Westpac

"Westpac is a member of the Banking Environment Initiative and a signatory to the Soft Commodities Compact, aligning us with the Consumer Goods Forum’s 2010 resolution to help achieve zero net deforestation by 2020i . This commits us to:  using all reasonable endeavours to work with Consumer Goods Forum supply chains to explore how we can finance the growth of the markets producing palm oil, timber products, soy, and beef to zero net deforestation standards."

"Westpac is a member of the Banking Environment Initiative and a signatory to the Soft Commodities Compact, aligning us with the Consumer Goods Forum’s 2010 resolution to help achieve zero net deforestation by 2020i . This commits us to:  using all reasonable endeavours to work with Consumer Goods Forum supply chains to explore how we can finance the growth of the markets producing palm oil, timber products, soy, and beef to zero net deforestation standards."Scope...For the purpose of this position statement, agribusiness refers to all businesses that cultivate, process, and distribute products from agriculture."

"Westpac is a member of the Banking Environment Initiative and a signatory to the Soft Commodities Compact, aligning us with the Consumer Goods Forum’s 2010 resolution to help achieve zero net deforestation by 2020i . This commits us to:  using all reasonable endeavours to work with Consumer Goods Forum supply chains to explore how we can finance the growth of the markets producing palm oil, timber products, soy, and beef to zero net deforestation standards."Scope...For the purpose of this position statement, agribusiness refers to all businesses that cultivate, process, and distribute products from agriculture."

"Westpac is a member of the Banking Environment Initiative and a signatory to the Soft Commodities Compact, aligning us with the Consumer Goods Forum’s 2010 resolution to help achieve zero net deforestation by 2020i . This commits us to:  using all reasonable endeavours to work with Consumer Goods Forum supply chains to explore how we can finance the growth of the markets producing palm oil, timber products, soy, and beef to zero net deforestation standards."Scope...For the purpose of this position statement, agribusiness refers to all businesses that cultivate, process, and distribute products from agriculture."

"Westpac is a member of the Banking Environment Initiative and a signatory to the Soft Commodities Compact, aligning us with the Consumer Goods Forum’s 2010 resolution to help achieve zero net deforestation by 2020i . This commits us to:  using all reasonable endeavours to work with Consumer Goods Forum supply chains to explore how we can finance the growth of the markets producing palm oil, timber products, soy, and beef to zero net deforestation standards."Scope...For the purpose of this position statement, agribusiness refers to all businesses that cultivate, process, and distribute products from agriculture."

"Westpac expects that its customers will operate in accordance with relevant global, regional and national laws and regulations governing sustainability performance dimensions."

"Westpac expects that its customers will operate in accordance with relevant global, regional and national laws and regulations governing sustainability performance dimensions."

"Westpac expects that its customers will operate in accordance with relevant global, regional and national laws and regulations governing sustainability performance dimensions."

"Westpac expects that its customers will operate in accordance with relevant global, regional and national laws and regulations governing sustainability performance dimensions."

"Westpac expects that its customers will operate in accordance with relevant global, regional and national laws and regulations governing sustainability performance dimensions."

"We seek to develop relationships with customers that [...] Avoid adverse impacts on High Conservation Value forests (use High Carbon Stock Approach assessments for forests where appropriate)"

"We seek to develop relationships with customers that [...] Avoid adverse impacts on High Conservation Value forests (use High Carbon Stock Approach assessments for forests where appropriate)"

"We seek to develop relationships with customers that [...] Avoid adverse impacts on High Conservation Value forests (use High Carbon Stock Approach assessments for forests where appropriate)"

"We seek to develop relationships with customers that [...] Avoid adverse impacts on High Conservation Value forests (use High Carbon Stock Approach assessments for forests where appropriate)"

"We seek to develop relationships with customers that [...] Avoid adverse impacts on High Conservation Value forests (use High Carbon Stock Approach assessments for forests where appropriate)"

"We seek to develop relationships with agribusiness customers that do not: [...] violate the rights of local communities, such as the principle of free, prior, and informed consent. This includes a commitment to zero tolerance for ‘land grabbing’ [...] We will not knowingly finance agribusiness customers that are not in compliance with these standards. Where a customer group also operates in other sectors, we will not knowingly provide finance, directly in support of its companies that are not compliant with this position statement."

"We seek to develop relationships with agribusiness customers that do not: [...] violate the rights of local communities, such as the principle of free, prior, and informed consent. This includes a commitment to zero tolerance for ‘land grabbing’ [...] We will not knowingly finance agribusiness customers that are not in compliance with these standards. Where a customer group also operates in other sectors, we will not knowingly provide finance, directly in support of its companies that are not compliant with this position statement."

"We seek to develop relationships with agribusiness customers that do not: [...] violate the rights of local communities, such as the principle of free, prior, and informed consent. This includes a commitment to zero tolerance for ‘land grabbing’ [...] We will not knowingly finance agribusiness customers that are not in compliance with these standards. Where a customer group also operates in other sectors, we will not knowingly provide finance, directly in support of its companies that are not compliant with this position statement."

"We seek to develop relationships with agribusiness customers that do not: [...] violate the rights of local communities, such as the principle of free, prior, and informed consent. This includes a commitment to zero tolerance for ‘land grabbing’ [...] We will not knowingly finance agribusiness customers that are not in compliance with these standards. Where a customer group also operates in other sectors, we will not knowingly provide finance, directly in support of its companies that are not compliant with this position statement."

"We seek to develop relationships with agribusiness customers that do not: [...] violate the rights of local communities, such as the principle of free, prior, and informed consent. This includes a commitment to zero tolerance for ‘land grabbing’ [...] We will not knowingly finance agribusiness customers that are not in compliance with these standards. Where a customer group also operates in other sectors, we will not knowingly provide finance, directly in support of its companies that are not compliant with this position statement."

"We will not provide products and services in relation to [...] Any activities giving rise to ‘Land Grabbing’" "Based on the International Land Coalition (2011) Tirana Declaration: Securing Land Access for the Poor in Times of Intensified Natural Resources Competition, land grabbing is defined as ‘large-scale land acquisition or concession which does one or more of the following: violates human rights, particularly thoseof women; flouts the principle of free, prior, and informed consent; takes place without or disregards a thorough assessment of social, economic, and environmental impacts; avoids transparent contracts with clear and binding commitments on employment and benefit sharing; or eschews democratic planning, independent oversight, and meaningful participation’."

"We will not provide products and services in relation to [...] Any activities giving rise to ‘Land Grabbing’" "Based on the International Land Coalition (2011) Tirana Declaration: Securing Land Access for the Poor in Times of Intensified Natural Resources Competition, land grabbing is defined as ‘large-scale land acquisition or concession which does one or more of the following: violates human rights, particularly thoseof women; flouts the principle of free, prior, and informed consent; takes place without or disregards a thorough assessment of social, economic, and environmental impacts; avoids transparent contracts with clear and binding commitments on employment and benefit sharing; or eschews democratic planning, independent oversight, and meaningful participation’."

"We will not provide products and services in relation to [...] Any activities giving rise to ‘Land Grabbing’" "Based on the International Land Coalition (2011) Tirana Declaration: Securing Land Access for the Poor in Times of Intensified Natural Resources Competition, land grabbing is defined as ‘large-scale land acquisition or concession which does one or more of the following: violates human rights, particularly thoseof women; flouts the principle of free, prior, and informed consent; takes place without or disregards a thorough assessment of social, economic, and environmental impacts; avoids transparent contracts with clear and binding commitments on employment and benefit sharing; or eschews democratic planning, independent oversight, and meaningful participation’."

"We will not provide products and services in relation to [...] Any activities giving rise to ‘Land Grabbing’" "Based on the International Land Coalition (2011) Tirana Declaration: Securing Land Access for the Poor in Times of Intensified Natural Resources Competition, land grabbing is defined as ‘large-scale land acquisition or concession which does one or more of the following: violates human rights, particularly thoseof women; flouts the principle of free, prior, and informed consent; takes place without or disregards a thorough assessment of social, economic, and environmental impacts; avoids transparent contracts with clear and binding commitments on employment and benefit sharing; or eschews democratic planning, independent oversight, and meaningful participation’."

"We will not provide products and services in relation to [...] Any activities giving rise to ‘Land Grabbing’" "Based on the International Land Coalition (2011) Tirana Declaration: Securing Land Access for the Poor in Times of Intensified Natural Resources Competition, land grabbing is defined as ‘large-scale land acquisition or concession which does one or more of the following: violates human rights, particularly thoseof women; flouts the principle of free, prior, and informed consent; takes place without or disregards a thorough assessment of social, economic, and environmental impacts; avoids transparent contracts with clear and binding commitments on employment and benefit sharing; or eschews democratic planning, independent oversight, and meaningful participation’."

"For specific industries we seek to develop relationships with customers that demonstrate commitment to the following: Palm oil o growers, producers and processors must support Roundtable for Sustainable Palm Oil (RSPO) standards and demonstrate credible progress towards full certification within a satisfactory timeline xi, and commit to No Deforestation, No Peat and No Exploitation (NDPE) policies. o for manufacturers, traders or retailers we encourage RSPO membership and procurement of Certified Sustainable Palm Oil (CSPO)."

"This statement applies to: • All products and services excluding Insurance and Wealth Management (Superannuation, Investments and Platforms). • All customers in the agribusiness sector. • All Westpac Group operating locations... Palm oil o growers, producers and processors must support Roundtable for Sustainable Palm Oil (RSPO) standards and demonstrate credible progress towards full certification within a satisfactory timelinexi, and commit to No Deforestation, No Peat and No Exploitation (NDPE) policies. o for manufacturers, traders or retailers we encourage RSPO membership and procurement of Certified Sustainable Palm Oil (CSPO)."

"This statement applies to: • All products and services excluding Insurance and Wealth Management (Superannuation, Investments and Platforms). • All customers in the agribusiness sector. • All Westpac Group operating locations... Palm oil o growers, producers and processors must support Roundtable for Sustainable Palm Oil (RSPO) standards and demonstrate credible progress towards full certification within a satisfactory timelinexi, and commit to No Deforestation, No Peat and No Exploitation (NDPE) policies. o for manufacturers, traders or retailers we encourage RSPO membership and procurement of Certified Sustainable Palm Oil (CSPO)."

"This statement applies to: • All products and services excluding Insurance and Wealth Management (Superannuation, Investments and Platforms). • All customers in the agribusiness sector. • All Westpac Group operating locations... Palm oil o growers, producers and processors must support Roundtable for Sustainable Palm Oil (RSPO) standards and demonstrate credible progress towards full certification within a satisfactory timelinexi, and commit to No Deforestation, No Peat and No Exploitation (NDPE) policies. o for manufacturers, traders or retailers we encourage RSPO membership and procurement of Certified Sustainable Palm Oil (CSPO)."

"This statement applies to: • All products and services excluding Insurance and Wealth Management (Superannuation, Investments and Platforms). • All customers in the agribusiness sector. • All Westpac Group operating locations... Palm oil o growers, producers and processors must support Roundtable for Sustainable Palm Oil (RSPO) standards and demonstrate credible progress towards full certification within a satisfactory timelinexi, and commit to No Deforestation, No Peat and No Exploitation (NDPE) policies. o for manufacturers, traders or retailers we encourage RSPO membership and procurement of Certified Sustainable Palm Oil (CSPO)."

"Westpac expects that its customers will operate in accordance with relevant global, regional and national laws and regulations governing sustainability performance dimensions."

"Westpac expects that its customers will operate in accordance with relevant global, regional and national laws and regulations governing sustainability performance dimensions."

"Westpac expects that its customers will operate in accordance with relevant global, regional and national laws and regulations governing sustainability performance dimensions."

"Westpac expects that its customers will operate in accordance with relevant global, regional and national laws and regulations governing sustainability performance dimensions."

"Westpac expects that its customers will operate in accordance with relevant global, regional and national laws and regulations governing sustainability performance dimensions."

"Palm oil o growers, producers and processors must support Roundtable for Sustainable Palm Oil (RSPO) standards and demonstrate credible progress towards full certification within a satisfactory timeline xi, and commit to No Deforestation, No Peat and No Exploitation (NDPE) policies. o for manufacturers, traders or retailers we encourage RSPO membership and procurement of Certified Sustainable Palm Oil (CSPO)."

"This statement applies to: • All products and services excluding Insurance and Wealth Management (Superannuation, Investments and Platforms). • All customers in the agribusiness sector. • All Westpac Group operating locations... Palm oil o growers, producers and processors must support Roundtable for Sustainable Palm Oil (RSPO) standards and demonstrate credible progress towards full certification within a satisfactory timelinexi, and commit to No Deforestation, No Peat and No Exploitation (NDPE) policies. o for manufacturers, traders or retailers we encourage RSPO membership and procurement of Certified Sustainable Palm Oil (CSPO)."

"This statement applies to: • All products and services excluding Insurance and Wealth Management (Superannuation, Investments and Platforms). • All customers in the agribusiness sector. • All Westpac Group operating locations... Palm oil o growers, producers and processors must support Roundtable for Sustainable Palm Oil (RSPO) standards and demonstrate credible progress towards full certification within a satisfactory timelinexi, and commit to No Deforestation, No Peat and No Exploitation (NDPE) policies. o for manufacturers, traders or retailers we encourage RSPO membership and procurement of Certified Sustainable Palm Oil (CSPO)."

"This statement applies to: • All products and services excluding Insurance and Wealth Management (Superannuation, Investments and Platforms). • All customers in the agribusiness sector. • All Westpac Group operating locations... Palm oil o growers, producers and processors must support Roundtable for Sustainable Palm Oil (RSPO) standards and demonstrate credible progress towards full certification within a satisfactory timelinexi, and commit to No Deforestation, No Peat and No Exploitation (NDPE) policies. o for manufacturers, traders or retailers we encourage RSPO membership and procurement of Certified Sustainable Palm Oil (CSPO)."

"Palm oil o growers, producers and processors must support Roundtable for Sustainable Palm Oil (RSPO) standards and demonstrate credible progress towards full certification within a satisfactory timelinexi, and commit to No Deforestation, No Peat and No Exploitation (NDPE) policies. o for manufacturers, traders or retailers we encourage RSPO membership and procurement of Certified Sustainable Palm Oil (CSPO).""

"We seek to develop relationships with customers that [...] Avoid adverse impacts on High Conservation Value forests (use High Carbon Stock Approach assessments for forests where appropriate)"

"We seek to develop relationships with customers that [...] Avoid adverse impacts on High Conservation Value forests (use High Carbon StockApproach assessments for forests where appropriate)" "This statement applies to: All products and services excluding Insurance and Wealth Management(Superannuation, Investments and Platforms)."

"We seek to develop relationships with customers that [...] Avoid adverse impacts on High Conservation Value forests (use High Carbon StockApproach assessments for forests where appropriate)" 

"We seek to develop relationships with customers that [...] Avoid adverse impacts on High Conservation Value forests (use High Carbon StockApproach assessments for forests where appropriate)"

"We seek to develop relationships with customers that [...] Avoid adverse impacts on High Conservation Value forests (use High Carbon StockApproach assessments for forests where appropriate)" "i Agribusiness refers to all businesses that cultivate, harvest, process, and distribute products fromagriculture. It does not apply to traders that do not take possession of a physical commodity."

"We seek to develop relationships with agribusiness customers that do not: [...] violate the rights of local communities, such as the principle of free, prior, and informed consent. This includes a commitment to zero tolerance for ‘land grabbing’ [...] We will not knowingly finance agribusiness customers that are not in compliance with these standards. Where a customer group also operates in other sectors, we will not knowingly provide finance, directly in support of its companies that are not compliant with this position statement. "

"We seek to develop relationships with agribusiness customers that do not: [...] violate the rights of local communities, such as the principle of free, prior, and informed consent. This includes a commitment to zero tolerance for ‘land grabbing’ [...] We will not knowingly finance agribusiness customers that are not in compliance with these standards. Where a customer group also operates in other sectors, we will not knowingly provide finance, directly in support of its companies that are not compliant with this position statement. "

"We seek to develop relationships with agribusiness customers that do not: [...] violate the rights of local communities, such as the principle of free, prior, and informed consent. This includes a commitment to zero tolerance for ‘land grabbing’ [...] We will not knowingly finance agribusiness customers that are not in compliance with these standards. Where a customer group also operates in other sectors, we will not knowingly provide finance, directly in support of its companies that are not compliant with this position statement. "

"We seek to develop relationships with agribusiness customers that do not: [...] violate the rights of local communities, such as the principle of free, prior, and informed consent. This includes a commitment to zero tolerance for ‘land grabbing’ [...] We will not knowingly finance agribusiness customers that are not in compliance with these standards. Where a customer group also operates in other sectors, we will not knowingly provide finance, directly in support of its companies that are not compliant with this position statement. "

"We seek to develop relationships with agribusiness customers that do not: [...] violate the rights of local communities, such as the principle of free, prior, and informed consent. This includes a commitment to zero tolerance for ‘land grabbing’ [...] We will not knowingly finance agribusiness customers that are not in compliance with these standards. Where a customer group also operates in other sectors, we will not knowingly provide finance, directly in support of its companies that are not compliant with this position statement. "

"We will not provide products and services in relation to [...] Any activities giving rise to ‘Land Grabbing’" "Based on the International Land Coalition (2011) Tirana Declaration: Securing Land Access for the Poor in Times of Intensified Natural Resources Competition, land grabbing is defined as ‘large-scale land acquisition or concession which does one or more of the following: violates human rights, particularly thoseof women; flouts the principle of free, prior, and informed consent; takes place without or disregards a thorough assessment of social, economic, and environmental impacts; avoids transparent contracts with clear and binding commitments on employment and benefit sharing; or eschews democratic planning, independent oversight, and meaningful participation’."

"We will not provide products and services in relation to [...] Any activities giving rise to ‘Land Grabbing’" "Based on the International Land Coalition (2011) Tirana Declaration: Securing Land Access for the Poor in Times of Intensified Natural Resources Competition, land grabbing is defined as ‘large-scale land acquisition or concession which does one or more of the following: violates human rights, particularly thoseof women; flouts the principle of free, prior, and informed consent; takes place without or disregards a thorough assessment of social, economic, and environmental impacts; avoids transparent contracts with clear and binding commitments on employment and benefit sharing; or eschews democratic planning, independent oversight, and meaningful participation’."

"We will not provide products and services in relation to [...] Any activities giving rise to ‘Land Grabbing’" "Based on the International Land Coalition (2011) Tirana Declaration: Securing Land Access for the Poor in Times of Intensified Natural Resources Competition, land grabbing is defined as ‘large-scale land acquisition or concession which does one or more of the following: violates human rights, particularly thoseof women; flouts the principle of free, prior, and informed consent; takes place without or disregards a thorough assessment of social, economic, and environmental impacts; avoids transparent contracts with clear and binding commitments on employment and benefit sharing; or eschews democratic planning, independent oversight, and meaningful participation’."

"We will not provide products and services in relation to [...] Any activities giving rise to ‘Land Grabbing’" "Based on the International Land Coalition (2011) Tirana Declaration: Securing Land Access for the Poor in Times of Intensified Natural Resources Competition, land grabbing is defined as ‘large-scale land acquisition or concession which does one or more of the following: violates human rights, particularly thoseof women; flouts the principle of free, prior, and informed consent; takes place without or disregards a thorough assessment of social, economic, and environmental impacts; avoids transparent contracts with clear and binding commitments on employment and benefit sharing; or eschews democratic planning, independent oversight, and meaningful participation’."

"We will not provide products and services in relation to [...] Any activities giving rise to ‘Land Grabbing’" "Based on the International Land Coalition (2011) Tirana Declaration: Securing Land Access for the Poor in Times of Intensified Natural Resources Competition, land grabbing is defined as ‘large-scale land acquisition or concession which does one or more of the following: violates human rights, particularly thoseof women; flouts the principle of free, prior, and informed consent; takes place without or disregards a thorough assessment of social, economic, and environmental impacts; avoids transparent contracts with clear and binding commitments on employment and benefit sharing; or eschews democratic planning, independent oversight, and meaningful participation’."

"Soy [...] growers, producers and processors in higher risk geographies must support the Roundtable for Sustainable Soy (RTRS) and demonstrate credible progress towards full certification within a satisfactory timeline. [...] for manufacturers, traders or retailers of soy products, we encourage procurement of certified inputs." "This commits us to:[...]using all reasonable endeavours to work with Consumer Goods Forum supply chains to explore how we can finance the growth of the markets producing palm oil, timber products, soy, and beef to zero net deforestation standards" "This commits us to [...] using all reasonable endeavours to work with Consumer Goods Forum supply chains to explore how we can finance the growth of the markets producing palm oil, timber products, soy, and beef to zero net deforestation standards"

"Soy [...] growers, producers and processors in higher risk geographies must support the Roundtable for Sustainable Soy (RTRS) and demonstrate credible progress towards full certification within a satisfactory timeline. [...] for manufacturers, traders or retailers of soy products, we encourage procurement of certified inputs." "This commits us to:[...]using all reasonable endeavours to work with Consumer Goods Forum supply chains to explore how we can finance the growth of the markets producing palm oil, timber products, soy, and beef to zero net deforestation standards"

"Soy [...] growers, producers and processors in higher risk geographies must support the Roundtable for Sustainable Soy (RTRS) and demonstrate credible progress towards full certification within a satisfactory timeline. [...] for manufacturers, traders or retailers of soy products, we encourage procurement of certified inputs." "This commits us to:[...]using all reasonable endeavours to work with Consumer Goods Forum supply chains to explore how we can finance the growth of the markets producing palm oil, timber products, soy, and beef to zero net deforestation standards"

"Soy [...] growers, producers and processors in higher risk geographies must support the Roundtable for Sustainable Soy (RTRS) and demonstrate credible progress towards full certification within a satisfactory timeline. [...] for manufacturers, traders or retailers of soy products, we encourage procurement of certified inputs." "This commits us to:[...]using all reasonable endeavours to work with Consumer Goods Forum supply chains to explore how we can finance the growth of the markets producing palm oil, timber products, soy, and beef to zero net deforestation standards"

"Soy [...] growers, producers and processors in higher risk geographies must support the Roundtable for Sustainable Soy (RTRS) and demonstrate credible progress towards full certification within a satisfactory timeline. [...] for manufacturers, traders or retailers of soy products, we encourage procurement of certified inputs." "This commits us to:[...]using all reasonable endeavours to work with Consumer Goods Forum supply chains to explore how we can finance the growth of the markets producing palm oil, timber products, soy, and beef to zero net deforestation standards"

"Westpac expects that its customers will operate in accordance with relevant global, regional and national laws and regulations governing sustainability performance dimensions."

"Westpac expects that its customers will operate in accordance with relevant global, regional and national laws and regulations governing sustainability performance dimensions."

"Westpac expects that its customers will operate in accordance with relevant global, regional and national laws and regulations governing sustainability performance dimensions."

"Westpac expects that its customers will operate in accordance with relevant global, regional and national laws and regulations governing sustainability performance dimensions."

"Westpac expects that its customers will operate in accordance with relevant global, regional and national laws and regulations governing sustainability performance dimensions."

"Soy [...] growers, producers and processors in higher risk geographies must support the Roundtable for Sustainable Soy (RTRS) and demonstrate credible progress towards full certification within a satisfactory timeline. [...] for manufacturers, traders or retailers of soy products, we encourage procurement of certified inputs." 

"Soy [...] growers, producers and processors in higher risk geographies must support the Roundtable for Sustainable Soy (RTRS) and demonstrate credible progress towards full certification within a satisfactory timeline. [...] for manufacturers, traders or retailers of soy products, we encourage procurement of certified inputs." 

"Soy [...] growers, producers and processors in higher risk geographies must support the Roundtable for Sustainable Soy (RTRS) and demonstrate credible progress towards full certification within a satisfactory timeline. [...] for manufacturers, traders or retailers of soy products, we encourage procurement of certified inputs." 

"Soy [...] growers, producers and processors in higher risk geographies must support the Roundtable for Sustainable Soy (RTRS) and demonstrate credible progress towards full certification within a satisfactory timeline. [...] for manufacturers, traders or retailers of soy products, we encourage procurement of certified inputs." 

"Soy [...] growers, producers and processors in higher risk geographies must support the Roundtable for Sustainable Soy (RTRS) and demonstrate credible progress towards full certification within a satisfactory timeline. [...] for manufacturers, traders or retailers of soy products, we encourage procurement of certified inputs." 

"We seek to develop relationships with customers that [...] Avoid adverse impacts on High Conservation Value forests (use High Carbon Stock Approach assessments for forests where appropriate)"

"We seek to develop relationships with customers that [...] Avoid adverse impacts on High Conservation Value forests (use High Carbon StockApproach assessments for forests where appropriate)" "This statement applies to: All products and services excluding Insurance and Wealth Management(Superannuation, Investments and Platforms)."

"We seek to develop relationships with customers that [...] Avoid adverse impacts on High Conservation Value forests (use High Carbon StockApproach assessments for forests where appropriate)" "This statement applies to: All products and services excluding Insurance and Wealth Management(Superannuation, Investments and Platforms)."

"We seek to develop relationships with customers that [...] Avoid adverse impacts on High Conservation Value forests (use High Carbon StockApproach assessments for forests where appropriate)" "This statement applies to: All products and services excluding Insurance and Wealth Management(Superannuation, Investments and Platforms)."

"We seek to develop relationships with customers that [...] Avoid adverse impacts on High Conservation Value forests (use High Carbon StockApproach assessments for forests where appropriate)" "This statement applies to: All products and services excluding Insurance and Wealth Management(Superannuation, Investments and Platforms)."

"We seek to develop relationships with agribusiness customers that do not: [...] violate the rights of local communities, such as the principle of free, prior, and informed consent. This includes a commitment to zero tolerance for ‘land grabbing’ [...] We will not knowingly finance agribusiness customers that are not in compliance with these standards. Where a customer group also operates in other sectors, we will not knowingly provide finance, directly in support of its companies that are not compliant with this position statement. "

"We seek to develop relationships with agribusiness customers that do not: [...] violate the rights of local communities, such as the principle of free, prior, and informed consent. This includes a commitment to zero tolerance for ‘land grabbing’ [...] We will not knowingly finance agribusiness customers that are not in compliance with these standards. Where a customer group also operates in other sectors, we will not knowingly provide finance, directly in support of its companies that are not compliant with this position statement. "

"We seek to develop relationships with agribusiness customers that do not: [...] violate the rights of local communities, such as the principle of free, prior, and informed consent. This includes a commitment to zero tolerance for ‘land grabbing’ [...] We will not knowingly finance agribusiness customers that are not in compliance with these standards. Where a customer group also operates in other sectors, we will not knowingly provide finance, directly in support of its companies that are not compliant with this position statement. "

"We seek to develop relationships with agribusiness customers that do not: [...] violate the rights of local communities, such as the principle of free, prior, and informed consent. This includes a commitment to zero tolerance for ‘land grabbing’ [...] We will not knowingly finance agribusiness customers that are not in compliance with these standards. Where a customer group also operates in other sectors, we will not knowingly provide finance, directly in support of its companies that are not compliant with this position statement. "

"We seek to develop relationships with agribusiness customers that do not: [...] violate the rights of local communities, such as the principle of free, prior, and informed consent. This includes a commitment to zero tolerance for ‘land grabbing’ [...] We will not knowingly finance agribusiness customers that are not in compliance with these standards. Where a customer group also operates in other sectors, we will not knowingly provide finance, directly in support of its companies that are not compliant with this position statement. "

"We will not provide products and services in relation to [...] Any activities giving rise to ‘Land Grabbing’" "Based on the International Land Coalition (2011) Tirana Declaration: Securing Land Access for the Poor in Times of Intensified Natural Resources Competition, land grabbing is defined as ‘large-scale land acquisition or concession which does one or more of the following: violates human rights, particularly thoseof women; flouts the principle of free, prior, and informed consent; takes place without or disregards a thorough assessment of social, economic, and environmental impacts; avoids transparent contracts with clear and binding commitments on employment and benefit sharing; or eschews democratic planning, independent oversight, and meaningful participation’."

"We will not provide products and services in relation to [...] Any activities giving rise to ‘Land Grabbing’" "Based on the International Land Coalition (2011) Tirana Declaration: Securing Land Access for the Poor in Times of Intensified Natural Resources Competition, land grabbing is defined as ‘large-scale land acquisition or concession which does one or more of the following: violates human rights, particularly thoseof women; flouts the principle of free, prior, and informed consent; takes place without or disregards a thorough assessment of social, economic, and environmental impacts; avoids transparent contracts with clear and binding commitments on employment and benefit sharing; or eschews democratic planning, independent oversight, and meaningful participation’."

"We will not provide products and services in relation to [...] Any activities giving rise to ‘Land Grabbing’" "Based on the International Land Coalition (2011) Tirana Declaration: Securing Land Access for the Poor in Times of Intensified Natural Resources Competition, land grabbing is defined as ‘large-scale land acquisition or concession which does one or more of the following: violates human rights, particularly thoseof women; flouts the principle of free, prior, and informed consent; takes place without or disregards a thorough assessment of social, economic, and environmental impacts; avoids transparent contracts with clear and binding commitments on employment and benefit sharing; or eschews democratic planning, independent oversight, and meaningful participation’."

"We will not provide products and services in relation to [...] Any activities giving rise to ‘Land Grabbing’" "Based on the International Land Coalition (2011) Tirana Declaration: Securing Land Access for the Poor in Times of Intensified Natural Resources Competition, land grabbing is defined as ‘large-scale land acquisition or concession which does one or more of the following: violates human rights, particularly thoseof women; flouts the principle of free, prior, and informed consent; takes place without or disregards a thorough assessment of social, economic, and environmental impacts; avoids transparent contracts with clear and binding commitments on employment and benefit sharing; or eschews democratic planning, independent oversight, and meaningful participation’."

"We will not provide products and services in relation to [...] Any activities giving rise to ‘Land Grabbing’" "Based on the International Land Coalition (2011) Tirana Declaration: Securing Land Access for the Poor in Times of Intensified Natural Resources Competition, land grabbing is defined as ‘large-scale land acquisition or concession which does one or more of the following: violates human rights, particularly thoseof women; flouts the principle of free, prior, and informed consent; takes place without or disregards a thorough assessment of social, economic, and environmental impacts; avoids transparent contracts with clear and binding commitments on employment and benefit sharing; or eschews democratic planning, independent oversight, and meaningful participation’."

"For specific industries we seek to develop relationships with customers that demonstrate commitment to the following: ... Timber (including that used for the production of pulp and paper products): o growers (forest managers) and processors must support the Forest Stewardship Council (FSC) or a national scheme endorsed under the Programme for the Endorsement of Forest Certification (PEFC); and demonstrate credible progress towards full certification within a satisfactory timeline. o for manufacturers, traders or retailers of timber products, we encourage procurement of certified inputs."; "This commits us to [...] using all reasonable endeavours to work with Consumer Goods Forum supply chains to explore how we can finance the growth of the markets producing palm oil, timber products, soy, and beef to zero net deforestation standards"

"For specific industries we seek to develop relationships with customers that demonstrate commitment to the following: ... Timber (including that used for the production of pulp and paper products): o growers (forest managers) and processors must support the Forest Stewardship Council (FSC) or a national scheme endorsed under the Programme for the Endorsement of Forest Certification (PEFC); and demonstrate credible progress towards full certification within a satisfactory timeline. o for manufacturers, traders or retailers of timber products, we encourage procurement of certified inputs."; "This commits us to [...] using all reasonable endeavours to work with Consumer Goods Forum supply chains to explore how we can finance the growth of the markets producing palm oil, timber products, soy, and beef to zero net deforestation standards"

"For specific industries we seek to develop relationships with customers that demonstrate commitment to the following: ... Timber (including that used for the production of pulp and paper products): o growers (forest managers) and processors must support the Forest Stewardship Council (FSC) or a national scheme endorsed under the Programme for the Endorsement of Forest Certification (PEFC); and demonstrate credible progress towards full certification within a satisfactory timeline. o for manufacturers, traders or retailers of timber products, we encourage procurement of certified inputs."; "This commits us to [...] using all reasonable endeavours to work with Consumer Goods Forum supply chains to explore how we can finance the growth of the markets producing palm oil, timber products, soy, and beef to zero net deforestation standards"

"For specific industries we seek to develop relationships with customers that demonstrate commitment to the following: ... Timber (including that used for the production of pulp and paper products): o growers (forest managers) and processors must support the Forest Stewardship Council (FSC) or a national scheme endorsed under the Programme for the Endorsement of Forest Certification (PEFC); and demonstrate credible progress towards full certification within a satisfactory timeline. o for manufacturers, traders or retailers of timber products, we encourage procurement of certified inputs."; "This commits us to [...] using all reasonable endeavours to work with Consumer Goods Forum supply chains to explore how we can finance the growth of the markets producing palm oil, timber products, soy, and beef to zero net deforestation standards"

"For specific industries we seek to develop relationships with customers that demonstrate commitment to the following: ... Timber (including that used for the production of pulp and paper products): o growers (forest managers) and processors must support the Forest Stewardship Council (FSC) or a national scheme endorsed under the Programme for the Endorsement of Forest Certification (PEFC); and demonstrate credible progress towards full certification within a satisfactory timeline. o for manufacturers, traders or retailers of timber products, we encourage procurement of certified inputs."; "This commits us to [...] using all reasonable endeavours to work with Consumer Goods Forum supply chains to explore how we can finance the growth of the markets producing palm oil, timber products, soy, and beef to zero net deforestation standards"

"Westpac expects that its customers will operate in accordance with relevant global, regional and national laws and regulations governing sustainability performance dimensions."

"Westpac expects that its customers will operate in accordance with relevant global, regional and national laws and regulations governing sustainability performance dimensions."

"Westpac expects that its customers will operate in accordance with relevant global, regional and national laws and regulations governing sustainability performance dimensions."

"Westpac expects that its customers will operate in accordance with relevant global, regional and national laws and regulations governing sustainability performance dimensions."

"Westpac expects that its customers will operate in accordance with relevant global, regional and national laws and regulations governing sustainability performance dimensions."

"Timber (including that used for the production of pulp and paper products) [...]] growers (forest managers) and processors must support the Forest Stewardship Council (FSC) or a national scheme endorsed under the Programme for the Endorsement of Forest Certification (PEFC); and demonstrate credible progress towards full certification within a satisfactory timeline. [...] for manufacturers, traders or retailers of timber products, we encourage procurement of certified inputs."

"Timber (including that used for the production of pulp and paper products) [...]] growers (forest managers) and processors must support the Forest Stewardship Council (FSC) or a national scheme endorsed under the Programme for the Endorsement of Forest Certification (PEFC); and demonstrate credible progress towards full certification within a satisfactory timeline. [...] for manufacturers, traders or retailers of timber products, we encourage procurement of certified inputs."

"Timber (including that used for the production of pulp and paper products) [...]] growers (forest managers) and processors must support the Forest Stewardship Council (FSC) or a national scheme endorsed under the Programme for the Endorsement of Forest Certification (PEFC); and demonstrate credible progress towards full certification within a satisfactory timeline. [...] for manufacturers, traders or retailers of timber products, we encourage procurement of certified inputs."

"Timber (including that used for the production of pulp and paper products) [...]] growers (forest managers) and processors must support the Forest Stewardship Council (FSC) or a national scheme endorsed under the Programme for the Endorsement of Forest Certification (PEFC); and demonstrate credible progress towards full certification within a satisfactory timeline. [...] for manufacturers, traders or retailers of timber products, we encourage procurement of certified inputs."

"Timber (including that used for the production of pulp and paper products) [...]] growers (forest managers) and processors must support the Forest Stewardship Council (FSC) or a national scheme endorsed under the Programme for the Endorsement of Forest Certification (PEFC); and demonstrate credible progress towards full certification within a satisfactory timeline. [...] for manufacturers, traders or retailers of timber products, we encourage procurement of certified inputs."

"We seek to develop relationships with customers that [...] Avoid adverse impacts on High Conservation Value forests (use High Carbon StockApproach assessments for forests where appropriate)" "This statement applies to: All products and services excluding Insurance and Wealth Management(Superannuation, Investments and Platforms)."

"We seek to develop relationships with customers that [...] Avoid adverse impacts on High Conservation Value forests (use High Carbon StockApproach assessments for forests where appropriate)" "This statement applies to: All products and services excluding Insurance and Wealth Management(Superannuation, Investments and Platforms)."

"We seek to develop relationships with customers that [...] Avoid adverse impacts on High Conservation Value forests (use High Carbon StockApproach assessments for forests where appropriate)" "This statement applies to: All products and services excluding Insurance and Wealth Management(Superannuation, Investments and Platforms)."

"We seek to develop relationships with customers that [...] Avoid adverse impacts on High Conservation Value forests (use High Carbon StockApproach assessments for forests where appropriate)" "This statement applies to: All products and services excluding Insurance and Wealth Management(Superannuation, Investments and Platforms)."

"We seek to develop relationships with customers that [...] Avoid adverse impacts on High Conservation Value forests (use High Carbon StockApproach assessments for forests where appropriate)" "This statement applies to: All products and services excluding Insurance and Wealth Management(Superannuation, Investments and Platforms)."

"We seek to develop relationships with agribusiness customers that do not: [...] violate the rights of local communities, such as the principle of free, prior, and informed consent. This includes a commitment to zero tolerance for ‘land grabbing’ [...] We will not knowingly finance agribusiness customers that are not in compliance with these standards. Where a customer group also operates in other sectors, we will not knowingly provide finance, directly in support of its companies that are not compliant with this position statement."

"We seek to develop relationships with agribusiness customers that do not: [...] violate the rights of local communities, such as the principle of free, prior, and informed consent. This includes a commitment to zero tolerance for ‘land grabbing’ [...] We will not knowingly finance agribusiness customers that are not in compliance with these standards. Where a customer group also operates in other sectors, we will not knowingly provide finance, directly in support of its companies that are not compliant with this position statement."

"We seek to develop relationships with agribusiness customers that do not: [...] violate the rights of local communities, such as the principle of free, prior, and informed consent. This includes a commitment to zero tolerance for ‘land grabbing’ [...] We will not knowingly finance agribusiness customers that are not in compliance with these standards. Where a customer group also operates in other sectors, we will not knowingly provide finance, directly in support of its companies that are not compliant with this position statement."

"We seek to develop relationships with agribusiness customers that do not: [...] violate the rights of local communities, such as the principle of free, prior, and informed consent. This includes a commitment to zero tolerance for ‘land grabbing’ [...] We will not knowingly finance agribusiness customers that are not in compliance with these standards. Where a customer group also operates in other sectors, we will not knowingly provide finance, directly in support of its companies that are not compliant with this position statement."

"We seek to develop relationships with agribusiness customers that do not: [...] violate the rights of local communities, such as the principle of free, prior, and informed consent. This includes a commitment to zero tolerance for ‘land grabbing’ [...] We will not knowingly finance agribusiness customers that are not in compliance with these standards. Where a customer group also operates in other sectors, we will not knowingly provide finance, directly in support of its companies that are not compliant with this position statement."

"We will not provide products and services in relation to [...] Any activities giving rise to ‘Land Grabbing’" "Based on the International Land Coalition (2011) Tirana Declaration: Securing Land Access for the Poor in Times of Intensified Natural Resources Competition, land grabbing is defined as ‘large-scale land acquisition or concession which does one or more of the following: violates human rights, particularly thoseof women; flouts the principle of free, prior, and informed consent; takes place without or disregards a thorough assessment of social, economic, and environmental impacts; avoids transparent contracts with clear and binding commitments on employment and benefit sharing; or eschews democratic planning, independent oversight, and meaningful participation’."

"We will not provide products and services in relation to [...] Any activities giving rise to ‘Land Grabbing’" "Based on the International Land Coalition (2011) Tirana Declaration: Securing Land Access for the Poor in Times of Intensified Natural Resources Competition, land grabbing is defined as ‘large-scale land acquisition or concession which does one or more of the following: violates human rights, particularly thoseof women; flouts the principle of free, prior, and informed consent; takes place without or disregards a thorough assessment of social, economic, and environmental impacts; avoids transparent contracts with clear and binding commitments on employment and benefit sharing; or eschews democratic planning, independent oversight, and meaningful participation’."

"We will not provide products and services in relation to [...] Any activities giving rise to ‘Land Grabbing’" "Based on the International Land Coalition (2011) Tirana Declaration: Securing Land Access for the Poor in Times of Intensified Natural Resources Competition, land grabbing is defined as ‘large-scale land acquisition or concession which does one or more of the following: violates human rights, particularly thoseof women; flouts the principle of free, prior, and informed consent; takes place without or disregards a thorough assessment of social, economic, and environmental impacts; avoids transparent contracts with clear and binding commitments on employment and benefit sharing; or eschews democratic planning, independent oversight, and meaningful participation’."

"We will not provide products and services in relation to [...] Any activities giving rise to ‘Land Grabbing’" "Based on the International Land Coalition (2011) Tirana Declaration: Securing Land Access for the Poor in Times of Intensified Natural Resources Competition, land grabbing is defined as ‘large-scale land acquisition or concession which does one or more of the following: violates human rights, particularly thoseof women; flouts the principle of free, prior, and informed consent; takes place without or disregards a thorough assessment of social, economic, and environmental impacts; avoids transparent contracts with clear and binding commitments on employment and benefit sharing; or eschews democratic planning, independent oversight, and meaningful participation’."

"We will not provide products and services in relation to [...] Any activities giving rise to ‘Land Grabbing’" "Based on the International Land Coalition (2011) Tirana Declaration: Securing Land Access for the Poor in Times of Intensified Natural Resources Competition, land grabbing is defined as ‘large-scale land acquisition or concession which does one or more of the following: violates human rights, particularly thoseof women; flouts the principle of free, prior, and informed consent; takes place without or disregards a thorough assessment of social, economic, and environmental impacts; avoids transparent contracts with clear and binding commitments on employment and benefit sharing; or eschews democratic planning, independent oversight, and meaningful participation’."