chain), and companies that we invest in or lend to, negatively impact human rights. In cases where relevant laws, standards, and policies are violated, necessary measures are taken as appropriate."
        • Companies must encourage the inclusion of small-scale farmers
          0/5.6
          • Commitment details
            No
            0/4
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
        • Companies must resolve land conflicts
          0/1.6
          • Commitment details
            No
          • Policy applies to all operations and financing
            No
            0/0.4
          • Policy applies to all deals
            No
            0/0.4
          • Policy applies to all companies
            No
            0/0.4
          • Policy applies to all stages of the supply chain
            None
            0/0.4
      • Reporting and Implementation
        6/31
        • Commitments must be timebound
          No
          0/5
        • Companies must disclose subsidiaries in commodity supply chains
          No
          0/4
        • Companies must disclose locations
          No
          0/4
        • Policy is reviewed and updated
          Timeline for review unclear or review conducted less frequently than annually
          1/2
          Policy is reviewed and updated
          Timeline for review unclear or review conducted less frequently than annually
          1/2
          "SuMi TRUST Bank regularly reviews the suitability of established sector policies and the status of how transactions are being addressed at Sustainability Promotion Committee in our Executive Committee, etc., to reconsider the policies as well as make improvements to our operations as necessary."
        • Monitoring and non-compliance process
          Ad-hoc audits
          2.5/5